INSERT INTO `awfkc_posts` VALUES (5473,1,'2012-03-10 15:43:45','2012-03-10 15:43:45','http://drivencarreviews.com/  Quick, what is the best selling sport-ute for four of the past five years? You\'re here to watch the Honda CR-V video, so it should be obvious. Tom Voelk checks out the new fourth-generation. Does it continue the tradition of holding a dozen packs of TP? Watch and learn...','2012 Honda CR-V EX AWD','','publish','open','open','','2012-honda-cr-v-ex-awd','','','2012-03-10 15:43:45','2012-03-10 15:43:45','',0,'http://www.l2ocredit.com/2012/03/10/2012-honda-cr-v-ex-awd/',0,'post','',0),(5474,0,'2016-04-06 06:21:58','2016-04-06 10:21:58','','2012 Honda CR-V EX AWD','','inherit','open','closed','','2012-honda-cr-v-ex-awd-2','','','2016-04-06 06:21:58','2016-04-06 10:21:58','',5473,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-honda-cr-v-ex-awd-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5475,0,'2016-04-06 06:21:58','2016-04-06 10:21:58','','2012 Honda CR-V EX AWD','','inherit','open','closed','','2012-honda-cr-v-ex-awd-3','','','2016-04-06 06:21:58','2016-04-06 10:21:58','',5473,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-honda-cr-v-ex-awd-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5476,0,'2016-04-06 06:21:58','2016-04-06 10:21:58','','2012 Honda CR-V EX AWD','','inherit','open','closed','','2012-honda-cr-v-ex-awd-4','','','2016-04-06 06:21:58','2016-04-06 10:21:58','',5473,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-honda-cr-v-ex-awd-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5477,0,'2016-04-06 06:21:59','2016-04-06 10:21:59','','2012 Honda CR-V EX AWD','','inherit','open','closed','','2012-honda-cr-v-ex-awd-5','','','2016-04-06 06:21:59','2016-04-06 10:21:59','',5473,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-honda-cr-v-ex-awd-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5478,1,'2014-11-18 23:44:44','2014-11-18 23:44:44','The 2015 Porsche Cayenne is a refresh of Porsche\'s best selling mid-size SUV. Now with new exterior tweaks, new engines and the first plug-in hybrid. The Porsche Cayenne S and Se-Hybrid. Bigger and more usable than the Porsche Macan.\n\nCompetitors to the Porsche Cayenne are the Mercedes GLE Coupe, Mercedes-Benz GLE, Mercedes GLE, Mercedes M-Class, Mercedes ML-Class, Mercedes GLK, Mercedes GLC, Mercedes GLA, Mercedes GL, Mercedes G, BMW X5, BMW X6, BMW X3, BMW X1, Audi Q3, Audi Q5, Audi Q7, Audi Q6, Audi A7, BMW 5 Series GT, BMW 4 Series GT, BMW 3 Series GT, Infiniti QX70, Infiniti QX70, Volvo CX60, Volvo CX90, Lexus RX350, Lexus GX, Lexus LX, Porsche Cayenne, Porsche Macan, Range Rover Sport, Range Rover, Land Rover Discovery Sport, Land Rover Discovery, Land Rover LR4, Range Rover Evoque, Acura MDX, Acura RDX, Lincoln MKX, Lincoln MKC, Cadillac SRX, Jeep Grand Cherokee, VW Touareg and Volkswagen Touareg, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Porsche Cayenne S and SE-Hybrid review','','publish','open','open','','2015-porsche-cayenne-s-and-se-hybrid-review','','','2014-11-18 23:44:44','2014-11-18 23:44:44','',0,'http://www.l2ocredit.com/2014/11/18/2015-porsche-cayenne-s-and-se-hybrid-review/',0,'post','',0),(5479,0,'2016-04-06 06:37:06','2016-04-06 10:37:06','','2015 Porsche Cayenne S and SE-Hybrid review','','inherit','open','closed','','2015-porsche-cayenne-s-and-se-hybrid-review-2','','','2016-04-06 06:37:06','2016-04-06 10:37:06','',5478,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-s-and-se-hybrid-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5480,1,'2015-04-24 14:38:09','2015-04-24 14:38:09','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Scion iA Preview NYIAS','','publish','open','open','','2016-scion-ia-preview-nyias','','','2015-04-24 14:38:09','2015-04-24 14:38:09','',0,'http://www.l2ocredit.com/2015/04/24/2016-scion-ia-preview-nyias/',0,'post','',0),(5481,0,'2016-04-06 06:52:23','2016-04-06 10:52:23','','2016 Scion iA Preview NYIAS','','inherit','open','closed','','2016-scion-ia-preview-nyias-2','','','2016-04-06 06:52:23','2016-04-06 10:52:23','',5480,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-scion-ia-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5482,0,'2016-04-06 06:52:23','2016-04-06 10:52:23','','2016 Scion iA Preview NYIAS','','inherit','open','closed','','2016-scion-ia-preview-nyias-3','','','2016-04-06 06:52:23','2016-04-06 10:52:23','',5480,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-scion-ia-preview-nyias-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5483,1,'2015-08-31 06:56:19','2015-08-31 06:56:19','Representing its most ambitious vehicle design program in decades, Volvo\'s next-generation XC90 has been recast from the ground up. But is it enough to rocket the Swedish automaker back into the hearts and minds of American car buyers? KBB’s Zach Vlasuk finds out in this video. \n\nFor the latest Volvo XC90 pricing and information:\nhttp://www.kbb.com/volvo/xc90/2016-volvo-xc90/\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. \n\nSubscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2016 Volvo XC90 - Review and Road Test','','publish','open','open','','2016-volvo-xc90-review-and-road-test','','','2015-08-31 06:56:19','2015-08-31 06:56:19','',0,'http://www.l2ocredit.com/2015/08/31/2016-volvo-xc90-review-and-road-test/',0,'post','',0),(5484,0,'2016-04-06 07:07:45','2016-04-06 11:07:45','','2016 Volvo XC90 &#8211; Review and Road Test','','inherit','open','closed','','2016-volvo-xc90-review-and-road-test-2','','','2016-04-06 07:07:45','2016-04-06 11:07:45','',5483,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-volvo-xc90-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5485,0,'2016-04-06 07:07:46','2016-04-06 11:07:46','','2016 Volvo XC90 &#8211; Review and Road Test','','inherit','open','closed','','2016-volvo-xc90-review-and-road-test-3','','','2016-04-06 07:07:46','2016-04-06 11:07:46','',5483,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-volvo-xc90-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5486,0,'2016-04-06 07:07:46','2016-04-06 11:07:46','','2016 Volvo XC90 &#8211; Review and Road Test','','inherit','open','closed','','2016-volvo-xc90-review-and-road-test-4','','','2016-04-06 07:07:46','2016-04-06 11:07:46','',5483,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-volvo-xc90-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5487,1,'2015-11-05 22:53:02','2015-11-05 22:53:02','Subscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','Top 5 Cars of the 2015 SEMA Show','','publish','open','open','','top-5-cars-of-the-2015-sema-show','','','2015-11-05 22:53:02','2015-11-05 22:53:02','',0,'http://www.l2ocredit.com/2015/11/05/top-5-cars-of-the-2015-sema-show/',0,'post','',0),(5488,0,'2016-04-06 07:22:59','2016-04-06 11:22:59','','Top 5 Cars of the 2015 SEMA Show','','inherit','open','closed','','top-5-cars-of-the-2015-sema-show-2','','','2016-04-06 07:22:59','2016-04-06 11:22:59','',5487,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-5-cars-of-the-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5489,0,'2016-04-06 07:23:00','2016-04-06 11:23:00','','Top 5 Cars of the 2015 SEMA Show','','inherit','open','closed','','top-5-cars-of-the-2015-sema-show-3','','','2016-04-06 07:23:00','2016-04-06 11:23:00','',5487,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-5-cars-of-the-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5490,0,'2016-04-06 07:23:00','2016-04-06 11:23:00','','Top 5 Cars of the 2015 SEMA Show','','inherit','open','closed','','top-5-cars-of-the-2015-sema-show-4','','','2016-04-06 07:23:00','2016-04-06 11:23:00','',5487,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-5-cars-of-the-2015-sema-show-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5491,1,'2015-04-06 20:13:26','2015-04-06 20:13:26','MotoMan is joined by Be Car Chic Editor, Melanie Batenchuk, who opens the 2015 New York Auto Show with the 2016 Porsche Boxster Spyder. In Part One of Ask MotoMan from the 2015 New York Auto Show, they discuss the differences between the standard Porsche Boxster and the Spyder. MotoMan then makes up for not getting to check out the Spyder. One film every day this week including reveals, highlights, special guests as well as MotoMan answering your questions . . .\n\nHere’s how you can have your question answered LIVE during ‘Ask MotoMan’:\n\nTWEET, INSTAGRAM OR FACEBOOK YOUR QUESTIONS TO MOTOMAN USING THE HASHTAG: #AskMotoManTV\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Ask MotoMan LIVE Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48otKK6PP_eAGK9NOk_oZLPR\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV','2016 Porsche Boxster Spyder  @ 2015 New York Auto Show ASK MOTOMAN LIVE Episode Two – Part One','','publish','open','open','','2016-porsche-boxster-spyder-2015-new-york-auto-show-ask-motoman-live-episode-two-part-one','','','2015-04-06 20:13:26','2015-04-06 20:13:26','',0,'http://www.l2ocredit.com/2015/04/06/2016-porsche-boxster-spyder-2015-new-york-auto-show-ask-motoman-live-episode-two-part-one/',0,'post','',0),(5492,0,'2016-04-06 07:38:35','2016-04-06 11:38:35','','2016 Porsche Boxster Spyder  @ 2015 New York Auto Show ASK MOTOMAN LIVE Episode Two – Part One','','inherit','open','closed','','2016-porsche-boxster-spyder-2015-new-york-auto-show-ask-motoman-live-episode-two-part-one-2','','','2016-04-06 07:38:35','2016-04-06 11:38:35','',5491,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-porsche-boxster-spyder-2015-new-york-auto-show-ask-motoman-live-episode-two-part-one-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5493,1,'2015-03-27 19:11:37','2015-03-27 19:11:37','Can you fit three child seats in a V60? How about rear facing behind an adult? Check this video out!\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 5 Volvo V60 Cross Country Child Seat Review - In 4K!','','publish','open','open','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k','','','2015-03-27 19:11:37','2015-03-27 19:11:37','',0,'http://www.l2ocredit.com/2015/03/27/2015-5-volvo-v60-cross-country-child-seat-review-in-4k/',0,'post','',0),(5494,0,'2016-04-06 07:58:11','2016-04-06 11:58:11','','2015 5 Volvo V60 Cross Country Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k-2','','','2016-04-06 07:58:11','2016-04-06 11:58:11','',5493,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-5-volvo-v60-cross-country-child-seat-review-in-4k-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5495,0,'2016-04-06 07:58:11','2016-04-06 11:58:11','','2015 5 Volvo V60 Cross Country Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k-3','','','2016-04-06 07:58:11','2016-04-06 11:58:11','',5493,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-5-volvo-v60-cross-country-child-seat-review-in-4k-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5496,0,'2016-04-06 07:58:12','2016-04-06 11:58:12','','2015 5 Volvo V60 Cross Country Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k-4','','','2016-04-06 07:58:12','2016-04-06 11:58:12','',5493,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-5-volvo-v60-cross-country-child-seat-review-in-4k-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5497,0,'2016-04-06 07:58:12','2016-04-06 11:58:12','','2015 5 Volvo V60 Cross Country Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k-5','','','2016-04-06 07:58:12','2016-04-06 11:58:12','',5493,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-5-volvo-v60-cross-country-child-seat-review-in-4k-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5498,0,'2016-04-06 07:58:13','2016-04-06 11:58:13','','2015 5 Volvo V60 Cross Country Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2015-5-volvo-v60-cross-country-child-seat-review-in-4k-6','','','2016-04-06 07:58:13','2016-04-06 11:58:13','',5493,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-5-volvo-v60-cross-country-child-seat-review-in-4k-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5499,1,'2015-01-21 19:30:06','2015-01-21 19:30:06','We take a spin in hockey\'s favourite vehicle, the Zamboni! These machines can cost up to $80,000 and run of compressed natural gas.  But what are they like to drive?\n\nFull Article: http://driving.ca/chevrolet/auto-news/entertainment/living-the-canadian-dream-behind-the-wheel-of-a-zamboni\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','What\'s it like to drive a Zamboni machine? | Driving.ca','','publish','open','open','','whats-it-like-to-drive-a-zamboni-machine-driving-ca','','','2015-01-21 19:30:06','2015-01-21 19:30:06','',0,'http://www.l2ocredit.com/2015/01/21/whats-it-like-to-drive-a-zamboni-machine-driving-ca/',0,'post','',0),(5500,0,'2016-04-06 08:15:57','2016-04-06 12:15:57','','What&#8217;s it like to drive a Zamboni machine? | Driving.ca','','inherit','open','closed','','whats-it-like-to-drive-a-zamboni-machine-driving-ca-2','','','2016-04-06 08:15:57','2016-04-06 12:15:57','',5499,'http://www.l2ocredit.com/wp-content/uploads/2016/04/whats-it-like-to-drive-a-zamboni-machine-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5501,0,'2016-04-06 08:15:57','2016-04-06 12:15:57','','What&#8217;s it like to drive a Zamboni machine? | Driving.ca','','inherit','open','closed','','whats-it-like-to-drive-a-zamboni-machine-driving-ca-3','','','2016-04-06 08:15:57','2016-04-06 12:15:57','',5499,'http://www.l2ocredit.com/wp-content/uploads/2016/04/whats-it-like-to-drive-a-zamboni-machine-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5502,0,'2016-04-06 08:15:57','2016-04-06 12:15:57','','What&#8217;s it like to drive a Zamboni machine? | Driving.ca','','inherit','open','closed','','whats-it-like-to-drive-a-zamboni-machine-driving-ca-4','','','2016-04-06 08:15:57','2016-04-06 12:15:57','',5499,'http://www.l2ocredit.com/wp-content/uploads/2016/04/whats-it-like-to-drive-a-zamboni-machine-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5503,1,'2012-03-05 05:45:01','2012-03-05 05:45:01','http://drivencarreviews.com/ Thinking about an electric car but concerned about sticker shock? The 2012 Mitsubishi i is the lowest priced all-electric car in America. Will the neighbors glow green with envy? Tom Voelk checks out a top line SE model.','2012 Mitsubishi i SE Electric Car','','publish','open','open','','2012-mitsubishi-i-se-electric-car','','','2012-03-05 05:45:01','2012-03-05 05:45:01','',0,'http://www.l2ocredit.com/2012/03/05/2012-mitsubishi-i-se-electric-car/',0,'post','',0),(5504,0,'2016-04-06 08:31:04','2016-04-06 12:31:04','','2012 Mitsubishi i SE Electric Car','','inherit','open','closed','','2012-mitsubishi-i-se-electric-car-2','','','2016-04-06 08:31:04','2016-04-06 12:31:04','',5503,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-mitsubishi-i-se-electric-car-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5505,0,'2016-04-06 08:31:04','2016-04-06 12:31:04','','2012 Mitsubishi i SE Electric Car','','inherit','open','closed','','2012-mitsubishi-i-se-electric-car-2','','','2016-04-06 08:31:04','2016-04-06 12:31:04','',5503,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-mitsubishi-i-se-electric-car-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5506,0,'2016-04-06 08:31:04','2016-04-06 12:31:04','','2012 Mitsubishi i SE Electric Car','','inherit','open','closed','','2012-mitsubishi-i-se-electric-car-3','','','2016-04-06 08:31:04','2016-04-06 12:31:04','',5503,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-mitsubishi-i-se-electric-car-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5507,1,'2014-11-15 04:55:05','2014-11-15 04:55:05','The Subaru Impreza compact sedan and hatchback are popular due to Subaru\'s all wheel drive technology. For 2015, the Impreza gets a host of new features. The Impreza is the foundation for the Subaru Crosstrek or Subie Crosstrek. Crosstreck. The Subaru AWD system or all wheel drive is a major selling feature for Subie.\n\nCompetitors to the Subaru Crosstrek are the Jeep Renegade, Jeep Patriot, Ford Escape, Jeep Compass, Honda HR-V, Mitsubishi Outlander, Mazda CX-3, Fiat 500X, Chevy Trax, Chevrolet Trax, Nissan Rogue, Nissan Juke, Mazda CX-5, Mazda CX-3, Hyundai Tucson, Kia Sportage, Subaru Forester, Mini Countryman, Honda CR-V, Toyota RAV4, Buick Encore, Volkswagen Tiguan, VW Tiguan, BMW X1\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Subaru Impreza Review','','publish','open','open','','2015-subaru-impreza-review','','','2014-11-15 04:55:05','2014-11-15 04:55:05','',0,'http://www.l2ocredit.com/2014/11/15/2015-subaru-impreza-review/',0,'post','',0),(5508,0,'2016-04-06 08:46:24','2016-04-06 12:46:24','','2015 Subaru Impreza Review','','inherit','open','closed','','2015-subaru-impreza-review-2','','','2016-04-06 08:46:24','2016-04-06 12:46:24','',5507,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-impreza-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5509,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',0,'http://www.moneysense.ca/?p=151424',0,'post','',0),(5510,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',0,'http://www.moneysense.ca/?p=151424',0,'post','',0),(5511,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5509-revision-v1','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',5509,'http://feedwordpress.radgeek.com/?rev=dcd9f8def1ee5dce807ca0d01be1f651',0,'revision','',0),(5512,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5510-revision-v1','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',5510,'http://feedwordpress.radgeek.com/?rev=dcd9f8def1ee5dce807ca0d01be1f651',0,'revision','',0),(5513,1,'2016-04-06 08:00:21','2016-04-06 12:00:21','<div id=\"attachment_152050\" style=\"width: 708px\" class=\"wp-caption aligncenter\"><img class=\"size-large wp-image-152050\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg\" alt=\"(Jason Franson)\" width=\"698\" height=\"1024\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-768x1127.jpeg 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg 698w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-450x660.jpeg 450w\" sizes=\"(max-width: 698px) 100vw, 698px\" /><p class=\"wp-caption-text\">(Jason Franson)</p></div>\n<p>Srinivas Velanki, a 52-year-old engineer from Edmonton, has a defined-benefit pension plan and real estate properties. Right now his low six-figure retirement portfolio is invested mostly in an RRSP of 90% balanced mutual funds, 7% global equity funds and the remaining 3% spread among three stocks: Corus Entertainment, Canadian National Railway and Canadian Pacific Railways. Now he wants to switch to a high-growth stock portfolio (no dividends required) and exchange-traded funds. “I want the money to travel in retirement, so I’m aiming big. I’d like an average annual return of 10% over the next 20 years.”</p>\n<p>Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki’s core retirement needs will be taken care of with his pension and other savings. “Investors who rely on bond products to keep them safe and provide a reasonable rate of return could be very disappointed for many years,” explains Miles Clyne, a portfolio manager with the Tycuda Group at MacDougall Investment Counsel Inc. in Langley, B.C. Current low interest rates and the impact of rising rates in the future, are “foretelling a not-so-pretty picture.”</p>\n<p>If Velanki is looking for a buy-and-hold strategy with minimal trading, Clyne recommends low-volatility ETFs. These use a number of strategies to maximize returns, including shorting the market index, which allows the investor to profit from falling stock markets. Clyne recommends Velanki keep it simple and build a portfolio that holds equal weightings in just three low-volatility ETFs: iShares MSCI EAFE Minimum Volatility Index ETF (XMI), iShares MSCI Canadian Minimum Volatility Index ETF (XMV) and iShares MSCI USA Minimum Volatility ETF (XMU). “Getting a 10% return over a market cycle should be doable with this portfolio,” says Clyne.</p>\n<p>Still, if Velanki is a bit more conservative, Clyne suggests low-risk investments with any additional contributions. A short-term laddered corporate bond ETF, such as the iShares 1–5 Year Laddered Corporate Bond ETF (CBO), would be appropriate and he could use the gains to rebalance his portfolio.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','A growth portfolio for the long term','<p>If you have a pension, you probably don\'t need the fixed income exposure that comes with balanced fund</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 08:00:21','2016-04-06 12:00:21','',0,'http://www.moneysense.ca/?p=150280',0,'post','',0),(5514,1,'2016-04-06 08:00:21','2016-04-06 12:00:21','<div id=\"attachment_152050\" style=\"width: 708px\" class=\"wp-caption aligncenter\"><img class=\"size-large wp-image-152050\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg\" alt=\"(Jason Franson)\" width=\"698\" height=\"1024\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-768x1127.jpeg 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg 698w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-450x660.jpeg 450w\" sizes=\"(max-width: 698px) 100vw, 698px\" /><p class=\"wp-caption-text\">(Jason Franson)</p></div>\n<p>Srinivas Velanki, a 52-year-old engineer from Edmonton, has a defined-benefit pension plan and real estate properties. Right now his low six-figure retirement portfolio is invested mostly in an RRSP of 90% balanced mutual funds, 7% global equity funds and the remaining 3% spread among three stocks: Corus Entertainment, Canadian National Railway and Canadian Pacific Railways. Now he wants to switch to a high-growth stock portfolio (no dividends required) and exchange-traded funds. “I want the money to travel in retirement, so I’m aiming big. I’d like an average annual return of 10% over the next 20 years.”</p>\n<p>Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki’s core retirement needs will be taken care of with his pension and other savings. “Investors who rely on bond products to keep them safe and provide a reasonable rate of return could be very disappointed for many years,” explains Miles Clyne, a portfolio manager with the Tycuda Group at MacDougall Investment Counsel Inc. in Langley, B.C. Current low interest rates and the impact of rising rates in the future, are “foretelling a not-so-pretty picture.”</p>\n<p>If Velanki is looking for a buy-and-hold strategy with minimal trading, Clyne recommends low-volatility ETFs. These use a number of strategies to maximize returns, including shorting the market index, which allows the investor to profit from falling stock markets. Clyne recommends Velanki keep it simple and build a portfolio that holds equal weightings in just three low-volatility ETFs: iShares MSCI EAFE Minimum Volatility Index ETF (XMI), iShares MSCI Canadian Minimum Volatility Index ETF (XMV) and iShares MSCI USA Minimum Volatility ETF (XMU). “Getting a 10% return over a market cycle should be doable with this portfolio,” says Clyne.</p>\n<p>Still, if Velanki is a bit more conservative, Clyne suggests low-risk investments with any additional contributions. A short-term laddered corporate bond ETF, such as the iShares 1–5 Year Laddered Corporate Bond ETF (CBO), would be appropriate and he could use the gains to rebalance his portfolio.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','A growth portfolio for the long term','<p>If you have a pension, you probably don\'t need the fixed income exposure that comes with balanced fund</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 08:00:21','2016-04-06 12:00:21','',0,'http://www.moneysense.ca/?p=150280',0,'post','',0),(5515,1,'2016-04-06 08:00:21','2016-04-06 12:00:21','<div id=\"attachment_152050\" style=\"width: 708px\" class=\"wp-caption aligncenter\"><img class=\"size-large wp-image-152050\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg\" alt=\"(Jason Franson)\" width=\"698\" height=\"1024\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-768x1127.jpeg 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg 698w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-450x660.jpeg 450w\" sizes=\"(max-width: 698px) 100vw, 698px\" /><p class=\"wp-caption-text\">(Jason Franson)</p></div>\n<p>Srinivas Velanki, a 52-year-old engineer from Edmonton, has a defined-benefit pension plan and real estate properties. Right now his low six-figure retirement portfolio is invested mostly in an RRSP of 90% balanced mutual funds, 7% global equity funds and the remaining 3% spread among three stocks: Corus Entertainment, Canadian National Railway and Canadian Pacific Railways. Now he wants to switch to a high-growth stock portfolio (no dividends required) and exchange-traded funds. “I want the money to travel in retirement, so I’m aiming big. I’d like an average annual return of 10% over the next 20 years.”</p>\n<p>Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki’s core retirement needs will be taken care of with his pension and other savings. “Investors who rely on bond products to keep them safe and provide a reasonable rate of return could be very disappointed for many years,” explains Miles Clyne, a portfolio manager with the Tycuda Group at MacDougall Investment Counsel Inc. in Langley, B.C. Current low interest rates and the impact of rising rates in the future, are “foretelling a not-so-pretty picture.”</p>\n<p>If Velanki is looking for a buy-and-hold strategy with minimal trading, Clyne recommends low-volatility ETFs. These use a number of strategies to maximize returns, including shorting the market index, which allows the investor to profit from falling stock markets. Clyne recommends Velanki keep it simple and build a portfolio that holds equal weightings in just three low-volatility ETFs: iShares MSCI EAFE Minimum Volatility Index ETF (XMI), iShares MSCI Canadian Minimum Volatility Index ETF (XMV) and iShares MSCI USA Minimum Volatility ETF (XMU). “Getting a 10% return over a market cycle should be doable with this portfolio,” says Clyne.</p>\n<p>Still, if Velanki is a bit more conservative, Clyne suggests low-risk investments with any additional contributions. A short-term laddered corporate bond ETF, such as the iShares 1–5 Year Laddered Corporate Bond ETF (CBO), would be appropriate and he could use the gains to rebalance his portfolio.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','A growth portfolio for the long term','<p>If you have a pension, you probably don\'t need the fixed income exposure that comes with balanced fund</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5514-revision-v1','','','2016-04-06 08:00:21','2016-04-06 12:00:21','',5514,'http://feedwordpress.radgeek.com/?rev=2e65cdb56738ee681657831027273783',0,'revision','',0),(5516,1,'2016-04-06 08:00:21','2016-04-06 12:00:21','<div id=\"attachment_152050\" style=\"width: 708px\" class=\"wp-caption aligncenter\"><img class=\"size-large wp-image-152050\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg\" alt=\"(Jason Franson)\" width=\"698\" height=\"1024\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-768x1127.jpeg 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-698x1024.jpeg 698w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-Pic-April-2016-450x660.jpeg 450w\" sizes=\"(max-width: 698px) 100vw, 698px\" /><p class=\"wp-caption-text\">(Jason Franson)</p></div>\n<p>Srinivas Velanki, a 52-year-old engineer from Edmonton, has a defined-benefit pension plan and real estate properties. Right now his low six-figure retirement portfolio is invested mostly in an RRSP of 90% balanced mutual funds, 7% global equity funds and the remaining 3% spread among three stocks: Corus Entertainment, Canadian National Railway and Canadian Pacific Railways. Now he wants to switch to a high-growth stock portfolio (no dividends required) and exchange-traded funds. “I want the money to travel in retirement, so I’m aiming big. I’d like an average annual return of 10% over the next 20 years.”</p>\n<p>Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki’s core retirement needs will be taken care of with his pension and other savings. “Investors who rely on bond products to keep them safe and provide a reasonable rate of return could be very disappointed for many years,” explains Miles Clyne, a portfolio manager with the Tycuda Group at MacDougall Investment Counsel Inc. in Langley, B.C. Current low interest rates and the impact of rising rates in the future, are “foretelling a not-so-pretty picture.”</p>\n<p>If Velanki is looking for a buy-and-hold strategy with minimal trading, Clyne recommends low-volatility ETFs. These use a number of strategies to maximize returns, including shorting the market index, which allows the investor to profit from falling stock markets. Clyne recommends Velanki keep it simple and build a portfolio that holds equal weightings in just three low-volatility ETFs: iShares MSCI EAFE Minimum Volatility Index ETF (XMI), iShares MSCI Canadian Minimum Volatility Index ETF (XMV) and iShares MSCI USA Minimum Volatility ETF (XMU). “Getting a 10% return over a market cycle should be doable with this portfolio,” says Clyne.</p>\n<p>Still, if Velanki is a bit more conservative, Clyne suggests low-risk investments with any additional contributions. A short-term laddered corporate bond ETF, such as the iShares 1–5 Year Laddered Corporate Bond ETF (CBO), would be appropriate and he could use the gains to rebalance his portfolio.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','A growth portfolio for the long term','<p>If you have a pension, you probably don\'t need the fixed income exposure that comes with balanced fund</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5513-revision-v1','','','2016-04-06 08:00:21','2016-04-06 12:00:21','',5513,'http://feedwordpress.radgeek.com/?rev=2e65cdb56738ee681657831027273783',0,'revision','',0),(5517,1,'2015-04-23 16:22:42','2015-04-23 16:22:42','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 4.5/5','2015 Mercedes-Benz SLK Start Up and Review 1.8 L Turbo 4-Cylinder','','publish','open','open','','2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder','','','2015-04-23 16:22:42','2015-04-23 16:22:42','',0,'http://www.l2ocredit.com/2015/04/23/2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder/',0,'post','',0),(5518,0,'2016-04-06 09:01:32','2016-04-06 13:01:32','','2015 Mercedes-Benz SLK Start Up and Review 1.8 L Turbo 4-Cylinder','','inherit','open','closed','','2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-2','','','2016-04-06 09:01:32','2016-04-06 13:01:32','',5517,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5519,0,'2016-04-06 09:01:32','2016-04-06 13:01:32','','2015 Mercedes-Benz SLK Start Up and Review 1.8 L Turbo 4-Cylinder','','inherit','open','closed','','2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-2','','','2016-04-06 09:01:32','2016-04-06 13:01:32','',5517,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5520,0,'2016-04-06 09:01:32','2016-04-06 13:01:32','','2015 Mercedes-Benz SLK Start Up and Review 1.8 L Turbo 4-Cylinder','','inherit','open','closed','','2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-3','','','2016-04-06 09:01:32','2016-04-06 13:01:32','',5517,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-slk-start-up-and-review-1-8-l-turbo-4-cylinder-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5521,1,'2015-09-07 11:00:00','2015-09-07 11:00:00','For this comparison we gathered a range of 3-row players including the 2015 Toyota Highlander - this year\'s Kelley Blue Book Midsize SUV Best Buy - and the totally redesigned 2016 Honda Pilot, plus the 2015 Nissan Pathfinder, 2015 Hyundai Santa Fe and redesigned 2016 Kia Sorento.\n\nFor the complete story, please visit:\nhttp://www.kbb.com/car-news/all-the-latest/2015-midsize-suv-comparison/2000012254/\n\n*Our comparison tests are different from most in that we keep the focus on comparison, not competition. We don\'t pick winners and losers because the right choice for one buyer is the wrong choice for another. Our goal here is not to tell you which car to buy, but to make it easier for you to decide which is best for you.\n\nKelley Blue Book is your source for new car reviews, features, auto show coverage, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb','2015 - 2016 Midsize SUV Comparison Test - Kelley Blue Book','','publish','open','open','','2015-2016-midsize-suv-comparison-test-kelley-blue-book','','','2015-09-07 11:00:00','2015-09-07 11:00:00','',0,'http://www.l2ocredit.com/2015/09/07/2015-2016-midsize-suv-comparison-test-kelley-blue-book/',0,'post','',0),(5522,0,'2016-04-06 09:20:35','2016-04-06 13:20:35','','2015 &#8211; 2016 Midsize SUV Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-2016-midsize-suv-comparison-test-kelley-blue-book-2','','','2016-04-06 09:20:35','2016-04-06 13:20:35','',5521,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-2016-midsize-suv-comparison-test-kelley-blue-book-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5523,0,'2016-04-06 09:20:35','2016-04-06 13:20:35','','2015 &#8211; 2016 Midsize SUV Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-2016-midsize-suv-comparison-test-kelley-blue-book-3','','','2016-04-06 09:20:35','2016-04-06 13:20:35','',5521,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-2016-midsize-suv-comparison-test-kelley-blue-book-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5524,0,'2016-04-06 09:20:35','2016-04-06 13:20:35','','2015 &#8211; 2016 Midsize SUV Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-2016-midsize-suv-comparison-test-kelley-blue-book-4','','','2016-04-06 09:20:35','2016-04-06 13:20:35','',5521,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-2016-midsize-suv-comparison-test-kelley-blue-book-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5525,0,'2016-04-06 09:20:36','2016-04-06 13:20:36','','2015 &#8211; 2016 Midsize SUV Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-2016-midsize-suv-comparison-test-kelley-blue-book-5','','','2016-04-06 09:20:36','2016-04-06 13:20:36','',5521,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-2016-midsize-suv-comparison-test-kelley-blue-book-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5526,1,'2015-03-15 05:10:05','2015-03-15 05:10:05','Can you fit three child seats in an Acura ILX? How about rear facing behind an adult? Check this video out!\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2016 Acura ILX Child Seat Review - In 4K!','','publish','open','open','','2016-acura-ilx-child-seat-review-in-4k','','','2015-03-15 05:10:05','2015-03-15 05:10:05','',0,'http://www.l2ocredit.com/2015/03/15/2016-acura-ilx-child-seat-review-in-4k/',0,'post','',0),(5527,0,'2016-04-06 10:19:33','2016-04-06 14:19:33','','2016 Acura ILX Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2016-acura-ilx-child-seat-review-in-4k-2','','','2016-04-06 10:19:33','2016-04-06 14:19:33','',5526,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-child-seat-review-in-4k-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5528,0,'2016-04-06 10:19:33','2016-04-06 14:19:33','','2016 Acura ILX Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2016-acura-ilx-child-seat-review-in-4k-2','','','2016-04-06 10:19:33','2016-04-06 14:19:33','',5526,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-child-seat-review-in-4k-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5529,0,'2016-04-06 10:19:34','2016-04-06 14:19:34','','2016 Acura ILX Child Seat Review &#8211; In 4K!','','inherit','open','closed','','2016-acura-ilx-child-seat-review-in-4k-3','','','2016-04-06 10:19:34','2016-04-06 14:19:34','',5526,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-child-seat-review-in-4k-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5530,1,'2015-01-19 15:24:21','2015-01-19 15:24:21','We\'ve recently proved that an racing simulator can make you a faster driver but can a different simulator make you a safer driver? \n\nFull Article: http://driving.ca/auto-news/news/190522\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Can this simulator make you a safer driver? | Driving.ca','','publish','open','open','','can-this-simulator-make-you-a-safer-driver-driving-ca','','','2015-01-19 15:24:21','2015-01-19 15:24:21','',0,'http://www.l2ocredit.com/2015/01/19/can-this-simulator-make-you-a-safer-driver-driving-ca/',0,'post','',0),(5531,0,'2016-04-06 10:34:42','2016-04-06 14:34:42','','Can this simulator make you a safer driver? | Driving.ca','','inherit','open','closed','','can-this-simulator-make-you-a-safer-driver-driving-ca-2','','','2016-04-06 10:34:42','2016-04-06 14:34:42','',5530,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-this-simulator-make-you-a-safer-driver-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5532,0,'2016-04-06 10:34:42','2016-04-06 14:34:42','','Can this simulator make you a safer driver? | Driving.ca','','inherit','open','closed','','can-this-simulator-make-you-a-safer-driver-driving-ca-3','','','2016-04-06 10:34:42','2016-04-06 14:34:42','',5530,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-this-simulator-make-you-a-safer-driver-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5533,0,'2016-04-06 10:34:43','2016-04-06 14:34:43','','Can this simulator make you a safer driver? | Driving.ca','','inherit','open','closed','','can-this-simulator-make-you-a-safer-driver-driving-ca-4','','','2016-04-06 10:34:43','2016-04-06 14:34:43','',5530,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-this-simulator-make-you-a-safer-driver-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5534,0,'2016-04-06 10:34:43','2016-04-06 14:34:43','','Can this simulator make you a safer driver? | Driving.ca','','inherit','open','closed','','can-this-simulator-make-you-a-safer-driver-driving-ca-4','','','2016-04-06 10:34:43','2016-04-06 14:34:43','',5530,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-this-simulator-make-you-a-safer-driver-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5535,1,'2012-02-19 19:14:29','2012-02-19 19:14:29','http://drivencarreviews.com/  Toyota is aiming the new Prius c at buyers who have always wanted to go green but lacked the green to do it.  Tom Voelk travels to the San Diego press launch to check out the newest and smallest member of the Prius family.','2012 Toyota Prius c','','publish','open','open','','2012-toyota-prius-c','','','2012-02-19 19:14:29','2012-02-19 19:14:29','',0,'http://www.l2ocredit.com/2012/02/19/2012-toyota-prius-c/',0,'post','',0),(5536,0,'2016-04-06 11:08:26','2016-04-06 15:08:26','','2012 Toyota Prius c','','inherit','open','closed','','2012-toyota-prius-c-2','','','2016-04-06 11:08:26','2016-04-06 15:08:26','',5535,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-toyota-prius-c-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5537,0,'2016-04-06 11:08:26','2016-04-06 15:08:26','','2012 Toyota Prius c','','inherit','open','closed','','2012-toyota-prius-c-3','','','2016-04-06 11:08:26','2016-04-06 15:08:26','',5535,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-toyota-prius-c-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5538,1,'2016-04-06 11:00:29','2016-04-06 15:00:29','<div id=\"attachment_151976\" style=\"width: 411px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-151976\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg\" alt=\"(RODRIGO ARANGUA/AFP/Getty Images)\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-300x162.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg 401w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-400x217.jpg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(RODRIGO ARANGUA/AFP/Getty Images)</p></div>\n<p><span style=\"font-weight: 400;\">Most Canadians regard paying taxes as a task that falls somewhere between a chore and an obsession. It’s akin to fuelling up your car. No matter how diligent you are about keeping an eye on pump prices, you’re convinced that there’s an even cheaper per litre price somewhere close by. </span></p>\n<p><span style=\"font-weight: 400;\">Perhaps that’s one reason why the Panama Papers–the massive data leak detailing how the world&#8217;s uber-wealthy use off-shore accounts to shelter billions of dollars from the tax man—is striking a nerve. </span></p>\n<p>The idea of avoiding taxes is appealing to just about every Canadian, regardless of their income bracket. In part, because we as Canadians pay a lot of taxes. On average, a working Canadian (single or family income) earns just over $79,000, but paid $33,272 in total taxes, as of 2014. To put this in perspective, that same Canadian paid just $28,887 on food, clothing and shelter combined. So unlike the world&#8217;s wealthy who sock their money into off-shore accounts, the average Canadian spends 42.1% of their income on taxes and only 36.6% on basic necessities.</p>\n<p>It should come as no surprise, then, that wealthier Canadians have a long history of finding ways to avoid paying tax. Six years ago, the consumer advocacy group, Canadians for Tax Fairness, released data that showed how firms and individuals were sheltering as much as $170 billion in offshore tax havens in 10 locations across the globe. Executive director Dennis Howlett stated, at the time, that the &#8220;$170 billion figure almost certainly under-represents the problem.&#8221;</p>\n<h2><strong>So, what is a tax haven? </strong></h2>\n<p><span style=\"font-weight: 400;\">To help provide context, the </span><a href=\"http://www.invesbottomedia.com/terms/o/oecd.asp\"><span style=\"font-weight: 400;\">Organization of Economic Cooperation and Development</span></a><span style=\"font-weight: 400;\"> (OECD), a Paris-based group of 30 developed countries, uses three key attributes for identifying whether a country is a tax haven:</span></p>\n<p><b>No. 1. There is no or only nominal tax.</b><span style=\"font-weight: 400;\"> While a tax structure can vary from country to country, the one common characteristic of a tax haven is that it charges little or no taxes to non-residents who park their money or assets in that jurisdiction. </span></p>\n<p><b>No. 2.  The jurisdiction protects personal financial information.</b><span style=\"font-weight: 400;\"> Tax havens will zealously protect personal financial information—going as far as to pass formal laws or enact administrative practices that will prevent scrutiny by foreign tax authorities.</span></p>\n<p><b>No. 3. Lack of transparency. </b><span style=\"font-weight: 400;\">No scrutiny also means little or no transparency and that can mean sudden legislative changes because of behind-closed-doors secret rulings.</span></p>\n<h2>Canadians, be wary of these not-so-legal tax strategies</h2>\n<p>Of course, most of us don’t even come close to the net worth required to take advantage of off-shore tax havens, like the ones uncovered in the Panama Papers leak, but that doesn’t mean you can’t get nailed for tax evasion.</p>\n<p>Over the last decade, at least a handful of tax evasion strategies have come under the Canada Revenue Agency scrutiny. These strategies include (but aren’t limited to):</p>\n<p><b>No. 1. Dubious charitable donations. </b><span style=\"font-weight: 400;\">Five years ago, the CRA began to crackdown with audits on every gifting tax shelter available to Canadians. That’s because at that time, approximately 170,000 taxpayers were allegedly dodging tax by claiming as much as $5 billion in dubious donations to not-so-legitimate charitable organizations.</span></p>\n<p>While there’s not a lot, if any, of these schemes around anymore, the key to not getting caught up in this type of tax evasion scheme is to apply the too-good-to-be-true rule: If you invest $100 and get a charitable donation receipt of $130 then consider that too good to be true. That’s because no legitimate charity will claim you donated more than you did nor will they issue a tax receipt for an inflated donation.</p>\n<p><b>No. 2. Business income, not investment gains. </b><span style=\"font-weight: 400;\">Have you opted to skip the stocks to invest in real estate? Don’t immediately assume that the profits from the sale of those investment properties will immediately qualify for the principal residence or even the preferential capital gains tax treatment.</span></p>\n<p>About five years ago, the CRA began to crack down on real estate profits. For example, the CRA forced a taxpayer to fork out $11,400 in penalties, in addition to tens of thousands in back taxes, for trying to claim tax exemption on seven homes—that she’d bought and renovated in six years. The CRA denied her the principal residence exemption on all seven of the homes—making all profit fully taxable. Worse, the CRA ruled that the profit was actually business income, not capital gains, because the house-flipping was actually a business and not an investment.</p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/columns/home-owner/tax-profit-as-income-or-capital-gains/\" >Tax profit as income or capital gains? <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-explained/\" >Capital gains explained <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/columns/can-you-avoid-capital-gains-tax/\" >Can you avoid capital gains tax? <span style=\"font-weight: 400;\">»<br />\n</span></a><a href=\"http://www.moneysense.ca/save/taxes/how-to-pay-less-capital-gains-tax/\" ><span style=\"font-weight: 400;\">How to pay less capital gains tax »</span></a></p>\n<p><b>No. 3. Tax-free trusts.</b><span style=\"font-weight: 400;\"> Up until a decade ago, smart investors could get juicy tax-free returns of 8% to 12% by investing in income trusts. But in October 2006, the government suddenly announced that income trusts would be taxed and the value of these trusts plunged overnight. But that doesn’t mean you still can’t take advantage of income trusts. Even with the income trust tax, some trusts are still yielding 7%.</span></p>\n<p>If you decide to include income trusts in your retirement portfolio, Dan Hallett, vice-president at HighView Asset Management in Oakville, Ont., suggests that you keep them outside your RRSP. That way you can apply the dividend tax credit to the income they provide. If income trusts are held inside your RRSP, the income you get is taxed at the regular income tax rate when it is withdrawn.</p>\n<h2><strong>Take heart, you can still save on taxes</strong></h2>\n<p>Still, for those actively trying to prepare their T1s for the tax deadline of May 2, <a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">there are legitimate ways to pay less tax</a>.</p>\n<p><span style=\"font-weight: 400;\">Here are a few suggestions:</span></p>\n<p><b>No. 1. Income splitting.</b><span style=\"font-weight: 400;\"> While the new Liberal Budget 2016 has eliminated income splitting for couples with children under the age of 18, that doesn’t mean you can’t save taxes through income splitting.</span></p>\n<p>If one spouse is a high income earner you could consider setting up a family trust that names the other spouse (and any children under age 18) as beneficiaries. Then loan the trust a sum of money, say from your investment portfolio, and charge the trust a low-interest rate, say of 1%. That way, the income from the trust portfolio is taxed in the hands of your spouse and kids, at a much lower tax rate. (Just make sure you <a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >keep the loaned money in the trust for at least three years</a>.)</p>\n<p><b>No. 2. Spousal retirement plans. </b><span style=\"font-weight: 400;\">Another option is to set up spousal RRSPs and TFSAs. The spouse with the higher income contributes to them and when the spouse with the lower income withdraws the money, it’s taxed at a lower marginal rate. </span></p>\n<p><b>No. 3. Shelter your biggest asset with an exemption. </b><span style=\"font-weight: 400;\">The payment of capital gains tax applies to all property, however the Canada Revenue Agency offers an exemption that shelters any capital appreciation on your principal residence from being taxed. From a tax perspective, you owe tax on any price appreciation in the first 14 years you owned the property. However, for the remaining 14 years—when you lived in the property as your principal residence—any appreciation in value is exempt from capital gains tax.</span></p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/vacation/capital-gains-tax-declaring-a-new-principal-residence/\" ><span style=\"font-weight: 400;\">Capital gains tax: Declaring a new principal residence »</span></a><br />\n<a href=\"http://www.moneysense.ca/save/taxes/use-the-principal-residence-exemption-to-save-on-taxes/\" ><span style=\"font-weight: 400;\">Use the principal residence exemption to save on taxes »</span></a></p>\n<p><b>No. 4. Use legit tax shelters. </b>Of all the ways to thwart the tax man, the easiest and most effective way is to use two legit tax shelters: the <a href=\"http://www.moneysense.ca/magazine-archive/use-rrsps-and-tfsas-to-save-on-taxes/\" >RRSP and TFSA</a>.</p>\n<p>The RRSP l<span style=\"font-weight: 400;\">ets you defer paying taxes on a portion of your yearly income (the amount you contribute to your RRSP) and give you a tax rebate in the year you make the contribution. These contributions then grow, tax-free, so you don&#8217;t have to pay income, dividend, interest or capital gains tax regardless of how much your investments earn in your RRSP. When you finally withdraw the money, you&#8217;ll have to pay tax, but for most Canadians they&#8217;ll end up paying less tax because their income in retirement is less than during their working years, putting them in a lower marginal tax bracket. </span></p>\n<p><span style=\"font-weight: 400;\">TFSAs are similar to RRSPs in that contributions put into these accounts grow tax-free. Unlike the RRSP, TFSA contributions earn no up-front tax refund, but the government doesn’t get a dime of your money when funds are withdrawn.</span></p>\n<p><b>No. 5. Harvest tax losses. </b><span style=\"font-weight: 400;\">Another way affluent investors can smooth out their tax hit is to use their losses and gains in the stock market strategically. When investors harvest an investment loss—by selling the tanking stock—they can apply that loss against gains in that same tax year as well as any gains in subsequent tax years, so they end up paying less tax overall. To learn more, read our article on the <em><a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >Secrets of the rich</a></em>. </span></p>\n<p><span style=\"font-weight: 400;\"><b>No. 6. </b><strong>Use life insurance. </strong></span><span style=\"font-weight: 400;\">If you die at a ripe old age, you’re not likely to have dependents who are still relying on your income but that doesn’t mean your family won’t face big expenses when you die. For example, if you own rental property, you can’t pass it to your children tax-free; your estate will be on the hook for capital gains taxes, whether or not your heirs sell the real estate. The same applies to investment portfolio, RRSPs and RRIFs. </span></p>\n<p>Truth is, once you and your partner have died, the<span style=\"font-weight: 400;\"> final tax bill on your estate can also be enormous. That&#8217;s because once both of you die, the RRSP and RRIF investments are fully taxable in the year of death. Depending on your province, that means up to 53% of your nest egg will go to the government instead of your children, grandchildren or charity. </span></p>\n<p><span style=\"font-weight: 400;\">As part of a comprehensive estate plan, you might consider a permanent life policy with a death benefit designed to offset all or part of your final expenses, including the final tax bill. The premiums can be very high if you don’t get the coverage until late in life, but the payout is guaranteed. If you know you won’t need the cash while you’re alive, it may be the best way to keep your wealth in the family. For more see our article on <a href=\"http://www.moneysense.ca/magazine-archive/life-insurance-is-term-life-always-enough/\" >using life insurance</a> to thwart the final tax bill. </span></p>\n<p>Finally, for those of us that fall on the chore side of the tax paying equation, take heart. You don&#8217;t have to do a lot to shave the amount of tax you pay on your investment returns. For a great primer on <span style=\"font-weight: 400;\">what to keep in a tax sheltered investment, such as an RRSP or TFSA,  and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, <a href=\"http://www.moneysense.ca/invest/asset-ocation-everything-in-its-place/\" >Asset Location: Everything in its place</a>. </span></p>\n<p>&nbsp;</p>\n<p><i><span style=\"font-weight: 400;\">Sources: Associated Press, Investopedia, MoneySense, Rob Gerlsbeck</span></i></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','What Canadians can learn from the Panama Papers','<p>Here are 3 tax schemes to avoid and 6 legit ways to avoid paying tax</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 11:00:29','2016-04-06 15:00:29','',0,'http://www.moneysense.ca/?p=152058',0,'post','',0),(5539,1,'2016-04-06 11:00:29','2016-04-06 15:00:29','<div id=\"attachment_151976\" style=\"width: 411px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-151976\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg\" alt=\"(RODRIGO ARANGUA/AFP/Getty Images)\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-300x162.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg 401w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-400x217.jpg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(RODRIGO ARANGUA/AFP/Getty Images)</p></div>\n<p><span style=\"font-weight: 400;\">Most Canadians regard paying taxes as a task that falls somewhere between a chore and an obsession. It’s akin to fuelling up your car. No matter how diligent you are about keeping an eye on pump prices, you’re convinced that there’s an even cheaper per litre price somewhere close by. </span></p>\n<p><span style=\"font-weight: 400;\">Perhaps that’s one reason why the Panama Papers–the massive data leak detailing how the world&#8217;s uber-wealthy use off-shore accounts to shelter billions of dollars from the tax man—is striking a nerve. </span></p>\n<p>The idea of avoiding taxes is appealing to just about every Canadian, regardless of their income bracket. In part, because we as Canadians pay a lot of taxes. On average, a working Canadian (single or family income) earns just over $79,000, but paid $33,272 in total taxes, as of 2014. To put this in perspective, that same Canadian paid just $28,887 on food, clothing and shelter combined. So unlike the world&#8217;s wealthy who sock their money into off-shore accounts, the average Canadian spends 42.1% of their income on taxes and only 36.6% on basic necessities.</p>\n<p>It should come as no surprise, then, that wealthier Canadians have a long history of finding ways to avoid paying tax. Six years ago, the consumer advocacy group, Canadians for Tax Fairness, released data that showed how firms and individuals were sheltering as much as $170 billion in offshore tax havens in 10 locations across the globe. Executive director Dennis Howlett stated, at the time, that the &#8220;$170 billion figure almost certainly under-represents the problem.&#8221;</p>\n<h2><strong>So, what is a tax haven? </strong></h2>\n<p><span style=\"font-weight: 400;\">To help provide context, the </span><a href=\"http://www.invesbottomedia.com/terms/o/oecd.asp\"><span style=\"font-weight: 400;\">Organization of Economic Cooperation and Development</span></a><span style=\"font-weight: 400;\"> (OECD), a Paris-based group of 30 developed countries, uses three key attributes for identifying whether a country is a tax haven:</span></p>\n<p><b>No. 1. There is no or only nominal tax.</b><span style=\"font-weight: 400;\"> While a tax structure can vary from country to country, the one common characteristic of a tax haven is that it charges little or no taxes to non-residents who park their money or assets in that jurisdiction. </span></p>\n<p><b>No. 2.  The jurisdiction protects personal financial information.</b><span style=\"font-weight: 400;\"> Tax havens will zealously protect personal financial information—going as far as to pass formal laws or enact administrative practices that will prevent scrutiny by foreign tax authorities.</span></p>\n<p><b>No. 3. Lack of transparency. </b><span style=\"font-weight: 400;\">No scrutiny also means little or no transparency and that can mean sudden legislative changes because of behind-closed-doors secret rulings.</span></p>\n<h2>Canadians, be wary of these not-so-legal tax strategies</h2>\n<p>Of course, most of us don’t even come close to the net worth required to take advantage of off-shore tax havens, like the ones uncovered in the Panama Papers leak, but that doesn’t mean you can’t get nailed for tax evasion.</p>\n<p>Over the last decade, at least a handful of tax evasion strategies have come under the Canada Revenue Agency scrutiny. These strategies include (but aren’t limited to):</p>\n<p><b>No. 1. Dubious charitable donations. </b><span style=\"font-weight: 400;\">Five years ago, the CRA began to crackdown with audits on every gifting tax shelter available to Canadians. That’s because at that time, approximately 170,000 taxpayers were allegedly dodging tax by claiming as much as $5 billion in dubious donations to not-so-legitimate charitable organizations.</span></p>\n<p>While there’s not a lot, if any, of these schemes around anymore, the key to not getting caught up in this type of tax evasion scheme is to apply the too-good-to-be-true rule: If you invest $100 and get a charitable donation receipt of $130 then consider that too good to be true. That’s because no legitimate charity will claim you donated more than you did nor will they issue a tax receipt for an inflated donation.</p>\n<p><b>No. 2. Business income, not investment gains. </b><span style=\"font-weight: 400;\">Have you opted to skip the stocks to invest in real estate? Don’t immediately assume that the profits from the sale of those investment properties will immediately qualify for the principal residence or even the preferential capital gains tax treatment.</span></p>\n<p>About five years ago, the CRA began to crack down on real estate profits. For example, the CRA forced a taxpayer to fork out $11,400 in penalties, in addition to tens of thousands in back taxes, for trying to claim tax exemption on seven homes—that she’d bought and renovated in six years. The CRA denied her the principal residence exemption on all seven of the homes—making all profit fully taxable. Worse, the CRA ruled that the profit was actually business income, not capital gains, because the house-flipping was actually a business and not an investment.</p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/columns/home-owner/tax-profit-as-income-or-capital-gains/\" >Tax profit as income or capital gains? <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-explained/\" >Capital gains explained <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/columns/can-you-avoid-capital-gains-tax/\" >Can you avoid capital gains tax? <span style=\"font-weight: 400;\">»<br />\n</span></a><a href=\"http://www.moneysense.ca/save/taxes/how-to-pay-less-capital-gains-tax/\" ><span style=\"font-weight: 400;\">How to pay less capital gains tax »</span></a></p>\n<p><b>No. 3. Tax-free trusts.</b><span style=\"font-weight: 400;\"> Up until a decade ago, smart investors could get juicy tax-free returns of 8% to 12% by investing in income trusts. But in October 2006, the government suddenly announced that income trusts would be taxed and the value of these trusts plunged overnight. But that doesn’t mean you still can’t take advantage of income trusts. Even with the income trust tax, some trusts are still yielding 7%.</span></p>\n<p>If you decide to include income trusts in your retirement portfolio, Dan Hallett, vice-president at HighView Asset Management in Oakville, Ont., suggests that you keep them outside your RRSP. That way you can apply the dividend tax credit to the income they provide. If income trusts are held inside your RRSP, the income you get is taxed at the regular income tax rate when it is withdrawn.</p>\n<h2><strong>Take heart, you can still save on taxes</strong></h2>\n<p>Still, for those actively trying to prepare their T1s for the tax deadline of May 2, <a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">there are legitimate ways to pay less tax</a>.</p>\n<p><span style=\"font-weight: 400;\">Here are a few suggestions:</span></p>\n<p><b>No. 1. Income splitting.</b><span style=\"font-weight: 400;\"> While the new Liberal Budget 2016 has eliminated income splitting for couples with children under the age of 18, that doesn’t mean you can’t save taxes through income splitting.</span></p>\n<p>If one spouse is a high income earner you could consider setting up a family trust that names the other spouse (and any children under age 18) as beneficiaries. Then loan the trust a sum of money, say from your investment portfolio, and charge the trust a low-interest rate, say of 1%. That way, the income from the trust portfolio is taxed in the hands of your spouse and kids, at a much lower tax rate. (Just make sure you <a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >keep the loaned money in the trust for at least three years</a>.)</p>\n<p><b>No. 2. Spousal retirement plans. </b><span style=\"font-weight: 400;\">Another option is to set up spousal RRSPs and TFSAs. The spouse with the higher income contributes to them and when the spouse with the lower income withdraws the money, it’s taxed at a lower marginal rate. </span></p>\n<p><b>No. 3. Shelter your biggest asset with an exemption. </b><span style=\"font-weight: 400;\">The payment of capital gains tax applies to all property, however the Canada Revenue Agency offers an exemption that shelters any capital appreciation on your principal residence from being taxed. From a tax perspective, you owe tax on any price appreciation in the first 14 years you owned the property. However, for the remaining 14 years—when you lived in the property as your principal residence—any appreciation in value is exempt from capital gains tax.</span></p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/vacation/capital-gains-tax-declaring-a-new-principal-residence/\" ><span style=\"font-weight: 400;\">Capital gains tax: Declaring a new principal residence »</span></a><br />\n<a href=\"http://www.moneysense.ca/save/taxes/use-the-principal-residence-exemption-to-save-on-taxes/\" ><span style=\"font-weight: 400;\">Use the principal residence exemption to save on taxes »</span></a></p>\n<p><b>No. 4. Use legit tax shelters. </b>Of all the ways to thwart the tax man, the easiest and most effective way is to use two legit tax shelters: the <a href=\"http://www.moneysense.ca/magazine-archive/use-rrsps-and-tfsas-to-save-on-taxes/\" >RRSP and TFSA</a>.</p>\n<p>The RRSP l<span style=\"font-weight: 400;\">ets you defer paying taxes on a portion of your yearly income (the amount you contribute to your RRSP) and give you a tax rebate in the year you make the contribution. These contributions then grow, tax-free, so you don&#8217;t have to pay income, dividend, interest or capital gains tax regardless of how much your investments earn in your RRSP. When you finally withdraw the money, you&#8217;ll have to pay tax, but for most Canadians they&#8217;ll end up paying less tax because their income in retirement is less than during their working years, putting them in a lower marginal tax bracket. </span></p>\n<p><span style=\"font-weight: 400;\">TFSAs are similar to RRSPs in that contributions put into these accounts grow tax-free. Unlike the RRSP, TFSA contributions earn no up-front tax refund, but the government doesn’t get a dime of your money when funds are withdrawn.</span></p>\n<p><b>No. 5. Harvest tax losses. </b><span style=\"font-weight: 400;\">Another way affluent investors can smooth out their tax hit is to use their losses and gains in the stock market strategically. When investors harvest an investment loss—by selling the tanking stock—they can apply that loss against gains in that same tax year as well as any gains in subsequent tax years, so they end up paying less tax overall. To learn more, read our article on the <em><a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >Secrets of the rich</a></em>. </span></p>\n<p><span style=\"font-weight: 400;\"><b>No. 6. </b><strong>Use life insurance. </strong></span><span style=\"font-weight: 400;\">If you die at a ripe old age, you’re not likely to have dependents who are still relying on your income but that doesn’t mean your family won’t face big expenses when you die. For example, if you own rental property, you can’t pass it to your children tax-free; your estate will be on the hook for capital gains taxes, whether or not your heirs sell the real estate. The same applies to investment portfolio, RRSPs and RRIFs. </span></p>\n<p>Truth is, once you and your partner have died, the<span style=\"font-weight: 400;\"> final tax bill on your estate can also be enormous. That&#8217;s because once both of you die, the RRSP and RRIF investments are fully taxable in the year of death. Depending on your province, that means up to 53% of your nest egg will go to the government instead of your children, grandchildren or charity. </span></p>\n<p><span style=\"font-weight: 400;\">As part of a comprehensive estate plan, you might consider a permanent life policy with a death benefit designed to offset all or part of your final expenses, including the final tax bill. The premiums can be very high if you don’t get the coverage until late in life, but the payout is guaranteed. If you know you won’t need the cash while you’re alive, it may be the best way to keep your wealth in the family. For more see our article on <a href=\"http://www.moneysense.ca/magazine-archive/life-insurance-is-term-life-always-enough/\" >using life insurance</a> to thwart the final tax bill. </span></p>\n<p>Finally, for those of us that fall on the chore side of the tax paying equation, take heart. You don&#8217;t have to do a lot to shave the amount of tax you pay on your investment returns. For a great primer on <span style=\"font-weight: 400;\">what to keep in a tax sheltered investment, such as an RRSP or TFSA,  and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, <a href=\"http://www.moneysense.ca/invest/asset-ocation-everything-in-its-place/\" >Asset Location: Everything in its place</a>. </span></p>\n<p>&nbsp;</p>\n<p><i><span style=\"font-weight: 400;\">Sources: Associated Press, Investopedia, MoneySense, Rob Gerlsbeck</span></i></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','What Canadians can learn from the Panama Papers','<p>Here are 3 tax schemes to avoid and 6 legit ways to avoid paying tax</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 11:00:29','2016-04-06 15:00:29','',0,'http://www.moneysense.ca/?p=152058',0,'post','',0),(5540,1,'2016-04-06 11:00:29','2016-04-06 15:00:29','<div id=\"attachment_151976\" style=\"width: 411px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-151976\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg\" alt=\"(RODRIGO ARANGUA/AFP/Getty Images)\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-300x162.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg 401w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-400x217.jpg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(RODRIGO ARANGUA/AFP/Getty Images)</p></div>\n<p><span style=\"font-weight: 400;\">Most Canadians regard paying taxes as a task that falls somewhere between a chore and an obsession. It’s akin to fuelling up your car. No matter how diligent you are about keeping an eye on pump prices, you’re convinced that there’s an even cheaper per litre price somewhere close by. </span></p>\n<p><span style=\"font-weight: 400;\">Perhaps that’s one reason why the Panama Papers–the massive data leak detailing how the world&#8217;s uber-wealthy use off-shore accounts to shelter billions of dollars from the tax man—is striking a nerve. </span></p>\n<p>The idea of avoiding taxes is appealing to just about every Canadian, regardless of their income bracket. In part, because we as Canadians pay a lot of taxes. On average, a working Canadian (single or family income) earns just over $79,000, but paid $33,272 in total taxes, as of 2014. To put this in perspective, that same Canadian paid just $28,887 on food, clothing and shelter combined. So unlike the world&#8217;s wealthy who sock their money into off-shore accounts, the average Canadian spends 42.1% of their income on taxes and only 36.6% on basic necessities.</p>\n<p>It should come as no surprise, then, that wealthier Canadians have a long history of finding ways to avoid paying tax. Six years ago, the consumer advocacy group, Canadians for Tax Fairness, released data that showed how firms and individuals were sheltering as much as $170 billion in offshore tax havens in 10 locations across the globe. Executive director Dennis Howlett stated, at the time, that the &#8220;$170 billion figure almost certainly under-represents the problem.&#8221;</p>\n<h2><strong>So, what is a tax haven? </strong></h2>\n<p><span style=\"font-weight: 400;\">To help provide context, the </span><a href=\"http://www.invesbottomedia.com/terms/o/oecd.asp\"><span style=\"font-weight: 400;\">Organization of Economic Cooperation and Development</span></a><span style=\"font-weight: 400;\"> (OECD), a Paris-based group of 30 developed countries, uses three key attributes for identifying whether a country is a tax haven:</span></p>\n<p><b>No. 1. There is no or only nominal tax.</b><span style=\"font-weight: 400;\"> While a tax structure can vary from country to country, the one common characteristic of a tax haven is that it charges little or no taxes to non-residents who park their money or assets in that jurisdiction. </span></p>\n<p><b>No. 2.  The jurisdiction protects personal financial information.</b><span style=\"font-weight: 400;\"> Tax havens will zealously protect personal financial information—going as far as to pass formal laws or enact administrative practices that will prevent scrutiny by foreign tax authorities.</span></p>\n<p><b>No. 3. Lack of transparency. </b><span style=\"font-weight: 400;\">No scrutiny also means little or no transparency and that can mean sudden legislative changes because of behind-closed-doors secret rulings.</span></p>\n<h2>Canadians, be wary of these not-so-legal tax strategies</h2>\n<p>Of course, most of us don’t even come close to the net worth required to take advantage of off-shore tax havens, like the ones uncovered in the Panama Papers leak, but that doesn’t mean you can’t get nailed for tax evasion.</p>\n<p>Over the last decade, at least a handful of tax evasion strategies have come under the Canada Revenue Agency scrutiny. These strategies include (but aren’t limited to):</p>\n<p><b>No. 1. Dubious charitable donations. </b><span style=\"font-weight: 400;\">Five years ago, the CRA began to crackdown with audits on every gifting tax shelter available to Canadians. That’s because at that time, approximately 170,000 taxpayers were allegedly dodging tax by claiming as much as $5 billion in dubious donations to not-so-legitimate charitable organizations.</span></p>\n<p>While there’s not a lot, if any, of these schemes around anymore, the key to not getting caught up in this type of tax evasion scheme is to apply the too-good-to-be-true rule: If you invest $100 and get a charitable donation receipt of $130 then consider that too good to be true. That’s because no legitimate charity will claim you donated more than you did nor will they issue a tax receipt for an inflated donation.</p>\n<p><b>No. 2. Business income, not investment gains. </b><span style=\"font-weight: 400;\">Have you opted to skip the stocks to invest in real estate? Don’t immediately assume that the profits from the sale of those investment properties will immediately qualify for the principal residence or even the preferential capital gains tax treatment.</span></p>\n<p>About five years ago, the CRA began to crack down on real estate profits. For example, the CRA forced a taxpayer to fork out $11,400 in penalties, in addition to tens of thousands in back taxes, for trying to claim tax exemption on seven homes—that she’d bought and renovated in six years. The CRA denied her the principal residence exemption on all seven of the homes—making all profit fully taxable. Worse, the CRA ruled that the profit was actually business income, not capital gains, because the house-flipping was actually a business and not an investment.</p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/columns/home-owner/tax-profit-as-income-or-capital-gains/\" >Tax profit as income or capital gains? <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-explained/\" >Capital gains explained <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/columns/can-you-avoid-capital-gains-tax/\" >Can you avoid capital gains tax? <span style=\"font-weight: 400;\">»<br />\n</span></a><a href=\"http://www.moneysense.ca/save/taxes/how-to-pay-less-capital-gains-tax/\" ><span style=\"font-weight: 400;\">How to pay less capital gains tax »</span></a></p>\n<p><b>No. 3. Tax-free trusts.</b><span style=\"font-weight: 400;\"> Up until a decade ago, smart investors could get juicy tax-free returns of 8% to 12% by investing in income trusts. But in October 2006, the government suddenly announced that income trusts would be taxed and the value of these trusts plunged overnight. But that doesn’t mean you still can’t take advantage of income trusts. Even with the income trust tax, some trusts are still yielding 7%.</span></p>\n<p>If you decide to include income trusts in your retirement portfolio, Dan Hallett, vice-president at HighView Asset Management in Oakville, Ont., suggests that you keep them outside your RRSP. That way you can apply the dividend tax credit to the income they provide. If income trusts are held inside your RRSP, the income you get is taxed at the regular income tax rate when it is withdrawn.</p>\n<h2><strong>Take heart, you can still save on taxes</strong></h2>\n<p>Still, for those actively trying to prepare their T1s for the tax deadline of May 2, <a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">there are legitimate ways to pay less tax</a>.</p>\n<p><span style=\"font-weight: 400;\">Here are a few suggestions:</span></p>\n<p><b>No. 1. Income splitting.</b><span style=\"font-weight: 400;\"> While the new Liberal Budget 2016 has eliminated income splitting for couples with children under the age of 18, that doesn’t mean you can’t save taxes through income splitting.</span></p>\n<p>If one spouse is a high income earner you could consider setting up a family trust that names the other spouse (and any children under age 18) as beneficiaries. Then loan the trust a sum of money, say from your investment portfolio, and charge the trust a low-interest rate, say of 1%. That way, the income from the trust portfolio is taxed in the hands of your spouse and kids, at a much lower tax rate. (Just make sure you <a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >keep the loaned money in the trust for at least three years</a>.)</p>\n<p><b>No. 2. Spousal retirement plans. </b><span style=\"font-weight: 400;\">Another option is to set up spousal RRSPs and TFSAs. The spouse with the higher income contributes to them and when the spouse with the lower income withdraws the money, it’s taxed at a lower marginal rate. </span></p>\n<p><b>No. 3. Shelter your biggest asset with an exemption. </b><span style=\"font-weight: 400;\">The payment of capital gains tax applies to all property, however the Canada Revenue Agency offers an exemption that shelters any capital appreciation on your principal residence from being taxed. From a tax perspective, you owe tax on any price appreciation in the first 14 years you owned the property. However, for the remaining 14 years—when you lived in the property as your principal residence—any appreciation in value is exempt from capital gains tax.</span></p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/vacation/capital-gains-tax-declaring-a-new-principal-residence/\" ><span style=\"font-weight: 400;\">Capital gains tax: Declaring a new principal residence »</span></a><br />\n<a href=\"http://www.moneysense.ca/save/taxes/use-the-principal-residence-exemption-to-save-on-taxes/\" ><span style=\"font-weight: 400;\">Use the principal residence exemption to save on taxes »</span></a></p>\n<p><b>No. 4. Use legit tax shelters. </b>Of all the ways to thwart the tax man, the easiest and most effective way is to use two legit tax shelters: the <a href=\"http://www.moneysense.ca/magazine-archive/use-rrsps-and-tfsas-to-save-on-taxes/\" >RRSP and TFSA</a>.</p>\n<p>The RRSP l<span style=\"font-weight: 400;\">ets you defer paying taxes on a portion of your yearly income (the amount you contribute to your RRSP) and give you a tax rebate in the year you make the contribution. These contributions then grow, tax-free, so you don&#8217;t have to pay income, dividend, interest or capital gains tax regardless of how much your investments earn in your RRSP. When you finally withdraw the money, you&#8217;ll have to pay tax, but for most Canadians they&#8217;ll end up paying less tax because their income in retirement is less than during their working years, putting them in a lower marginal tax bracket. </span></p>\n<p><span style=\"font-weight: 400;\">TFSAs are similar to RRSPs in that contributions put into these accounts grow tax-free. Unlike the RRSP, TFSA contributions earn no up-front tax refund, but the government doesn’t get a dime of your money when funds are withdrawn.</span></p>\n<p><b>No. 5. Harvest tax losses. </b><span style=\"font-weight: 400;\">Another way affluent investors can smooth out their tax hit is to use their losses and gains in the stock market strategically. When investors harvest an investment loss—by selling the tanking stock—they can apply that loss against gains in that same tax year as well as any gains in subsequent tax years, so they end up paying less tax overall. To learn more, read our article on the <em><a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >Secrets of the rich</a></em>. </span></p>\n<p><span style=\"font-weight: 400;\"><b>No. 6. </b><strong>Use life insurance. </strong></span><span style=\"font-weight: 400;\">If you die at a ripe old age, you’re not likely to have dependents who are still relying on your income but that doesn’t mean your family won’t face big expenses when you die. For example, if you own rental property, you can’t pass it to your children tax-free; your estate will be on the hook for capital gains taxes, whether or not your heirs sell the real estate. The same applies to investment portfolio, RRSPs and RRIFs. </span></p>\n<p>Truth is, once you and your partner have died, the<span style=\"font-weight: 400;\"> final tax bill on your estate can also be enormous. That&#8217;s because once both of you die, the RRSP and RRIF investments are fully taxable in the year of death. Depending on your province, that means up to 53% of your nest egg will go to the government instead of your children, grandchildren or charity. </span></p>\n<p><span style=\"font-weight: 400;\">As part of a comprehensive estate plan, you might consider a permanent life policy with a death benefit designed to offset all or part of your final expenses, including the final tax bill. The premiums can be very high if you don’t get the coverage until late in life, but the payout is guaranteed. If you know you won’t need the cash while you’re alive, it may be the best way to keep your wealth in the family. For more see our article on <a href=\"http://www.moneysense.ca/magazine-archive/life-insurance-is-term-life-always-enough/\" >using life insurance</a> to thwart the final tax bill. </span></p>\n<p>Finally, for those of us that fall on the chore side of the tax paying equation, take heart. You don&#8217;t have to do a lot to shave the amount of tax you pay on your investment returns. For a great primer on <span style=\"font-weight: 400;\">what to keep in a tax sheltered investment, such as an RRSP or TFSA,  and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, <a href=\"http://www.moneysense.ca/invest/asset-ocation-everything-in-its-place/\" >Asset Location: Everything in its place</a>. </span></p>\n<p>&nbsp;</p>\n<p><i><span style=\"font-weight: 400;\">Sources: Associated Press, Investopedia, MoneySense, Rob Gerlsbeck</span></i></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','What Canadians can learn from the Panama Papers','<p>Here are 3 tax schemes to avoid and 6 legit ways to avoid paying tax</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5538-revision-v1','','','2016-04-06 11:00:29','2016-04-06 15:00:29','',5538,'http://feedwordpress.radgeek.com/?rev=b1766ed70a8f4dfbc27d36f68b73599f',0,'revision','',0),(5541,1,'2016-04-06 11:00:29','2016-04-06 15:00:29','<div id=\"attachment_151976\" style=\"width: 411px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-151976\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg\" alt=\"(RODRIGO ARANGUA/AFP/Getty Images)\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-300x162.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg 401w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-400x217.jpg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(RODRIGO ARANGUA/AFP/Getty Images)</p></div>\n<p><span style=\"font-weight: 400;\">Most Canadians regard paying taxes as a task that falls somewhere between a chore and an obsession. It’s akin to fuelling up your car. No matter how diligent you are about keeping an eye on pump prices, you’re convinced that there’s an even cheaper per litre price somewhere close by. </span></p>\n<p><span style=\"font-weight: 400;\">Perhaps that’s one reason why the Panama Papers–the massive data leak detailing how the world&#8217;s uber-wealthy use off-shore accounts to shelter billions of dollars from the tax man—is striking a nerve. </span></p>\n<p>The idea of avoiding taxes is appealing to just about every Canadian, regardless of their income bracket. In part, because we as Canadians pay a lot of taxes. On average, a working Canadian (single or family income) earns just over $79,000, but paid $33,272 in total taxes, as of 2014. To put this in perspective, that same Canadian paid just $28,887 on food, clothing and shelter combined. So unlike the world&#8217;s wealthy who sock their money into off-shore accounts, the average Canadian spends 42.1% of their income on taxes and only 36.6% on basic necessities.</p>\n<p>It should come as no surprise, then, that wealthier Canadians have a long history of finding ways to avoid paying tax. Six years ago, the consumer advocacy group, Canadians for Tax Fairness, released data that showed how firms and individuals were sheltering as much as $170 billion in offshore tax havens in 10 locations across the globe. Executive director Dennis Howlett stated, at the time, that the &#8220;$170 billion figure almost certainly under-represents the problem.&#8221;</p>\n<h2><strong>So, what is a tax haven? </strong></h2>\n<p><span style=\"font-weight: 400;\">To help provide context, the </span><a href=\"http://www.invesbottomedia.com/terms/o/oecd.asp\"><span style=\"font-weight: 400;\">Organization of Economic Cooperation and Development</span></a><span style=\"font-weight: 400;\"> (OECD), a Paris-based group of 30 developed countries, uses three key attributes for identifying whether a country is a tax haven:</span></p>\n<p><b>No. 1. There is no or only nominal tax.</b><span style=\"font-weight: 400;\"> While a tax structure can vary from country to country, the one common characteristic of a tax haven is that it charges little or no taxes to non-residents who park their money or assets in that jurisdiction. </span></p>\n<p><b>No. 2.  The jurisdiction protects personal financial information.</b><span style=\"font-weight: 400;\"> Tax havens will zealously protect personal financial information—going as far as to pass formal laws or enact administrative practices that will prevent scrutiny by foreign tax authorities.</span></p>\n<p><b>No. 3. Lack of transparency. </b><span style=\"font-weight: 400;\">No scrutiny also means little or no transparency and that can mean sudden legislative changes because of behind-closed-doors secret rulings.</span></p>\n<h2>Canadians, be wary of these not-so-legal tax strategies</h2>\n<p>Of course, most of us don’t even come close to the net worth required to take advantage of off-shore tax havens, like the ones uncovered in the Panama Papers leak, but that doesn’t mean you can’t get nailed for tax evasion.</p>\n<p>Over the last decade, at least a handful of tax evasion strategies have come under the Canada Revenue Agency scrutiny. These strategies include (but aren’t limited to):</p>\n<p><b>No. 1. Dubious charitable donations. </b><span style=\"font-weight: 400;\">Five years ago, the CRA began to crackdown with audits on every gifting tax shelter available to Canadians. That’s because at that time, approximately 170,000 taxpayers were allegedly dodging tax by claiming as much as $5 billion in dubious donations to not-so-legitimate charitable organizations.</span></p>\n<p>While there’s not a lot, if any, of these schemes around anymore, the key to not getting caught up in this type of tax evasion scheme is to apply the too-good-to-be-true rule: If you invest $100 and get a charitable donation receipt of $130 then consider that too good to be true. That’s because no legitimate charity will claim you donated more than you did nor will they issue a tax receipt for an inflated donation.</p>\n<p><b>No. 2. Business income, not investment gains. </b><span style=\"font-weight: 400;\">Have you opted to skip the stocks to invest in real estate? Don’t immediately assume that the profits from the sale of those investment properties will immediately qualify for the principal residence or even the preferential capital gains tax treatment.</span></p>\n<p>About five years ago, the CRA began to crack down on real estate profits. For example, the CRA forced a taxpayer to fork out $11,400 in penalties, in addition to tens of thousands in back taxes, for trying to claim tax exemption on seven homes—that she’d bought and renovated in six years. The CRA denied her the principal residence exemption on all seven of the homes—making all profit fully taxable. Worse, the CRA ruled that the profit was actually business income, not capital gains, because the house-flipping was actually a business and not an investment.</p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/columns/home-owner/tax-profit-as-income-or-capital-gains/\" >Tax profit as income or capital gains? <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-explained/\" >Capital gains explained <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/columns/can-you-avoid-capital-gains-tax/\" >Can you avoid capital gains tax? <span style=\"font-weight: 400;\">»<br />\n</span></a><a href=\"http://www.moneysense.ca/save/taxes/how-to-pay-less-capital-gains-tax/\" ><span style=\"font-weight: 400;\">How to pay less capital gains tax »</span></a></p>\n<p><b>No. 3. Tax-free trusts.</b><span style=\"font-weight: 400;\"> Up until a decade ago, smart investors could get juicy tax-free returns of 8% to 12% by investing in income trusts. But in October 2006, the government suddenly announced that income trusts would be taxed and the value of these trusts plunged overnight. But that doesn’t mean you still can’t take advantage of income trusts. Even with the income trust tax, some trusts are still yielding 7%.</span></p>\n<p>If you decide to include income trusts in your retirement portfolio, Dan Hallett, vice-president at HighView Asset Management in Oakville, Ont., suggests that you keep them outside your RRSP. That way you can apply the dividend tax credit to the income they provide. If income trusts are held inside your RRSP, the income you get is taxed at the regular income tax rate when it is withdrawn.</p>\n<h2><strong>Take heart, you can still save on taxes</strong></h2>\n<p>Still, for those actively trying to prepare their T1s for the tax deadline of May 2, <a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">there are legitimate ways to pay less tax</a>.</p>\n<p><span style=\"font-weight: 400;\">Here are a few suggestions:</span></p>\n<p><b>No. 1. Income splitting.</b><span style=\"font-weight: 400;\"> While the new Liberal Budget 2016 has eliminated income splitting for couples with children under the age of 18, that doesn’t mean you can’t save taxes through income splitting.</span></p>\n<p>If one spouse is a high income earner you could consider setting up a family trust that names the other spouse (and any children under age 18) as beneficiaries. Then loan the trust a sum of money, say from your investment portfolio, and charge the trust a low-interest rate, say of 1%. That way, the income from the trust portfolio is taxed in the hands of your spouse and kids, at a much lower tax rate. (Just make sure you <a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >keep the loaned money in the trust for at least three years</a>.)</p>\n<p><b>No. 2. Spousal retirement plans. </b><span style=\"font-weight: 400;\">Another option is to set up spousal RRSPs and TFSAs. The spouse with the higher income contributes to them and when the spouse with the lower income withdraws the money, it’s taxed at a lower marginal rate. </span></p>\n<p><b>No. 3. Shelter your biggest asset with an exemption. </b><span style=\"font-weight: 400;\">The payment of capital gains tax applies to all property, however the Canada Revenue Agency offers an exemption that shelters any capital appreciation on your principal residence from being taxed. From a tax perspective, you owe tax on any price appreciation in the first 14 years you owned the property. However, for the remaining 14 years—when you lived in the property as your principal residence—any appreciation in value is exempt from capital gains tax.</span></p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/vacation/capital-gains-tax-declaring-a-new-principal-residence/\" ><span style=\"font-weight: 400;\">Capital gains tax: Declaring a new principal residence »</span></a><br />\n<a href=\"http://www.moneysense.ca/save/taxes/use-the-principal-residence-exemption-to-save-on-taxes/\" ><span style=\"font-weight: 400;\">Use the principal residence exemption to save on taxes »</span></a></p>\n<p><b>No. 4. Use legit tax shelters. </b>Of all the ways to thwart the tax man, the easiest and most effective way is to use two legit tax shelters: the <a href=\"http://www.moneysense.ca/magazine-archive/use-rrsps-and-tfsas-to-save-on-taxes/\" >RRSP and TFSA</a>.</p>\n<p>The RRSP l<span style=\"font-weight: 400;\">ets you defer paying taxes on a portion of your yearly income (the amount you contribute to your RRSP) and give you a tax rebate in the year you make the contribution. These contributions then grow, tax-free, so you don&#8217;t have to pay income, dividend, interest or capital gains tax regardless of how much your investments earn in your RRSP. When you finally withdraw the money, you&#8217;ll have to pay tax, but for most Canadians they&#8217;ll end up paying less tax because their income in retirement is less than during their working years, putting them in a lower marginal tax bracket. </span></p>\n<p><span style=\"font-weight: 400;\">TFSAs are similar to RRSPs in that contributions put into these accounts grow tax-free. Unlike the RRSP, TFSA contributions earn no up-front tax refund, but the government doesn’t get a dime of your money when funds are withdrawn.</span></p>\n<p><b>No. 5. Harvest tax losses. </b><span style=\"font-weight: 400;\">Another way affluent investors can smooth out their tax hit is to use their losses and gains in the stock market strategically. When investors harvest an investment loss—by selling the tanking stock—they can apply that loss against gains in that same tax year as well as any gains in subsequent tax years, so they end up paying less tax overall. To learn more, read our article on the <em><a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >Secrets of the rich</a></em>. </span></p>\n<p><span style=\"font-weight: 400;\"><b>No. 6. </b><strong>Use life insurance. </strong></span><span style=\"font-weight: 400;\">If you die at a ripe old age, you’re not likely to have dependents who are still relying on your income but that doesn’t mean your family won’t face big expenses when you die. For example, if you own rental property, you can’t pass it to your children tax-free; your estate will be on the hook for capital gains taxes, whether or not your heirs sell the real estate. The same applies to investment portfolio, RRSPs and RRIFs. </span></p>\n<p>Truth is, once you and your partner have died, the<span style=\"font-weight: 400;\"> final tax bill on your estate can also be enormous. That&#8217;s because once both of you die, the RRSP and RRIF investments are fully taxable in the year of death. Depending on your province, that means up to 53% of your nest egg will go to the government instead of your children, grandchildren or charity. </span></p>\n<p><span style=\"font-weight: 400;\">As part of a comprehensive estate plan, you might consider a permanent life policy with a death benefit designed to offset all or part of your final expenses, including the final tax bill. The premiums can be very high if you don’t get the coverage until late in life, but the payout is guaranteed. If you know you won’t need the cash while you’re alive, it may be the best way to keep your wealth in the family. For more see our article on <a href=\"http://www.moneysense.ca/magazine-archive/life-insurance-is-term-life-always-enough/\" >using life insurance</a> to thwart the final tax bill. </span></p>\n<p>Finally, for those of us that fall on the chore side of the tax paying equation, take heart. You don&#8217;t have to do a lot to shave the amount of tax you pay on your investment returns. For a great primer on <span style=\"font-weight: 400;\">what to keep in a tax sheltered investment, such as an RRSP or TFSA,  and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, <a href=\"http://www.moneysense.ca/invest/asset-ocation-everything-in-its-place/\" >Asset Location: Everything in its place</a>. </span></p>\n<p>&nbsp;</p>\n<p><i><span style=\"font-weight: 400;\">Sources: Associated Press, Investopedia, MoneySense, Rob Gerlsbeck</span></i></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','What Canadians can learn from the Panama Papers','<p>Here are 3 tax schemes to avoid and 6 legit ways to avoid paying tax</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5539-revision-v1','','','2016-04-06 11:00:29','2016-04-06 15:00:29','',5539,'http://feedwordpress.radgeek.com/?rev=b1766ed70a8f4dfbc27d36f68b73599f',0,'revision','',0),(5542,1,'2014-11-11 05:28:16','2014-11-11 05:28:16','The 2015 Hyundai Genesis continues to prove that Hyundai can build some fantastic cars. The Hyundai Genesis sedan provides luxury, power and features at a discount to the competition. Now with AWD or all wheel drive, this full-size sedan is an alternative to buying a German luxury vehicle.\n\n\nCompetitors to the Hyundai Genesis are the Audi A7, Tesla Model S, Mercedes E-Class, Mercedes S-Class, Mercedes GLE, Mercedes, Mercedes GL, Mercedes G, BMW 5 Series, BMW 7 Series, BMW 6 Series, BMW X5, BMW i8, BMW i3, Audi A6, Audi A7, Audi A8, Audi Q5, Audi Q6, Audi Q7, Audi E-tron, Audi electric SUV, Volvo XC60, Volvo XC90, Lexus LS450h, Lexus GS, Lexus LX, Infiniti Q70, Infiniti QX70, Acura RL, Acura RLX, Jaguar XF, Jaguar XJ, Jaguar F-Pace, Jaguar XE, Cadillac CTS, Cadillac ELR, cadillac CT6, Genesis, Aston Martin, Porsche Panamera, Lincoln MKS, Lincoln MKC, Lincoln MKZ, Land Rover Discovery Sport, Land Rover Discovery, Range Rover Sport, Range Rover, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Hyundai Genesis review','','publish','open','open','','2015-hyundai-genesis-review','','','2014-11-11 05:28:16','2014-11-11 05:28:16','',0,'http://www.l2ocredit.com/2014/11/11/2015-hyundai-genesis-review/',0,'post','',0),(5543,0,'2016-04-06 11:41:59','2016-04-06 15:41:59','','2015 Hyundai Genesis review','','inherit','open','closed','','2015-hyundai-genesis-review-2','','','2016-04-06 11:41:59','2016-04-06 15:41:59','',5542,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-genesis-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5544,0,'2016-04-06 11:41:59','2016-04-06 15:41:59','','2015 Hyundai Genesis review','','inherit','open','closed','','2015-hyundai-genesis-review-2','','','2016-04-06 11:41:59','2016-04-06 15:41:59','',5542,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-genesis-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5545,1,'2015-04-22 08:05:09','2015-04-22 08:05:09','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 3.5/5','2015 Acura RLX Start Up and Review 3.5 L V6','','publish','open','open','','2015-acura-rlx-start-up-and-review-3-5-l-v6','','','2015-04-22 08:05:09','2015-04-22 08:05:09','',0,'http://www.l2ocredit.com/2015/04/22/2015-acura-rlx-start-up-and-review-3-5-l-v6/',0,'post','',0),(5546,0,'2016-04-06 11:57:35','2016-04-06 15:57:35','','2015 Acura RLX Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-acura-rlx-start-up-and-review-3-5-l-v6-2','','','2016-04-06 11:57:35','2016-04-06 15:57:35','',5545,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-acura-rlx-start-up-and-review-3-5-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5547,0,'2016-04-06 11:57:35','2016-04-06 15:57:35','','2015 Acura RLX Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-acura-rlx-start-up-and-review-3-5-l-v6-2','','','2016-04-06 11:57:35','2016-04-06 15:57:35','',5545,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-acura-rlx-start-up-and-review-3-5-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5548,0,'2016-04-06 11:57:35','2016-04-06 15:57:35','','2015 Acura RLX Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-acura-rlx-start-up-and-review-3-5-l-v6-3','','','2016-04-06 11:57:35','2016-04-06 15:57:35','',5545,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-acura-rlx-start-up-and-review-3-5-l-v6-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5549,0,'2016-04-06 11:57:36','2016-04-06 15:57:36','','2015 Acura RLX Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-acura-rlx-start-up-and-review-3-5-l-v6-4','','','2016-04-06 11:57:36','2016-04-06 15:57:36','',5545,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-acura-rlx-start-up-and-review-3-5-l-v6-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5550,1,'2015-08-17 11:00:01','2015-08-17 11:00:01','The 7th-generation C7 Chevy Corvette is a car that even purist sports-car lovers can openly lust for, and the 650-horsepower Z06 variant further expands that appeal. Join KBB’s Micah Muzio as he tests the Corvette Z06 on the road and track. \n\nFor the latest Chevrolet Corvette pricing and information:\nhttp://www.kbb.com/chevrolet/corvette/2016-chevrolet-corvette/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','2016 Chevy Corvette Z06 - Review and Road Test','','publish','open','open','','2016-chevy-corvette-z06-review-and-road-test','','','2015-08-17 11:00:01','2015-08-17 11:00:01','',0,'http://www.l2ocredit.com/2015/08/17/2016-chevy-corvette-z06-review-and-road-test/',0,'post','',0),(5551,0,'2016-04-06 12:20:22','2016-04-06 16:20:22','','2016 Chevy Corvette Z06 &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-corvette-z06-review-and-road-test-2','','','2016-04-06 12:20:22','2016-04-06 16:20:22','',5550,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-corvette-z06-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5552,0,'2016-04-06 12:20:23','2016-04-06 16:20:23','','2016 Chevy Corvette Z06 &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-corvette-z06-review-and-road-test-3','','','2016-04-06 12:20:23','2016-04-06 16:20:23','',5550,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-corvette-z06-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5553,0,'2016-04-06 12:20:23','2016-04-06 16:20:23','','2016 Chevy Corvette Z06 &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-corvette-z06-review-and-road-test-4','','','2016-04-06 12:20:23','2016-04-06 16:20:23','',5550,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-corvette-z06-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5554,0,'2016-04-06 12:20:23','2016-04-06 16:20:23','','2016 Chevy Corvette Z06 &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-corvette-z06-review-and-road-test-5','','','2016-04-06 12:20:23','2016-04-06 16:20:23','',5550,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-corvette-z06-review-and-road-test-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5555,1,'2015-11-05 01:09:46','2015-11-05 01:09:46','Once again there are so many great trucks at the SEMA Show that we could put together a top 50 list, but we won’t subject you to that.\n\nhttp://www.autoguide.com/auto-news/2015/11/top-5-trucks-of-the-2015-sema-show.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','Top 5 Trucks of 2015 SEMA Show','','publish','open','open','','top-5-trucks-of-2015-sema-show','','','2015-11-05 01:09:46','2015-11-05 01:09:46','',0,'http://www.l2ocredit.com/2015/11/05/top-5-trucks-of-2015-sema-show/',0,'post','',0),(5556,0,'2016-04-06 12:36:55','2016-04-06 16:36:55','','Top 5 Trucks of 2015 SEMA Show','','inherit','open','closed','','top-5-trucks-of-2015-sema-show-2','','','2016-04-06 12:36:55','2016-04-06 16:36:55','',5555,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-5-trucks-of-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5557,0,'2016-04-06 12:36:55','2016-04-06 16:36:55','','Top 5 Trucks of 2015 SEMA Show','','inherit','open','closed','','top-5-trucks-of-2015-sema-show-3','','','2016-04-06 12:36:55','2016-04-06 16:36:55','',5555,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-5-trucks-of-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5558,1,'2016-04-06 11:00:29','2016-04-06 15:00:29','<div id=\"attachment_151976\" style=\"width: 411px\" class=\"wp-caption alignleft\"><img class=\"size-full wp-image-151976\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg\" alt=\"(RODRIGO ARANGUA/AFP/Getty Images)\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-300x162.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401.jpg 401w, http://www.moneysense.ca/wp-content/uploads/2016/04/panama-papers_401-400x217.jpg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(RODRIGO ARANGUA/AFP/Getty Images)</p></div>\n<p><span style=\"font-weight: 400;\">Most Canadians regard paying taxes as a task that falls somewhere between a chore and an obsession. It’s akin to fuelling up your car. No matter how diligent you are about keeping an eye on pump prices, you’re convinced that there’s an even cheaper per litre price somewhere close by. </span></p>\n<p><span style=\"font-weight: 400;\">Perhaps that’s one reason why the Panama Papers–the massive data leak detailing how the world&#8217;s uber-wealthy use off-shore accounts to shelter billions of dollars from the tax man—is striking a nerve. </span></p>\n<p>The idea of avoiding taxes is appealing to just about every Canadian, regardless of their income bracket. In part, because we as Canadians pay a lot of taxes. On average, a working Canadian (single or family income) earns just over $79,000, but paid $33,272 in total taxes, as of 2014. To put this in perspective, that same Canadian paid just $28,887 on food, clothing and shelter combined. So unlike the world&#8217;s wealthy who sock their money into off-shore accounts, the average Canadian spends 42.1% of their income on taxes and only 36.6% on basic necessities.</p>\n<p>It should come as no surprise, then, that wealthier Canadians have a long history of finding ways to avoid paying tax. Six years ago, the consumer advocacy group, Canadians for Tax Fairness, released data that showed how firms and individuals were sheltering as much as $170 billion in offshore tax havens in 10 locations across the globe. Executive director Dennis Howlett stated, at the time, that the &#8220;$170 billion figure almost certainly under-represents the problem.&#8221;</p>\n<h2><strong>So, what is a tax haven? </strong></h2>\n<p><span style=\"font-weight: 400;\">To help provide context, the </span><a href=\"http://www.invesbottomedia.com/terms/o/oecd.asp\"><span style=\"font-weight: 400;\">Organization of Economic Cooperation and Development</span></a><span style=\"font-weight: 400;\"> (OECD), a Paris-based group of 30 developed countries, uses three key attributes for identifying whether a country is a tax haven:</span></p>\n<p><b>No. 1. There is no or only nominal tax.</b><span style=\"font-weight: 400;\"> While a tax structure can vary from country to country, the one common characteristic of a tax haven is that it charges little or no taxes to non-residents who park their money or assets in that jurisdiction. </span></p>\n<p><b>No. 2.  The jurisdiction protects personal financial information.</b><span style=\"font-weight: 400;\"> Tax havens will zealously protect personal financial information—going as far as to pass formal laws or enact administrative practices that will prevent scrutiny by foreign tax authorities.</span></p>\n<p><b>No. 3. Lack of transparency. </b><span style=\"font-weight: 400;\">No scrutiny also means little or no transparency and that can mean sudden legislative changes because of behind-closed-doors secret rulings.</span></p>\n<h2>Canadians, be wary of these tax strategies</h2>\n<p>Of course, most of us don’t even come close to the net worth required to take advantage of off-shore tax havens, like the ones uncovered in the Panama Papers leak, but that doesn’t mean you can’t get nailed for tax evasion.</p>\n<p>Over the last decade, at least a handful of tax evasion strategies have come under the Canada Revenue Agency scrutiny. These strategies include (but aren’t limited to):</p>\n<p><b>No. 1. Dubious charitable donations. </b><span style=\"font-weight: 400;\">Five years ago, the CRA began to crackdown with audits on every gifting tax shelter available to Canadians. That’s because at that time, approximately 170,000 taxpayers were allegedly dodging tax by claiming as much as $5 billion in dubious donations to not-so-legitimate charitable organizations.</span></p>\n<p>While there’s not a lot, if any, of these schemes around anymore, the key to not getting caught up in this type of tax evasion scheme is to apply the too-good-to-be-true rule: If you invest $100 and get a charitable donation receipt of $130 then consider that too good to be true. That’s because no legitimate charity will claim you donated more than you did nor will they issue a tax receipt for an inflated donation.</p>\n<p><b>No. 2. Business income, not investment gains. </b><span style=\"font-weight: 400;\">Have you opted to skip the stocks to invest in real estate? Don’t immediately assume that the profits from the sale of those investment properties will immediately qualify for the principal residence or even the preferential capital gains tax treatment.</span></p>\n<p>About five years ago, the CRA began to crack down on real estate profits. For example, the CRA forced a taxpayer to fork out $11,400 in penalties, in addition to tens of thousands in back taxes, for trying to claim tax exemption on seven homes—that she’d bought and renovated in six years. The CRA denied her the principal residence exemption on all seven of the homes—making all profit fully taxable. Worse, the CRA ruled that the profit was actually business income, not capital gains, because the house-flipping was actually a business and not an investment.</p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/columns/home-owner/tax-profit-as-income-or-capital-gains/\" >Tax profit as income or capital gains? <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-explained/\" >Capital gains explained <span style=\"font-weight: 400;\">»</span><br />\n</a><a href=\"http://www.moneysense.ca/columns/can-you-avoid-capital-gains-tax/\" >Can you avoid capital gains tax? <span style=\"font-weight: 400;\">»<br />\n</span></a><a href=\"http://www.moneysense.ca/save/taxes/how-to-pay-less-capital-gains-tax/\" ><span style=\"font-weight: 400;\">How to pay less capital gains tax »</span></a></p>\n<p><b>No. 3. Tax-free trusts.</b><span style=\"font-weight: 400;\"> Up until a decade ago, smart investors could get juicy tax-free returns of 8% to 12% by investing in income trusts. But in October 2006, the government suddenly announced that income trusts would be taxed and the value of these trusts plunged overnight. But that doesn’t mean you still can’t take advantage of income trusts. Even with the income trust tax, some trusts are still yielding 7%.</span></p>\n<p>If you decide to include income trusts in your retirement portfolio, Dan Hallett, vice-president at HighView Asset Management in Oakville, Ont., suggests that you keep them outside your RRSP. That way you can apply the dividend tax credit to the income they provide. If income trusts are held inside your RRSP, the income you get is taxed at the regular income tax rate when it is withdrawn.</p>\n<h2><strong>Take heart, you can still save on taxes</strong></h2>\n<p>Still, for those actively trying to prepare their T1s for the tax deadline of May 2, <a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">there are legitimate ways to pay less tax</a>.</p>\n<p><span style=\"font-weight: 400;\">Here are a few suggestions:</span></p>\n<p><b>No. 1. Income splitting.</b><span style=\"font-weight: 400;\"> While the new Liberal Budget 2016 has eliminated income splitting for couples with children under the age of 18, that doesn’t mean you can’t save taxes through income splitting.</span></p>\n<p>If one spouse is a high-income earner you could consider setting up a family trust that names the other spouse (and any children under age 18) as beneficiaries. Then loan the trust a sum of money, say from your investment portfolio, and charge the trust a low-interest rate, say of 1%. That way, the income from the trust portfolio is taxed in the hands of your spouse and kids, at a much lower tax rate. (Just make sure you <a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >keep the loaned money in the trust for at least three years</a>.)</p>\n<p><b>No. 2. Spousal retirement plans. </b><span style=\"font-weight: 400;\">Another option is to set up spousal RRSPs and TFSAs. The spouse with the higher income contributes to them and when the spouse with the lower income withdraws the money, it’s taxed at a lower marginal rate. </span></p>\n<p><b>No. 3. Shelter your biggest asset with an exemption. </b><span style=\"font-weight: 400;\">The payment of capital gains tax applies to all property, however the Canada Revenue Agency offers an exemption that shelters any capital appreciation on your principal residence from being taxed. Suppose you owned a property that you used as a vacation home for 14 years, but then sold your principal residence and lived in it as your principal residence for the next 14. From a tax perspective, you owe tax on any price appreciation in the first 14 years you owned the property. However, for the remaining 14 years—when you lived in the property as your principal residence—any appreciation in value is exempt from capital gains tax.</span></p>\n<p style=\"padding-left: 60px;\"><a href=\"http://www.moneysense.ca/vacation/capital-gains-tax-declaring-a-new-principal-residence/\" ><span style=\"font-weight: 400;\">Capital gains tax: Declaring a new principal residence »</span></a><br />\n<a href=\"http://www.moneysense.ca/save/taxes/use-the-principal-residence-exemption-to-save-on-taxes/\" ><span style=\"font-weight: 400;\">Use the principal residence exemption to save on taxes »</span></a></p>\n<p><b>No. 4. Use legit tax shelters. </b>Of all the ways to thwart the tax man, the easiest and most effective way is to use two legit tax shelters: the <a href=\"http://www.moneysense.ca/magazine-archive/use-rrsps-and-tfsas-to-save-on-taxes/\" >RRSP and TFSA</a>.</p>\n<p>The RRSP l<span style=\"font-weight: 400;\">ets you defer paying taxes on a portion of your yearly income (the amount you contribute to your RRSP) and give you a tax rebate in the year you make the contribution. These contributions then grow, tax-free, so you don&#8217;t have to pay income, dividend, interest or capital gains tax regardless of how much your investments earn in your RRSP. When you finally withdraw the money, you&#8217;ll have to pay tax, but for most Canadians they&#8217;ll end up paying less tax because their income in retirement is less than during their working years, putting them in a lower marginal tax bracket. </span></p>\n<p><span style=\"font-weight: 400;\">TFSAs are similar to RRSPs in that contributions put into these accounts grow tax-free. Unlike the RRSP, TFSA contributions earn no up-front tax refund, but the government doesn’t get a dime of your money when funds are withdrawn.</span></p>\n<p><b>No. 5. Harvest tax losses. </b><span style=\"font-weight: 400;\">Another way affluent investors can smooth out their tax hit is to use their losses and gains in the stock market strategically. When investors harvest an investment loss—by selling the tanking stock—they can apply that loss against gains in that same tax year as well as any gains in subsequent tax years, so they end up paying less tax overall. To learn more, read our article on the <em><a href=\"http://www.moneysense.ca/magazine-archive/secrets-of-the-rich-keep-more-of-whats-yours/\" >Secrets of the rich</a></em>. </span></p>\n<p><span style=\"font-weight: 400;\"><b>No. 6. </b><strong>Use life insurance. </strong></span><span style=\"font-weight: 400;\">If you die at a ripe old age, you’re not likely to have dependents who are still relying on your income but that doesn’t mean your family won’t face big expenses when you die. For example, if you own rental property, you can’t pass it to your children tax-free; your estate will be on the hook for capital gains taxes, whether or not your heirs sell the real estate. The same applies to investment portfolio, RRSPs and RRIFs. </span></p>\n<p>Truth is, once you and your partner have died, the<span style=\"font-weight: 400;\"> final tax bill on your estate can also be enormous. That&#8217;s because once both of you die, the RRSP and RRIF investments are fully taxable in the year of death. Depending on your province, that means up to 53% of your nest egg will go to the government instead of your children, grandchildren or charity. </span></p>\n<p><span style=\"font-weight: 400;\">As part of a comprehensive estate plan, you might consider a permanent life policy with a death benefit designed to offset all or part of your final expenses, including the final tax bill. The premiums can be very high if you don’t get the coverage until late in life, but the payout is guaranteed. If you know you won’t need the cash while you’re alive, it may be the best way to keep your wealth in the family. For more see our article on <a href=\"http://www.moneysense.ca/magazine-archive/life-insurance-is-term-life-always-enough/\" >using life insurance</a> to thwart the final tax bill. </span></p>\n<p>Finally, for those of us that fall on the chore side of the tax paying equation, take heart. You don&#8217;t have to do a lot to shave the amount of tax you pay on your investment returns. For a great primer on <span style=\"font-weight: 400;\">what to keep in a tax sheltered investment, such as an RRSP or TFSA,  and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, <a href=\"http://www.moneysense.ca/invest/asset-ocation-everything-in-its-place/\" >Asset Location: Everything in its place</a>. </span></p>\n<p>&nbsp;</p>\n<p><i><span style=\"font-weight: 400;\">Sources: Associated Press, Investopedia, MoneySense, Rob Gerlsbeck</span></i></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','What Canadians can learn from the Panama Papers','<p>Here are 3 tax schemes to avoid and 6 legit ways to avoid paying tax</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/news/what-you-can-learn-from-the-panama-papers/\">What Canadians can learn from the Panama Papers</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5539-revision-v1','','','2016-04-06 11:00:29','2016-04-06 15:00:29','',5539,'http://feedwordpress.radgeek.com/?rev=41d58ad8df288599aa277eea23d6bab1',0,'revision','',0),(5559,1,'2015-04-02 13:55:39','2015-04-02 13:55:39','MotoMan is the first one outside of Nissan to have early access to the all-new 2016 Nissan Maxima 4DSC. In this world premiere, MotoMan goes on a deep dive on engineering, design and technology in the new 2016 Nissan Maxima from a secret location at Nissan’s North American Headquarters . . . and meets the guy behind the car that has a question for the viewers and long time Maxima fans . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Nissan Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48q6ca62R2PdoRD-8LKDfKeE\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Son of a Rocket and Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2016 Nissan Maxima TECH REVIEW – WORLD PREMIERE','','publish','open','open','','2016-nissan-maxima-tech-review-world-premiere','','','2015-04-02 13:55:39','2015-04-02 13:55:39','',0,'http://www.l2ocredit.com/2015/04/02/2016-nissan-maxima-tech-review-world-premiere/',0,'post','',0),(5560,0,'2016-04-06 13:02:49','2016-04-06 17:02:49','','2016 Nissan Maxima TECH REVIEW – WORLD PREMIERE','','inherit','open','closed','','2016-nissan-maxima-tech-review-world-premiere-2','','','2016-04-06 13:02:49','2016-04-06 17:02:49','',5559,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-maxima-tech-review-world-premiere-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5561,1,'2015-03-14 10:18:33','2015-03-14 10:18:33','The 2016 ILX is the Acura we\'ve been waiting for. Full review including 0-60, pricing AND comparisons.\n\nCheck out the 2016 HR-V: http://youtu.be/OMFb43JnPCc\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\n\nThe ILX started out as a rehashed Acura CSX (Canadian only), essentially a luxury version of Honda\'s Civic. While the model got unique sheetmetal and a mostly unique interior, the engines, transmissions and some infotainment components were shared. This left the ILX feeling underpowered and \"under-teched\" for a luxury car. For 2016 Acura didn\'t reinvent the wheel but the changes are just as dramatic. We have a new more powerful engine and 8-speed dual clutch transmission under the hood, revised bumpers, standard LED headlamps, a tweaked interior and the same infotainment systems as the Acura TLX, MDX, RDX and RLX. In addition Acura jams Radar Cruise Control, Collision Mitigating Braking, Pre-Collision Warning, Lane Keep Assist and electric pre-tensioning seat belts into almost every ILX on the dealer lot. The seemingly simple changes have managed to transform the ILX into exactly the small Acura I was looking for. The base model is no longer a penalty box, instead think of it as the same sausage cut a little smaller. While in the past competition was limited to the Buick Verano and up-level Mazda3 trims, the 2016 ILX has the goods to present a value alternative to the Lexus IS250, BMW 320i, Audi A3 and Volvo S60. My how times have changed.\n\nDespite sharing quite little with Honda\'s Civic and not looking like a fancy Civic, the 2015 ILX felt like a fancy Civic. Now there\'s nothing wrong with that per se (after-all the success of the Lexus ES is largely due to the fact that for many years it was little more than a fancy Camry), but that\'s not the Acura that the brand\'s faithful remember. This ILX however is that Acura. The drivetrain and excellent pricing scheme more than the infotainment system or LED headlamps are the reason. Sure the ILX has some discount plastic, but the interior on the whole feels like a TLX that\'s been discounted than a Civic that\'s been \"tarted up.\" While the old ILX could only be compared with the Verano, Mazda3 and similar vehicles with a straight face, the 2016 model is different. No, I would not call it direct competition to the 320i, IS 250, CLA 250 or S60 per se, but with pricing up to $10,000 less than those models comparably equipped the ILX is unquestionable a value alternative.  While the Acura RL may have replaced the Legend in 1995, the 2016 ILX is the true successor.\nStatistics powered by ChannelMeter http://channelmeter.com','2016 Acura ILX DETAILED Review and Road Test - In 4K!','','publish','open','open','','2016-acura-ilx-detailed-review-and-road-test-in-4k','','','2015-03-14 10:18:33','2015-03-14 10:18:33','',0,'http://www.l2ocredit.com/2015/03/14/2016-acura-ilx-detailed-review-and-road-test-in-4k/',0,'post','',0),(5562,0,'2016-04-06 13:25:04','2016-04-06 17:25:04','','2016 Acura ILX DETAILED Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2016-acura-ilx-detailed-review-and-road-test-in-4k-2','','','2016-04-06 13:25:04','2016-04-06 17:25:04','',5561,'http://www.l2ocredit.com/2015/03/14/2016-acura-ilx-detailed-review-and-road-test-in-4k/2016-acura-ilx-detailed-review-and-road-test-in-4k-2/',0,'attachment','image/jpeg',0),(5563,1,'2015-01-16 20:10:57','2015-01-16 20:10:57','The previous Mazda2 was last updated in 2007 and the model was well overdue for a refresh. The new design fits in with Mazda\'s Kodo philosophy and offers many unique features for a subcompact.\n\nFull Article: http://driving.ca/mazda/mazda2/auto-shows/montreal-auto-show/new-mazda2-makes-its-debut-at-montreal-auto-show\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','First Look at the all-new 2016 Mazda2 | Driving.ca','','publish','open','open','','first-look-at-the-all-new-2016-mazda2-driving-ca','','','2015-01-16 20:10:57','2015-01-16 20:10:57','',0,'http://www.l2ocredit.com/2015/01/16/first-look-at-the-all-new-2016-mazda2-driving-ca/',0,'post','',0),(5564,0,'2016-04-06 13:47:29','2016-04-06 17:47:29','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-2','','','2016-04-06 13:47:29','2016-04-06 17:47:29','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5565,0,'2016-04-06 13:47:29','2016-04-06 17:47:29','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-3','','','2016-04-06 13:47:29','2016-04-06 17:47:29','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5566,0,'2016-04-06 13:47:29','2016-04-06 17:47:29','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-4','','','2016-04-06 13:47:29','2016-04-06 17:47:29','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5567,0,'2016-04-06 13:47:29','2016-04-06 17:47:29','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-5','','','2016-04-06 13:47:29','2016-04-06 17:47:29','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5568,0,'2016-04-06 13:47:32','2016-04-06 17:47:32','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-6','','','2016-04-06 13:47:32','2016-04-06 17:47:32','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5569,0,'2016-04-06 13:47:32','2016-04-06 17:47:32','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-7','','','2016-04-06 13:47:32','2016-04-06 17:47:32','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5570,0,'2016-04-06 13:47:35','2016-04-06 17:47:35','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-8','','','2016-04-06 13:47:35','2016-04-06 17:47:35','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-5.jpg',0,'attachment','image/jpeg',0),(5571,0,'2016-04-06 13:47:35','2016-04-06 17:47:35','','First Look at the all-new 2016 Mazda2 | Driving.ca','','inherit','open','closed','','first-look-at-the-all-new-2016-mazda2-driving-ca-8','','','2016-04-06 13:47:35','2016-04-06 17:47:35','',5563,'http://www.l2ocredit.com/wp-content/uploads/2016/04/first-look-at-the-all-new-2016-mazda2-driving-ca-youtube-thumbnail-5.jpg',0,'attachment','image/jpeg',0),(5572,1,'2012-02-12 16:55:40','2012-02-12 16:55:40','http://drivencarreviews.com/  For those who believe hybrids are the only way to get lofty fuel economy Volkswagen presents a powerful argument, their TDI Clean Diesel engines. That means the new 2012 Passat can haul the whole family in a frugal way. Tom Voelk checks out an SE model and finds this German has a strong American accent.','2012 Volkswagen Passat SE TDI','','publish','open','open','','2012-volkswagen-passat-se-tdi','','','2012-02-12 16:55:40','2012-02-12 16:55:40','',0,'http://www.l2ocredit.com/2012/02/12/2012-volkswagen-passat-se-tdi/',0,'post','',0),(5573,0,'2016-04-06 14:02:46','2016-04-06 18:02:46','','2012 Volkswagen Passat SE TDI','','inherit','open','closed','','2012-volkswagen-passat-se-tdi-2','','','2016-04-06 14:02:46','2016-04-06 18:02:46','',5572,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-volkswagen-passat-se-tdi-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5574,0,'2016-04-06 14:02:47','2016-04-06 18:02:47','','2012 Volkswagen Passat SE TDI','','inherit','open','closed','','2012-volkswagen-passat-se-tdi-3','','','2016-04-06 14:02:47','2016-04-06 18:02:47','',5572,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-volkswagen-passat-se-tdi-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5575,0,'2016-04-06 14:02:48','2016-04-06 18:02:48','','2012 Volkswagen Passat SE TDI','','inherit','open','closed','','2012-volkswagen-passat-se-tdi-4','','','2016-04-06 14:02:48','2016-04-06 18:02:48','',5572,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-volkswagen-passat-se-tdi-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5576,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"thumbnailUrl\" content=\"http://citynondrm.edgesuite.net/pd/2226196965001/201504/2226196965001_4172628420001_4172545410001-th.jpg?pubId=2226196965001\" />\n        <meta itemprop=\"name\" content=\"Home buying tips for spring\" />\n        <meta itemprop=\"description\" content=\"From choosing the right mortgage to finding out how much you can truly afford, Bruce Sellery gives us important lessons for the home buying season.\" />\n        <meta itemprop=\"uploadDate\" content=\"2015-04-15T14:52:54+00:00\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5510-revision-v1','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',5510,'http://feedwordpress.radgeek.com/?rev=170380b20236f1c339a10be9bebfa31c',0,'revision','',0),(5577,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. 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Hyundai helped define the mid-sized sedan market with the last Sonata, this new one is much more grown up.\n\nCompetitors to the Hyundai Sonata are the Honda Accord, Mazda 6, VW Jetta, Honda Civic, Toyota Corolla, Ford Focus, Ford Fiesta, Kia Soul, Nissan Versa, Chevy Sonic, Chevrolet Sonic, Kia Rio, Honda Fit, Honda HR-V, Toyota Yaris, Chevy Spark, Chevrolet Spark, Chevy Cruze, Chevrolet Cruze, Kia Forte, VW Jetta, VW Golf, Volkswagen Jetta, Volkswagen Golf, VW Passat, Dodge Dart, Hyundai Accent, Hyundai Elantra, Nissan Sentra, Fiat 500, Fiat 500X, Mazda3, Mazda2, Mazda6, Scion iM and Mitsubishi Lancer, Acura TLX, Acura TL, Audi A4, Audi A3, Audi A6, BMW 3 Series, BMW 5 Series, BMW X1, BMW X3, BMW X5, Cadillac ATS, Cadillac CTS, Chevy Impala, Chevrolet Impala, Chevy Malibu, Chevrolet Malibu, Dodge Charger, Dodge Avenger, Ford Fusion, Ford Focus, ford Taurus, Honda Accord, Hyundai Sonata, Kia Optima, Kia Forte,  Mazda3, Mazda2, Nissan Altima, Nissan Sentra, Nissan Maxima, Subaru Legacy, Subaru Impreza, Toyota Camry, Toyota Avalon, Toyota Rav4, Volkswagen Passat, VW Passat, VW Golf.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Hyundai Sonata Review','','publish','open','open','','2015-hyundai-sonata-review','','','2014-11-07 00:22:32','2014-11-07 00:22:32','',0,'http://www.l2ocredit.com/2014/11/07/2015-hyundai-sonata-review/',0,'post','',0),(5579,0,'2016-04-06 14:17:45','2016-04-06 18:17:45','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-2','','','2016-04-06 14:17:45','2016-04-06 18:17:45','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5580,0,'2016-04-06 14:17:45','2016-04-06 18:17:45','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-3','','','2016-04-06 14:17:45','2016-04-06 18:17:45','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5581,0,'2016-04-06 14:17:46','2016-04-06 18:17:46','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-4','','','2016-04-06 14:17:46','2016-04-06 18:17:46','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5582,0,'2016-04-06 14:17:49','2016-04-06 18:17:49','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-5','','','2016-04-06 14:17:49','2016-04-06 18:17:49','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5583,0,'2016-04-06 14:17:49','2016-04-06 18:17:49','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-6','','','2016-04-06 14:17:49','2016-04-06 18:17:49','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5584,0,'2016-04-06 14:17:49','2016-04-06 18:17:49','','2015 Hyundai Sonata Review','','inherit','open','closed','','2015-hyundai-sonata-review-7','','','2016-04-06 14:17:49','2016-04-06 18:17:49','',5578,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-review-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5585,1,'2015-04-21 17:08:15','2015-04-21 17:08:15','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 4.5/5','2015 Lexus GS350 Start Up and Review 3.5 L V6','','publish','open','open','','2015-lexus-gs350-start-up-and-review-3-5-l-v6','','','2015-04-21 17:08:15','2015-04-21 17:08:15','',0,'http://www.l2ocredit.com/2015/04/21/2015-lexus-gs350-start-up-and-review-3-5-l-v6/',0,'post','',0),(5586,0,'2016-04-06 14:38:30','2016-04-06 18:38:30','','2015 Lexus GS350 Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-lexus-gs350-start-up-and-review-3-5-l-v6-2','','','2016-04-06 14:38:30','2016-04-06 18:38:30','',5585,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-lexus-gs350-start-up-and-review-3-5-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5587,0,'2016-04-06 14:38:30','2016-04-06 18:38:30','','2015 Lexus GS350 Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-lexus-gs350-start-up-and-review-3-5-l-v6-3','','','2016-04-06 14:38:30','2016-04-06 18:38:30','',5585,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-lexus-gs350-start-up-and-review-3-5-l-v6-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5588,1,'2015-08-08 01:45:28','2015-08-08 01:45:28','KBB\'s first look at the 2016 Cadillac CTS-V. \n\nFor the latest Cadillac CTS  pricing and information:\nhttp://www.kbb.com/cadillac/cts/2015-cadillac-cts/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. \nSubscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2016 Cadillac CTS-V - First Look','','publish','open','open','','2016-cadillac-cts-v-first-look','','','2015-08-08 01:45:28','2015-08-08 01:45:28','',0,'http://www.l2ocredit.com/2015/08/08/2016-cadillac-cts-v-first-look/',0,'post','',0),(5589,0,'2016-04-06 14:54:55','2016-04-06 18:54:55','','2016 Cadillac CTS-V &#8211; First Look','','inherit','open','closed','','2016-cadillac-cts-v-first-look-2','','','2016-04-06 14:54:55','2016-04-06 18:54:55','',5588,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-cadillac-cts-v-first-look-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5590,1,'2015-11-05 00:47:53','2015-11-05 00:47:53','The end of the world is coming, and these cars are ready for it. Story: http://www.autoguide.com/auto-news/2015/11/top-10-sema-cars-ready-for-the-end-of-the-world.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. 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Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Rolls Royce Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pQoddXJe67yB1UxuWy6Kni\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV','2015 Rolls Royce Ghost II Extended Wheelbase PREVIEW','','publish','open','open','','2015-rolls-royce-ghost-ii-extended-wheelbase-preview','','','2015-03-30 16:28:56','2015-03-30 16:28:56','',0,'http://www.l2ocredit.com/2015/03/30/2015-rolls-royce-ghost-ii-extended-wheelbase-preview/',0,'post','',0),(5594,0,'2016-04-06 15:34:40','2016-04-06 19:34:40','','2015 Rolls Royce Ghost II Extended Wheelbase PREVIEW','','inherit','open','closed','','2015-rolls-royce-ghost-ii-extended-wheelbase-preview-2','','','2016-04-06 15:34:40','2016-04-06 19:34:40','',5593,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-rolls-royce-ghost-ii-extended-wheelbase-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5595,0,'2016-04-06 15:34:41','2016-04-06 19:34:41','','2015 Rolls Royce Ghost II Extended Wheelbase PREVIEW','','inherit','open','closed','','2015-rolls-royce-ghost-ii-extended-wheelbase-preview-3','','','2016-04-06 15:34:41','2016-04-06 19:34:41','',5593,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-rolls-royce-ghost-ii-extended-wheelbase-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5596,1,'2015-03-12 00:38:28','2015-03-12 00:38:28','Looking at an EV but confused about federal and state tax credits? I explain everything in this video. \n\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','EV Buyer\'s Guide - Tax Credits','','publish','open','open','','ev-buyers-guide-tax-credits','','','2015-03-12 00:38:28','2015-03-12 00:38:28','',0,'http://www.l2ocredit.com/2015/03/12/ev-buyers-guide-tax-credits/',0,'post','',0),(5597,0,'2016-04-06 15:59:58','2016-04-06 19:59:58','','EV Buyer&#8217;s Guide &#8211; Tax Credits','','inherit','open','closed','','ev-buyers-guide-tax-credits-2','','','2016-04-06 15:59:58','2016-04-06 19:59:58','',5596,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-tax-credits-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5598,0,'2016-04-06 15:59:58','2016-04-06 19:59:58','','EV Buyer&#8217;s Guide &#8211; Tax Credits','','inherit','open','closed','','ev-buyers-guide-tax-credits-3','','','2016-04-06 15:59:58','2016-04-06 19:59:58','',5596,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-tax-credits-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5599,0,'2016-04-06 15:59:58','2016-04-06 19:59:58','','EV Buyer&#8217;s Guide &#8211; Tax Credits','','inherit','open','closed','','ev-buyers-guide-tax-credits-4','','','2016-04-06 15:59:58','2016-04-06 19:59:58','',5596,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-tax-credits-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5600,1,'2015-01-15 22:26:20','2015-01-15 22:26:20','John LeBlanc talks us through the coolest cars at the Montreal Auto Show.\n\nFull Article: http://driving.ca/mini/cooper/auto-shows/montreal-auto-show/the-must-see-cars-at-the-montreal-auto-show\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Top cars at the Montreal Auto Show | Driving.ca','','publish','open','open','','top-cars-at-the-montreal-auto-show-driving-ca','','','2015-01-15 22:26:20','2015-01-15 22:26:20','',0,'http://www.l2ocredit.com/2015/01/15/top-cars-at-the-montreal-auto-show-driving-ca/',0,'post','',0),(5601,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-2','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5602,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-2','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5603,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-3','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5604,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-3','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5605,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-4','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5606,0,'2016-04-06 16:25:30','2016-04-06 20:25:30','','Top cars at the Montreal Auto Show | Driving.ca','','inherit','open','closed','','top-cars-at-the-montreal-auto-show-driving-ca-5','','','2016-04-06 16:25:30','2016-04-06 20:25:30','',5600,'http://www.l2ocredit.com/wp-content/uploads/2016/04/top-cars-at-the-montreal-auto-show-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5607,1,'2012-02-05 09:01:50','2012-02-05 09:01:50','http://drivencarreviews.com/ There are a lot of ordinary things in the world, the Kia Soul is not one of them. It has an original design, loads of room and a price low enough for hamsters (and you know they don\'t make much coin). Substantially refreshed for 2012, Tom Voelk checks out an Exclaim model at the press launch in Austin Texas.','2012 Kia Soul !','','publish','open','open','','2012-kia-soul','','','2012-02-05 09:01:50','2012-02-05 09:01:50','',0,'http://www.l2ocredit.com/2012/02/05/2012-kia-soul/',0,'post','',0),(5608,0,'2016-04-06 16:45:14','2016-04-06 20:45:14','','2012 Kia Soul !','','inherit','open','closed','','2012-kia-soul-2','','','2016-04-06 16:45:14','2016-04-06 20:45:14','',5607,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-kia-soul-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5609,0,'2016-04-06 16:45:14','2016-04-06 20:45:14','','2012 Kia Soul !','','inherit','open','closed','','2012-kia-soul-3','','','2016-04-06 16:45:14','2016-04-06 20:45:14','',5607,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-kia-soul-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5610,0,'2016-04-06 16:45:15','2016-04-06 20:45:15','','2012 Kia Soul !','','inherit','open','closed','','2012-kia-soul-4','','','2016-04-06 16:45:15','2016-04-06 20:45:15','',5607,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-kia-soul-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5611,0,'2016-04-06 16:45:15','2016-04-06 20:45:15','','2012 Kia Soul !','','inherit','open','closed','','2012-kia-soul-5','','','2016-04-06 16:45:15','2016-04-06 20:45:15','',5607,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-kia-soul-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5612,1,'2016-04-06 16:30:02','2016-04-06 20:30:02','<div id=\"attachment_152134\" style=\"width: 510px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-152134\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home.jpg\" alt=\"(Amazon.com)\" width=\"500\" height=\"460\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home-300x276.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home.jpg 500w\" sizes=\"(max-width: 500px) 100vw, 500px\" /><p class=\"wp-caption-text\">(Amazon.com)</p></div>\n<p>When is owning a product not like owning a product? When the company that sells it to you can render it effectively useless at the flick of a switch. That’s what will happen on May 15, for the owners of Nest’s Revolv home automation hub. From the company&#8217;s website:</p>\n<blockquote><p><strong>So we’re pouring all our energy into Works with Nest and are incredibly excited about what we’re making. Unfortunately, that means we can’t allocate resources to Revolv anymore and we have to shut down the service. As of May 15, 2016, your Revolv hub and app will no longer work.</strong></p>\n<p><strong>Thank you for your support and believing in us. We’re sad for the end of Revolv, but this isn’t the end of the connected home. This is the beginning.</strong></p></blockquote>\n<p>But as sad as this is for owners, who would have paid as much as $400 for their Revolv hubs as little as 18 months ago (like <a href=\"https://medium.com/@arlogilbert/the-time-that-tony-fadell-sold-me-a-container-of-hummus-cb0941c762c1#.ikfvvq49u\" >this guy</a>), it also raises a rather troubling concern: As we fill our house with fabulously smart, connected devices, what is it that we actually own? All those Nest home thermostats, WiFi-enabled doors and even our smartphones rely on software updates from the manufacturer. The closure of Revolv is a reminder that the companies that make these Internet-connected products have the power to “brick” them—that is, render them about as useful as a plastic brick—when they no longer see fit to support them.</p>\n<p>The Nest comparison is a key one. The company purchased Revolv in 2014 and incorporated the system into its “<a href=\"https://nest.com/ca/works-with-nest/\" >Works with Nest</a>” platform. Now, just 18 months later, they’re turning it off. This is different from when, for example, Apple drops support for an outdated iPad; owners still own the device and can turn it on and access their data, even if they can&#8217;t enjoy the latest iOS updates. Here’s what it says on Revolv’s FAQ page:</p>\n<blockquote><p><strong>What happens to my Revolv service?<br />\n</strong>As of May 15, 2016, Revolv service will no longer be available. The Revolv app won’t open and the hub won’t work.</p>\n<p><strong>Is my product still under warranty?<br />\n</strong>No. Our one-year warranty against defects in materials or workmanship has expired for all Revolv products.</p>\n<p><strong>What will happen to Revolv data?<br />\n</strong>Revolv data will be deleted.</p></blockquote>\n<p>It&#8217;s hard to imagine Nest would do the same for a product with safety-implications such as a thermostat or a smoke alarm. (Then again, Nest is owned by Google, who bought it for US$3 billion in 2014, and some believe there may be <a href=\"http://www.vanityfair.com/news/2016/03/nest-googles-dollar3-billion-bet-may-be-in-trouble\" >trouble at the top</a>.) And after receiving criticism for its move, however, <a href=\"http://www.theverge.com/2016/4/5/11374358/nest-revolv-smart-home-hub-disable-user-compensation\" >the company has revealed</a> that it may compensate Revolv owners on a case-by-case basis , although the details on how much of the full price they&#8217;ll fork over are unclear. If you own a Revolv smart home hub, reach out to <a href=\"mailto:help@revolv.com\" >help@revolv.com</a> for customer support.</p>\n<p>Still, the implications are clear: While you might think you’re buying a fabulous new way to automate your lights/music/heating/life, should the company ever turn off its software updates, what you&#8217;ve really got is a pretty plastic doorstop.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/tech/nest-revolv-do-you-really-own-your-connected-device/\">Who really owns your connected device?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Who really owns your connected device?','<p>Nest is shutting down Revolv smart hub, leaving customers with brick</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/tech/nest-revolv-do-you-really-own-your-connected-device/\">Who really owns your connected device?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-06 16:30:02','2016-04-06 20:30:02','',0,'http://www.moneysense.ca/?p=152096',0,'post','',0),(5613,1,'2016-04-06 16:30:02','2016-04-06 20:30:02','<div id=\"attachment_152134\" style=\"width: 510px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-152134\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home.jpg\" alt=\"(Amazon.com)\" width=\"500\" height=\"460\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home-300x276.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Revolv-Smart-Home.jpg 500w\" sizes=\"(max-width: 500px) 100vw, 500px\" /><p class=\"wp-caption-text\">(Amazon.com)</p></div>\n<p>When is owning a product not like owning a product? When the company that sells it to you can render it effectively useless at the flick of a switch. That’s what will happen on May 15, for the owners of Nest’s Revolv home automation hub. From the company&#8217;s website:</p>\n<blockquote><p><strong>So we’re pouring all our energy into Works with Nest and are incredibly excited about what we’re making. Unfortunately, that means we can’t allocate resources to Revolv anymore and we have to shut down the service. As of May 15, 2016, your Revolv hub and app will no longer work.</strong></p>\n<p><strong>Thank you for your support and believing in us. We’re sad for the end of Revolv, but this isn’t the end of the connected home. This is the beginning.</strong></p></blockquote>\n<p>But as sad as this is for owners, who would have paid as much as $400 for their Revolv hubs as little as 18 months ago (like <a href=\"https://medium.com/@arlogilbert/the-time-that-tony-fadell-sold-me-a-container-of-hummus-cb0941c762c1#.ikfvvq49u\" >this guy</a>), it also raises a rather troubling concern: As we fill our house with fabulously smart, connected devices, what is it that we actually own? All those Nest home thermostats, WiFi-enabled doors and even our smartphones rely on software updates from the manufacturer. The closure of Revolv is a reminder that the companies that make these Internet-connected products have the power to “brick” them—that is, render them about as useful as a plastic brick—when they no longer see fit to support them.</p>\n<p>The Nest comparison is a key one. The company purchased Revolv in 2014 and incorporated the system into its “<a href=\"https://nest.com/ca/works-with-nest/\" >Works with Nest</a>” platform. Now, just 18 months later, they’re turning it off. This is different from when, for example, Apple drops support for an outdated iPad; owners still own the device and can turn it on and access their data, even if they can&#8217;t enjoy the latest iOS updates. Here’s what it says on Revolv’s FAQ page:</p>\n<blockquote><p><strong>What happens to my Revolv service?<br />\n</strong>As of May 15, 2016, Revolv service will no longer be available. The Revolv app won’t open and the hub won’t work.</p>\n<p><strong>Is my product still under warranty?<br />\n</strong>No. Our one-year warranty against defects in materials or workmanship has expired for all Revolv products.</p>\n<p><strong>What will happen to Revolv data?<br />\n</strong>Revolv data will be deleted.</p></blockquote>\n<p>It&#8217;s hard to imagine Nest would do the same for a product with safety-implications such as a thermostat or a smoke alarm. (Then again, Nest is owned by Google, who bought it for US$3 billion in 2014, and some believe there may be <a href=\"http://www.vanityfair.com/news/2016/03/nest-googles-dollar3-billion-bet-may-be-in-trouble\" >trouble at the top</a>.) And after receiving criticism for its move, however, <a href=\"http://www.theverge.com/2016/4/5/11374358/nest-revolv-smart-home-hub-disable-user-compensation\" >the company has revealed</a> that it may compensate Revolv owners on a case-by-case basis , although the details on how much of the full price they&#8217;ll fork over are unclear. If you own a Revolv smart home hub, reach out to <a href=\"mailto:help@revolv.com\" >help@revolv.com</a> for customer support.</p>\n<p>Still, the implications are clear: While you might think you’re buying a fabulous new way to automate your lights/music/heating/life, should the company ever turn off its software updates, what you&#8217;ve really got is a pretty plastic doorstop.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/tech/nest-revolv-do-you-really-own-your-connected-device/\">Who really owns your connected device?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Who really owns your connected device?','<p>Nest is shutting down Revolv smart hub, leaving customers with brick</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/tech/nest-revolv-do-you-really-own-your-connected-device/\">Who really owns your connected device?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5612-revision-v1','','','2016-04-06 16:30:02','2016-04-06 20:30:02','',5612,'http://feedwordpress.radgeek.com/?rev=0d128bd764714ca217f865a630498af8',0,'revision','',0),(5614,1,'2016-04-06 08:00:21','2016-04-06 12:00:21','<div id=\"attachment_152128\" style=\"width: 677px\" class=\"wp-caption alignnone\"><img class=\"wp-image-152128\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016-683x1024.jpg\" alt=\"growth portfolio\" width=\"667\" height=\"1000\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016-200x300.jpg 200w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016-768x1152.jpg 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016-683x1024.jpg 683w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016-440x660.jpg 440w, http://www.moneysense.ca/wp-content/uploads/2016/04/Portfolio-Makeover-April-2016.jpg 1000w\" sizes=\"(max-width: 667px) 100vw, 667px\" /><p class=\"wp-caption-text\">Srinivas Velanki (Jason Franson)</p></div>\n<h3>The problem</h3>\n<p>Srinivas Velanki, a 52-year-old engineer from Edmonton, has a defined-benefit pension plan and real estate properties. Right now his low six-figure retirement portfolio is <img class=\"alignright wp-image-152148 size-medium\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.26-PM-186x300.png\" alt=\"The problem\" width=\"186\" height=\"300\" />invested mostly in an RRSP of 90% balanced mutual funds, 7% global equity funds and the remaining 3% spread among three stocks: Corus Entertainment, Canadian National Railway and Canadian Pacific Railways. Now he wants to switch to a high-growth stock portfolio (no dividends required) and exchange-traded funds. “I want the money to travel in retirement, so I’m aiming big. I’d like an average annual return of 10% over the next 20 years.”</p>\n<hr />\n<p><img class=\"alignright size-full wp-image-152150\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.36-PM.png\" alt=\"The fix \" width=\"878\" height=\"458\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.36-PM-300x156.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.36-PM-768x401.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.36-PM-660x344.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-4.40.36-PM.png 878w\" sizes=\"(max-width: 878px) 100vw, 878px\" /></p>\n<p>Minimizing exposure to fixed income by reducing exposure to balanced funds is a good move mainly because Velanki’s core retirement needs will be taken care of with his pension and other savings. “Investors who rely on bond products to keep them safe and provide a reasonable rate of return could be very disappointed for many years,” explains Miles Clyne, a portfolio manager with the Tycuda Group at MacDougall Investment Counsel Inc. in Langley, B.C. Current low interest rates and the impact of rising rates in the future, are “foretelling a not-so-pretty picture.”</p>\n<p>If Velanki is looking for a buy-and-hold strategy with minimal trading, Clyne recommends low-volatility ETFs. These use a number of strategies to maximize returns, including shorting the market index, which allows the investor to profit from falling stock markets. Clyne recommends Velanki keep it simple and build a portfolio that holds equal weightings in just three low-volatility ETFs: iShares MSCI EAFE Minimum Volatility Index ETF (XMI), iShares MSCI Canadian Minimum Volatility Index ETF (XMV) and iShares MSCI USA Minimum Volatility ETF (XMU). “Getting a 10% return over a market cycle should be doable with this portfolio,” says Clyne.</p>\n<p>Still, if Velanki is a bit more conservative, Clyne suggests low-risk investments with any additional contributions. A short-term laddered corporate bond ETF, such as the iShares 1–5 Year Laddered Corporate Bond ETF (CBO), would be appropriate and he could use the gains to rebalance his portfolio.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','A growth portfolio for the long term','<p>If you have a pension, you probably don\'t need the fixed income exposure that comes with balanced fund</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/retirement/a-growth-portfolio-for-the-long-term/\">A growth portfolio for the long term</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5514-revision-v1','','','2016-04-06 08:00:21','2016-04-06 12:00:21','',5514,'http://feedwordpress.radgeek.com/?rev=f838cc6154ffaa26b93f9925090ac5bb',0,'revision','',0),(5615,1,'2014-11-04 05:21:42','2014-11-04 05:21:42','The all-new 2015 Dodge Charger lineup ranges from the base V6 to the 707hp Hellcat. This is the fastest four-door sedan on the planet and a treat to drive on the track!\n\n\nCompetitors to the Dodge Hellcat are the Corvette Z06, Jaguar F-Type R, Porsche Boxster, Ford Mustang GT, Chevy Corvette Stingray, Boxster S, Porsche Cayman, Cayman S, Porsche 911, 911 cabriolet, Audi TT, Alfa Romeo 4C, Audi A5, BMW Z4, BMW 4 Series, BMW 6 Series, BMW 2 Series, Chevrolet Corvette, Chevy Corvette, Corvette Z06, Ford Mustang GT, Lamborghini Huracan, Lexus, Mazda MX-5 Miata, Mclaren 650s, Mercedes CLK, Mercedes SL550, Mercedes E-Class and Dodge Hellcat.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Dodge Charger  Hellcat , R/T, SRT, 392 Review','','publish','open','open','','2015-dodge-charger-hellcat-rt-srt-392-review','','','2014-11-04 05:21:42','2014-11-04 05:21:42','',0,'http://www.l2ocredit.com/2014/11/04/2015-dodge-charger-hellcat-rt-srt-392-review/',0,'post','',0),(5616,0,'2016-04-06 17:04:58','2016-04-06 21:04:58','','2015 Dodge Charger  Hellcat , R/T, SRT, 392 Review','','inherit','open','closed','','2015-dodge-charger-hellcat-rt-srt-392-review-2','','','2016-04-06 17:04:58','2016-04-06 21:04:58','',5615,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-charger-hellcat-rt-srt-392-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5617,1,'2015-04-20 00:36:16','2015-04-20 00:36:16','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Nissan Maxima Preview NYIAS','','publish','open','open','','2016-nissan-maxima-preview-nyias','','','2015-04-20 00:36:16','2015-04-20 00:36:16','',0,'http://www.l2ocredit.com/2015/04/20/2016-nissan-maxima-preview-nyias/',0,'post','',0),(5618,0,'2016-04-06 17:31:56','2016-04-06 21:31:56','','2016 Nissan Maxima Preview NYIAS','','inherit','open','closed','','2016-nissan-maxima-preview-nyias-2','','','2016-04-06 17:31:56','2016-04-06 21:31:56','',5617,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-maxima-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5619,0,'2016-04-06 17:31:56','2016-04-06 21:31:56','','2016 Nissan Maxima Preview NYIAS','','inherit','open','closed','','2016-nissan-maxima-preview-nyias-3','','','2016-04-06 17:31:56','2016-04-06 21:31:56','',5617,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-maxima-preview-nyias-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5620,1,'2015-08-10 11:00:00','2015-08-10 11:00:00','Well-known for its avant-garde styling, the third-generation Murano now sets its sights on the luxury sector. In this video, KBB\'s Zach Vlasuk determines if the Nissan Murano has what it takes to compete against rival luxury models like the Lexus RX and BMW X5.   \n\nFor the latest Nissan Murano pricing and information:\nhttp://www.kbb.com/nissan/murano/2015-nissan-murano/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2016 Nissan Murano - Review and Road Test','','publish','open','open','','2016-nissan-murano-review-and-road-test','','','2015-08-10 11:00:00','2015-08-10 11:00:00','',0,'http://www.l2ocredit.com/2015/08/10/2016-nissan-murano-review-and-road-test/',0,'post','',0),(5621,0,'2016-04-06 17:47:34','2016-04-06 21:47:34','','2016 Nissan Murano &#8211; Review and Road Test','','inherit','open','closed','','2016-nissan-murano-review-and-road-test-2','','','2016-04-06 17:47:34','2016-04-06 21:47:34','',5620,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-murano-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5622,0,'2016-04-06 17:47:34','2016-04-06 21:47:34','','2016 Nissan Murano &#8211; Review and Road Test','','inherit','open','closed','','2016-nissan-murano-review-and-road-test-3','','','2016-04-06 17:47:34','2016-04-06 21:47:34','',5620,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-murano-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5623,0,'2016-04-06 17:47:34','2016-04-06 21:47:34','','2016 Nissan Murano &#8211; Review and Road Test','','inherit','open','closed','','2016-nissan-murano-review-and-road-test-4','','','2016-04-06 17:47:34','2016-04-06 21:47:34','',5620,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-murano-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5624,0,'2016-04-06 17:47:35','2016-04-06 21:47:35','','2016 Nissan Murano &#8211; Review and Road Test','','inherit','open','closed','','2016-nissan-murano-review-and-road-test-5','','','2016-04-06 17:47:35','2016-04-06 21:47:35','',5620,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-murano-review-and-road-test-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5625,1,'2015-11-04 18:47:25','2015-11-04 18:47:25','Nissan brought a trio of Titan pickups to SEMA this year. Story: http://www.autoguide.com/auto-news/2015/11/2016-nissan-titan-xd-triple-nickel-wants-a-land-speed-record.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Nissan Titan Roundup - 2015 SEMA Show','','publish','open','open','','2016-nissan-titan-roundup-2015-sema-show','','','2015-11-04 18:47:25','2015-11-04 18:47:25','',0,'http://www.l2ocredit.com/2015/11/04/2016-nissan-titan-roundup-2015-sema-show/',0,'post','',0),(5626,0,'2016-04-06 18:03:23','2016-04-06 22:03:23','','2016 Nissan Titan Roundup &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-titan-roundup-2015-sema-show-2','','','2016-04-06 18:03:23','2016-04-06 22:03:23','',5625,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-titan-roundup-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5627,0,'2016-04-06 18:03:23','2016-04-06 22:03:23','','2016 Nissan Titan Roundup &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-titan-roundup-2015-sema-show-2','','','2016-04-06 18:03:23','2016-04-06 22:03:23','',5625,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-titan-roundup-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5628,1,'2015-03-27 19:43:07','2015-03-27 19:43:07','MotoMan is back to answer your questions LIVE from the 2015 New York Auto Show! This is a forum for you to ask MotoMan your questions about reveals from the New York Auto Show floor, cars we have featured on the show to goings on behind the scenes. Tweet, Instagram or Facebook your questions to MotoMan using the hashtag: #AskMotoManTV\n\nJoin us on Thursday, April 2 at 11:30 AM EST/10:30 AM CST/8:30 AM PST using this link:\n\nhttp://tiny.cc/AskMotoMan\n\nDON’T FORGET TO TWEET, INSTAGRAM OR FACEBOOK YOUR QUESTIONS TO MOTOMAN USING THE HASHTAG: #ASKMOTOMANTV\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Inside the MotoMan Studio Playlist:\nhttp://www.youtube.com/playlist?list=PLF6ek7dWy48obA32GFwa81-jBpBeArv8F\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\nWebsite - http://www.MotoMan.TV','ASK MOTOMAN LIVE @ 2015 New York Auto Show PREVIEW','','publish','open','open','','ask-motoman-live-2015-new-york-auto-show-preview','','','2015-03-27 19:43:07','2015-03-27 19:43:07','',0,'http://www.l2ocredit.com/2015/03/27/ask-motoman-live-2015-new-york-auto-show-preview/',0,'post','',0),(5629,0,'2016-04-06 18:20:06','2016-04-06 22:20:06','','ASK MOTOMAN LIVE @ 2015 New York Auto Show PREVIEW','','inherit','open','closed','','ask-motoman-live-2015-new-york-auto-show-preview-2','','','2016-04-06 18:20:06','2016-04-06 22:20:06','',5628,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ask-motoman-live-2015-new-york-auto-show-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5630,0,'2016-04-06 18:20:06','2016-04-06 22:20:06','','ASK MOTOMAN LIVE @ 2015 New York Auto Show PREVIEW','','inherit','open','closed','','ask-motoman-live-2015-new-york-auto-show-preview-2','','','2016-04-06 18:20:06','2016-04-06 22:20:06','',5628,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ask-motoman-live-2015-new-york-auto-show-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5631,0,'2016-04-06 18:20:06','2016-04-06 22:20:06','','ASK MOTOMAN LIVE @ 2015 New York Auto Show PREVIEW','','inherit','open','closed','','ask-motoman-live-2015-new-york-auto-show-preview-3','','','2016-04-06 18:20:06','2016-04-06 22:20:06','',5628,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ask-motoman-live-2015-new-york-auto-show-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5632,1,'2015-03-19 06:17:54','2015-03-19 06:17:54','Be sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','EV Buyers Guide   EV Maximizing Your Range','','publish','open','open','','ev-buyers-guide-ev-maximizing-your-range','','','2015-03-19 06:17:54','2015-03-19 06:17:54','',0,'http://www.l2ocredit.com/2015/03/19/ev-buyers-guide-ev-maximizing-your-range/',0,'post','',0),(5633,0,'2016-04-06 18:36:11','2016-04-06 22:36:11','','EV Buyers Guide   EV Maximizing Your Range','','inherit','open','closed','','ev-buyers-guide-ev-maximizing-your-range-2','','','2016-04-06 18:36:11','2016-04-06 22:36:11','',5632,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-ev-maximizing-your-range-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5634,0,'2016-04-06 18:36:11','2016-04-06 22:36:11','','EV Buyers Guide   EV Maximizing Your Range','','inherit','open','closed','','ev-buyers-guide-ev-maximizing-your-range-2','','','2016-04-06 18:36:11','2016-04-06 22:36:11','',5632,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-ev-maximizing-your-range-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5635,0,'2016-04-06 18:36:13','2016-04-06 22:36:13','','EV Buyers Guide   EV Maximizing Your Range','','inherit','open','closed','','ev-buyers-guide-ev-maximizing-your-range-3','','','2016-04-06 18:36:13','2016-04-06 22:36:13','',5632,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-ev-maximizing-your-range-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5636,1,'2015-01-13 20:00:09','2015-01-13 20:00:09','The 2015 Detroit auto show was full of exciting performance cars. But the one everyone\'s talking about is the brand new, and very unexpected, Ford GT.\n\nFull Article: http://driving.ca/alfa-romeo/4c/auto-shows/detroit-auto-show/detroit-begins-parade-of-hot-performance-cars-with-infiniti-q60\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','NAIAS 2015: The hottest performance cars of the Detroit auto show | Driving.ca','','publish','open','open','','naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca','','','2015-01-13 20:00:09','2015-01-13 20:00:09','',0,'http://www.l2ocredit.com/2015/01/13/naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca/',0,'post','',0),(5637,0,'2016-04-06 18:58:28','2016-04-06 22:58:28','','NAIAS 2015: The hottest performance cars of the Detroit auto show | Driving.ca','','inherit','open','closed','','naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca-2','','','2016-04-06 18:58:28','2016-04-06 22:58:28','',5636,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5638,0,'2016-04-06 18:58:28','2016-04-06 22:58:28','','NAIAS 2015: The hottest performance cars of the Detroit auto show | Driving.ca','','inherit','open','closed','','naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca-3','','','2016-04-06 18:58:28','2016-04-06 22:58:28','',5636,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-the-hottest-performance-cars-of-the-detroit-auto-show-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5639,1,'2012-01-29 19:05:23','2012-01-29 19:05:23','Subaru is very popular wherever the weather is unpredictable and a Seattle snowstorm is a reminder why. Tom Voelk takes a 2012 Subaru Impreza 5-Door through sun, rain, snow and ice. See how how it handles the sloppy stuff.','2012 Subaru Impreza 5-Door','','publish','open','open','','2012-subaru-impreza-5-door','','','2012-01-29 19:05:23','2012-01-29 19:05:23','',0,'http://www.l2ocredit.com/2012/01/29/2012-subaru-impreza-5-door/',0,'post','',0),(5640,0,'2016-04-06 19:15:02','2016-04-06 23:15:02','','2012 Subaru Impreza 5-Door','','inherit','open','closed','','2012-subaru-impreza-5-door-2','','','2016-04-06 19:15:02','2016-04-06 23:15:02','',5639,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-subaru-impreza-5-door-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5641,0,'2016-04-06 19:15:02','2016-04-06 23:15:02','','2012 Subaru Impreza 5-Door','','inherit','open','closed','','2012-subaru-impreza-5-door-3','','','2016-04-06 19:15:02','2016-04-06 23:15:02','',5639,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-subaru-impreza-5-door-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5642,0,'2016-04-06 19:15:03','2016-04-06 23:15:03','','2012 Subaru Impreza 5-Door','','inherit','open','closed','','2012-subaru-impreza-5-door-4','','','2016-04-06 19:15:03','2016-04-06 23:15:03','',5639,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-subaru-impreza-5-door-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5643,0,'2016-04-06 19:15:03','2016-04-06 23:15:03','','2012 Subaru Impreza 5-Door','','inherit','open','closed','','2012-subaru-impreza-5-door-5','','','2016-04-06 19:15:03','2016-04-06 23:15:03','',5639,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-subaru-impreza-5-door-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5644,0,'2016-04-06 19:15:04','2016-04-06 23:15:04','','2012 Subaru Impreza 5-Door','','inherit','open','closed','','2012-subaru-impreza-5-door-6','','','2016-04-06 19:15:04','2016-04-06 23:15:04','',5639,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-subaru-impreza-5-door-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5645,1,'2014-10-27 12:19:28','2014-10-27 12:19:28','The 2015 Volvo V60 is the station wagon based on the Volvo S60 compact sedan. Sold with several different engines, this V60 has style and power.\n\nCompetitors to the Volvo V60 are the Volvo s60, VW Golf Alltrack, Jeep Renegade, Jeep Patriot, Ford Escape, Jeep Compass, Honda HR-V, Mitsubishi Outlander, Mazda CX-3, Fiat 500X, Chevy Trax, Chevrolet Trax, Nissan Rogue, Nissan Juke, Mazda CX-5, Mazda CX-3, Hyundai Tucson, Kia Sportage, Subaru Forester, Mini Countryman, Honda CR-V, Toyota RAV4, Buick Encore, Volkswagen Tiguan, VW Tiguan, BMW X1, Audi Q3, BMW X3, Chevy Equinox, Chevy Trax, Dodge Journey, Fiat 500X, Fiat 500, Ford Escape, Mazda5, Honda CR-V, Hyundai Tucson, Nissan Juke, Subaru Forester, Toyota RAV4, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Volvo V60 Review','','publish','open','open','','2015-volvo-v60-review','','','2014-10-27 12:19:28','2014-10-27 12:19:28','',0,'http://www.l2ocredit.com/2014/10/27/2015-volvo-v60-review/',0,'post','',0),(5646,0,'2016-04-06 19:35:50','2016-04-06 23:35:50','','2015 Volvo V60 Review','','inherit','open','closed','','2015-volvo-v60-review-2','','','2016-04-06 19:35:50','2016-04-06 23:35:50','',5645,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volvo-v60-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5647,0,'2016-04-06 19:35:51','2016-04-06 23:35:51','','2015 Volvo V60 Review','','inherit','open','closed','','2015-volvo-v60-review-3','','','2016-04-06 19:35:51','2016-04-06 23:35:51','',5645,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volvo-v60-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5648,0,'2016-04-06 19:35:51','2016-04-06 23:35:51','','2015 Volvo V60 Review','','inherit','open','closed','','2015-volvo-v60-review-4','','','2016-04-06 19:35:51','2016-04-06 23:35:51','',5645,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volvo-v60-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5649,0,'2016-04-06 19:35:52','2016-04-06 23:35:52','','2015 Volvo V60 Review','','inherit','open','closed','','2015-volvo-v60-review-5','','','2016-04-06 19:35:52','2016-04-06 23:35:52','',5645,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volvo-v60-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5650,1,'2015-04-18 14:55:10','2015-04-18 14:55:10','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Chevrolet Spark Preview NYIAS','','publish','open','open','','2016-chevrolet-spark-preview-nyias','','','2015-04-18 14:55:10','2015-04-18 14:55:10','',0,'http://www.l2ocredit.com/2015/04/18/2016-chevrolet-spark-preview-nyias/',0,'post','',0),(5651,0,'2016-04-06 19:52:59','2016-04-06 23:52:59','','2016 Chevrolet Spark Preview NYIAS','','inherit','open','closed','','2016-chevrolet-spark-preview-nyias-2','','','2016-04-06 19:52:59','2016-04-06 23:52:59','',5650,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-spark-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5652,1,'2015-08-03 15:23:04','2015-08-03 15:23:04','The Chevy Trax is an all-new entrant into the increasingly popular field of subcompact SUVs. How does it measure up against rivals like the stylish Mazda CX-3 and well-rounded Honda HR-V? KBB’s Micah Muzio investigates in this video. \n\nFor the latest Chevrolet Trax pricing and information:\nhttp://www.kbb.com/chevrolet/trax/2015-chevrolet-trax/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','2016 Chevy Trax - Review and Road Test','','publish','open','open','','2016-chevy-trax-review-and-road-test','','','2015-08-03 15:23:04','2015-08-03 15:23:04','',0,'http://www.l2ocredit.com/2015/08/03/2016-chevy-trax-review-and-road-test/',0,'post','',0),(5653,0,'2016-04-06 20:10:15','2016-04-07 00:10:15','','2016 Chevy Trax &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-trax-review-and-road-test-2','','','2016-04-06 20:10:15','2016-04-07 00:10:15','',5652,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-trax-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5654,0,'2016-04-06 20:10:15','2016-04-07 00:10:15','','2016 Chevy Trax &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-trax-review-and-road-test-2','','','2016-04-06 20:10:15','2016-04-07 00:10:15','',5652,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-trax-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5655,0,'2016-04-06 20:10:16','2016-04-07 00:10:16','','2016 Chevy Trax &#8211; Review and Road Test','','inherit','open','closed','','2016-chevy-trax-review-and-road-test-3','','','2016-04-06 20:10:16','2016-04-07 00:10:16','',5652,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevy-trax-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5656,1,'2015-11-04 17:07:56','2015-11-04 17:07:56','Chevrolet is embracing the new 2016 Camaro by showing off a quartet of customized versions at the 2015 SEMA Show. Full story and gallery: http://www.autoguide.com/auto-news/2015/11/chevrolet-goes-all-out-with-gen-six-camaro-concepts-for-sema.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Chevrolet Camaro Concepts - 2015 SEMA Show','','publish','open','open','','2016-chevrolet-camaro-concepts-2015-sema-show','','','2015-11-04 17:07:56','2015-11-04 17:07:56','',0,'http://www.l2ocredit.com/2015/11/04/2016-chevrolet-camaro-concepts-2015-sema-show/',0,'post','',0),(5657,0,'2016-04-06 20:25:13','2016-04-07 00:25:13','','2016 Chevrolet Camaro Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-camaro-concepts-2015-sema-show-2','','','2016-04-06 20:25:13','2016-04-07 00:25:13','',5656,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-camaro-concepts-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5658,0,'2016-04-06 20:25:13','2016-04-07 00:25:13','','2016 Chevrolet Camaro Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-camaro-concepts-2015-sema-show-3','','','2016-04-06 20:25:13','2016-04-07 00:25:13','',5656,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-camaro-concepts-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5659,0,'2016-04-06 20:25:14','2016-04-07 00:25:14','','2016 Chevrolet Camaro Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-camaro-concepts-2015-sema-show-4','','','2016-04-06 20:25:14','2016-04-07 00:25:14','',5656,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-camaro-concepts-2015-sema-show-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5660,1,'2015-03-26 18:03:32','2015-03-26 18:03:32','MotoMan gives a walk around preview of the 2015 Nissan GT-R NISMO as a sneak peek  - including advance footage of the killer place we shot the driving footage - before the release of the full First Drive Review episode . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Nissan Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48q6ca62R2PdoRD-8LKDfKeE\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV','2015 Nissan NISMO GT-R PREVIEW','','publish','open','open','','2015-nissan-nismo-gt-r-preview','','','2015-03-26 18:03:32','2015-03-26 18:03:32','',0,'http://www.l2ocredit.com/2015/03/26/2015-nissan-nismo-gt-r-preview/',0,'post','',0),(5661,0,'2016-04-06 20:42:34','2016-04-07 00:42:34','','2015 Nissan NISMO GT-R PREVIEW','','inherit','open','closed','','2015-nissan-nismo-gt-r-preview-2','','','2016-04-06 20:42:34','2016-04-07 00:42:34','',5660,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-nissan-nismo-gt-r-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5662,0,'2016-04-06 20:42:35','2016-04-07 00:42:35','','2015 Nissan NISMO GT-R PREVIEW','','inherit','open','closed','','2015-nissan-nismo-gt-r-preview-3','','','2016-04-06 20:42:35','2016-04-07 00:42:35','',5660,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-nissan-nismo-gt-r-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5663,1,'2015-03-17 12:43:17','2015-03-17 12:43:17','Be sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','EV Buyer\'s Guide - Charging Networks','','publish','open','open','','ev-buyers-guide-charging-networks','','','2015-03-17 12:43:17','2015-03-17 12:43:17','',0,'http://www.l2ocredit.com/2015/03/17/ev-buyers-guide-charging-networks/',0,'post','',0),(5664,0,'2016-04-06 20:58:01','2016-04-07 00:58:01','','EV Buyer&#8217;s Guide &#8211; Charging Networks','','inherit','open','closed','','ev-buyers-guide-charging-networks-2','','','2016-04-06 20:58:01','2016-04-07 00:58:01','',5663,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-charging-networks-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5665,0,'2016-04-06 20:58:01','2016-04-07 00:58:01','','EV Buyer&#8217;s Guide &#8211; Charging Networks','','inherit','open','closed','','ev-buyers-guide-charging-networks-3','','','2016-04-06 20:58:01','2016-04-07 00:58:01','',5663,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-charging-networks-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5666,0,'2016-04-06 20:58:03','2016-04-07 00:58:03','','EV Buyer&#8217;s Guide &#8211; Charging Networks','','inherit','open','closed','','ev-buyers-guide-charging-networks-4','','','2016-04-06 20:58:03','2016-04-07 00:58:03','',5663,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-charging-networks-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5667,1,'2015-01-13 20:00:09','2015-01-13 20:00:09','Buick brought a full-size RWD sedan that will hopefully bring the brand back to what it does best; making large, comfy, RWD sedans. \n\nFull Article: http://driving.ca/buick/auto-shows/detroit-auto-show/buick-kicks-off-concept-reveals-with-stunning-avenir\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','NAIAS 2015: The hottest concepts in Detroit | Driving.ca','','publish','open','open','','naias-2015-the-hottest-concepts-in-detroit-driving-ca','','','2015-01-13 20:00:09','2015-01-13 20:00:09','',0,'http://www.l2ocredit.com/2015/01/13/naias-2015-the-hottest-concepts-in-detroit-driving-ca/',0,'post','',0),(5668,0,'2016-04-06 21:19:03','2016-04-07 01:19:03','','NAIAS 2015: The hottest concepts in Detroit | Driving.ca','','inherit','open','closed','','naias-2015-the-hottest-concepts-in-detroit-driving-ca-2','','','2016-04-06 21:19:03','2016-04-07 01:19:03','',5667,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-the-hottest-concepts-in-detroit-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5669,0,'2016-04-06 21:19:03','2016-04-07 01:19:03','','NAIAS 2015: The hottest concepts in Detroit | Driving.ca','','inherit','open','closed','','naias-2015-the-hottest-concepts-in-detroit-driving-ca-3','','','2016-04-06 21:19:03','2016-04-07 01:19:03','',5667,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-the-hottest-concepts-in-detroit-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5670,1,'2012-01-23 04:24:13','2012-01-23 04:24:13','We, the 99 percent need a way to get around. The 2012 Hyundai Accent isn\'t a luxury car but it provides the luxury of transportation. For many, that\'s enough. Tom Voelk checks out an SE model with a sticker price of $16,570.','2012 Hyundai Accent SE HD Video Review','','publish','open','open','','2012-hyundai-accent-se-hd-video-review','','','2012-01-23 04:24:13','2012-01-23 04:24:13','',0,'http://www.l2ocredit.com/2012/01/23/2012-hyundai-accent-se-hd-video-review/',0,'post','',0),(5671,0,'2016-04-06 21:37:41','2016-04-07 01:37:41','','2012 Hyundai Accent SE HD Video Review','','inherit','open','closed','','2012-hyundai-accent-se-hd-video-review-2','','','2016-04-06 21:37:41','2016-04-07 01:37:41','',5670,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-hyundai-accent-se-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5672,0,'2016-04-06 21:37:41','2016-04-07 01:37:41','','2012 Hyundai Accent SE HD Video Review','','inherit','open','closed','','2012-hyundai-accent-se-hd-video-review-2','','','2016-04-06 21:37:41','2016-04-07 01:37:41','',5670,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-hyundai-accent-se-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5673,1,'2014-10-24 01:18:40','2014-10-24 01:18:40','The Chevrolet Tahoe is one of full-size SUVs from General Motors that gets a total refresh for 2015. The Chevy Tahoe gets much better fuel economy for such a big SUV. This is a similar to the GMC Yukon and Cadillac Escalade. \n\nCompetitors to the Honda Pilot are the Acura MDX, Acura RDX, Audi Q5, Audi Q7, BMW X5, Buick Enclave, Chevy Traverse, Chevrolet Traverse, Dodge Journey, GMC Terrain, GMC Acadia, Honda CR-V, Hyundai Sanata Fe, Hyundai Tucson, Infiniti QX50, Infiniti QX70, Jeep Grand Cherokee, Land Rover LR4, Land Rover Discovery, Lincolm MKX, Lincoln MKT, Mazda CX-9, Mercedes GL, Mercedes GLE, Mitsubishi Outlander, Nissan Murano, Nissan Pathfinder, Subaru Forester, Toyota Highlander, Toyota RAV4, Toota Venza, VW Touareg, Volkswagen Touareg.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada \n\n\n\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Chevrolet Tahoe Review','','publish','open','open','','2015-chevrolet-tahoe-review','','','2014-10-24 01:18:40','2014-10-24 01:18:40','',0,'http://www.l2ocredit.com/2014/10/24/2015-chevrolet-tahoe-review/',0,'post','',0),(5674,0,'2016-04-06 21:52:39','2016-04-07 01:52:39','','2015 Chevrolet Tahoe Review','','inherit','open','closed','','2015-chevrolet-tahoe-review-2','','','2016-04-06 21:52:39','2016-04-07 01:52:39','',5673,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-tahoe-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5675,0,'2016-04-06 21:52:39','2016-04-07 01:52:39','','2015 Chevrolet Tahoe Review','','inherit','open','closed','','2015-chevrolet-tahoe-review-2','','','2016-04-06 21:52:39','2016-04-07 01:52:39','',5673,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-tahoe-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5676,1,'2015-04-18 14:29:19','2015-04-18 14:29:19','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Toyota RAV4 Preview NYIAS','','publish','open','open','','2016-toyota-rav4-preview-nyias','','','2015-04-18 14:29:19','2015-04-18 14:29:19','',0,'http://www.l2ocredit.com/2015/04/18/2016-toyota-rav4-preview-nyias/',0,'post','',0),(5677,0,'2016-04-06 22:10:55','2016-04-07 02:10:55','','2016 Toyota RAV4 Preview NYIAS','','inherit','open','closed','','2016-toyota-rav4-preview-nyias-2','','','2016-04-06 22:10:55','2016-04-07 02:10:55','',5676,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-toyota-rav4-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5678,0,'2016-04-06 22:10:55','2016-04-07 02:10:55','','2016 Toyota RAV4 Preview NYIAS','','inherit','open','closed','','2016-toyota-rav4-preview-nyias-2','','','2016-04-06 22:10:55','2016-04-07 02:10:55','',5676,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-toyota-rav4-preview-nyias-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5679,1,'2015-07-25 03:44:25','2015-07-25 03:44:25','KBB\'s first look at the 2016 Dodge Viper ACR. \n\nFor the latest Dodge Viper pricing and information:\nhttp://www.kbb.com/dodge/viper/2015-dodge-viper/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2016 Dodge Viper ACR - First Look','','publish','open','open','','2016-dodge-viper-acr-first-look','','','2015-07-25 03:44:25','2015-07-25 03:44:25','',0,'http://www.l2ocredit.com/2015/07/25/2016-dodge-viper-acr-first-look/',0,'post','',0),(5680,0,'2016-04-06 22:32:07','2016-04-07 02:32:07','','2016 Dodge Viper ACR &#8211; First Look','','inherit','open','closed','','2016-dodge-viper-acr-first-look-2','','','2016-04-06 22:32:07','2016-04-07 02:32:07','',5679,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-dodge-viper-acr-first-look-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5681,1,'2015-11-04 00:14:57','2015-11-04 00:14:57','One of the fastest cars in the world, the Hennessey Venom GT Spyder pushes 1,451 hp as the company’s flagship hypercar. Full story and photo gallery: http://www.autoguide.com/auto-news/2015/10/hennessey-venom-gt-returns-packing-1-451-hp.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Hennessey Venom GT Spyder - 2015 SEMA Show','','publish','open','open','','2016-hennessey-venom-gt-spyder-2015-sema-show','','','2015-11-04 00:14:57','2015-11-04 00:14:57','',0,'http://www.l2ocredit.com/2015/11/04/2016-hennessey-venom-gt-spyder-2015-sema-show/',0,'post','',0),(5682,0,'2016-04-06 22:47:25','2016-04-07 02:47:25','','2016 Hennessey Venom GT Spyder &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-hennessey-venom-gt-spyder-2015-sema-show-2','','','2016-04-06 22:47:25','2016-04-07 02:47:25','',5681,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-hennessey-venom-gt-spyder-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5683,0,'2016-04-06 22:47:26','2016-04-07 02:47:26','','2016 Hennessey Venom GT Spyder &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-hennessey-venom-gt-spyder-2015-sema-show-3','','','2016-04-06 22:47:26','2016-04-07 02:47:26','',5681,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-hennessey-venom-gt-spyder-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5684,1,'2015-03-23 17:57:46','2015-03-23 17:57:46','On this round of our Options Game a number of firsts! The first Mercedes contestant -  2015 Mercedes Benz GLA 45 AMG. As well as a first for what you DON’T pay for! MotoMan closes out this round with an answer he posed in the Walk Around Preview of this same car. . . #OptionsGame\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Mercedes Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pf7hqRTOaAJYhkNZ1IPl9C\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV','2015 Mercedes Benz GLA 45 AMG OPTIONS GAME: S5 EP 3','','publish','open','open','','2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3','','','2015-03-23 17:57:46','2015-03-23 17:57:46','',0,'http://www.l2ocredit.com/2015/03/23/2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3/',0,'post','',0),(5685,0,'2016-04-06 23:03:08','2016-04-07 03:03:08','','2015 Mercedes Benz GLA 45 AMG OPTIONS GAME: S5 EP 3','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-2','','','2016-04-06 23:03:08','2016-04-07 03:03:08','',5684,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5686,0,'2016-04-06 23:03:08','2016-04-07 03:03:08','','2015 Mercedes Benz GLA 45 AMG OPTIONS GAME: S5 EP 3','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-3','','','2016-04-06 23:03:08','2016-04-07 03:03:08','',5684,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5687,0,'2016-04-06 23:03:09','2016-04-07 03:03:09','','2015 Mercedes Benz GLA 45 AMG OPTIONS GAME: S5 EP 3','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-4','','','2016-04-06 23:03:09','2016-04-07 03:03:09','',5684,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-options-game-s5-ep-3-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5688,1,'2015-03-12 16:36:38','2015-03-12 16:36:38','Be sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','EV Buyers Guide - Battery Life Expectancy and Used EVs','','publish','open','open','','ev-buyers-guide-battery-life-expectancy-and-used-evs','','','2015-03-12 16:36:38','2015-03-12 16:36:38','',0,'http://www.l2ocredit.com/2015/03/12/ev-buyers-guide-battery-life-expectancy-and-used-evs/',0,'post','',0),(5689,0,'2016-04-06 23:22:49','2016-04-07 03:22:49','','EV Buyers Guide &#8211; Battery Life Expectancy and Used EVs','','inherit','open','closed','','ev-buyers-guide-battery-life-expectancy-and-used-evs-2','','','2016-04-06 23:22:49','2016-04-07 03:22:49','',5688,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-battery-life-expectancy-and-used-evs-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5690,0,'2016-04-06 23:22:50','2016-04-07 03:22:50','','EV Buyers Guide &#8211; Battery Life Expectancy and Used EVs','','inherit','open','closed','','ev-buyers-guide-battery-life-expectancy-and-used-evs-3','','','2016-04-06 23:22:50','2016-04-07 03:22:50','',5688,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-battery-life-expectancy-and-used-evs-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5691,1,'2015-01-13 20:00:09','2015-01-13 20:00:09','There was big news in the pickup segment at this year\'s Detroit auto show. Nissan debuted a new Titan XD and Ford released an all-new twin-turbo Raptor.\n\nFull article: http://driving.ca/ram/1500/auto-shows/detroit-auto-show/new-pickup-trucks-get-meaner-and-tougher-in-detroit\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','publish','open','open','','naias-2015-pickup-trucks-get-meaner-driving-ca','','','2015-01-13 20:00:09','2015-01-13 20:00:09','',0,'http://www.l2ocredit.com/2015/01/13/naias-2015-pickup-trucks-get-meaner-driving-ca/',0,'post','',0),(5692,0,'2016-04-06 23:37:54','2016-04-07 03:37:54','','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','inherit','open','closed','','naias-2015-pickup-trucks-get-meaner-driving-ca-2','','','2016-04-06 23:37:54','2016-04-07 03:37:54','',5691,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-pickup-trucks-get-meaner-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5693,0,'2016-04-06 23:37:54','2016-04-07 03:37:54','','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','inherit','open','closed','','naias-2015-pickup-trucks-get-meaner-driving-ca-2','','','2016-04-06 23:37:54','2016-04-07 03:37:54','',5691,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-pickup-trucks-get-meaner-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5694,0,'2016-04-06 23:37:54','2016-04-07 03:37:54','','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','inherit','open','closed','','naias-2015-pickup-trucks-get-meaner-driving-ca-3','','','2016-04-06 23:37:54','2016-04-07 03:37:54','',5691,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-pickup-trucks-get-meaner-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5695,0,'2016-04-06 23:37:54','2016-04-07 03:37:54','','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','inherit','open','closed','','naias-2015-pickup-trucks-get-meaner-driving-ca-4','','','2016-04-06 23:37:54','2016-04-07 03:37:54','',5691,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-pickup-trucks-get-meaner-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5696,0,'2016-04-06 23:37:55','2016-04-07 03:37:55','','NAIAS 2015: Pickup trucks get meaner | Driving.ca','','inherit','open','closed','','naias-2015-pickup-trucks-get-meaner-driving-ca-5','','','2016-04-06 23:37:55','2016-04-07 03:37:55','',5691,'http://www.l2ocredit.com/wp-content/uploads/2016/04/naias-2015-pickup-trucks-get-meaner-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5697,1,'2012-01-09 07:59:14','2012-01-09 07:59:14','Generations have grown up trained to shop the import brands for a good subcompact car. Sonic is out to make waves in the segment and change that kind of thinking. Tom Voelk takes a look at a turbo LTZ model.','2012 Chevrolet Sonic LTZ Turbo','','publish','open','open','','2012-chevrolet-sonic-ltz-turbo','','','2012-01-09 07:59:14','2012-01-09 07:59:14','',0,'http://www.l2ocredit.com/2012/01/09/2012-chevrolet-sonic-ltz-turbo/',0,'post','',0),(5698,0,'2016-04-06 23:53:46','2016-04-07 03:53:46','','2012 Chevrolet Sonic LTZ Turbo','','inherit','open','closed','','2012-chevrolet-sonic-ltz-turbo-2','','','2016-04-06 23:53:46','2016-04-07 03:53:46','',5697,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-chevrolet-sonic-ltz-turbo-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5699,0,'2016-04-06 23:53:47','2016-04-07 03:53:47','','2012 Chevrolet Sonic LTZ Turbo','','inherit','open','closed','','2012-chevrolet-sonic-ltz-turbo-3','','','2016-04-06 23:53:47','2016-04-07 03:53:47','',5697,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-chevrolet-sonic-ltz-turbo-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5700,0,'2016-04-06 23:53:48','2016-04-07 03:53:48','','2012 Chevrolet Sonic LTZ Turbo','','inherit','open','closed','','2012-chevrolet-sonic-ltz-turbo-4','','','2016-04-06 23:53:48','2016-04-07 03:53:48','',5697,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-chevrolet-sonic-ltz-turbo-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5701,0,'2016-04-06 23:53:49','2016-04-07 03:53:49','','2012 Chevrolet Sonic LTZ Turbo','','inherit','open','closed','','2012-chevrolet-sonic-ltz-turbo-5','','','2016-04-06 23:53:49','2016-04-07 03:53:49','',5697,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-chevrolet-sonic-ltz-turbo-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5702,1,'2014-10-22 03:41:04','2014-10-22 03:41:04','The BMW M3 has long been the benchmark in the compact performance sedan space. For 2015, this all-new 425hp M3 is better than ever.\n\nCompetitors to the BMW M3 are the Mercedes C63, Mercedes C-Class, Mercedes B-Class, Audi S3, Mercedes CLA, Audi S4, BMW 2 Series, BMW 3 Series, Acura TLX, Acura TL, Lexus IS, Infiniti Q50, Volvo S60, Volvo V60, Cadillac ATS, Cadillac CTS, Mercedes C-Class, Subaru WRX, VW Golf R, Volkswagen Golf R and the BMW X1, Mercedes-Benz GLA, Mercedes GLA are the Mercedes GLE Coupe, Mercedes-Benz GLE, Mercedes GLE, Mercedes M-Class, Mercedes ML-Class, Mercedes GLK, Mercedes GLC, Mercedes GLA, Mercedes GL, Mercedes G, BMW X5, BMW X6, BMW X3, BMW X1, Audi Q3, Audi Q5, Audi Q7, Audi Q6, Audi A7, BMW 5 Series GT, BMW 4 Series GT, BMW 3 Series GT, Infiniti QX70, Infiniti QX70, Volvo CX60, Volvo CX90, Lexus RX350, Lexus GX, Lexus LX, Porsche Cayenne, Porsche Macan, Range Rover Sport, Range Rover, Land Rover Discovery Sport, Land Rover Discovery, Land Rover LR4, Range Rover Evoque, Acura MDX, Acura RDX, Lincoln MKX, Lincoln MKC, Cadillac SRX, Jeep Grand Cherokee, VW Touareg and Volkswagen Touareg, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 BMW M3 Review','','publish','open','open','','2015-bmw-m3-review','','','2014-10-22 03:41:04','2014-10-22 03:41:04','',0,'http://www.l2ocredit.com/2014/10/22/2015-bmw-m3-review/',0,'post','',0),(5703,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-2','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5704,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-2','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5705,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-2','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5706,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-3','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5707,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-3','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5708,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-4','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5709,0,'2016-04-07 00:10:21','2016-04-07 04:10:21','','2015 BMW M3 Review','','inherit','open','closed','','2015-bmw-m3-review-5','','','2016-04-07 00:10:21','2016-04-07 04:10:21','',5702,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-m3-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5710,1,'2015-04-16 02:12:08','2015-04-16 02:12:08','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 5/5 \nPowertrain Options: 3.5 L V6, 2.0 L Turbo 4-Cylinder, 2.7 L Twin Turbo V6 with a 6-Speed Automatic FWD or AWD \nDrive type Front-Wheel Drive (Std.) / Intelligent All-Wheel Drive (Opt.)\nEngine type \n3.5L Twin independent Variable Cam Timing (Ti-VCT) V6 Engine\nTransmission \n6-speed SelectShift® automatic with paddle activation\nFinal drive ratio FWD: 3.16 / AWD: 3.39\nFuel Economy (EPA-estimated) FWD: 18 city/ 26 hwy/ 21 combined mpg\nAWD: 17 city/25 hwy/20 combined mpg\nHorsepower (hp @ rpm)280 @ 6,500\nTorque (lb.-ft. @ rpm) 250 @ 4,000 \nWeights and Capacities\nEPA INTERIOR VOLUME 187.3 cu.ft. \nCARGO CAPACITY, ALL SEATS IN PLACE 39.2 cu.ft. \nWarranty\nBASIC 3 yr./ 36000 mi. \nDRIVETRAIN 5 yr./ 60000 mi.\nROADSIDE 5 yr./ 60000 mi. \nCompetitors: Nissan Murano','2015 Ford Edge Start Up and Review 3.5 L V6','','publish','open','open','','2015-ford-edge-start-up-and-review-3-5-l-v6','','','2015-04-16 02:12:08','2015-04-16 02:12:08','',0,'http://www.l2ocredit.com/2015/04/16/2015-ford-edge-start-up-and-review-3-5-l-v6/',0,'post','',0),(5711,0,'2016-04-07 00:25:28','2016-04-07 04:25:28','','2015 Ford Edge Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-ford-edge-start-up-and-review-3-5-l-v6-2','','','2016-04-07 00:25:28','2016-04-07 04:25:28','',5710,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-edge-start-up-and-review-3-5-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5712,0,'2016-04-07 00:25:28','2016-04-07 04:25:28','','2015 Ford Edge Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-ford-edge-start-up-and-review-3-5-l-v6-2','','','2016-04-07 00:25:28','2016-04-07 04:25:28','',5710,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-edge-start-up-and-review-3-5-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5713,0,'2016-04-07 00:25:29','2016-04-07 04:25:29','','2015 Ford Edge Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-ford-edge-start-up-and-review-3-5-l-v6-3','','','2016-04-07 00:25:29','2016-04-07 04:25:29','',5710,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-edge-start-up-and-review-3-5-l-v6-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5714,0,'2016-04-07 00:25:29','2016-04-07 04:25:29','','2015 Ford Edge Start Up and Review 3.5 L V6','','inherit','open','closed','','2015-ford-edge-start-up-and-review-3-5-l-v6-4','','','2016-04-07 00:25:29','2016-04-07 04:25:29','',5710,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-edge-start-up-and-review-3-5-l-v6-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5715,1,'2015-07-27 11:00:01','2015-07-27 11:00:01','After the first iteration stumbled out of the gate, Acura hit the reset button on its entry-level car. But can this revamped ILX succeed where its predecessor failed? KBB\'s Micah Muzio investigates. \n\nFor the latest Acura ILX pricing and information:\nhttp://www.kbb.com/acura/ilx/2016-acura-ilx/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','2016 Acura ILX - Review and Road Test','','publish','open','open','','2016-acura-ilx-review-and-road-test','','','2015-07-27 11:00:01','2015-07-27 11:00:01','',0,'http://www.l2ocredit.com/2015/07/27/2016-acura-ilx-review-and-road-test/',0,'post','',0),(5716,0,'2016-04-07 00:40:31','2016-04-07 04:40:31','','2016 Acura ILX &#8211; Review and Road Test','','inherit','open','closed','','2016-acura-ilx-review-and-road-test-2','','','2016-04-07 00:40:31','2016-04-07 04:40:31','',5715,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5717,0,'2016-04-07 00:40:31','2016-04-07 04:40:31','','2016 Acura ILX &#8211; Review and Road Test','','inherit','open','closed','','2016-acura-ilx-review-and-road-test-2','','','2016-04-07 00:40:31','2016-04-07 04:40:31','',5715,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5718,0,'2016-04-07 00:40:31','2016-04-07 04:40:31','','2016 Acura ILX &#8211; Review and Road Test','','inherit','open','closed','','2016-acura-ilx-review-and-road-test-3','','','2016-04-07 00:40:31','2016-04-07 04:40:31','',5715,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5719,0,'2016-04-07 00:40:31','2016-04-07 04:40:31','','2016 Acura ILX &#8211; Review and Road Test','','inherit','open','closed','','2016-acura-ilx-review-and-road-test-4','','','2016-04-07 00:40:31','2016-04-07 04:40:31','',5715,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-acura-ilx-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5720,1,'2015-11-04 01:12:46','2015-11-04 01:12:46','Mazda has shaved a few more pounds from its roadster, putting the results on display at the 2015 SEMA Show. Story and gallery: http://www.autoguide.com/auto-news/2015/11/mazda-brings-lighter-mx-5-concepts-to-sema-2015.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Mazda MX-5 Miata Concepts - SEMA 2015','','publish','open','open','','2016-mazda-mx-5-miata-concepts-sema-2015','','','2015-11-04 01:12:46','2015-11-04 01:12:46','',0,'http://www.l2ocredit.com/2015/11/04/2016-mazda-mx-5-miata-concepts-sema-2015/',0,'post','',0),(5721,0,'2016-04-07 00:56:23','2016-04-07 04:56:23','','2016 Mazda MX-5 Miata Concepts &#8211; SEMA 2015','','inherit','open','closed','','2016-mazda-mx-5-miata-concepts-sema-2015-2','','','2016-04-07 00:56:23','2016-04-07 04:56:23','',5720,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-mazda-mx-5-miata-concepts-sema-2015-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5722,0,'2016-04-07 00:56:24','2016-04-07 04:56:24','','2016 Mazda MX-5 Miata Concepts &#8211; SEMA 2015','','inherit','open','closed','','2016-mazda-mx-5-miata-concepts-sema-2015-3','','','2016-04-07 00:56:24','2016-04-07 04:56:24','',5720,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-mazda-mx-5-miata-concepts-sema-2015-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5723,0,'2016-04-07 00:56:24','2016-04-07 04:56:24','','2016 Mazda MX-5 Miata Concepts &#8211; SEMA 2015','','inherit','open','closed','','2016-mazda-mx-5-miata-concepts-sema-2015-4','','','2016-04-07 00:56:24','2016-04-07 04:56:24','',5720,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-mazda-mx-5-miata-concepts-sema-2015-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5724,1,'2015-03-22 15:55:43','2015-03-22 15:55:43','MotoMan drives the Twin Turbo 2015 Porsche Cayenne GTS on snow &amp; ice at a disused air force base in Sweden. Through drift circles, snow covered slalom tracks and a desolate but icy military runway he demonstrates the car control of the 440 HP V6 Porsche Cayenne GTS. In between all of the winter driving, he visits one of the important but less known structures of Old Town Stockholm . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Porsche Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48qumAKuIs06Uovd0D_VVQ5-\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','publish','open','open','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden','','','2015-03-22 15:55:43','2015-03-22 15:55:43','',0,'http://www.l2ocredit.com/2015/03/22/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden/',0,'post','',0),(5725,0,'2016-04-07 01:12:14','2016-04-07 05:12:14','','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','inherit','open','closed','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-2','','','2016-04-07 01:12:14','2016-04-07 05:12:14','',5724,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5726,0,'2016-04-07 01:12:14','2016-04-07 05:12:14','','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','inherit','open','closed','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-3','','','2016-04-07 01:12:14','2016-04-07 05:12:14','',5724,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5727,0,'2016-04-07 01:12:14','2016-04-07 05:12:14','','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','inherit','open','closed','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-3','','','2016-04-07 01:12:14','2016-04-07 05:12:14','',5724,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5728,0,'2016-04-07 01:12:14','2016-04-07 05:12:14','','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','inherit','open','closed','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-4','','','2016-04-07 01:12:14','2016-04-07 05:12:14','',5724,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5729,0,'2016-04-07 01:12:14','2016-04-07 05:12:14','','2015 Porsche Cayenne GTS FIRST DRIVE REVIEW ON SNOW &amp; ICE IN SWEDEN','','inherit','open','closed','','2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-5','','','2016-04-07 01:12:14','2016-04-07 05:12:14','',5724,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-cayenne-gts-first-drive-review-on-snow-ice-in-sweden-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5730,1,'2015-03-13 18:34:13','2015-03-13 18:34:13','How does the LaCrosse stack up against the Lexus ES and Chrysler 300? This is THE MOST DETAILED review on the tube.\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 Buick LaCrosse DETAILED Review and Road Test - in 4k!','','publish','open','open','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k','','','2015-03-13 18:34:13','2015-03-13 18:34:13','',0,'http://www.l2ocredit.com/2015/03/13/2015-buick-lacrosse-detailed-review-and-road-test-in-4k/',0,'post','',0),(5731,0,'2016-04-07 01:28:04','2016-04-07 05:28:04','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-2','','','2016-04-07 01:28:04','2016-04-07 05:28:04','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5732,0,'2016-04-07 01:28:04','2016-04-07 05:28:04','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-3','','','2016-04-07 01:28:04','2016-04-07 05:28:04','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5733,0,'2016-04-07 01:28:04','2016-04-07 05:28:04','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-4','','','2016-04-07 01:28:04','2016-04-07 05:28:04','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5734,0,'2016-04-07 01:28:05','2016-04-07 05:28:05','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-5','','','2016-04-07 01:28:05','2016-04-07 05:28:05','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5735,0,'2016-04-07 01:28:05','2016-04-07 05:28:05','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-5','','','2016-04-07 01:28:05','2016-04-07 05:28:05','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5736,0,'2016-04-07 01:28:06','2016-04-07 05:28:06','','2015 Buick LaCrosse DETAILED Review and Road Test &#8211; in 4k!','','inherit','open','closed','','2015-buick-lacrosse-detailed-review-and-road-test-in-4k-6','','','2016-04-07 01:28:06','2016-04-07 05:28:06','',5730,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-buick-lacrosse-detailed-review-and-road-test-in-4k-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5737,1,'2015-01-15 13:00:16','2015-01-15 13:00:16','The Porsche Macan looks like it has what it takes to be Porsche\'s newest best selling model. Namely, it has a Porsche badge and and a compact CUV body. But what\'s this sporty crossover like on the road?\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','SUV Review: 2015 Porsche Macan | Driving.ca','','publish','open','open','','suv-review-2015-porsche-macan-driving-ca','','','2015-01-15 13:00:16','2015-01-15 13:00:16','',0,'http://www.l2ocredit.com/2015/01/15/suv-review-2015-porsche-macan-driving-ca/',0,'post','',0),(5738,0,'2016-04-07 01:47:03','2016-04-07 05:47:03','','SUV Review: 2015 Porsche Macan | Driving.ca','','inherit','open','closed','','suv-review-2015-porsche-macan-driving-ca-2','','','2016-04-07 01:47:03','2016-04-07 05:47:03','',5737,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-review-2015-porsche-macan-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5739,0,'2016-04-07 01:47:03','2016-04-07 05:47:03','','SUV Review: 2015 Porsche Macan | Driving.ca','','inherit','open','closed','','suv-review-2015-porsche-macan-driving-ca-2','','','2016-04-07 01:47:03','2016-04-07 05:47:03','',5737,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-review-2015-porsche-macan-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5740,0,'2016-04-07 01:47:03','2016-04-07 05:47:03','','SUV Review: 2015 Porsche Macan | Driving.ca','','inherit','open','closed','','suv-review-2015-porsche-macan-driving-ca-3','','','2016-04-07 01:47:03','2016-04-07 05:47:03','',5737,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-review-2015-porsche-macan-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5741,0,'2016-04-07 01:47:04','2016-04-07 05:47:04','','SUV Review: 2015 Porsche Macan | Driving.ca','','inherit','open','closed','','suv-review-2015-porsche-macan-driving-ca-4','','','2016-04-07 01:47:04','2016-04-07 05:47:04','',5737,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-review-2015-porsche-macan-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5742,1,'2011-12-30 21:42:15','2011-12-30 21:42:15','http://drivencarreviews.com/  Automotive writer Tom Voelk once again picks his top 11 cars of the year. 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No longer a fuel guzzling truck, this new Cadillac Escalade has advanced technology to make it more fuel efficient. The interior and exterior have been updated to make it the best Escalade yet. This is a similar to the GMC Yukon and Chevy Tahoe. \n\nCompetitors to the Honda Pilot are the Acura MDX, Acura RDX, Audi Q5, Audi Q7, BMW X5, Buick Enclave, Chevy Traverse, Chevrolet Traverse, Dodge Journey, GMC Terrain, GMC Acadia, Honda CR-V, Hyundai Sanata Fe, Hyundai Tucson, Infiniti QX50, Infiniti QX70, Jeep Grand Cherokee, Land Rover LR4, Land Rover Discovery, Lincolm MKX, Lincoln MKT, Mazda CX-9, Mercedes GL, Mercedes GLE, Mitsubishi Outlander, Nissan Murano, Nissan Pathfinder, Subaru Forester, Toyota Highlander, Toyota RAV4, Toota Venza, VW Touareg, Volkswagen Touareg.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Cadillac Escalade Review','','publish','open','open','','2015-cadillac-escalade-review','','','2014-10-19 00:37:32','2014-10-19 00:37:32','',0,'http://www.l2ocredit.com/2014/10/19/2015-cadillac-escalade-review/',0,'post','',0),(5746,0,'2016-04-07 02:36:28','2016-04-07 06:36:28','','2015 Cadillac Escalade Review','','inherit','open','closed','','2015-cadillac-escalade-review-2','','','2016-04-07 02:36:28','2016-04-07 06:36:28','',5745,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-cadillac-escalade-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5747,0,'2016-04-07 02:36:28','2016-04-07 06:36:28','','2015 Cadillac Escalade Review','','inherit','open','closed','','2015-cadillac-escalade-review-2','','','2016-04-07 02:36:28','2016-04-07 06:36:28','',5745,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-cadillac-escalade-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5748,0,'2016-04-07 02:36:28','2016-04-07 06:36:28','','2015 Cadillac Escalade Review','','inherit','open','closed','','2015-cadillac-escalade-review-3','','','2016-04-07 02:36:28','2016-04-07 06:36:28','',5745,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-cadillac-escalade-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5749,0,'2016-04-07 02:36:29','2016-04-07 06:36:29','','2015 Cadillac Escalade Review','','inherit','open','closed','','2015-cadillac-escalade-review-4','','','2016-04-07 02:36:29','2016-04-07 06:36:29','',5745,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-cadillac-escalade-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5750,1,'2015-04-14 02:13:09','2015-04-14 02:13:09','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 5/5 \nPowertrain Options: 2.0 L Turbo 4-Cylinder, 3.0 L Turbo Diesel V6, or a 3.0 L Supercharged V6 with a CVT or 8-Speed Automatic RWD or AWD  \nEngine &amp; Performance\nBASE ENGINE SIZE 3.0 L \nCAM TYPE Double overhead cam (DOHC)\nCYLINDERS V6 \nVALVES 24\nTORQUE 428 ft-lbs. @ 1750 rpm \nHORSEPOWER 240 hp @ 3500 rpm\nTURNING CIRCLE 39.0 ft. \nFuel\nFUEL TYPE Diesel \nFUEL TYPE Diesel fuel\nFUEL TANK CAPACITY 19.2 gal. \nRANGE IN MILES (CTY/HWY) 480.0/729.6 mi.\nEPA MILEAGE EST. (CTY/HWY) 25/38 mpg \nWeights and Capacities\nEPA INTERIOR VOLUME 112.1 cu.ft. \nCURB WEIGHT 4277 lbs.\nCARGO CAPACITY, ALL SEATS IN PLACE 14.1 cu.ft.\nWarranty\nBASIC 4 yr./ 50000 mi. \nDRIVETRAIN 4 yr./ 50000 mi.\nFREE MAINTENANCE 1 yr./ 5000 mi.  \nCompetitors: Mercedes-Benz E Class, BMW 5 Series, Cadillac CTS, Lexus GS350','2016 Audi A6 Start Up and Review 3.0 L Turbo Diesel V6','','publish','open','open','','2016-audi-a6-start-up-and-review-3-0-l-turbo-diesel-v6','','','2015-04-14 02:13:09','2015-04-14 02:13:09','',0,'http://www.l2ocredit.com/2015/04/14/2016-audi-a6-start-up-and-review-3-0-l-turbo-diesel-v6/',0,'post','',0),(5751,0,'2016-04-07 02:57:28','2016-04-07 06:57:28','','2016 Audi A6 Start Up and Review 3.0 L Turbo Diesel V6','','inherit','open','closed','','2016-audi-a6-start-up-and-review-3-0-l-turbo-diesel-v6-2','','','2016-04-07 02:57:28','2016-04-07 06:57:28','',5750,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-audi-a6-start-up-and-review-3-0-l-turbo-diesel-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5752,1,'2015-07-20 11:00:01','2015-07-20 11:00:01','The Honda HR-V is an all-new model that slots between the larger CR-V and the smaller Fit hatchback, melding the best traits of each…or does it? KBB’s Micah Muzio finds out in this video. \n\nFor the latest Honda HR-V pricing and information:\nhttp://www.kbb.com/honda/hr-v/2016-honda-hr-v/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','2016 Honda HR-V - Review and Road Test','','publish','open','open','','2016-honda-hr-v-review-and-road-test','','','2015-07-20 11:00:01','2015-07-20 11:00:01','',0,'http://www.l2ocredit.com/2015/07/20/2016-honda-hr-v-review-and-road-test/',0,'post','',0),(5753,0,'2016-04-07 03:16:52','2016-04-07 07:16:52','','2016 Honda HR-V &#8211; Review and Road Test','','inherit','open','closed','','2016-honda-hr-v-review-and-road-test-2','','','2016-04-07 03:16:52','2016-04-07 07:16:52','',5752,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-hr-v-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5754,0,'2016-04-07 03:16:52','2016-04-07 07:16:52','','2016 Honda HR-V &#8211; Review and Road Test','','inherit','open','closed','','2016-honda-hr-v-review-and-road-test-3','','','2016-04-07 03:16:52','2016-04-07 07:16:52','',5752,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-hr-v-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5755,1,'2015-11-03 22:50:38','2015-11-03 22:50:38','Is a V8 muscle car with all-wheel drive, still a muscle car? Story and gallery: http://www.autoguide.com/auto-news/2015/11/dodge-challenger-gt-awd-concept-gains-traction-at-sema.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2015 Dodge Challenger GT AWD Concept - SEMA 2015','','publish','open','open','','2015-dodge-challenger-gt-awd-concept-sema-2015','','','2015-11-03 22:50:38','2015-11-03 22:50:38','',0,'http://www.l2ocredit.com/2015/11/03/2015-dodge-challenger-gt-awd-concept-sema-2015/',0,'post','',0),(5756,0,'2016-04-07 03:42:27','2016-04-07 07:42:27','','2015 Dodge Challenger GT AWD Concept &#8211; SEMA 2015','','inherit','open','closed','','2015-dodge-challenger-gt-awd-concept-sema-2015-2','','','2016-04-07 03:42:27','2016-04-07 07:42:27','',5755,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-challenger-gt-awd-concept-sema-2015-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5757,0,'2016-04-07 03:42:27','2016-04-07 07:42:27','','2015 Dodge Challenger GT AWD Concept &#8211; SEMA 2015','','inherit','open','closed','','2015-dodge-challenger-gt-awd-concept-sema-2015-3','','','2016-04-07 03:42:27','2016-04-07 07:42:27','',5755,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-challenger-gt-awd-concept-sema-2015-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5758,1,'2015-03-19 18:31:08','2015-03-19 18:31:08','MotoMan drives the 2015 Mercedes Benz AMG GLA 45. Not really certain what it is, he unpacks this crossover, SUV or go fast car that happens to be tall by examining the bits that make up the transversely mounted AMG like non other: Driving dynamics, engine and even brings in a bit of truck lingo . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Mercedes Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pf7hqRTOaAJYhkNZ1IPl9C\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Mercedes Benz AMG GLA 45 FIRST DRIVE REVIEW','','publish','open','open','','2015-mercedes-benz-amg-gla-45-first-drive-review','','','2015-03-19 18:31:08','2015-03-19 18:31:08','',0,'http://www.l2ocredit.com/2015/03/19/2015-mercedes-benz-amg-gla-45-first-drive-review/',0,'post','',0),(5759,0,'2016-04-07 04:04:00','2016-04-07 08:04:00','','2015 Mercedes Benz AMG GLA 45 FIRST DRIVE REVIEW','','inherit','open','closed','','2015-mercedes-benz-amg-gla-45-first-drive-review-2','','','2016-04-07 04:04:00','2016-04-07 08:04:00','',5758,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-amg-gla-45-first-drive-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5760,0,'2016-04-07 04:04:00','2016-04-07 08:04:00','','2015 Mercedes Benz AMG GLA 45 FIRST DRIVE REVIEW','','inherit','open','closed','','2015-mercedes-benz-amg-gla-45-first-drive-review-3','','','2016-04-07 04:04:00','2016-04-07 08:04:00','',5758,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-amg-gla-45-first-drive-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5761,1,'2015-03-12 00:36:21','2015-03-12 00:36:21','Level 1, Level 2, DC Fast, CHAdeMO vs SAE, what you need to know about EV charging.\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','EV Buyer\'s Guide - All About Charging','','publish','open','open','','ev-buyers-guide-all-about-charging','','','2015-03-12 00:36:21','2015-03-12 00:36:21','',0,'http://www.l2ocredit.com/2015/03/12/ev-buyers-guide-all-about-charging/',0,'post','',0),(5762,0,'2016-04-07 04:21:38','2016-04-07 08:21:38','','EV Buyer&#8217;s Guide &#8211; All About Charging','','inherit','open','closed','','ev-buyers-guide-all-about-charging-2','','','2016-04-07 04:21:38','2016-04-07 08:21:38','',5761,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-all-about-charging-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5763,0,'2016-04-07 04:21:38','2016-04-07 08:21:38','','EV Buyer&#8217;s Guide &#8211; All About Charging','','inherit','open','closed','','ev-buyers-guide-all-about-charging-2','','','2016-04-07 04:21:38','2016-04-07 08:21:38','',5761,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-all-about-charging-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5764,0,'2016-04-07 04:21:38','2016-04-07 08:21:38','','EV Buyer&#8217;s Guide &#8211; All About Charging','','inherit','open','closed','','ev-buyers-guide-all-about-charging-3','','','2016-04-07 04:21:38','2016-04-07 08:21:38','',5761,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-all-about-charging-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5765,0,'2016-04-07 04:21:39','2016-04-07 08:21:39','','EV Buyer&#8217;s Guide &#8211; All About Charging','','inherit','open','closed','','ev-buyers-guide-all-about-charging-4','','','2016-04-07 04:21:39','2016-04-07 08:21:39','',5761,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ev-buyers-guide-all-about-charging-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5766,1,'2015-01-12 13:00:08','2015-01-12 13:00:08','We go behind the scenes of Nissan\'s latest Murano commercial to find out what it takes to make a 30-second television ad.\n\nFull Article: http://driving.ca/nissan/murano/auto-news/entertainment/take-a-look-behind-the-scenes-of-a-big-budget-car-commercial\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Behind the Scenes of a Car Commercial | Driving.ca','','publish','open','open','','behind-the-scenes-of-a-car-commercial-driving-ca','','','2015-01-12 13:00:08','2015-01-12 13:00:08','',0,'http://www.l2ocredit.com/2015/01/12/behind-the-scenes-of-a-car-commercial-driving-ca/',0,'post','',0),(5767,0,'2016-04-07 04:47:34','2016-04-07 08:47:34','','Behind the Scenes of a Car Commercial | Driving.ca','','inherit','open','closed','','behind-the-scenes-of-a-car-commercial-driving-ca-2','','','2016-04-07 04:47:34','2016-04-07 08:47:34','',5766,'http://www.l2ocredit.com/wp-content/uploads/2016/04/behind-the-scenes-of-a-car-commercial-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5768,0,'2016-04-07 04:47:34','2016-04-07 08:47:34','','Behind the Scenes of a Car Commercial | Driving.ca','','inherit','open','closed','','behind-the-scenes-of-a-car-commercial-driving-ca-3','','','2016-04-07 04:47:34','2016-04-07 08:47:34','',5766,'http://www.l2ocredit.com/wp-content/uploads/2016/04/behind-the-scenes-of-a-car-commercial-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5769,0,'2016-04-07 04:47:35','2016-04-07 08:47:35','','Behind the Scenes of a Car Commercial | Driving.ca','','inherit','open','closed','','behind-the-scenes-of-a-car-commercial-driving-ca-4','','','2016-04-07 04:47:35','2016-04-07 08:47:35','',5766,'http://www.l2ocredit.com/wp-content/uploads/2016/04/behind-the-scenes-of-a-car-commercial-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5770,1,'2011-12-18 07:27:31','2011-12-18 07:27:31','http://drivencarreviews.com/ Having a hard time choosing a mid-sized sedan?  Your decision just got tougher. Tom Voelk travels to Austin, TX to preview the 2013 Chevy Malibu. This one\'s going to need a passport. It will be sold in over 100 countries.','2013 Chevrolet Malibu Eco HD Video Review','','publish','open','open','','2013-chevrolet-malibu-eco-hd-video-review','','','2011-12-18 07:27:31','2011-12-18 07:27:31','',0,'http://www.l2ocredit.com/2011/12/18/2013-chevrolet-malibu-eco-hd-video-review/',0,'post','',0),(5771,0,'2016-04-07 05:10:03','2016-04-07 09:10:03','','2013 Chevrolet Malibu Eco HD Video Review','','inherit','open','closed','','2013-chevrolet-malibu-eco-hd-video-review-2','','','2016-04-07 05:10:03','2016-04-07 09:10:03','',5770,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2013-chevrolet-malibu-eco-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5772,0,'2016-04-07 05:10:03','2016-04-07 09:10:03','','2013 Chevrolet Malibu Eco HD Video Review','','inherit','open','closed','','2013-chevrolet-malibu-eco-hd-video-review-3','','','2016-04-07 05:10:03','2016-04-07 09:10:03','',5770,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2013-chevrolet-malibu-eco-hd-video-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5773,0,'2016-04-07 05:10:03','2016-04-07 09:10:03','','2013 Chevrolet Malibu Eco HD Video Review','','inherit','open','closed','','2013-chevrolet-malibu-eco-hd-video-review-4','','','2016-04-07 05:10:03','2016-04-07 09:10:03','',5770,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2013-chevrolet-malibu-eco-hd-video-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5774,1,'2014-10-13 20:03:31','2014-10-13 20:03:31','The 2015 Toyota Sienna Minivan gets minor exterior updates but major changes inside. this 2015 Toyota Sienna now has an interior befitting the price tag.\n\nCompetitors to the Toyota Sienna are the Hinda Odyssey, Chrysler Town and Country, Chrysler Town&amp;Country, Dodge Grand Caravan, Nissan Quest, Kia Sedona, Ford Transit Connect, Nissan NV200, Mazda5, Kia Rondo, Mercedes Metris\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Toyota Sienna Review','','publish','open','open','','2015-toyota-sienna-review','','','2014-10-13 20:03:31','2014-10-13 20:03:31','',0,'http://www.l2ocredit.com/2014/10/13/2015-toyota-sienna-review/',0,'post','',0),(5775,0,'2016-04-07 05:36:20','2016-04-07 09:36:20','','2015 Toyota Sienna Review','','inherit','open','closed','','2015-toyota-sienna-review-2','','','2016-04-07 05:36:20','2016-04-07 09:36:20','',5774,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-sienna-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5776,0,'2016-04-07 05:36:20','2016-04-07 09:36:20','','2015 Toyota Sienna Review','','inherit','open','closed','','2015-toyota-sienna-review-2','','','2016-04-07 05:36:20','2016-04-07 09:36:20','',5774,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-sienna-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5777,0,'2016-04-07 05:36:20','2016-04-07 09:36:20','','2015 Toyota Sienna Review','','inherit','open','closed','','2015-toyota-sienna-review-3','','','2016-04-07 05:36:20','2016-04-07 09:36:20','',5774,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-sienna-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5778,0,'2016-04-07 05:36:20','2016-04-07 09:36:20','','2015 Toyota Sienna Review','','inherit','open','closed','','2015-toyota-sienna-review-4','','','2016-04-07 05:36:20','2016-04-07 09:36:20','',5774,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-sienna-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5779,1,'2015-04-11 21:10:50','2015-04-11 21:10:50','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 4/5 \nPowertrain Options: 1.8 L 4-Cylinder with a 6-Speed Manual or Automatic FWD  \nEngine &amp; Performance\nBASE ENGINE SIZE 1.8 L \nCAM TYPE Double overhead cam (DOHC)\nCYLINDERS Inline 4 \nVALVES 16\nVALVE TIMING Variable \nTORQUE 130 ft-lbs. @ 4700 rpm\nHORSEPOWER 145 hp @ 6500 rpm \nTURNING CIRCLE 34.8 ft.\nWeights and Capacities\nEPA INTERIOR VOLUME 110.4 cu.ft. \nGROSS WEIGHT 3836 lbs.\nCURB WEIGHT 2773 lbs. \nFuel\nENGINE TYPE Gas \nFUEL TYPE Regular unleaded\nFUEL TANK CAPACITY 12.8 gal. \nRANGE IN MILES (CTY/HWY) 345.6/473.6 mi.\nEPA MILEAGE EST. (CTY/HWY) 27/37 mpg \nCompetitors: Honda Civic, Ford Focus, Subaru Impreza, Chevrolet Cruze, Dodge Dart','2016 Hyundai Elantra Start Up and Review 1.8 L 4-Cylinder','','publish','open','open','','2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder','','','2015-04-11 21:10:50','2015-04-11 21:10:50','',0,'http://www.l2ocredit.com/2015/04/11/2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder/',0,'post','',0),(5780,0,'2016-04-07 05:52:13','2016-04-07 09:52:13','','2016 Hyundai Elantra Start Up and Review 1.8 L 4-Cylinder','','inherit','open','closed','','2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder-2','','','2016-04-07 05:52:13','2016-04-07 09:52:13','',5779,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5781,0,'2016-04-07 05:52:13','2016-04-07 09:52:13','','2016 Hyundai Elantra Start Up and Review 1.8 L 4-Cylinder','','inherit','open','closed','','2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder-3','','','2016-04-07 05:52:13','2016-04-07 09:52:13','',5779,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-hyundai-elantra-start-up-and-review-1-8-l-4-cylinder-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5782,1,'2015-07-13 11:00:00','2015-07-13 11:00:00','For this year\'s head-to-head evaluation we tapped the Ford Focus, Subaru Impreza and Volkswagen Jetta—all of which were updated for 2015—plus the Mazda3, Dodge Dart and the two segment staples: Honda Civic and Toyota Corolla.\n\nFor the complete story, please visit:\nhttp://www.kbb.com/car-news/all-the-latest/2015-compact-car-comparison-test/2000012206/\n\n*Our comparison tests are different from most in that we keep the focus on comparison, not competition. We don\'t pick winners and losers because the right choice for one buyer is the wrong choice for another. Our goal here is not to tell you which small car to buy, but to make it easier for you to decide which is best for you.\n\nKelley Blue Book is your source for new car reviews, features, auto show coverage, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb','2015 Compact Car Comparison Test - Kelley Blue Book','','publish','open','open','','2015-compact-car-comparison-test-kelley-blue-book','','','2015-07-13 11:00:00','2015-07-13 11:00:00','',0,'http://www.l2ocredit.com/2015/07/13/2015-compact-car-comparison-test-kelley-blue-book/',0,'post','',0),(5783,0,'2016-04-07 06:13:16','2016-04-07 10:13:16','','2015 Compact Car Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-compact-car-comparison-test-kelley-blue-book-2','','','2016-04-07 06:13:16','2016-04-07 10:13:16','',5782,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-compact-car-comparison-test-kelley-blue-book-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5784,1,'2015-11-03 21:40:29','2015-11-03 21:40:29','This Honda Ridgeline Baja Race Truck is Ready to Tear Up the Desert. Story and gallery: http://www.autoguide.com/auto-news/2015/11/honda-ridgeline-baja-race-truck-is-ready-to-tear-up-the-desert.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Honda Ridgeline Baja Race Truck - 2015 SEMA Show','','publish','open','open','','2016-honda-ridgeline-baja-race-truck-2015-sema-show','','','2015-11-03 21:40:29','2015-11-03 21:40:29','',0,'http://www.l2ocredit.com/2015/11/03/2016-honda-ridgeline-baja-race-truck-2015-sema-show/',0,'post','',0),(5785,0,'2016-04-07 06:28:35','2016-04-07 10:28:35','','2016 Honda Ridgeline Baja Race Truck &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-honda-ridgeline-baja-race-truck-2015-sema-show-2','','','2016-04-07 06:28:35','2016-04-07 10:28:35','',5784,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-ridgeline-baja-race-truck-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5786,0,'2016-04-07 06:28:36','2016-04-07 10:28:36','','2016 Honda Ridgeline Baja Race Truck &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-honda-ridgeline-baja-race-truck-2015-sema-show-3','','','2016-04-07 06:28:36','2016-04-07 10:28:36','',5784,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-ridgeline-baja-race-truck-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5787,1,'2015-03-18 19:01:09','2015-03-18 19:01:09','MotoMan drives the 2015 Aston Martin Rapide S – fitted with the all new 8 Speed Transmission. But rather than solely screaming around corners, he drives the Aston Martin with two extra doors as you would any 4 door car – on a commute! Complete with some daily mundane tasks not exactly what most people would first associate with a hand built Aston Martin . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Aston Martin playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48q3OQTeXAfbvE-8e3ZXACL5\n\nCheck out our Mercedes Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pf7hqRTOaAJYhkNZ1IPl9C\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Aston Martin Rapide S FIRST DRIVE REVIEW','','publish','open','open','','2015-aston-martin-rapide-s-first-drive-review','','','2015-03-18 19:01:09','2015-03-18 19:01:09','',0,'http://www.l2ocredit.com/2015/03/18/2015-aston-martin-rapide-s-first-drive-review/',0,'post','',0),(5788,0,'2016-04-07 06:43:47','2016-04-07 10:43:47','','2015 Aston Martin Rapide S FIRST DRIVE REVIEW','','inherit','open','closed','','2015-aston-martin-rapide-s-first-drive-review-2','','','2016-04-07 06:43:47','2016-04-07 10:43:47','',5787,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-aston-martin-rapide-s-first-drive-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5789,0,'2016-04-07 06:43:47','2016-04-07 10:43:47','','2015 Aston Martin Rapide S FIRST DRIVE REVIEW','','inherit','open','closed','','2015-aston-martin-rapide-s-first-drive-review-3','','','2016-04-07 06:43:47','2016-04-07 10:43:47','',5787,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-aston-martin-rapide-s-first-drive-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5790,0,'2016-04-07 06:43:47','2016-04-07 10:43:47','','2015 Aston Martin Rapide S FIRST DRIVE REVIEW','','inherit','open','closed','','2015-aston-martin-rapide-s-first-drive-review-4','','','2016-04-07 06:43:47','2016-04-07 10:43:47','',5787,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-aston-martin-rapide-s-first-drive-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5791,1,'2016-04-07 06:00:26','2016-04-07 10:00:26','<p>There are no surprises in the real estate data that&#8217;s pouring in to the brokerage houses and real estate boards across the country. Home prices in Toronto and Vancouver continue to climb to dizzying heights, while cities in Alberta, and to a lesser extent places in Newfoundland and Saskatchewan began to feel the impact of lower housing demands.</p>\n<p>&#8220;A glance at our national house price composite points to a very strong Canadian real estate market, yet the findings contain extreme regional disparities of the kind we haven&#8217;t seen in over a decade,&#8221; said Phil Soper, president and CEO of Royal LePage.</p>\n<p>Soper is referring to the divergence between Canada&#8217;s two hottest markets and the resource-dependent provinces. For instance, the GTA has sustained its 8% year-over-year home price gains, while Vancouver has surpassed year-over-year price increases with a 21.6% increase. In contrast, Calgary&#8217;s prices followed the sales activity decline that started last year. As such the average price of a two-storey home dropped by 1%, while bungalows faired a bit better with average declines of only 0.2%. (Condos dropped by 0.3% in year-over-year pricing.)</p>\n<p>The danger, though, is that recent price drops in resource-dependent cities are just the beginning. Sales volume started to decrease last year and this is only just trickling into the marketplace. This is, in part, because the labour force redistribution has prompted a slow, steady out-migration of people from Calgary, Edmonton and to a lesser extent Regina and Saskatoon.</p>\n<p>“Redistribution of labour across the country is further reinforcing disparities among housing markets, as the broader impacts of the oil recession on Alberta’s economy take hold,” says Soper. “We expect British Columbia, followed by Ontario, to be the top recipients of new household inflows in the coming year, which will further fuel housing demand and price appreciation in Greater Vancouver and the GTA.&#8221;</p>\n<p>This migration away from oil-dependent cities to large, more unaffordable municipalities is in sharp contrast to where people were settling down between 2011 and 2014 and in the mid-2000&#8217;s. &#8220;That&#8217;s when the booming energy sector attracted families from all over Canada to Alberta,&#8221; explains Soper.</p>\n<p>One big surprise was how well Montreal appears to be doing in this sluggish economic environment.</p>\n<p>“Following a multi-year period of stalled economic and residential real estate market growth, the Greater Montreal Area is seeing a frankly wonderful upswing in demand and unit sales, which often foreshadows stronger home price appreciation,” said Soper. “While Quebec has been slower to reap the economic benefits of more affordable energy costs in addition to the big three factors driving markets elsewhere in Canada – low interest rates, a lower dollar and expanding U.S. economy – the region is turning a corner. My vote goes to Montreal as the city most likely to exceed expectations in 2016.”</p>\n<p><img class=\"aligncenter size-full wp-image-152156\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png\" alt=\"Q1 Housing data 2016\" width=\"948\" height=\"241\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-300x76.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-768x195.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-660x168.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png 948w\" sizes=\"(max-width: 948px) 100vw, 948px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »<br />\n</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Redistribution of workforce promises bigger impact on housing markets','<p>Larger numbers of unemployed end up in big cities, putting more pressure on prices</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 06:00:26','2016-04-07 10:00:26','',0,'http://www.moneysense.ca/?p=152132',0,'post','',0),(5792,1,'2016-04-07 06:00:26','2016-04-07 10:00:26','<p>There are no surprises in the real estate data that&#8217;s pouring in to the brokerage houses and real estate boards across the country. Home prices in Toronto and Vancouver continue to climb to dizzying heights, while cities in Alberta, and to a lesser extent places in Newfoundland and Saskatchewan began to feel the impact of lower housing demands.</p>\n<p>&#8220;A glance at our national house price composite points to a very strong Canadian real estate market, yet the findings contain extreme regional disparities of the kind we haven&#8217;t seen in over a decade,&#8221; said Phil Soper, president and CEO of Royal LePage.</p>\n<p>Soper is referring to the divergence between Canada&#8217;s two hottest markets and the resource-dependent provinces. For instance, the GTA has sustained its 8% year-over-year home price gains, while Vancouver has surpassed year-over-year price increases with a 21.6% increase. In contrast, Calgary&#8217;s prices followed the sales activity decline that started last year. As such the average price of a two-storey home dropped by 1%, while bungalows faired a bit better with average declines of only 0.2%. (Condos dropped by 0.3% in year-over-year pricing.)</p>\n<p>The danger, though, is that recent price drops in resource-dependent cities are just the beginning. Sales volume started to decrease last year and this is only just trickling into the marketplace. This is, in part, because the labour force redistribution has prompted a slow, steady out-migration of people from Calgary, Edmonton and to a lesser extent Regina and Saskatoon.</p>\n<p>“Redistribution of labour across the country is further reinforcing disparities among housing markets, as the broader impacts of the oil recession on Alberta’s economy take hold,” says Soper. “We expect British Columbia, followed by Ontario, to be the top recipients of new household inflows in the coming year, which will further fuel housing demand and price appreciation in Greater Vancouver and the GTA.&#8221;</p>\n<p>This migration away from oil-dependent cities to large, more unaffordable municipalities is in sharp contrast to where people were settling down between 2011 and 2014 and in the mid-2000&#8217;s. &#8220;That&#8217;s when the booming energy sector attracted families from all over Canada to Alberta,&#8221; explains Soper.</p>\n<p>One big surprise was how well Montreal appears to be doing in this sluggish economic environment.</p>\n<p>“Following a multi-year period of stalled economic and residential real estate market growth, the Greater Montreal Area is seeing a frankly wonderful upswing in demand and unit sales, which often foreshadows stronger home price appreciation,” said Soper. “While Quebec has been slower to reap the economic benefits of more affordable energy costs in addition to the big three factors driving markets elsewhere in Canada – low interest rates, a lower dollar and expanding U.S. economy – the region is turning a corner. My vote goes to Montreal as the city most likely to exceed expectations in 2016.”</p>\n<p><img class=\"aligncenter size-full wp-image-152156\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png\" alt=\"Q1 Housing data 2016\" width=\"948\" height=\"241\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-300x76.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-768x195.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-660x168.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png 948w\" sizes=\"(max-width: 948px) 100vw, 948px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »<br />\n</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Redistribution of workforce promises bigger impact on housing markets','<p>Larger numbers of unemployed end up in big cities, putting more pressure on prices</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 06:00:26','2016-04-07 10:00:26','',0,'http://www.moneysense.ca/?p=152132',0,'post','',0),(5793,1,'2016-04-07 06:00:26','2016-04-07 10:00:26','<p>There are no surprises in the real estate data that&#8217;s pouring in to the brokerage houses and real estate boards across the country. Home prices in Toronto and Vancouver continue to climb to dizzying heights, while cities in Alberta, and to a lesser extent places in Newfoundland and Saskatchewan began to feel the impact of lower housing demands.</p>\n<p>&#8220;A glance at our national house price composite points to a very strong Canadian real estate market, yet the findings contain extreme regional disparities of the kind we haven&#8217;t seen in over a decade,&#8221; said Phil Soper, president and CEO of Royal LePage.</p>\n<p>Soper is referring to the divergence between Canada&#8217;s two hottest markets and the resource-dependent provinces. For instance, the GTA has sustained its 8% year-over-year home price gains, while Vancouver has surpassed year-over-year price increases with a 21.6% increase. In contrast, Calgary&#8217;s prices followed the sales activity decline that started last year. As such the average price of a two-storey home dropped by 1%, while bungalows faired a bit better with average declines of only 0.2%. (Condos dropped by 0.3% in year-over-year pricing.)</p>\n<p>The danger, though, is that recent price drops in resource-dependent cities are just the beginning. Sales volume started to decrease last year and this is only just trickling into the marketplace. This is, in part, because the labour force redistribution has prompted a slow, steady out-migration of people from Calgary, Edmonton and to a lesser extent Regina and Saskatoon.</p>\n<p>“Redistribution of labour across the country is further reinforcing disparities among housing markets, as the broader impacts of the oil recession on Alberta’s economy take hold,” says Soper. “We expect British Columbia, followed by Ontario, to be the top recipients of new household inflows in the coming year, which will further fuel housing demand and price appreciation in Greater Vancouver and the GTA.&#8221;</p>\n<p>This migration away from oil-dependent cities to large, more unaffordable municipalities is in sharp contrast to where people were settling down between 2011 and 2014 and in the mid-2000&#8217;s. &#8220;That&#8217;s when the booming energy sector attracted families from all over Canada to Alberta,&#8221; explains Soper.</p>\n<p>One big surprise was how well Montreal appears to be doing in this sluggish economic environment.</p>\n<p>“Following a multi-year period of stalled economic and residential real estate market growth, the Greater Montreal Area is seeing a frankly wonderful upswing in demand and unit sales, which often foreshadows stronger home price appreciation,” said Soper. “While Quebec has been slower to reap the economic benefits of more affordable energy costs in addition to the big three factors driving markets elsewhere in Canada – low interest rates, a lower dollar and expanding U.S. economy – the region is turning a corner. My vote goes to Montreal as the city most likely to exceed expectations in 2016.”</p>\n<p><img class=\"aligncenter size-full wp-image-152156\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png\" alt=\"Q1 Housing data 2016\" width=\"948\" height=\"241\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-300x76.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-768x195.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-660x168.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png 948w\" sizes=\"(max-width: 948px) 100vw, 948px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »<br />\n</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Redistribution of workforce promises bigger impact on housing markets','<p>Larger numbers of unemployed end up in big cities, putting more pressure on prices</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5791-revision-v1','','','2016-04-07 06:00:26','2016-04-07 10:00:26','',5791,'http://feedwordpress.radgeek.com/?rev=999f7a59b022483335c9dc847b17d7b8',0,'revision','',0),(5794,1,'2016-04-07 06:00:26','2016-04-07 10:00:26','<p>There are no surprises in the real estate data that&#8217;s pouring in to the brokerage houses and real estate boards across the country. Home prices in Toronto and Vancouver continue to climb to dizzying heights, while cities in Alberta, and to a lesser extent places in Newfoundland and Saskatchewan began to feel the impact of lower housing demands.</p>\n<p>&#8220;A glance at our national house price composite points to a very strong Canadian real estate market, yet the findings contain extreme regional disparities of the kind we haven&#8217;t seen in over a decade,&#8221; said Phil Soper, president and CEO of Royal LePage.</p>\n<p>Soper is referring to the divergence between Canada&#8217;s two hottest markets and the resource-dependent provinces. For instance, the GTA has sustained its 8% year-over-year home price gains, while Vancouver has surpassed year-over-year price increases with a 21.6% increase. In contrast, Calgary&#8217;s prices followed the sales activity decline that started last year. As such the average price of a two-storey home dropped by 1%, while bungalows faired a bit better with average declines of only 0.2%. (Condos dropped by 0.3% in year-over-year pricing.)</p>\n<p>The danger, though, is that recent price drops in resource-dependent cities are just the beginning. Sales volume started to decrease last year and this is only just trickling into the marketplace. This is, in part, because the labour force redistribution has prompted a slow, steady out-migration of people from Calgary, Edmonton and to a lesser extent Regina and Saskatoon.</p>\n<p>“Redistribution of labour across the country is further reinforcing disparities among housing markets, as the broader impacts of the oil recession on Alberta’s economy take hold,” says Soper. “We expect British Columbia, followed by Ontario, to be the top recipients of new household inflows in the coming year, which will further fuel housing demand and price appreciation in Greater Vancouver and the GTA.&#8221;</p>\n<p>This migration away from oil-dependent cities to large, more unaffordable municipalities is in sharp contrast to where people were settling down between 2011 and 2014 and in the mid-2000&#8217;s. &#8220;That&#8217;s when the booming energy sector attracted families from all over Canada to Alberta,&#8221; explains Soper.</p>\n<p>One big surprise was how well Montreal appears to be doing in this sluggish economic environment.</p>\n<p>“Following a multi-year period of stalled economic and residential real estate market growth, the Greater Montreal Area is seeing a frankly wonderful upswing in demand and unit sales, which often foreshadows stronger home price appreciation,” said Soper. “While Quebec has been slower to reap the economic benefits of more affordable energy costs in addition to the big three factors driving markets elsewhere in Canada – low interest rates, a lower dollar and expanding U.S. economy – the region is turning a corner. My vote goes to Montreal as the city most likely to exceed expectations in 2016.”</p>\n<p><img class=\"aligncenter size-full wp-image-152156\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png\" alt=\"Q1 Housing data 2016\" width=\"948\" height=\"241\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-300x76.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-768x195.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-660x168.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png 948w\" sizes=\"(max-width: 948px) 100vw, 948px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »<br />\n</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Redistribution of workforce promises bigger impact on housing markets','<p>Larger numbers of unemployed end up in big cities, putting more pressure on prices</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce promises bigger impact on housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5792-revision-v1','','','2016-04-07 06:00:26','2016-04-07 10:00:26','',5792,'http://feedwordpress.radgeek.com/?rev=999f7a59b022483335c9dc847b17d7b8',0,'revision','',0),(5795,1,'2015-03-06 05:07:07','2015-03-06 05:07:07','What\'s the i3 like to live with? How well does the range extender work? What if I don\'t charge it at night? All that and more!\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 BMW i3 Range Extender DETAILED Review and Road Test - In 4K!','','publish','open','open','','2015-bmw-i3-range-extender-detailed-review-and-road-test-in-4k','','','2015-03-06 05:07:07','2015-03-06 05:07:07','',0,'http://www.l2ocredit.com/2015/03/06/2015-bmw-i3-range-extender-detailed-review-and-road-test-in-4k/',0,'post','',0),(5796,0,'2016-04-07 07:04:21','2016-04-07 11:04:21','','2015 BMW i3 Range Extender DETAILED Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-bmw-i3-range-extender-detailed-review-and-road-test-in-4k-2','','','2016-04-07 07:04:21','2016-04-07 11:04:21','',5795,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-range-extender-detailed-review-and-road-test-in-4k-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5797,0,'2016-04-07 07:04:22','2016-04-07 11:04:22','','2015 BMW i3 Range Extender DETAILED Review and Road Test &#8211; 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Find out what this owner likes about his Ford Escape and what drives him up the wall.\n\nFull Article: http://driving.ca/ford/escape/auto-news/news/pros-and-cars-ford-escape-is-rock-climber-tough\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Pros &amp; Cars: Climbing Gym Owner | Driving.ca','','publish','open','open','','pros-cars-climbing-gym-owner-driving-ca','','','2014-12-31 16:35:43','2014-12-31 16:35:43','',0,'http://www.l2ocredit.com/2014/12/31/pros-cars-climbing-gym-owner-driving-ca/',0,'post','',0),(5807,0,'2016-04-07 07:21:00','2016-04-07 11:21:00','','Pros &amp; Cars: Climbing Gym Owner | Driving.ca','','inherit','open','closed','','pros-cars-climbing-gym-owner-driving-ca-2','','','2016-04-07 07:21:00','2016-04-07 11:21:00','',5806,'http://www.l2ocredit.com/wp-content/uploads/2016/04/pros-cars-climbing-gym-owner-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5808,0,'2016-04-07 07:21:00','2016-04-07 11:21:00','','Pros &amp; Cars: Climbing Gym Owner | Driving.ca','','inherit','open','closed','','pros-cars-climbing-gym-owner-driving-ca-3','','','2016-04-07 07:21:00','2016-04-07 11:21:00','',5806,'http://www.l2ocredit.com/wp-content/uploads/2016/04/pros-cars-climbing-gym-owner-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5809,0,'2016-04-07 07:21:00','2016-04-07 11:21:00','','Pros &amp; Cars: Climbing Gym Owner | Driving.ca','','inherit','open','closed','','pros-cars-climbing-gym-owner-driving-ca-4','','','2016-04-07 07:21:00','2016-04-07 11:21:00','',5806,'http://www.l2ocredit.com/wp-content/uploads/2016/04/pros-cars-climbing-gym-owner-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5810,1,'2011-12-12 05:11:52','2011-12-12 05:11:52','Imagine a car that isn\'t powered by gasoline, diesel fuel, electricity or hydrogen.  It\'s available today at over 200 Honda dealerships- The Civic Natural Gas. Best of all, it treads lightly on both Mother Earth and your fuel budget. 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All-new styling and suspension updates make this a mid-sized sedan worth considering. The Toyota Camry is the best selling car in America and one of the best selling mi-sized sedans in Canada. Known for reliability and fuel efficient driving.\n\nCompetitors to the Hyundai Sonata are the Honda Accord, Mazda 6, VW Jetta, Honda Civic, Toyota Corolla, Ford Focus, Ford Fiesta, Kia Soul, Nissan Versa, Chevy Sonic, Chevrolet Sonic, Kia Rio, Honda Fit, Honda HR-V, Toyota Yaris, Chevy Spark, Chevrolet Spark, Chevy Cruze, Chevrolet Cruze, Kia Forte, VW Jetta, VW Golf, Volkswagen Jetta, Volkswagen Golf, VW Passat, Dodge Dart, Hyundai Accent, Hyundai Elantra, Nissan Sentra, Fiat 500, Fiat 500X, Mazda3, Mazda2, Mazda6, Scion iM and Mitsubishi Lancer, Acura TLX, Acura TL, Audi A4, Audi A3, Audi A6, BMW 3 Series, BMW 5 Series, BMW X1, BMW X3, BMW X5, Cadillac ATS, Cadillac CTS, Chevy Impala, Chevrolet Impala, Chevy Malibu, Chevrolet Malibu, Dodge Charger, Dodge Avenger, Ford Fusion, Ford Focus, ford Taurus, Honda Accord, Hyundai Sonata, Kia Optima, Kia Forte,  Mazda3, Mazda2, Nissan Altima, Nissan Sentra, Nissan Maxima, Subaru Legacy, Subaru Impreza, Toyota Camry, Toyota Avalon, Toyota Rav4, Volkswagen Passat, VW Passat, VW Golf.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Toyota Camry Review','','publish','open','open','','2015-toyota-camry-review','','','2014-10-10 04:06:15','2014-10-10 04:06:15','',0,'http://www.l2ocredit.com/2014/10/10/2015-toyota-camry-review/',0,'post','',0),(5815,0,'2016-04-07 07:52:49','2016-04-07 11:52:49','','2015 Toyota Camry Review','','inherit','open','closed','','2015-toyota-camry-review-2','','','2016-04-07 07:52:49','2016-04-07 11:52:49','',5814,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-camry-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5816,0,'2016-04-07 07:52:49','2016-04-07 11:52:49','','2015 Toyota Camry Review','','inherit','open','closed','','2015-toyota-camry-review-2','','','2016-04-07 07:52:49','2016-04-07 11:52:49','',5814,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-toyota-camry-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5817,1,'2015-04-10 13:59:43','2015-04-10 13:59:43','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Chevrolet Malibu Preview NYIAS','','publish','open','open','','2016-chevrolet-malibu-preview-nyias','','','2015-04-10 13:59:43','2015-04-10 13:59:43','',0,'http://www.l2ocredit.com/2015/04/10/2016-chevrolet-malibu-preview-nyias/',0,'post','',0),(5818,0,'2016-04-07 08:08:42','2016-04-07 12:08:42','','2016 Chevrolet Malibu Preview NYIAS','','inherit','open','closed','','2016-chevrolet-malibu-preview-nyias-2','','','2016-04-07 08:08:42','2016-04-07 12:08:42','',5817,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-malibu-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5819,0,'2016-04-07 08:08:42','2016-04-07 12:08:42','','2016 Chevrolet Malibu Preview NYIAS','','inherit','open','closed','','2016-chevrolet-malibu-preview-nyias-3','','','2016-04-07 08:08:42','2016-04-07 12:08:42','',5817,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-malibu-preview-nyias-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5820,1,'2015-07-10 11:00:02','2015-07-10 11:00:02','Most of today\'s \"compact\" SUVs have swollen to near mid-size proportions, which in turn spawned a new series of small crossovers that actually live up to their namesake. The Subaru XV Crosstrek is among this new breed of right-sized SUVs, offering Subaru\'s famed all-wheel-drive system along with a surprising level of off-road capability. \n\nFor the latest Subaru XV Crosstrek pricing and information:\nhttp://www.kbb.com/subaru/xv-crosstrek/2015-subaru-xv-crosstrek/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2015 Subaru XV Crosstrek - Review and Road Test','','publish','open','open','','2015-subaru-xv-crosstrek-review-and-road-test','','','2015-07-10 11:00:02','2015-07-10 11:00:02','',0,'http://www.l2ocredit.com/2015/07/10/2015-subaru-xv-crosstrek-review-and-road-test/',0,'post','',0),(5821,0,'2016-04-07 08:35:05','2016-04-07 12:35:05','','2015 Subaru XV Crosstrek &#8211; Review and Road Test','','inherit','open','closed','','2015-subaru-xv-crosstrek-review-and-road-test-2','','','2016-04-07 08:35:05','2016-04-07 12:35:05','',5820,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-xv-crosstrek-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5822,0,'2016-04-07 08:35:06','2016-04-07 12:35:06','','2015 Subaru XV Crosstrek &#8211; Review and Road Test','','inherit','open','closed','','2015-subaru-xv-crosstrek-review-and-road-test-3','','','2016-04-07 08:35:06','2016-04-07 12:35:06','',5820,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-xv-crosstrek-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5823,0,'2016-04-07 08:35:06','2016-04-07 12:35:06','','2015 Subaru XV Crosstrek &#8211; Review and Road Test','','inherit','open','closed','','2015-subaru-xv-crosstrek-review-and-road-test-3','','','2016-04-07 08:35:06','2016-04-07 12:35:06','',5820,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-xv-crosstrek-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5824,0,'2016-04-07 08:35:06','2016-04-07 12:35:06','','2015 Subaru XV Crosstrek &#8211; Review and Road Test','','inherit','open','closed','','2015-subaru-xv-crosstrek-review-and-road-test-3','','','2016-04-07 08:35:06','2016-04-07 12:35:06','',5820,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-xv-crosstrek-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5825,0,'2016-04-07 08:35:07','2016-04-07 12:35:07','','2015 Subaru XV Crosstrek &#8211; Review and Road Test','','inherit','open','closed','','2015-subaru-xv-crosstrek-review-and-road-test-4','','','2016-04-07 08:35:07','2016-04-07 12:35:07','',5820,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-subaru-xv-crosstrek-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5826,1,'2015-11-03 19:08:46','2015-11-03 19:08:46','Chevrolet has debuted a trio of custom Silverado concepts at the 2015 SEMA Show. Full story and gallery: http://www.autoguide.com/auto-news/2015/11/chevrolet-silverado-concepts-bow-at-2015-sema-show.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Chevrolet Silverado Concepts - 2015 SEMA Show','','publish','open','open','','2016-chevrolet-silverado-concepts-2015-sema-show','','','2015-11-03 19:08:46','2015-11-03 19:08:46','',0,'http://www.l2ocredit.com/2015/11/03/2016-chevrolet-silverado-concepts-2015-sema-show/',0,'post','',0),(5827,0,'2016-04-07 08:56:09','2016-04-07 12:56:09','','2016 Chevrolet Silverado Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-silverado-concepts-2015-sema-show-2','','','2016-04-07 08:56:09','2016-04-07 12:56:09','',5826,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-silverado-concepts-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5828,0,'2016-04-07 08:56:10','2016-04-07 12:56:10','','2016 Chevrolet Silverado Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-silverado-concepts-2015-sema-show-3','','','2016-04-07 08:56:10','2016-04-07 12:56:10','',5826,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-silverado-concepts-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5829,0,'2016-04-07 08:56:10','2016-04-07 12:56:10','','2016 Chevrolet Silverado Concepts &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-silverado-concepts-2015-sema-show-4','','','2016-04-07 08:56:10','2016-04-07 12:56:10','',5826,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-silverado-concepts-2015-sema-show-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5830,1,'2015-03-12 18:00:00','2015-03-12 18:00:00','MotoMan drives the 2015 Mercedes Benz Sprinter van on closed circuit in Germany at speed to test a unique tech feature: Crosswind assist – a system to keep the tall vehicle from behind blown around by strong wind. While there, we go behind the scenes at one of the rare car factories located in a major city and preview Mercedes’ coming second US plant . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Mercedes Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pf7hqRTOaAJYhkNZ1IPl9C\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Mercedes Benz Sprinter with Crosswind Assist FIRST DRIVE REVIEW &amp; Factory Behind the Scenes','','publish','open','open','','2015-mercedes-benz-sprinter-with-crosswind-assist-first-drive-review-factory-behind-the-scenes','','','2015-03-12 18:00:00','2015-03-12 18:00:00','',0,'http://www.l2ocredit.com/2015/03/12/2015-mercedes-benz-sprinter-with-crosswind-assist-first-drive-review-factory-behind-the-scenes/',0,'post','',0),(5831,0,'2016-04-07 09:12:05','2016-04-07 13:12:05','','2015 Mercedes Benz Sprinter with Crosswind Assist FIRST DRIVE REVIEW &amp; 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Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','Summer vs All Season vs Winter tires - which is right for you?','','publish','open','open','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you','','','2015-03-04 07:09:43','2015-03-04 07:09:43','',0,'http://www.l2ocredit.com/2015/03/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you/',0,'post','',0),(5842,0,'2016-04-07 09:49:56','2016-04-07 13:49:56','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-2','','','2016-04-07 09:49:56','2016-04-07 13:49:56','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5843,0,'2016-04-07 09:49:56','2016-04-07 13:49:56','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-3','','','2016-04-07 09:49:56','2016-04-07 13:49:56','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5844,0,'2016-04-07 09:49:57','2016-04-07 13:49:57','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-4','','','2016-04-07 09:49:57','2016-04-07 13:49:57','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5845,0,'2016-04-07 09:49:58','2016-04-07 13:49:58','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-5','','','2016-04-07 09:49:58','2016-04-07 13:49:58','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5846,0,'2016-04-07 09:49:58','2016-04-07 13:49:58','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-5','','','2016-04-07 09:49:58','2016-04-07 13:49:58','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5847,0,'2016-04-07 09:49:58','2016-04-07 13:49:58','','Summer vs All Season vs Winter tires &#8211; which is right for you?','','inherit','open','closed','','summer-vs-all-season-vs-winter-tires-which-is-right-for-you-5','','','2016-04-07 09:49:58','2016-04-07 13:49:58','',5841,'http://www.l2ocredit.com/wp-content/uploads/2016/04/summer-vs-all-season-vs-winter-tires-which-is-right-for-you-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5848,1,'2011-12-06 06:30:57','2011-12-06 06:30:57','http://drivencarreviews.com/  Lexus is known more for comfortable cruising than high performance  driving. They aim to change that with the the new GS. 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This all-new Range Rover Sport is lighter and more capable but might not be worthy of a luxury title.The Range Rover Sport is a mid-size, even large SUV with seating for 5-passengers. \n\nCompetitors to the Range Rover Sport are the Porsche Cayenne, Mercedes GLE Coupe, Mercedes-Benz GLE, Mercedes GLE, Mercedes M-Class, Mercedes ML-Class, Mercedes GLK, Mercedes GLC, Mercedes GLA, Mercedes GL, Mercedes G, BMW X5, BMW X6, BMW X3, BMW X1, Audi Q3, Audi Q5, Audi Q7, Audi Q6, Audi A7, BMW 5 Series GT, BMW 4 Series GT, BMW 3 Series GT, Infiniti QX70, Infiniti QX70, Volvo CX60, Volvo CX90, Lexus RX350, Lexus GX, Lexus LX, Porsche Cayenne, Porsche Macan, Range Rover Sport, Range Rover, Land Rover Discovery Sport, Land Rover Discovery, Land Rover LR4, Range Rover Evoque, Acura MDX, Acura RDX, Lincoln MKX, Lincoln MKC, Cadillac SRX, Jeep Grand Cherokee, VW Touareg and Volkswagen Touareg, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review','2015 Range Rover Sport Review','','publish','open','open','','2015-range-rover-sport-review','','','2014-09-26 20:36:43','2014-09-26 20:36:43','',0,'http://www.l2ocredit.com/2014/09/26/2015-range-rover-sport-review/',0,'post','',0),(5852,0,'2016-04-07 10:45:49','2016-04-07 14:45:49','','2015 Range Rover Sport Review','','inherit','open','closed','','2015-range-rover-sport-review-2','','','2016-04-07 10:45:49','2016-04-07 14:45:49','',5851,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-range-rover-sport-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5853,0,'2016-04-07 10:45:49','2016-04-07 14:45:49','','2015 Range Rover Sport Review','','inherit','open','closed','','2015-range-rover-sport-review-3','','','2016-04-07 10:45:49','2016-04-07 14:45:49','',5851,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-range-rover-sport-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5854,0,'2016-04-07 10:45:49','2016-04-07 14:45:49','','2015 Range Rover Sport Review','','inherit','open','closed','','2015-range-rover-sport-review-3','','','2016-04-07 10:45:49','2016-04-07 14:45:49','',5851,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-range-rover-sport-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5855,0,'2016-04-07 10:45:49','2016-04-07 14:45:49','','2015 Range Rover Sport Review','','inherit','open','closed','','2015-range-rover-sport-review-4','','','2016-04-07 10:45:49','2016-04-07 14:45:49','',5851,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-range-rover-sport-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5856,1,'2015-04-09 14:05:11','2015-04-09 14:05:11','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Cadillac CT6 Preview NYIAS','','publish','open','open','','2016-cadillac-ct6-preview-nyias','','','2015-04-09 14:05:11','2015-04-09 14:05:11','',0,'http://www.l2ocredit.com/2015/04/09/2016-cadillac-ct6-preview-nyias/',0,'post','',0),(5857,0,'2016-04-07 11:08:01','2016-04-07 15:08:01','','2016 Cadillac CT6 Preview NYIAS','','inherit','open','closed','','2016-cadillac-ct6-preview-nyias-2','','','2016-04-07 11:08:01','2016-04-07 15:08:01','',5856,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-cadillac-ct6-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5858,0,'2016-04-07 11:08:01','2016-04-07 15:08:01','','2016 Cadillac CT6 Preview NYIAS','','inherit','open','closed','','2016-cadillac-ct6-preview-nyias-2','','','2016-04-07 11:08:01','2016-04-07 15:08:01','',5856,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-cadillac-ct6-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5859,1,'2015-07-03 11:00:01','2015-07-03 11:00:01','We’ve reached apex of our spec racing adventure. After building a Spec Miata, learning to drive at Skip Barber’s MX-5 race school, training one-on-one with Mazda racing champion Kenton Koch, and climbing our way through the National Auto Sport Association’s high-performance driving and Time Trial ranks all that’s left is to actually race. In part 8 of this series Kelley Blue Book’s Micah Muzio gets a dramatic, crash-filled introduction to racing in Spec Miata. \n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','KBB Races a Mazda Miata - Part 8: Race Day','','publish','open','open','','kbb-races-a-mazda-miata-part-8-race-day','','','2015-07-03 11:00:01','2015-07-03 11:00:01','',0,'http://www.l2ocredit.com/2015/07/03/kbb-races-a-mazda-miata-part-8-race-day/',0,'post','',0),(5860,0,'2016-04-07 11:23:35','2016-04-07 15:23:35','','KBB Races a Mazda Miata &#8211; Part 8: Race Day','','inherit','open','closed','','kbb-races-a-mazda-miata-part-8-race-day-2','','','2016-04-07 11:23:35','2016-04-07 15:23:35','',5859,'http://www.l2ocredit.com/wp-content/uploads/2016/04/kbb-races-a-mazda-miata-part-8-race-day-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5861,0,'2016-04-07 11:23:35','2016-04-07 15:23:35','','KBB Races a Mazda Miata &#8211; Part 8: Race Day','','inherit','open','closed','','kbb-races-a-mazda-miata-part-8-race-day-2','','','2016-04-07 11:23:35','2016-04-07 15:23:35','',5859,'http://www.l2ocredit.com/wp-content/uploads/2016/04/kbb-races-a-mazda-miata-part-8-race-day-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5862,0,'2016-04-07 11:23:39','2016-04-07 15:23:39','','KBB Races a Mazda Miata &#8211; Part 8: Race Day','','inherit','open','closed','','kbb-races-a-mazda-miata-part-8-race-day-3','','','2016-04-07 11:23:39','2016-04-07 15:23:39','',5859,'http://www.l2ocredit.com/wp-content/uploads/2016/04/kbb-races-a-mazda-miata-part-8-race-day-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5863,0,'2016-04-07 11:23:41','2016-04-07 15:23:41','','KBB Races a Mazda Miata &#8211; Part 8: Race Day','','inherit','open','closed','','kbb-races-a-mazda-miata-part-8-race-day-4','','','2016-04-07 11:23:41','2016-04-07 15:23:41','',5859,'http://www.l2ocredit.com/wp-content/uploads/2016/04/kbb-races-a-mazda-miata-part-8-race-day-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5864,1,'2015-11-03 18:40:29','2015-11-03 18:40:29','Chevrolet Colorado Trail Boss 3.0 Shows What Small Trucks Can Really Do. Story and gallery: http://www.autoguide.com/auto-news/2015/11/chevrolet-colorado-trail-boss-3-0-shows-what-small-trucks-can-really-do.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Chevrolet Colorado Trail Boss 3.0 Concept - 2015 SEMA Show','','publish','open','open','','2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show','','','2015-11-03 18:40:29','2015-11-03 18:40:29','',0,'http://www.l2ocredit.com/2015/11/03/2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show/',0,'post','',0),(5865,0,'2016-04-07 11:39:05','2016-04-07 15:39:05','','2016 Chevrolet Colorado Trail Boss 3.0 Concept &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-2','','','2016-04-07 11:39:05','2016-04-07 15:39:05','',5864,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5866,0,'2016-04-07 11:39:05','2016-04-07 15:39:05','','2016 Chevrolet Colorado Trail Boss 3.0 Concept &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-3','','','2016-04-07 11:39:05','2016-04-07 15:39:05','',5864,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5867,0,'2016-04-07 11:39:05','2016-04-07 15:39:05','','2016 Chevrolet Colorado Trail Boss 3.0 Concept &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-3','','','2016-04-07 11:39:05','2016-04-07 15:39:05','',5864,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-colorado-trail-boss-3-0-concept-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5868,1,'2015-03-09 18:16:20','2015-03-09 18:16:20','It’s ANOTHER Audi A3!!!! This time, the all-new 2015 Audi A3 Cabrio complete with the 220 HP 4 cylinder Turbo engine AND Quattro All Wheel Drive system. MotoMan takes the car out of its element to determine how the Audi A3 makes the transition to convertible in terms of rigidity and overall driving dynamics . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Audi playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48qRB40yT9aPR38GIOfB1Nxl\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Son of a Rocket and Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Audi A3 Convertible FIRST DRIVE REVIEW','','publish','open','open','','2015-audi-a3-convertible-first-drive-review','','','2015-03-09 18:16:20','2015-03-09 18:16:20','',0,'http://www.l2ocredit.com/2015/03/09/2015-audi-a3-convertible-first-drive-review/',0,'post','',0),(5869,0,'2016-04-07 11:54:06','2016-04-07 15:54:06','','2015 Audi A3 Convertible FIRST DRIVE REVIEW','','inherit','open','closed','','2015-audi-a3-convertible-first-drive-review-2','','','2016-04-07 11:54:06','2016-04-07 15:54:06','',5868,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-audi-a3-convertible-first-drive-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5870,0,'2016-04-07 11:54:06','2016-04-07 15:54:06','','2015 Audi A3 Convertible FIRST DRIVE REVIEW','','inherit','open','closed','','2015-audi-a3-convertible-first-drive-review-2','','','2016-04-07 11:54:06','2016-04-07 15:54:06','',5868,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-audi-a3-convertible-first-drive-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5871,0,'2016-04-07 11:54:07','2016-04-07 15:54:07','','2015 Audi A3 Convertible FIRST DRIVE REVIEW','','inherit','open','closed','','2015-audi-a3-convertible-first-drive-review-3','','','2016-04-07 11:54:07','2016-04-07 15:54:07','',5868,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-audi-a3-convertible-first-drive-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5872,0,'2016-04-07 11:54:07','2016-04-07 15:54:07','','2015 Audi A3 Convertible FIRST DRIVE REVIEW','','inherit','open','closed','','2015-audi-a3-convertible-first-drive-review-3','','','2016-04-07 11:54:07','2016-04-07 15:54:07','',5868,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-audi-a3-convertible-first-drive-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5873,1,'2015-03-04 16:00:00','2015-03-04 16:00:00','What\'s the range extender like? How long to charge? Is it a hybrid or an EV? All that and more answered in this frequently asked questions video. \n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 BMW i3 Range Extender - Top 20 Questions Answered!!','','publish','open','open','','2015-bmw-i3-range-extender-top-20-questions-answered','','','2015-03-04 16:00:00','2015-03-04 16:00:00','',0,'http://www.l2ocredit.com/2015/03/04/2015-bmw-i3-range-extender-top-20-questions-answered/',0,'post','',0),(5874,0,'2016-04-07 12:10:25','2016-04-07 16:10:25','','2015 BMW i3 Range Extender &#8211; Top 20 Questions Answered!!','','inherit','open','closed','','2015-bmw-i3-range-extender-top-20-questions-answered-2','','','2016-04-07 12:10:25','2016-04-07 16:10:25','',5873,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-range-extender-top-20-questions-answered-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5875,0,'2016-04-07 12:10:27','2016-04-07 16:10:27','','2015 BMW i3 Range Extender &#8211; Top 20 Questions Answered!!','','inherit','open','closed','','2015-bmw-i3-range-extender-top-20-questions-answered-3','','','2016-04-07 12:10:27','2016-04-07 16:10:27','',5873,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-range-extender-top-20-questions-answered-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5876,1,'2016-04-07 12:11:47','2016-04-07 16:11:47','<div id=\"attachment_96990\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-96990\" src=\"http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000.jpg\" alt=\"(Getty Images / Michael Blann)\" width=\"1000\" height=\"667\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000-300x200.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000-660x440.jpg 660w, http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000.jpg 1000w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" /><p class=\"wp-caption-text\">(Getty Images / Michael Blann)</p></div>\n<p>The Canada Mortgage Housing Corporation (CMHC) recently released their <a href=\"http://www.cmhc-schl.gc.ca/odpub/esub/68469/68469_2016_M04.pdf?fr=1460041571473&amp;sid=EZnUwsi1UjjQHngUSaXPUeSCjFmfie3AN96vNmkyGSQMwEvwtgKwrh2hgmb1oc9W\" >April 2016</a> edition of the Foreign Ownership in Condominiums report.</p>\n<p>The report aims to reveal the share of foreign ownership based on the age of the condominium building.</p>\n<p>Not surprisingly, the report found that foreign ownership is most prevalent in new condo buildings in Toronto and Vancouver. But here&#8217;s the thing: The report only examines condo purchases by foreign buyers. It does not examine the percentage of foreign ownership in single residential homes—the one segment of the real estate market that has witnessed astronomical price increases.</p>\n<p>CMHC acknowledges this weakness stating in the report: &#8220;Despite a range of statistics suggested by various studies on the size of foreign ownership, available factual information remains scarce.&#8221;</p>\n<p>Actually, this lack of information was the impetus behind CMHC&#8217;s decision to start collecting data on foreign ownership in condo purchases. They started collecting this data in 2014.</p>\n<p>Bob Dugan, chief economist at CMHC, states in the report: &#8220;This report represents another piece in the puzzle of foreign investment in Canada. It remains a top priority for CMHC to continue to get more information on foreign investment in Canada’s Housing market.”</p>\n<p>While this information is important, the real test as to whether or not Canadian residents are being priced out of the housing market by foreign money is when we start collecting factually accurate data on foreign ownership of single family residential homes.</p>\n<p>Until then, it&#8217;s interesting to appreciate where the foreign investors are putting their money when it comes to condo investments.</p>\n<p><img class=\"aligncenter size-full wp-image-152208\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"725\" height=\"302\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-300x125.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-660x275.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png 725w\" sizes=\"(max-width: 725px) 100vw, 725px\" /></p>\n<p>Here&#8217;s a breakdown of the percentage of foreign condo owners in major cities across Canada:</p>\n<p><img class=\"aligncenter size-full wp-image-152210\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"723\" height=\"782\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-277x300.png 277w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-610x660.png 610w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png 723w\" sizes=\"(max-width: 723px) 100vw, 723px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps in report shows need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Data gaps in report shows need for better foreign buyer stats','<p>We now track foreign investment in condos, but it\'s home purchases that we really need to monitor</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps in report shows need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 12:11:47','2016-04-07 16:11:47','',0,'http://www.moneysense.ca/?p=152206',0,'post','',0),(5877,1,'2016-04-07 12:11:47','2016-04-07 16:11:47','<div id=\"attachment_96990\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-96990\" src=\"http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000.jpg\" alt=\"(Getty Images / Michael Blann)\" width=\"1000\" height=\"667\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000-300x200.jpg 300w, http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000-660x440.jpg 660w, http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000.jpg 1000w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" /><p class=\"wp-caption-text\">(Getty Images / Michael Blann)</p></div>\n<p>The Canada Mortgage Housing Corporation (CMHC) recently released their <a href=\"http://www.cmhc-schl.gc.ca/odpub/esub/68469/68469_2016_M04.pdf?fr=1460041571473&amp;sid=EZnUwsi1UjjQHngUSaXPUeSCjFmfie3AN96vNmkyGSQMwEvwtgKwrh2hgmb1oc9W\" >April 2016</a> edition of the Foreign Ownership in Condominiums report.</p>\n<p>The report aims to reveal the share of foreign ownership based on the age of the condominium building.</p>\n<p>Not surprisingly, the report found that foreign ownership is most prevalent in new condo buildings in Toronto and Vancouver. But here&#8217;s the thing: The report only examines condo purchases by foreign buyers. It does not examine the percentage of foreign ownership in single residential homes—the one segment of the real estate market that has witnessed astronomical price increases.</p>\n<p>CMHC acknowledges this weakness stating in the report: &#8220;Despite a range of statistics suggested by various studies on the size of foreign ownership, available factual information remains scarce.&#8221;</p>\n<p>Actually, this lack of information was the impetus behind CMHC&#8217;s decision to start collecting data on foreign ownership in condo purchases. They started collecting this data in 2014.</p>\n<p>Bob Dugan, chief economist at CMHC, states in the report: &#8220;This report represents another piece in the puzzle of foreign investment in Canada. It remains a top priority for CMHC to continue to get more information on foreign investment in Canada’s Housing market.”</p>\n<p>While this information is important, the real test as to whether or not Canadian residents are being priced out of the housing market by foreign money is when we start collecting factually accurate data on foreign ownership of single family residential homes.</p>\n<p>Until then, it&#8217;s interesting to appreciate where the foreign investors are putting their money when it comes to condo investments.</p>\n<p><img class=\"aligncenter size-full wp-image-152208\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"725\" height=\"302\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-300x125.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-660x275.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png 725w\" sizes=\"(max-width: 725px) 100vw, 725px\" /></p>\n<p>Here&#8217;s a breakdown of the percentage of foreign condo owners in major cities across Canada:</p>\n<p><img class=\"aligncenter size-full wp-image-152210\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"723\" height=\"782\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-277x300.png 277w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-610x660.png 610w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png 723w\" sizes=\"(max-width: 723px) 100vw, 723px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps in report shows need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Data gaps in report shows need for better foreign buyer stats','<p>We now track foreign investment in condos, but it\'s home purchases that we really need to monitor</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps in report shows need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5876-revision-v1','','','2016-04-07 12:11:47','2016-04-07 16:11:47','',5876,'http://feedwordpress.radgeek.com/?rev=eeaa4ff7fbb9b056daa2eaf4f903baf1',0,'revision','',0),(5878,1,'2016-04-07 11:27:47','2016-04-07 15:27:47','<p>Many investors fret about the small details when it comes to how to divvy up their equity asset allocations. But some wildly different allocations haven&#8217;t mattered much to returns over the long haul.</p>\n<p>You can see the impact of big differences in stock allocations by studying the returns of two variations of the couch potato portfolio.</p>\n<p>The original–or classic–couch potato advocated putting an equal amount of money into Canadian bonds, Canadian stocks, and U.S. stocks. On the other hand, the global variant puts equal amounts into Canadian bonds, Canadian stocks, U.S. stocks, and international stocks.</p>\n<p>If you focus only on the stock part of both portfolios, the first has 50% in U.S. stocks and 50% in Canadian stocks while the second has about 33.3% in Canadian stocks, 33.3% in U.S. stocks, and 33.3% devoted to international stocks. That&#8217;s a pretty big difference.</p>\n<p>Both options also deviate markedly from the global stock market. The MSCI World index provides a handy way to track the developed world&#8217;s stock markets. Think of it as being like the S&amp;P 500 for the world&#8217;s stocks. These days it has about 60% of its assets in U.S. stocks, less than 4% in Canadian stocks, and roughly 36% in international stocks.</p>\n<p>The graph below shows the long-term growth of the equity part of the global couch potato portfolio versus that of the world index. You can see that the two track each other fairly well over the long term despite the huge difference in equity allocations.</p>\n<p><img class=\"alignnone wp-image-152174 size-full\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global.jpeg\" alt=\"Asset allocation\" width=\"682\" height=\"509\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global-300x224.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global-660x493.jpeg 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global.jpeg 682w\" sizes=\"(max-width: 682px) 100vw, 682px\" /></p>\n<p>The situation changes more noticeably if you look at the classic couch potato portfolio, which eliminates international stocks entirely.  The graph below shows how it fares against the world index.</p>\n<p><img class=\"alignnone wp-image-152176 size-full\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic.jpeg\" alt=\"Asset allocation\" width=\"682\" height=\"502\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic-300x221.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic-660x486.jpeg 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic.jpeg 682w\" sizes=\"(max-width: 682px) 100vw, 682px\" /></p>\n<p>But even in this extreme instance, the returns between the two haven&#8217;t been too far off. For instance, in the early part of this decade the classic couch potato was basically running neck and neck with the world index.</p>\n<p>I prefer the global variant of the global couch potato, which is more diversified than the classic version. But, based on past history, you probably shouldn&#8217;t worry too much if you have, say, an extra 5% devoted to Canadian stocks and proportionately less in U.S. and international stocks.</p>\n<h3><strong>Safer Canadian Dogs</strong></h3>\n<p>Investors following the Dogs of the Dow strategy want to buy the 10 highest yielding stocks in the Dow Jones Industrial Average (DJIA), hold them for a year, and then move into the new list of top yielders.</p>\n<p>The Dogs of the TSX works the same way but swaps the DJIA for the S&amp;P/TSX 60, which contains 60 of the largest stocks in Canada.</p>\n<p>My safer variant of the Dogs of the TSX tracks the 10 stocks in the index with the highest dividend yields provided they also pass a series of safety tests, such as having positive earnings. The idea is to weed out companies that might cut their dividends in the near term. Just be warned, it’s a task that’s easier said than done.</p>\n<p>Here’s the updated Safer Dogs of the TSX, representing the top yielders as of April 4. The list is a good starting point for those who want to put some money to work this week. Just keep in mind, the idea is to hold the stocks for at least a year after purchase – barring some calamity.</p>\n		<div>\n					</div>\n\n				<div class=\"rdm_ft_scroll_buttons_container\">\n				<span class=\"rdm_ft_scroll_left\"></span>\n				<span class=\"rdm_ft_scroll_right\"></span>\n			</div>\n			<br clear=\"both\" />\n	\n		<div class=\"rdm_ft_table_container\">\n			<table class=\"footable rdm-footable\" >\n				<thead>\n			        <tr>\n			        							<th  data-class=\"expand\"  class=\"footable-sortable\">Name</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Price</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">P/B</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">P/E</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Earnings Yield</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Dividend Yield</th>\n										</tr>\n				</thead>\n				<tbody>\n					\n								<tr>\n\n																	<td>National Bank (NA)</td>\n																	<td>$42.68</td>\n																	<td>1.54</td>\n																	<td>10.49</td>\n																	<td>9.54%</td>\n																	<td>5.06%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>CIBC (CM)</td>\n																	<td>$96.87</td>\n																	<td>1.84</td>\n																	<td>10.72</td>\n																	<td>9.33%</td>\n																	<td>4.87%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Shaw (SJR.B)</td>\n																	<td>$25.01</td>\n																	<td>2.27</td>\n																	<td>14.21</td>\n																	<td>7.04%</td>\n																	<td>4.74%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Bank of Nova Scotia (BNS)</td>\n																	<td>$62.48</td>\n																	<td>1.48</td>\n																	<td>10.79</td>\n																	<td>9.27%</td>\n																	<td>4.61%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>BCE (BCE)</td>\n																	<td>$59.85</td>\n																	<td>3.98</td>\n																	<td>20.08</td>\n																	<td>4.98%</td>\n																	<td>4.56%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Royal Bank (RY)</td>\n																	<td>$74.76</td>\n																	<td>1.76</td>\n																	<td>11.21</td>\n																	<td>8.92%</td>\n																	<td>4.33%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Bank of Montreal (BMO)</td>\n																	<td>$78.67</td>\n																	<td>1.32</td>\n																	<td>11.71</td>\n																	<td>8.54%</td>\n																	<td>4.27%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Power (POW)</td>\n																	<td>$29.73</td>\n																	<td>1.05</td>\n																	<td>7.71</td>\n																	<td>12.97%</td>\n																	<td>4.19%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>TELUS (T)</td>\n																	<td>$42.07</td>\n																	<td>3.26</td>\n																	<td>18.37</td>\n																	<td>5.44%</td>\n																	<td>4.18%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Manulife (MFC)</td>\n																	<td>$17.99</td>\n																	<td>0.92</td>\n																	<td>16.97</td>\n																	<td>5.89%</td>\n																	<td>4.11%</td>\n								\n								</tr>\n\n									</tbody>\n			</table>\n			<div class=\"rdm_ft_scroll_buttons_container rdm_ft_table_bottom\">\n				<span class=\"rdm_ft_scroll_left\"></span>\n				<span class=\"rdm_ft_scroll_right\"></span>\n			</div>\n		</div>\n	\n<p>Source: Bloomberg, April 4, 2016</p>\n<p>Notes</p>\n<p>Price: Closing price per share</p>\n<p>P/B: Price to Book Value Ratio</p>\n<p>P/E: Price to Earnings Ratio</p>\n<p>Earnings Yield: Earnings divided by Price, expressed as a percentage</p>\n<p>Dividend Yield: Expected-Annual-Dividend divided by Price, expressed as a percentage</p>\n<p>As always, do your due diligence before buying any stock, including those featured here. Make sure its situation hasn’t changed in some important way, read the latest press releases and regulatory filings and take special care with stocks that trade infrequently. Remember, stocks can be risky. So, be careful out there. (Norm may own shares of some, or all, of the stocks mentioned here.)</p>\n<h3><strong>Required Reading</strong></h3>\n<p><a href=\"http://blogs.wsj.com/moneybeat/2016/04/01/its-time-for-investors-to-re-learn-the-lost-art-of-reading/\" >The Lost Art of Reading</a></p>\n<p>This money manger reads almost 40 letters from CEOs a day.  It seems like a simple cure for insomnia.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/investing/dont-sweat-the-small-asset-allocation-details/\">Don&#8217;t sweat the small asset allocation details</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Don’t sweat the small asset allocation details','<p>Two very opposing equity allocations haven\'t affected returns much over the decades</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/investing/dont-sweat-the-small-asset-allocation-details/\">Don&rsquo;t sweat the small asset allocation details</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 11:27:47','2016-04-07 15:27:47','',0,'http://www.moneysense.ca/?p=152172',0,'post','',0),(5879,1,'2016-04-07 11:27:47','2016-04-07 15:27:47','<p>Many investors fret about the small details when it comes to how to divvy up their equity asset allocations. But some wildly different allocations haven&#8217;t mattered much to returns over the long haul.</p>\n<p>You can see the impact of big differences in stock allocations by studying the returns of two variations of the couch potato portfolio.</p>\n<p>The original–or classic–couch potato advocated putting an equal amount of money into Canadian bonds, Canadian stocks, and U.S. stocks. On the other hand, the global variant puts equal amounts into Canadian bonds, Canadian stocks, U.S. stocks, and international stocks.</p>\n<p>If you focus only on the stock part of both portfolios, the first has 50% in U.S. stocks and 50% in Canadian stocks while the second has about 33.3% in Canadian stocks, 33.3% in U.S. stocks, and 33.3% devoted to international stocks. That&#8217;s a pretty big difference.</p>\n<p>Both options also deviate markedly from the global stock market. The MSCI World index provides a handy way to track the developed world&#8217;s stock markets. Think of it as being like the S&amp;P 500 for the world&#8217;s stocks. These days it has about 60% of its assets in U.S. stocks, less than 4% in Canadian stocks, and roughly 36% in international stocks.</p>\n<p>The graph below shows the long-term growth of the equity part of the global couch potato portfolio versus that of the world index. You can see that the two track each other fairly well over the long term despite the huge difference in equity allocations.</p>\n<p><img class=\"alignnone wp-image-152174 size-full\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global.jpeg\" alt=\"Asset allocation\" width=\"682\" height=\"509\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global-300x224.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global-660x493.jpeg 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Global.jpeg 682w\" sizes=\"(max-width: 682px) 100vw, 682px\" /></p>\n<p>The situation changes more noticeably if you look at the classic couch potato portfolio, which eliminates international stocks entirely.  The graph below shows how it fares against the world index.</p>\n<p><img class=\"alignnone wp-image-152176 size-full\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic.jpeg\" alt=\"Asset allocation\" width=\"682\" height=\"502\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic-300x221.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic-660x486.jpeg 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Blog44-Classic.jpeg 682w\" sizes=\"(max-width: 682px) 100vw, 682px\" /></p>\n<p>But even in this extreme instance, the returns between the two haven&#8217;t been too far off. For instance, in the early part of this decade the classic couch potato was basically running neck and neck with the world index.</p>\n<p>I prefer the global variant of the global couch potato, which is more diversified than the classic version. But, based on past history, you probably shouldn&#8217;t worry too much if you have, say, an extra 5% devoted to Canadian stocks and proportionately less in U.S. and international stocks.</p>\n<h3><strong>Safer Canadian Dogs</strong></h3>\n<p>Investors following the Dogs of the Dow strategy want to buy the 10 highest yielding stocks in the Dow Jones Industrial Average (DJIA), hold them for a year, and then move into the new list of top yielders.</p>\n<p>The Dogs of the TSX works the same way but swaps the DJIA for the S&amp;P/TSX 60, which contains 60 of the largest stocks in Canada.</p>\n<p>My safer variant of the Dogs of the TSX tracks the 10 stocks in the index with the highest dividend yields provided they also pass a series of safety tests, such as having positive earnings. The idea is to weed out companies that might cut their dividends in the near term. Just be warned, it’s a task that’s easier said than done.</p>\n<p>Here’s the updated Safer Dogs of the TSX, representing the top yielders as of April 4. The list is a good starting point for those who want to put some money to work this week. Just keep in mind, the idea is to hold the stocks for at least a year after purchase – barring some calamity.</p>\n		<div>\n					</div>\n\n				<div class=\"rdm_ft_scroll_buttons_container\">\n				<span class=\"rdm_ft_scroll_left\"></span>\n				<span class=\"rdm_ft_scroll_right\"></span>\n			</div>\n			<br clear=\"both\" />\n	\n		<div class=\"rdm_ft_table_container\">\n			<table class=\"footable rdm-footable\" >\n				<thead>\n			        <tr>\n			        							<th  data-class=\"expand\"  class=\"footable-sortable\">Name</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Price</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">P/B</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">P/E</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Earnings Yield</th>\n												<th  data-class=\"expand\"  data-type=\"numeric\"  class=\"footable-sortable\">Dividend Yield</th>\n										</tr>\n				</thead>\n				<tbody>\n					\n								<tr>\n\n																	<td>National Bank (NA)</td>\n																	<td>$42.68</td>\n																	<td>1.54</td>\n																	<td>10.49</td>\n																	<td>9.54%</td>\n																	<td>5.06%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>CIBC (CM)</td>\n																	<td>$96.87</td>\n																	<td>1.84</td>\n																	<td>10.72</td>\n																	<td>9.33%</td>\n																	<td>4.87%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Shaw (SJR.B)</td>\n																	<td>$25.01</td>\n																	<td>2.27</td>\n																	<td>14.21</td>\n																	<td>7.04%</td>\n																	<td>4.74%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Bank of Nova Scotia (BNS)</td>\n																	<td>$62.48</td>\n																	<td>1.48</td>\n																	<td>10.79</td>\n																	<td>9.27%</td>\n																	<td>4.61%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>BCE (BCE)</td>\n																	<td>$59.85</td>\n																	<td>3.98</td>\n																	<td>20.08</td>\n																	<td>4.98%</td>\n																	<td>4.56%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Royal Bank (RY)</td>\n																	<td>$74.76</td>\n																	<td>1.76</td>\n																	<td>11.21</td>\n																	<td>8.92%</td>\n																	<td>4.33%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Bank of Montreal (BMO)</td>\n																	<td>$78.67</td>\n																	<td>1.32</td>\n																	<td>11.71</td>\n																	<td>8.54%</td>\n																	<td>4.27%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Power (POW)</td>\n																	<td>$29.73</td>\n																	<td>1.05</td>\n																	<td>7.71</td>\n																	<td>12.97%</td>\n																	<td>4.19%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>TELUS (T)</td>\n																	<td>$42.07</td>\n																	<td>3.26</td>\n																	<td>18.37</td>\n																	<td>5.44%</td>\n																	<td>4.18%</td>\n								\n								</tr>\n\n					\n								<tr>\n\n																	<td>Manulife (MFC)</td>\n																	<td>$17.99</td>\n																	<td>0.92</td>\n																	<td>16.97</td>\n																	<td>5.89%</td>\n																	<td>4.11%</td>\n								\n								</tr>\n\n									</tbody>\n			</table>\n			<div class=\"rdm_ft_scroll_buttons_container rdm_ft_table_bottom\">\n				<span class=\"rdm_ft_scroll_left\"></span>\n				<span class=\"rdm_ft_scroll_right\"></span>\n			</div>\n		</div>\n	\n<p>Source: Bloomberg, April 4, 2016</p>\n<p>Notes</p>\n<p>Price: Closing price per share</p>\n<p>P/B: Price to Book Value Ratio</p>\n<p>P/E: Price to Earnings Ratio</p>\n<p>Earnings Yield: Earnings divided by Price, expressed as a percentage</p>\n<p>Dividend Yield: Expected-Annual-Dividend divided by Price, expressed as a percentage</p>\n<p>As always, do your due diligence before buying any stock, including those featured here. Make sure its situation hasn’t changed in some important way, read the latest press releases and regulatory filings and take special care with stocks that trade infrequently. Remember, stocks can be risky. So, be careful out there. (Norm may own shares of some, or all, of the stocks mentioned here.)</p>\n<h3><strong>Required Reading</strong></h3>\n<p><a href=\"http://blogs.wsj.com/moneybeat/2016/04/01/its-time-for-investors-to-re-learn-the-lost-art-of-reading/\" >The Lost Art of Reading</a></p>\n<p>This money manger reads almost 40 letters from CEOs a day.  It seems like a simple cure for insomnia.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/investing/dont-sweat-the-small-asset-allocation-details/\">Don&#8217;t sweat the small asset allocation details</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Don’t sweat the small asset allocation details','<p>Two very opposing equity allocations haven\'t affected returns much over the decades</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/investing/dont-sweat-the-small-asset-allocation-details/\">Don&rsquo;t sweat the small asset allocation details</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5878-revision-v1','','','2016-04-07 11:27:47','2016-04-07 15:27:47','',5878,'http://feedwordpress.radgeek.com/?rev=ec21ba97a8f92b0d7fca4322ef4e9db5',0,'revision','',0),(5880,1,'2016-04-07 11:08:20','2016-04-07 15:08:20','<div id=\"attachment_134012\" style=\"width: 411px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-134012\" src=\"http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud.jpeg\" alt=\"minimum down payment increase\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud-300x162.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud.jpeg 401w, http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud-400x217.jpeg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(Getty / Martin Barraud)</p></div>\n<p class=\"p1\">Are you between the ages of 18 and 34 and considering your first home purchase? Then you&#8217;re probably one of the almost 80% of millennials that are &#8220;optimistic&#8221; about your homeownership prospects.</p>\n<p class=\"p1\">According to a new survey, conducted by Leger for Re/Max, 78.% of Canadian millennials &#8220;agree that owning a home they love is attainable,&#8221; while 81.6% &#8220;agree that finding a good job in their field is attainable.&#8221;</p>\n<p class=\"p1\">This optimism is in stark contrast to the doom and gloom offered in the news regarding the ability of first-time homebuyers in being able to afford a home purchase, particularly in Toronto and Vancouver.</p>\n<p class=\"p1\"><span class=\"s1\">This </span><span class=\"s1\">optimism may have something to do with the expectation of family help in the home purchase. According to the survey </span><span class=\"s1\">37% of millennials considering a home purchase expect help from their parents with the downpayment. </span></p>\n<p class=\"p1\"><span class=\"s1\">The survey also found that when asked about their financial priorities, 68.2% of millennials agree that saving for a downpayment is a priority. At the same time, 78.4% agree that saving for retirement is a priority, suggesting that while Canadians aged 18 to 34 aspire to homeownership, they may be chasing this dream at the expense of other financial considerations.</span></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Millennials optimistic about homeownership','<p>But the pursuit of a mortgage could come at the expense of retirement savings</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 11:08:20','2016-04-07 15:08:20','',0,'http://www.moneysense.ca/?p=152180',0,'post','',0),(5881,1,'2016-04-07 11:08:20','2016-04-07 15:08:20','<div id=\"attachment_134012\" style=\"width: 411px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-134012\" src=\"http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud.jpeg\" alt=\"minimum down payment increase\" width=\"401\" height=\"217\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud-300x162.jpeg 300w, http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud.jpeg 401w, http://www.moneysense.ca/wp-content/uploads/2015/10/For-sale-home-sold-Getty-Martin-Barraud-400x217.jpeg 400w\" sizes=\"(max-width: 401px) 100vw, 401px\" /><p class=\"wp-caption-text\">(Getty / Martin Barraud)</p></div>\n<p class=\"p1\">Are you between the ages of 18 and 34 and considering your first home purchase? Then you&#8217;re probably one of the almost 80% of millennials that are &#8220;optimistic&#8221; about your homeownership prospects.</p>\n<p class=\"p1\">According to a new survey, conducted by Leger for Re/Max, 78.% of Canadian millennials &#8220;agree that owning a home they love is attainable,&#8221; while 81.6% &#8220;agree that finding a good job in their field is attainable.&#8221;</p>\n<p class=\"p1\">This optimism is in stark contrast to the doom and gloom offered in the news regarding the ability of first-time homebuyers in being able to afford a home purchase, particularly in Toronto and Vancouver.</p>\n<p class=\"p1\"><span class=\"s1\">This </span><span class=\"s1\">optimism may have something to do with the expectation of family help in the home purchase. According to the survey </span><span class=\"s1\">37% of millennials considering a home purchase expect help from their parents with the downpayment. </span></p>\n<p class=\"p1\"><span class=\"s1\">The survey also found that when asked about their financial priorities, 68.2% of millennials agree that saving for a downpayment is a priority. At the same time, 78.4% agree that saving for retirement is a priority, suggesting that while Canadians aged 18 to 34 aspire to homeownership, they may be chasing this dream at the expense of other financial considerations.</span></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Millennials optimistic about homeownership','<p>But the pursuit of a mortgage could come at the expense of retirement savings</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5880-revision-v1','','','2016-04-07 11:08:20','2016-04-07 15:08:20','',5880,'http://feedwordpress.radgeek.com/?rev=75750cd8717e91c79193b7145ceb7a94',0,'revision','',0),(5882,1,'2014-12-22 18:41:32','2014-12-22 18:41:32','The Dodge Journey is a essentially an AWD minivan without sliding doors and because of this, it\'s one of the most practical family haulers around. \n\nFull article: http://driving.ca/dodge/journey/reviews/road-test/suv-review-2015-dodge-journey-crossroads-awd\nFollow Driving!\n\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','2015 Dodge Journey AWD | SUV Review | Driving.ca','','publish','open','open','','2015-dodge-journey-awd-suv-review-driving-ca','','','2014-12-22 18:41:32','2014-12-22 18:41:32','',0,'http://www.l2ocredit.com/2014/12/22/2015-dodge-journey-awd-suv-review-driving-ca/',0,'post','',0),(5883,0,'2016-04-07 12:26:31','2016-04-07 16:26:31','','2015 Dodge Journey AWD | SUV Review | Driving.ca','','inherit','open','closed','','2015-dodge-journey-awd-suv-review-driving-ca-2','','','2016-04-07 12:26:31','2016-04-07 16:26:31','',5882,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-journey-awd-suv-review-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5884,0,'2016-04-07 12:26:31','2016-04-07 16:26:31','','2015 Dodge Journey AWD | SUV Review | Driving.ca','','inherit','open','closed','','2015-dodge-journey-awd-suv-review-driving-ca-3','','','2016-04-07 12:26:31','2016-04-07 16:26:31','',5882,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-journey-awd-suv-review-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5885,0,'2016-04-07 12:26:32','2016-04-07 16:26:32','','2015 Dodge Journey AWD | SUV Review | Driving.ca','','inherit','open','closed','','2015-dodge-journey-awd-suv-review-driving-ca-4','','','2016-04-07 12:26:32','2016-04-07 16:26:32','',5882,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-journey-awd-suv-review-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5886,0,'2016-04-07 12:26:34','2016-04-07 16:26:34','','2015 Dodge Journey AWD | SUV Review | Driving.ca','','inherit','open','closed','','2015-dodge-journey-awd-suv-review-driving-ca-5','','','2016-04-07 12:26:34','2016-04-07 16:26:34','',5882,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-dodge-journey-awd-suv-review-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5887,1,'2011-11-28 05:37:30','2011-11-28 05:37:30','http://drivencarreviews.com/  Every year since 1994, the journalists of the Northwest Auto Press Association have gathered the newest SUVs to determine the best SUV of the year. How does your favorite ute or crossover come out in this year\'s tough competition? Tom Voelk takes you to Mudfest at Dirt Fish Rally School to dish the, uh, dirt.','SUV of the Year- The Mudfest Competition','','publish','open','open','','suv-of-the-year-the-mudfest-competition','','','2011-11-28 05:37:30','2011-11-28 05:37:30','',0,'http://www.l2ocredit.com/2011/11/28/suv-of-the-year-the-mudfest-competition/',0,'post','',0),(5888,0,'2016-04-07 12:43:09','2016-04-07 16:43:09','','SUV of the Year- The Mudfest Competition','','inherit','open','closed','','suv-of-the-year-the-mudfest-competition-2','','','2016-04-07 12:43:09','2016-04-07 16:43:09','',5887,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-of-the-year-the-mudfest-competition-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5889,0,'2016-04-07 12:43:10','2016-04-07 16:43:10','','SUV of the Year- The Mudfest Competition','','inherit','open','closed','','suv-of-the-year-the-mudfest-competition-3','','','2016-04-07 12:43:10','2016-04-07 16:43:10','',5887,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-of-the-year-the-mudfest-competition-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5890,0,'2016-04-07 12:43:10','2016-04-07 16:43:10','','SUV of the Year- The Mudfest Competition','','inherit','open','closed','','suv-of-the-year-the-mudfest-competition-4','','','2016-04-07 12:43:10','2016-04-07 16:43:10','',5887,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-of-the-year-the-mudfest-competition-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5891,0,'2016-04-07 12:43:12','2016-04-07 16:43:12','','SUV of the Year- The Mudfest Competition','','inherit','open','closed','','suv-of-the-year-the-mudfest-competition-5','','','2016-04-07 12:43:12','2016-04-07 16:43:12','',5887,'http://www.l2ocredit.com/wp-content/uploads/2016/04/suv-of-the-year-the-mudfest-competition-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5892,1,'2014-09-24 23:31:15','2014-09-24 23:31:15','The all new 2015 Ford Mustang now has more features, a new 2.3L EcoBoost engine and more power for the 5.0L V8 in the GT. 50 years of the Mustang shows that Ford knows how to make a great Pony Car.\n\n\nCompetitors to the Ford Mustang are the Chevrolet Camaro, Chevy Camaro, Camaro convertible, Dodge Challenger, Dodge Challenger Hellcat, Chevrolet Corvette, Chevy Corvette, Corvette Stingray, Mazda MX-5 Miata, Subaru BRZ, Scion FRS, Mazda Miata, Mazda MX-5, Hyundai Genesis coupe, Ford Mustang, Nissan 370Z, Volkswagen Golf GTI, GTI, VW GTI, Honda Civic Coupe, Honda Civic Si, Mini Cooper S and Subaru WRX\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Ford Mustang Review (EcoBoost and 5.0L GT)','','publish','open','open','','2015-ford-mustang-review-ecoboost-and-5-0l-gt','','','2014-09-24 23:31:15','2014-09-24 23:31:15','',0,'http://www.l2ocredit.com/2014/09/24/2015-ford-mustang-review-ecoboost-and-5-0l-gt/',0,'post','',0),(5893,0,'2016-04-07 13:02:57','2016-04-07 17:02:57','','2015 Ford Mustang Review (EcoBoost and 5.0L GT)','','inherit','open','closed','','2015-ford-mustang-review-ecoboost-and-5-0l-gt-2','','','2016-04-07 13:02:57','2016-04-07 17:02:57','',5892,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-mustang-review-ecoboost-and-5-0l-gt-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5894,0,'2016-04-07 13:02:58','2016-04-07 17:02:58','','2015 Ford Mustang Review (EcoBoost and 5.0L GT)','','inherit','open','closed','','2015-ford-mustang-review-ecoboost-and-5-0l-gt-3','','','2016-04-07 13:02:58','2016-04-07 17:02:58','',5892,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-ford-mustang-review-ecoboost-and-5-0l-gt-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5895,1,'2015-04-09 02:06:52','2015-04-09 02:06:52','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 5/5 \nPowertrain Options: 1.4 L 4-Cylinder Turbo or a 2.4 L 4-Cylinder with a 9-Speed Automatic or 6-Speed Manual 4x2 or 4x4 \nEngine &amp; Performance\nBASE ENGINE SIZE 2.4 L \nCAM TYPE Single overhead cam (SOHC)\nCYLINDERS Inline 4 \nVALVES 16\nTORQUE 175 ft-lbs. @ 3900 rpm \nHORSEPOWER 180 hp @ 6400 rpm\nTURNING CIRCLE 36.3 ft. \nWarranty\nBASIC 3 yr./ 36000 mi. \nDRIVETRAIN 5 yr./ 100000 mi.\nROADSIDE 5 yr./ 100000 mi.  \nRUST 5 yr./ 100000 mi. \nCompetitors: Kia Soul, Chevrolet Trax, Nissan Juke','2015 Jeep Renegade Start Up and Review 2.4 L 4-Cylinder','','publish','open','open','','2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder','','','2015-04-09 02:06:52','2015-04-09 02:06:52','',0,'http://www.l2ocredit.com/2015/04/09/2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder/',0,'post','',0),(5896,0,'2016-04-07 13:18:16','2016-04-07 17:18:16','','2015 Jeep Renegade Start Up and Review 2.4 L 4-Cylinder','','inherit','open','closed','','2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-2','','','2016-04-07 13:18:16','2016-04-07 17:18:16','',5895,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5897,0,'2016-04-07 13:18:16','2016-04-07 17:18:16','','2015 Jeep Renegade Start Up and Review 2.4 L 4-Cylinder','','inherit','open','closed','','2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-3','','','2016-04-07 13:18:16','2016-04-07 17:18:16','',5895,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5898,0,'2016-04-07 13:18:16','2016-04-07 17:18:16','','2015 Jeep Renegade Start Up and Review 2.4 L 4-Cylinder','','inherit','open','closed','','2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-4','','','2016-04-07 13:18:16','2016-04-07 17:18:16','',5895,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-jeep-renegade-start-up-and-review-2-4-l-4-cylinder-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5899,1,'2016-04-07 11:08:20','2016-04-07 15:08:20','<p class=\"p1\">Are you between the ages of 18 and 34 and considering your first home purchase? Then you&#8217;re probably one of the almost 80% of millennials that are &#8220;optimistic&#8221; about your homeownership prospects.</p>\n<p class=\"p1\">According to a new survey, conducted by Leger for Re/Max, 78.% of Canadian millennials &#8220;agree that owning a home they love is attainable,&#8221; while 81.6% &#8220;agree that finding a good job in their field is attainable.&#8221;</p>\n<p class=\"p1\">This optimism is in stark contrast to the doom and gloom offered in the news regarding the ability of first-time homebuyers in being able to afford a home purchase, particularly in Toronto and Vancouver.</p>\n<p class=\"p1\"><span class=\"s1\">This </span><span class=\"s1\">optimism may have something to do with the expectation of family help in the home purchase. According to the survey </span><span class=\"s1\">37% of millennials considering a home purchase expect help from their parents with the down payment. </span></p>\n<p class=\"p1\"><span class=\"s1\">The survey also found that when asked about their financial priorities, 68.2% of millennials agree that saving for a down payment is a priority. At the same time, 78.4% agree that saving for retirement is a priority, suggesting that while Canadians aged 18 to 34 aspire to homeownership, they may be chasing this dream at the expense of other financial considerations.</span></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Millennials optimistic about homeownership','<p>But the pursuit of a mortgage could come at the expense of retirement savings</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/millennials-optimistic-about-homeownership/\">Millennials optimistic about homeownership</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5880-revision-v1','','','2016-04-07 11:08:20','2016-04-07 15:08:20','',5880,'http://feedwordpress.radgeek.com/?rev=33ac063d6ac7b559c595759255d8dc55',0,'revision','',0),(5900,1,'2016-04-07 06:00:26','2016-04-07 10:00:26','<p>There are no surprises in the real estate data that&#8217;s pouring in to the brokerage houses and real estate boards across the country. Home prices in Toronto and Vancouver continue to climb to dizzying heights, while cities in Alberta, and to a lesser extent places in Newfoundland and Saskatchewan began to feel the impact of lower housing demands.</p>\n<p>&#8220;A glance at our national house price composite points to a very strong Canadian real estate market, yet the findings contain extreme regional disparities of the kind we haven&#8217;t seen in over a decade,&#8221; said Phil Soper, president and CEO of Royal LePage.</p>\n<p>Soper is referring to the divergence between Canada&#8217;s two hottest markets and the resource-dependent provinces. For instance, the GTA has sustained its 8% year-over-year home price gains, while Vancouver has surpassed year-over-year price increases with a 21.6% increase. In contrast, Calgary&#8217;s prices followed the sales activity decline that started last year. As such the average price of a two-storey home dropped by 1%, while bungalows faired a bit better with average declines of only 0.2%. (Condos dropped by 0.3% in year-over-year pricing.)</p>\n<p>The danger, though, is that recent price drops in resource-dependent cities are just the beginning. Sales volume started to decrease last year and this is only just trickling into the marketplace. This is, in part, because the labour force redistribution has prompted a slow, steady out-migration of people from Calgary, Edmonton and to a lesser extent Regina and Saskatoon.</p>\n<p>“Redistribution of labour across the country is further reinforcing disparities among housing markets, as the broader impacts of the oil recession on Alberta’s economy take hold,” says Soper. “We expect British Columbia, followed by Ontario, to be the top recipients of new household inflows in the coming year, which will further fuel housing demand and price appreciation in Greater Vancouver and the GTA.&#8221;</p>\n<p>This migration away from oil-dependent cities to large, more unaffordable municipalities is in sharp contrast to where people were settling down between 2011 and 2014 and in the mid-2000&#8217;s. &#8220;That&#8217;s when the booming energy sector attracted families from all over Canada to Alberta,&#8221; explains Soper.</p>\n<p>One big surprise was how well Montreal appears to be doing in this sluggish economic environment.</p>\n<p>“Following a multi-year period of stalled economic and residential real estate market growth, the Greater Montreal Area is seeing a frankly wonderful upswing in demand and unit sales, which often foreshadows stronger home price appreciation,” said Soper. “While Quebec has been slower to reap the economic benefits of more affordable energy costs in addition to the big three factors driving markets elsewhere in Canada – low interest rates, a lower dollar and expanding U.S. economy – the region is turning a corner. My vote goes to Montreal as the city most likely to exceed expectations in 2016.”</p>\n<p><img class=\"aligncenter size-full wp-image-152156\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png\" alt=\"Q1 Housing data 2016\" width=\"948\" height=\"241\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-300x76.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-768x195.png 768w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM-660x168.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-06-at-5.13.40-PM.png 948w\" sizes=\"(max-width: 948px) 100vw, 948px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »<br />\n</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce will affect housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Redistribution of workforce will affect housing markets','<p>Larger numbers of unemployed end up in big cities, putting more pressure on prices</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/buying/redistribution-of-workforce-promises-bigger-impact-on-housing-markets/\">Redistribution of workforce will affect housing markets</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5792-revision-v1','','','2016-04-07 06:00:26','2016-04-07 10:00:26','',5792,'http://feedwordpress.radgeek.com/?rev=35b1ea161013f84d09376e69bfd014f1',0,'revision','',0),(5901,1,'2015-08-24 11:00:01','2015-08-24 11:00:01','If you want all-wheel drive in your budget-priced compact sedan or hatchback, the Subaru Impreza is just about your only choice. But is there more to the Impreza than just a class-exclusive drivetrain? KBB\'s Micah Muzio investigates. \n\nFor the latest Subaru Impreza pricing and information:\nhttp://www.kbb.com/subaru/impreza/2015-subaru-impreza/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Micah Muzio on Twitter, please visit: http://www.twitter.com/micahmuzio','2016 Subaru Impreza - Review and Road Test','','publish','open','open','','2016-subaru-impreza-review-and-road-test','','','2015-08-24 11:00:01','2015-08-24 11:00:01','',0,'http://www.l2ocredit.com/2015/08/24/2016-subaru-impreza-review-and-road-test/',0,'post','',0),(5902,0,'2016-04-07 13:39:25','2016-04-07 17:39:25','','2016 Subaru Impreza &#8211; Review and Road Test','','inherit','open','closed','','2016-subaru-impreza-review-and-road-test-2','','','2016-04-07 13:39:25','2016-04-07 17:39:25','',5901,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-subaru-impreza-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5903,1,'2015-11-03 18:38:36','2015-11-03 18:38:36','The sixth-generation 2016 Chevrolet Camaro already has a COPO Camaro drag car counterpart. Story and gallery: http://www.autoguide.com/auto-news/2015/11/gen-six-chevrolet-copo-camaro-limited-to-69-units.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Chevrolet COPO Camaro - 2015 SEMA Show','','publish','open','open','','2016-chevrolet-copo-camaro-2015-sema-show','','','2015-11-03 18:38:36','2015-11-03 18:38:36','',0,'http://www.l2ocredit.com/2015/11/03/2016-chevrolet-copo-camaro-2015-sema-show/',0,'post','',0),(5904,0,'2016-04-07 13:55:07','2016-04-07 17:55:07','','2016 Chevrolet COPO Camaro &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-copo-camaro-2015-sema-show-2','','','2016-04-07 13:55:07','2016-04-07 17:55:07','',5903,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-copo-camaro-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5905,0,'2016-04-07 13:55:07','2016-04-07 17:55:07','','2016 Chevrolet COPO Camaro &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-copo-camaro-2015-sema-show-2','','','2016-04-07 13:55:07','2016-04-07 17:55:07','',5903,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-copo-camaro-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5906,0,'2016-04-07 13:55:07','2016-04-07 17:55:07','','2016 Chevrolet COPO Camaro &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-chevrolet-copo-camaro-2015-sema-show-3','','','2016-04-07 13:55:07','2016-04-07 17:55:07','',5903,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-chevrolet-copo-camaro-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5907,1,'2015-03-05 20:21:21','2015-03-05 20:21:21','MotoMan demonstrates the MPG &amp; differences of the 2015 Hyundai Sonata ECO by circumnavigating the stunning Palos Verdes peninsula in Los Angeles’ South Bay. Along the way he previews the specs, details and tech of the upcoming 2016 Hyundai Sonata Hybrid &amp; Sonata Hybrid Plug In PHEV. Last but not least, he throws in some unique history, architecture and tourism that is home to actors, CEOs and racecar drivers . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Hyundai Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48oQVaVl_pTsfkSvb3szUCNU\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Son of a Rocket and Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','publish','open','open','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview','','','2015-03-05 20:21:21','2015-03-05 20:21:21','',0,'http://www.l2ocredit.com/2015/03/05/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview/',0,'post','',0),(5908,0,'2016-04-07 14:12:24','2016-04-07 18:12:24','','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','inherit','open','closed','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-2','','','2016-04-07 14:12:24','2016-04-07 18:12:24','',5907,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5909,0,'2016-04-07 14:12:24','2016-04-07 18:12:24','','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','inherit','open','closed','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-2','','','2016-04-07 14:12:24','2016-04-07 18:12:24','',5907,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5910,0,'2016-04-07 14:12:24','2016-04-07 18:12:24','','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','inherit','open','closed','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-3','','','2016-04-07 14:12:24','2016-04-07 18:12:24','',5907,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5911,0,'2016-04-07 14:12:24','2016-04-07 18:12:24','','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','inherit','open','closed','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-3','','','2016-04-07 14:12:24','2016-04-07 18:12:24','',5907,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5912,0,'2016-04-07 14:12:24','2016-04-07 18:12:24','','2015 Hyundai Sonata ECO FIRST DRIVE REVIEW &amp; Sonata Hybird – Hybrid Plug In PHEV PREVIEW','','inherit','open','closed','','2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-4','','','2016-04-07 14:12:24','2016-04-07 18:12:24','',5907,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-hyundai-sonata-eco-first-drive-review-sonata-hybird-hybrid-plug-in-phev-preview-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5913,1,'2015-03-05 16:50:19','2015-03-05 16:50:19','Is the BMW i3 child friendly? It\'s small, but can you put a rear facing child seat inside? As a matter of fact: yes. \n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 BMW i3 with Range Extender Child Seat Review','','publish','open','open','','2015-bmw-i3-with-range-extender-child-seat-review','','','2015-03-05 16:50:19','2015-03-05 16:50:19','',0,'http://www.l2ocredit.com/2015/03/05/2015-bmw-i3-with-range-extender-child-seat-review/',0,'post','',0),(5914,0,'2016-04-07 14:32:32','2016-04-07 18:32:32','','2015 BMW i3 with Range Extender Child Seat Review','','inherit','open','closed','','2015-bmw-i3-with-range-extender-child-seat-review-2','','','2016-04-07 14:32:32','2016-04-07 18:32:32','',5913,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-with-range-extender-child-seat-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5915,0,'2016-04-07 14:32:32','2016-04-07 18:32:32','','2015 BMW i3 with Range Extender Child Seat Review','','inherit','open','closed','','2015-bmw-i3-with-range-extender-child-seat-review-3','','','2016-04-07 14:32:32','2016-04-07 18:32:32','',5913,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-with-range-extender-child-seat-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5916,0,'2016-04-07 14:32:32','2016-04-07 18:32:32','','2015 BMW i3 with Range Extender Child Seat Review','','inherit','open','closed','','2015-bmw-i3-with-range-extender-child-seat-review-3','','','2016-04-07 14:32:32','2016-04-07 18:32:32','',5913,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-with-range-extender-child-seat-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5917,0,'2016-04-07 14:32:32','2016-04-07 18:32:32','','2015 BMW i3 with Range Extender Child Seat Review','','inherit','open','closed','','2015-bmw-i3-with-range-extender-child-seat-review-4','','','2016-04-07 14:32:32','2016-04-07 18:32:32','',5913,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-with-range-extender-child-seat-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5918,0,'2016-04-07 14:32:34','2016-04-07 18:32:34','','2015 BMW i3 with Range Extender Child Seat Review','','inherit','open','closed','','2015-bmw-i3-with-range-extender-child-seat-review-5','','','2016-04-07 14:32:34','2016-04-07 18:32:34','',5913,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-bmw-i3-with-range-extender-child-seat-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5919,1,'2016-04-07 14:25:55','2016-04-07 18:25:55','<p>OTTAWA — Tax season is upon us once again and the Canada Revenue Agency has implemented several new measures in an effort to help streamline the filing of income tax returns.</p>\n<p>Tax partner Bruce Ball at BDO Canada says missing slips can be a common problem for many people, but the changes make it harder for them to slip through the cracks.</p>\n<p>Those registered with CRA’s My Account service can use a new auto-fill service with certain tax software packages that automatically fills in parts of an income tax return.</p>\n<p>Ball said it will be a “good check” to make sure that people have included everything in their tax filings, especially if they’re doing their own return.</p>\n<p>“I think that will help increase the accuracy in terms of missing things,” he said.</p>\n<p>The auto-fill service will help fill in certain information on a tax return including T4 and T5 slips. Filers will still have to check to ensure the information is correct and if they notice a mistake, they’ll have to contact whoever issued the slip.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">Shocking tax tips you’re missing out on! » </a></p>\n<p>The forms, which are sent after the government processes tax returns, includes an account summary, explanation of changes as well as an RRSP deduction limit and other details.</p>\n<p>Marc Lacasse, the director of the agency’s international and Ottawa tax services office, said the form has been simplified.</p>\n<p>“All of the relevant information will fit on one page,” he said.</p>\n<p>Lacasse said the agency’s mobile apps have been improved to allow people to change their addresses and direct deposit information.</p>\n<p>If people are using someone to help prepare their tax return, Ball said it’s important to update them on any big life changes. That includes getting married, especially if they are at the lower end of the income range.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/how-income-splitting-can-save-taxes/\">How income splitting can save taxes » </a></p>\n<p>“It might impact their qualification for credits and that sort of thing,” Ball said.</p>\n<p>Ball said if people are using a professional for their taxes, they should ensure they have all of their information before they start.</p>\n<p>“That’s probably one of the things that would make your bill a little higher, if you bring in some of it and then you discover more of it later and bring some more in,” he said.</p>\n<p>“We tend to give clients an organizer, so we give them sort of a checklist of things that we need to get from them. So for the clients who have been with us for a while, they get the process pretty well too.”</p>\n<p>The deadline to file tax returns is April 30, but because it falls on a Saturday this year, people have until May 2.</p>\n<p>For the self-employed and their spouses and partners, the deadline is June 15, but if they owe the government money, they still have to pay it by May 2.</p>\n<p><strong>How does income-splitting work? </strong></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT1M14S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience2669848877001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"2669848877001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Why filing taxes might be a little easier this year','<p>A new service will automatically fill out part of your tax return</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 14:25:55','2016-04-07 18:25:55','',0,'http://www.moneysense.ca/?p=152228',0,'post','',0),(5920,1,'2016-04-07 14:25:55','2016-04-07 18:25:55','<p>OTTAWA — Tax season is upon us once again and the Canada Revenue Agency has implemented several new measures in an effort to help streamline the filing of income tax returns.</p>\n<p>Tax partner Bruce Ball at BDO Canada says missing slips can be a common problem for many people, but the changes make it harder for them to slip through the cracks.</p>\n<p>Those registered with CRA’s My Account service can use a new auto-fill service with certain tax software packages that automatically fills in parts of an income tax return.</p>\n<p>Ball said it will be a “good check” to make sure that people have included everything in their tax filings, especially if they’re doing their own return.</p>\n<p>“I think that will help increase the accuracy in terms of missing things,” he said.</p>\n<p>The auto-fill service will help fill in certain information on a tax return including T4 and T5 slips. Filers will still have to check to ensure the information is correct and if they notice a mistake, they’ll have to contact whoever issued the slip.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">Shocking tax tips you’re missing out on! » </a></p>\n<p>The forms, which are sent after the government processes tax returns, includes an account summary, explanation of changes as well as an RRSP deduction limit and other details.</p>\n<p>Marc Lacasse, the director of the agency’s international and Ottawa tax services office, said the form has been simplified.</p>\n<p>“All of the relevant information will fit on one page,” he said.</p>\n<p>Lacasse said the agency’s mobile apps have been improved to allow people to change their addresses and direct deposit information.</p>\n<p>If people are using someone to help prepare their tax return, Ball said it’s important to update them on any big life changes. That includes getting married, especially if they are at the lower end of the income range.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/how-income-splitting-can-save-taxes/\">How income splitting can save taxes » </a></p>\n<p>“It might impact their qualification for credits and that sort of thing,” Ball said.</p>\n<p>Ball said if people are using a professional for their taxes, they should ensure they have all of their information before they start.</p>\n<p>“That’s probably one of the things that would make your bill a little higher, if you bring in some of it and then you discover more of it later and bring some more in,” he said.</p>\n<p>“We tend to give clients an organizer, so we give them sort of a checklist of things that we need to get from them. So for the clients who have been with us for a while, they get the process pretty well too.”</p>\n<p>The deadline to file tax returns is April 30, but because it falls on a Saturday this year, people have until May 2.</p>\n<p>For the self-employed and their spouses and partners, the deadline is June 15, but if they owe the government money, they still have to pay it by May 2.</p>\n<p><strong>How does income-splitting work? </strong></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT1M14S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience2669848877001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"2669848877001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Why filing taxes might be a little easier this year','<p>A new service will automatically fill out part of your tax return</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 14:25:55','2016-04-07 18:25:55','',0,'http://www.moneysense.ca/?p=152228',0,'post','',0),(5921,1,'2016-04-07 14:25:55','2016-04-07 18:25:55','<p>OTTAWA — Tax season is upon us once again and the Canada Revenue Agency has implemented several new measures in an effort to help streamline the filing of income tax returns.</p>\n<p>Tax partner Bruce Ball at BDO Canada says missing slips can be a common problem for many people, but the changes make it harder for them to slip through the cracks.</p>\n<p>Those registered with CRA’s My Account service can use a new auto-fill service with certain tax software packages that automatically fills in parts of an income tax return.</p>\n<p>Ball said it will be a “good check” to make sure that people have included everything in their tax filings, especially if they’re doing their own return.</p>\n<p>“I think that will help increase the accuracy in terms of missing things,” he said.</p>\n<p>The auto-fill service will help fill in certain information on a tax return including T4 and T5 slips. Filers will still have to check to ensure the information is correct and if they notice a mistake, they’ll have to contact whoever issued the slip.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">Shocking tax tips you’re missing out on! » </a></p>\n<p>The forms, which are sent after the government processes tax returns, includes an account summary, explanation of changes as well as an RRSP deduction limit and other details.</p>\n<p>Marc Lacasse, the director of the agency’s international and Ottawa tax services office, said the form has been simplified.</p>\n<p>“All of the relevant information will fit on one page,” he said.</p>\n<p>Lacasse said the agency’s mobile apps have been improved to allow people to change their addresses and direct deposit information.</p>\n<p>If people are using someone to help prepare their tax return, Ball said it’s important to update them on any big life changes. That includes getting married, especially if they are at the lower end of the income range.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/how-income-splitting-can-save-taxes/\">How income splitting can save taxes » </a></p>\n<p>“It might impact their qualification for credits and that sort of thing,” Ball said.</p>\n<p>Ball said if people are using a professional for their taxes, they should ensure they have all of their information before they start.</p>\n<p>“That’s probably one of the things that would make your bill a little higher, if you bring in some of it and then you discover more of it later and bring some more in,” he said.</p>\n<p>“We tend to give clients an organizer, so we give them sort of a checklist of things that we need to get from them. So for the clients who have been with us for a while, they get the process pretty well too.”</p>\n<p>The deadline to file tax returns is April 30, but because it falls on a Saturday this year, people have until May 2.</p>\n<p>For the self-employed and their spouses and partners, the deadline is June 15, but if they owe the government money, they still have to pay it by May 2.</p>\n<p><strong>How does income-splitting work? </strong></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT1M14S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience2669848877001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"2669848877001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Why filing taxes might be a little easier this year','<p>A new service will automatically fill out part of your tax return</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5920-revision-v1','','','2016-04-07 14:25:55','2016-04-07 18:25:55','',5920,'http://feedwordpress.radgeek.com/?rev=3f4de765b3c1dfdacf93f5d84600857d',0,'revision','',0),(5922,1,'2016-04-07 14:25:55','2016-04-07 18:25:55','<p>OTTAWA — Tax season is upon us once again and the Canada Revenue Agency has implemented several new measures in an effort to help streamline the filing of income tax returns.</p>\n<p>Tax partner Bruce Ball at BDO Canada says missing slips can be a common problem for many people, but the changes make it harder for them to slip through the cracks.</p>\n<p>Those registered with CRA’s My Account service can use a new auto-fill service with certain tax software packages that automatically fills in parts of an income tax return.</p>\n<p>Ball said it will be a “good check” to make sure that people have included everything in their tax filings, especially if they’re doing their own return.</p>\n<p>“I think that will help increase the accuracy in terms of missing things,” he said.</p>\n<p>The auto-fill service will help fill in certain information on a tax return including T4 and T5 slips. Filers will still have to check to ensure the information is correct and if they notice a mistake, they’ll have to contact whoever issued the slip.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/shocking-tax-tips-youre-missing-out-on/\">Shocking tax tips you’re missing out on! » </a></p>\n<p>The forms, which are sent after the government processes tax returns, includes an account summary, explanation of changes as well as an RRSP deduction limit and other details.</p>\n<p>Marc Lacasse, the director of the agency’s international and Ottawa tax services office, said the form has been simplified.</p>\n<p>“All of the relevant information will fit on one page,” he said.</p>\n<p>Lacasse said the agency’s mobile apps have been improved to allow people to change their addresses and direct deposit information.</p>\n<p>If people are using someone to help prepare their tax return, Ball said it’s important to update them on any big life changes. That includes getting married, especially if they are at the lower end of the income range.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/how-income-splitting-can-save-taxes/\">How income splitting can save taxes » </a></p>\n<p>“It might impact their qualification for credits and that sort of thing,” Ball said.</p>\n<p>Ball said if people are using a professional for their taxes, they should ensure they have all of their information before they start.</p>\n<p>“That’s probably one of the things that would make your bill a little higher, if you bring in some of it and then you discover more of it later and bring some more in,” he said.</p>\n<p>“We tend to give clients an organizer, so we give them sort of a checklist of things that we need to get from them. So for the clients who have been with us for a while, they get the process pretty well too.”</p>\n<p>The deadline to file tax returns is April 30, but because it falls on a Saturday this year, people have until May 2.</p>\n<p>For the self-employed and their spouses and partners, the deadline is June 15, but if they owe the government money, they still have to pay it by May 2.</p>\n<p><strong>How does income-splitting work? </strong></p>\n<div itemscope=\"itemscope\" itemtype=\"http://schema.org/VideoObject\">\n\n        <meta itemprop=\"duration\" content=\"PT1M14S\" />\n        <meta itemprop=\"description\" content=\"\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience2669848877001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"2669848877001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\" />\n        <param name=\"autoStart\" value=\"false\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n</div>\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Why filing taxes might be a little easier this year','<p>A new service will automatically fill out part of your tax return</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/save/taxes/why-filing-taxes-will-be-easier-this-year/\">Why filing taxes might be a little easier this year</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5919-revision-v1','','','2016-04-07 14:25:55','2016-04-07 18:25:55','',5919,'http://feedwordpress.radgeek.com/?rev=3f4de765b3c1dfdacf93f5d84600857d',0,'revision','',0),(5923,1,'2014-12-19 15:52:35','2014-12-19 15:52:35','David Booth has over 25 years of experience driving Aventador, Huayras, P1\'s and Ferraris. But can he beat an 11-year-old kid in a driving simulator? \n\nFull Article: http://driving.ca/mazda/auto-news/entertainment/motor-mouth-virtual-racing-not-such-a-waste-of-time-after-all\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Can a grown man beat an 11 y.o. kid in a racing sim? | Driving.ca','','publish','open','open','','can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca','','','2014-12-19 15:52:35','2014-12-19 15:52:35','',0,'http://www.l2ocredit.com/2014/12/19/can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca/',0,'post','',0),(5924,0,'2016-04-07 14:51:34','2016-04-07 18:51:34','','Can a grown man beat an 11 y.o. kid in a racing sim? | Driving.ca','','inherit','open','closed','','can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-2','','','2016-04-07 14:51:34','2016-04-07 18:51:34','',5923,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5925,0,'2016-04-07 14:51:34','2016-04-07 18:51:34','','Can a grown man beat an 11 y.o. kid in a racing sim? | Driving.ca','','inherit','open','closed','','can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-2','','','2016-04-07 14:51:34','2016-04-07 18:51:34','',5923,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5926,0,'2016-04-07 14:51:34','2016-04-07 18:51:34','','Can a grown man beat an 11 y.o. kid in a racing sim? | Driving.ca','','inherit','open','closed','','can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-2','','','2016-04-07 14:51:34','2016-04-07 18:51:34','',5923,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5927,0,'2016-04-07 14:51:34','2016-04-07 18:51:34','','Can a grown man beat an 11 y.o. kid in a racing sim? | Driving.ca','','inherit','open','closed','','can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-3','','','2016-04-07 14:51:34','2016-04-07 18:51:34','',5923,'http://www.l2ocredit.com/wp-content/uploads/2016/04/can-a-grown-man-beat-an-11-y-o-kid-in-a-racing-sim-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5928,1,'2011-11-23 06:18:40','2011-11-23 06:18:40','Audi has been setting sales records for the past few years. With classic style, refined interior and quattro all-wheel drive, it appears the new 2012 A6 will help to continue the trend. Tom Voelk checks out a Premium Plus 3.0 model.','2012 Audi A6 3.0 HD Video Review','','publish','open','open','','2012-audi-a6-3-0-hd-video-review','','','2011-11-23 06:18:40','2011-11-23 06:18:40','',0,'http://www.l2ocredit.com/2011/11/23/2012-audi-a6-3-0-hd-video-review/',0,'post','',0),(5929,0,'2016-04-07 15:20:34','2016-04-07 19:20:34','','2012 Audi A6 3.0 HD Video Review','','inherit','open','closed','','2012-audi-a6-3-0-hd-video-review-2','','','2016-04-07 15:20:34','2016-04-07 19:20:34','',5928,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-audi-a6-3-0-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5930,0,'2016-04-07 15:20:34','2016-04-07 19:20:34','','2012 Audi A6 3.0 HD Video Review','','inherit','open','closed','','2012-audi-a6-3-0-hd-video-review-2','','','2016-04-07 15:20:34','2016-04-07 19:20:34','',5928,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-audi-a6-3-0-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5931,0,'2016-04-07 15:20:34','2016-04-07 19:20:34','','2012 Audi A6 3.0 HD Video Review','','inherit','open','closed','','2012-audi-a6-3-0-hd-video-review-3','','','2016-04-07 15:20:34','2016-04-07 19:20:34','',5928,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-audi-a6-3-0-hd-video-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5932,0,'2016-04-07 15:20:34','2016-04-07 19:20:34','','2012 Audi A6 3.0 HD Video Review','','inherit','open','closed','','2012-audi-a6-3-0-hd-video-review-4','','','2016-04-07 15:20:34','2016-04-07 19:20:34','',5928,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-audi-a6-3-0-hd-video-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5933,1,'2014-09-16 04:39:25','2014-09-16 04:39:25','Porsche introduces the latest Targa model into the 911 line. This might be the nicest looking car in the Porsche Carrera line... The Porsche Carrera is the iconic Porsche to own. Now with the heritage Targa design that makes this open air, convertible Porsche alternative a choice for all year around Canadian driving.\n\n\nCompetitors to the Porsche 991 are the Jaguar F-Type, Porsche Boxster, Boxster S, Porsche Cayman, Cayman S, Porsche 911, 911 cabriolet, Audi TT, Alfa Romeo 4C, Audi A5, BMW Z4, BMW 4 Series, BMW 6 Series, BMW @ Series, Chevrolet Corvette, Chevy Corvette, Corvette Z06, Ford Mustang GT, Lamborghini Huracan, Lexus, Mazda MX-5 Miata, Mclaren 650s, Mercedes CLK, Mercedes SL550, Mercedes E-Class\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Porsche 911 Targa 4 Review','','publish','open','open','','2015-porsche-911-targa-4-review','','','2014-09-16 04:39:25','2014-09-16 04:39:25','',0,'http://www.l2ocredit.com/2014/09/16/2015-porsche-911-targa-4-review/',0,'post','',0),(5934,0,'2016-04-07 15:36:30','2016-04-07 19:36:30','','2015 Porsche 911 Targa 4 Review','','inherit','open','closed','','2015-porsche-911-targa-4-review-2','','','2016-04-07 15:36:30','2016-04-07 19:36:30','',5933,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-targa-4-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5935,0,'2016-04-07 15:36:30','2016-04-07 19:36:30','','2015 Porsche 911 Targa 4 Review','','inherit','open','closed','','2015-porsche-911-targa-4-review-3','','','2016-04-07 15:36:30','2016-04-07 19:36:30','',5933,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-targa-4-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5936,0,'2016-04-07 15:36:30','2016-04-07 19:36:30','','2015 Porsche 911 Targa 4 Review','','inherit','open','closed','','2015-porsche-911-targa-4-review-4','','','2016-04-07 15:36:30','2016-04-07 19:36:30','',5933,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-targa-4-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5937,0,'2016-04-07 15:36:30','2016-04-07 19:36:30','','2015 Porsche 911 Targa 4 Review','','inherit','open','closed','','2015-porsche-911-targa-4-review-5','','','2016-04-07 15:36:30','2016-04-07 19:36:30','',5933,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-targa-4-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5938,1,'2016-04-07 14:53:14','2016-04-07 18:53:14','<p>The desire to own a cottage where you can look forward to making memories on the same lake every summer is an obvious one for many Canadians.</p>\n<p>However, Ted Rechtshaffen, president and chief executive of TriDelta Financial, says the financial argument for owning a cottage instead of renting one is harder to make.</p>\n<p>“From a financial perspective, I think it’s quite often not a good idea to buy a second property that you’re not going to be renting out or living in,” Rechtshaffen says.</p>\n<p>“It is an incredibly expensive thing and you’ve got to hope that real estate in the cottage country wherever you’re buying is going up a lot or at least a pretty steady amount to make up for the huge expenses.”</p>\n<p>The costs of owning a cottage are a lot like owning a house in the city. You have property taxes, maintenance costs and utility bills as well as a mortgage if you have to borrow to buy it.</p>\n<p><a href=\"http://www.moneysense.ca/spend/real-estate/buying/great-time-to-buy-a-cottage/\">Now is a great time to buy a cottage » </a></p>\n<p>There will also be the cost of insurance and any upgrades you will want to make. Decks don’t last forever, things like septic systems and docks need to be maintained and all the little chores to keep your house in order can also add up at the cottage.</p>\n<p>Buying a cottage also commits you to the same location.</p>\n<p>“Are there a thousand other places in the world that you’d like to explore?” Rechtshaffen asked.</p>\n<p>Weigh that against the cost to rent a cottage for a couple of weeks each summer and the financial case may look bleak.</p>\n<p>However, if you own a cottage, you could rent it out to help offset some of the costs to maintain it. Not only will you be able to earn income from the rental and part of the costs to maintain the property may be claimed against that rental income when you file your taxes.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-can-i-sell-my-cottage-tax-free/\">Can I sell my cottage tax-free? » </a></p>\n<p>Real estate broker Andy Mosher of Century 21 Granite Realty Group in Haliburton, Ont., says owning a cottage isn’t for everybody.</p>\n<p>He says renting is a good way to decide if cottage life is right for you and figuring out where you want to be.</p>\n<p>“A lot of people rent first and maybe if they come back to an area a couple of times they start to think about making that long-term investment,” Mosher said.</p>\n<p>But, he says renting isn’t any kind of investment.</p>\n<p>“If you want to make the commitment to buying a property and improving the property and doing all that comes with it, that’s certainly a long-term investment,” Mosher said.</p>\n<p>For some people, Rechtshaffen acknowledges that owning a cottage is about more than the cost.</p>\n<p>“It seems to be part of the Canadian dream and my only thing is make sure you understand how expensive that is and whether that’s worth it to you,” he said.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Is it better to buy or rent a cottage?','<p>With maintenance costs and utility bills, cottages are expensive to own</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 14:53:14','2016-04-07 18:53:14','',0,'http://www.moneysense.ca/?p=152238',0,'post','',0),(5939,1,'2016-04-07 14:53:14','2016-04-07 18:53:14','<p>The desire to own a cottage where you can look forward to making memories on the same lake every summer is an obvious one for many Canadians.</p>\n<p>However, Ted Rechtshaffen, president and chief executive of TriDelta Financial, says the financial argument for owning a cottage instead of renting one is harder to make.</p>\n<p>“From a financial perspective, I think it’s quite often not a good idea to buy a second property that you’re not going to be renting out or living in,” Rechtshaffen says.</p>\n<p>“It is an incredibly expensive thing and you’ve got to hope that real estate in the cottage country wherever you’re buying is going up a lot or at least a pretty steady amount to make up for the huge expenses.”</p>\n<p>The costs of owning a cottage are a lot like owning a house in the city. You have property taxes, maintenance costs and utility bills as well as a mortgage if you have to borrow to buy it.</p>\n<p><a href=\"http://www.moneysense.ca/spend/real-estate/buying/great-time-to-buy-a-cottage/\">Now is a great time to buy a cottage » </a></p>\n<p>There will also be the cost of insurance and any upgrades you will want to make. Decks don’t last forever, things like septic systems and docks need to be maintained and all the little chores to keep your house in order can also add up at the cottage.</p>\n<p>Buying a cottage also commits you to the same location.</p>\n<p>“Are there a thousand other places in the world that you’d like to explore?” Rechtshaffen asked.</p>\n<p>Weigh that against the cost to rent a cottage for a couple of weeks each summer and the financial case may look bleak.</p>\n<p>However, if you own a cottage, you could rent it out to help offset some of the costs to maintain it. Not only will you be able to earn income from the rental and part of the costs to maintain the property may be claimed against that rental income when you file your taxes.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-can-i-sell-my-cottage-tax-free/\">Can I sell my cottage tax-free? » </a></p>\n<p>Real estate broker Andy Mosher of Century 21 Granite Realty Group in Haliburton, Ont., says owning a cottage isn’t for everybody.</p>\n<p>He says renting is a good way to decide if cottage life is right for you and figuring out where you want to be.</p>\n<p>“A lot of people rent first and maybe if they come back to an area a couple of times they start to think about making that long-term investment,” Mosher said.</p>\n<p>But, he says renting isn’t any kind of investment.</p>\n<p>“If you want to make the commitment to buying a property and improving the property and doing all that comes with it, that’s certainly a long-term investment,” Mosher said.</p>\n<p>For some people, Rechtshaffen acknowledges that owning a cottage is about more than the cost.</p>\n<p>“It seems to be part of the Canadian dream and my only thing is make sure you understand how expensive that is and whether that’s worth it to you,” he said.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Is it better to buy or rent a cottage?','<p>With maintenance costs and utility bills, cottages are expensive to own</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','pending','closed','closed','','','','','2016-04-07 14:53:14','2016-04-07 18:53:14','',0,'http://www.moneysense.ca/?p=152238',0,'post','',0),(5940,1,'2016-04-07 14:53:14','2016-04-07 18:53:14','<p>The desire to own a cottage where you can look forward to making memories on the same lake every summer is an obvious one for many Canadians.</p>\n<p>However, Ted Rechtshaffen, president and chief executive of TriDelta Financial, says the financial argument for owning a cottage instead of renting one is harder to make.</p>\n<p>“From a financial perspective, I think it’s quite often not a good idea to buy a second property that you’re not going to be renting out or living in,” Rechtshaffen says.</p>\n<p>“It is an incredibly expensive thing and you’ve got to hope that real estate in the cottage country wherever you’re buying is going up a lot or at least a pretty steady amount to make up for the huge expenses.”</p>\n<p>The costs of owning a cottage are a lot like owning a house in the city. You have property taxes, maintenance costs and utility bills as well as a mortgage if you have to borrow to buy it.</p>\n<p><a href=\"http://www.moneysense.ca/spend/real-estate/buying/great-time-to-buy-a-cottage/\">Now is a great time to buy a cottage » </a></p>\n<p>There will also be the cost of insurance and any upgrades you will want to make. Decks don’t last forever, things like septic systems and docks need to be maintained and all the little chores to keep your house in order can also add up at the cottage.</p>\n<p>Buying a cottage also commits you to the same location.</p>\n<p>“Are there a thousand other places in the world that you’d like to explore?” Rechtshaffen asked.</p>\n<p>Weigh that against the cost to rent a cottage for a couple of weeks each summer and the financial case may look bleak.</p>\n<p>However, if you own a cottage, you could rent it out to help offset some of the costs to maintain it. Not only will you be able to earn income from the rental and part of the costs to maintain the property may be claimed against that rental income when you file your taxes.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-can-i-sell-my-cottage-tax-free/\">Can I sell my cottage tax-free? » </a></p>\n<p>Real estate broker Andy Mosher of Century 21 Granite Realty Group in Haliburton, Ont., says owning a cottage isn’t for everybody.</p>\n<p>He says renting is a good way to decide if cottage life is right for you and figuring out where you want to be.</p>\n<p>“A lot of people rent first and maybe if they come back to an area a couple of times they start to think about making that long-term investment,” Mosher said.</p>\n<p>But, he says renting isn’t any kind of investment.</p>\n<p>“If you want to make the commitment to buying a property and improving the property and doing all that comes with it, that’s certainly a long-term investment,” Mosher said.</p>\n<p>For some people, Rechtshaffen acknowledges that owning a cottage is about more than the cost.</p>\n<p>“It seems to be part of the Canadian dream and my only thing is make sure you understand how expensive that is and whether that’s worth it to you,” he said.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Is it better to buy or rent a cottage?','<p>With maintenance costs and utility bills, cottages are expensive to own</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5938-revision-v1','','','2016-04-07 14:53:14','2016-04-07 18:53:14','',5938,'http://feedwordpress.radgeek.com/?rev=908c797949e699225c8c028e4187ea29',0,'revision','',0),(5941,1,'2016-04-07 14:53:14','2016-04-07 18:53:14','<p>The desire to own a cottage where you can look forward to making memories on the same lake every summer is an obvious one for many Canadians.</p>\n<p>However, Ted Rechtshaffen, president and chief executive of TriDelta Financial, says the financial argument for owning a cottage instead of renting one is harder to make.</p>\n<p>“From a financial perspective, I think it’s quite often not a good idea to buy a second property that you’re not going to be renting out or living in,” Rechtshaffen says.</p>\n<p>“It is an incredibly expensive thing and you’ve got to hope that real estate in the cottage country wherever you’re buying is going up a lot or at least a pretty steady amount to make up for the huge expenses.”</p>\n<p>The costs of owning a cottage are a lot like owning a house in the city. You have property taxes, maintenance costs and utility bills as well as a mortgage if you have to borrow to buy it.</p>\n<p><a href=\"http://www.moneysense.ca/spend/real-estate/buying/great-time-to-buy-a-cottage/\">Now is a great time to buy a cottage » </a></p>\n<p>There will also be the cost of insurance and any upgrades you will want to make. Decks don’t last forever, things like septic systems and docks need to be maintained and all the little chores to keep your house in order can also add up at the cottage.</p>\n<p>Buying a cottage also commits you to the same location.</p>\n<p>“Are there a thousand other places in the world that you’d like to explore?” Rechtshaffen asked.</p>\n<p>Weigh that against the cost to rent a cottage for a couple of weeks each summer and the financial case may look bleak.</p>\n<p>However, if you own a cottage, you could rent it out to help offset some of the costs to maintain it. Not only will you be able to earn income from the rental and part of the costs to maintain the property may be claimed against that rental income when you file your taxes.</p>\n<p><a href=\"http://www.moneysense.ca/save/taxes/capital-gains-can-i-sell-my-cottage-tax-free/\">Can I sell my cottage tax-free? » </a></p>\n<p>Real estate broker Andy Mosher of Century 21 Granite Realty Group in Haliburton, Ont., says owning a cottage isn’t for everybody.</p>\n<p>He says renting is a good way to decide if cottage life is right for you and figuring out where you want to be.</p>\n<p>“A lot of people rent first and maybe if they come back to an area a couple of times they start to think about making that long-term investment,” Mosher said.</p>\n<p>But, he says renting isn’t any kind of investment.</p>\n<p>“If you want to make the commitment to buying a property and improving the property and doing all that comes with it, that’s certainly a long-term investment,” Mosher said.</p>\n<p>For some people, Rechtshaffen acknowledges that owning a cottage is about more than the cost.</p>\n<p>“It seems to be part of the Canadian dream and my only thing is make sure you understand how expensive that is and whether that’s worth it to you,” he said.</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Is it better to buy or rent a cottage?','<p>With maintenance costs and utility bills, cottages are expensive to own</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/renting/is-it-better-to-buy-or-rent-a-cottage/\">Is it better to buy or rent a cottage?</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5939-revision-v1','','','2016-04-07 14:53:14','2016-04-07 18:53:14','',5939,'http://feedwordpress.radgeek.com/?rev=908c797949e699225c8c028e4187ea29',0,'revision','',0),(5942,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"thumbnailUrl\" content=\"http://www.moneysense.ca/wp-content/uploads/2015/11/House-for-sale_401-150x150.jpg\" />\n        <meta itemprop=\"name\" content=\"3 tips for getting the best mortgage this spring\" />\n        <meta itemprop=\"description\" content=\"Mortgage tips from Bruce Sellery\" />\n        <meta itemprop=\"uploadDate\" content=\"2016-04-06T08:19:05+00:00\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"true\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5510-revision-v1','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',5510,'http://feedwordpress.radgeek.com/?rev=1895575496931e352c8a04e9ee01726c',0,'revision','',0),(5943,1,'2016-04-06 08:19:05','2016-04-06 12:19:05','<p><em>MoneySense</em> contributor Bruce Sellery offers three tips on buying a home this spring. It&#8217;s not just about finding the perfect home, it&#8217;s also about finding the perfect mortgage and calculating how much you can really afford.</p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #28baf2; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" >Ask Home Owner columnist Romana King your real estate question »</a></p>\n\n        <meta itemprop=\"duration\" content=\"PT7M31S\" />\n        <meta itemprop=\"thumbnailUrl\" content=\"http://www.moneysense.ca/wp-content/uploads/2015/11/House-for-sale_401-150x150.jpg\" />\n        <meta itemprop=\"name\" content=\"3 tips for getting the best mortgage this spring\" />\n        <meta itemprop=\"description\" content=\"Mortgage tips from Bruce Sellery\" />\n        <meta itemprop=\"uploadDate\" content=\"2016-04-06T08:19:05+00:00\" />\n    \n    <div style=\"display: none;\"></div>\n\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/BrightcoveExperiences.js\"></script>\n    <script type=\"text/javascript\" src=\"http://admin.brightcove.com/js/api/SmartPlayerAPI.js\"></script>\n\n    <object id=\"myExperience4174888569001\" class=\"BrightcoveExperience\">\n        <param name=\"bgcolor\" value=\"#FFFFFF\" />\n        <param name=\"width\" value=\"640\" />\n        <param name=\"height\" value=\"360\" />\n        <param name=\"playerID\" value=\"2659807263001\" />\n        <param name=\"playerKey\" value=\"AQ~~,AAAAAyz2WOE~,aVUQ6mHrguBSAk3aprArcQ8EfouzY6bY\" />\n        <param name=\"isVid\" value=\"true\" />\n        <param name=\"isUI\" value=\"true\" />\n        <param name=\"dynamicStreaming\" value=\"true\" />\n        <param name=\"includeAPI\" value=\"true\" />\n        <param name=\"templateLoadHandler\" value=\"onTemplateLoad\" />\n        <param name=\"templateReadyHandler\" value=\"onTemplateReady\" />\n        <param name=\"@videoPlayer\" value=\"4174888569001\" />\n                <param name=\"adServerURL\" value=\"http://pubads.g.doubleclick.net/gampad/ads?sz=640x360&amp;iu=%2F7326%2Frogers.publishing%2Fmoneysense.CPGBusiness%2Fvideos&amp;ciu_szs=728x90%2C300x250&amp;impl=s&amp;gdfp_req=1&amp;env=vp&amp;output=xml_vast2&amp;ad_rule=1&amp;unviewed_position_start=1&amp;cmsid=1464\" />\n                <param name=\"linkBaseURL\" value=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\" />\n        <param name=\"autoStart\" value=\"true\" />\n        <param name=\"wmode\" value=\"transparent\" />\n    </object>\n\n\n<script type=\"text/javascript\">\n    brightcove.createExperiences();\n</script>\n\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','3 tips for getting the best mortgage this spring','<p>Mortgage tips from Bruce Sellery</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/shopping/home-decor/3-tips-for-getting-the-best-mortgage-this-spring/\">3 tips for getting the best mortgage this spring</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5510-revision-v1','','','2016-04-06 08:19:05','2016-04-06 12:19:05','',5510,'http://feedwordpress.radgeek.com/?rev=1895575496931e352c8a04e9ee01726c',0,'revision','',0),(5944,1,'2015-04-05 14:10:23','2015-04-05 14:10:23','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews','2016 Lexus RX350 Preview NYIAS','','publish','open','open','','2016-lexus-rx350-preview-nyias','','','2015-04-05 14:10:23','2015-04-05 14:10:23','',0,'http://www.l2ocredit.com/2015/04/05/2016-lexus-rx350-preview-nyias/',0,'post','',0),(5945,0,'2016-04-07 16:02:37','2016-04-07 20:02:37','','2016 Lexus RX350 Preview NYIAS','','inherit','open','closed','','2016-lexus-rx350-preview-nyias-2','','','2016-04-07 16:02:37','2016-04-07 20:02:37','',5944,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-lexus-rx350-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5946,0,'2016-04-07 16:02:37','2016-04-07 20:02:37','','2016 Lexus RX350 Preview NYIAS','','inherit','open','closed','','2016-lexus-rx350-preview-nyias-2','','','2016-04-07 16:02:37','2016-04-07 20:02:37','',5944,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-lexus-rx350-preview-nyias-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5947,1,'2015-06-26 11:00:02','2015-06-26 11:00:02','The compact suv market is crammed full of competitors, but to take first place they\'ll have to beat the Honda CR-V. Do the changes made to the latest CR-V preserve its benchmark status? KBB\'s Zach Vlasuk has the answer. \n\nFor the latest Honda CR-V pricing and information:\nhttp://www.kbb.com/honda/cr-v/2015-honda-cr-v/\n\nKelley Blue Book is your source for new car reviews, auto show coverage, features, comparison tests, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb\n\nTo follow Zach Vlasuk on Twitter, please visit: http://www.twitter.com/zachvlasuk','2016 Honda CR-V - Review and Road Test','','publish','open','open','','2016-honda-cr-v-review-and-road-test','','','2015-06-26 11:00:02','2015-06-26 11:00:02','',0,'http://www.l2ocredit.com/2015/06/26/2016-honda-cr-v-review-and-road-test/',0,'post','',0),(5948,0,'2016-04-07 16:18:25','2016-04-07 20:18:25','','2016 Honda CR-V &#8211; Review and Road Test','','inherit','open','closed','','2016-honda-cr-v-review-and-road-test-2','','','2016-04-07 16:18:25','2016-04-07 20:18:25','',5947,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-cr-v-review-and-road-test-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5949,0,'2016-04-07 16:18:26','2016-04-07 20:18:26','','2016 Honda CR-V &#8211; Review and Road Test','','inherit','open','closed','','2016-honda-cr-v-review-and-road-test-3','','','2016-04-07 16:18:26','2016-04-07 20:18:26','',5947,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-cr-v-review-and-road-test-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5950,0,'2016-04-07 16:18:30','2016-04-07 20:18:30','','2016 Honda CR-V &#8211; Review and Road Test','','inherit','open','closed','','2016-honda-cr-v-review-and-road-test-4','','','2016-04-07 16:18:30','2016-04-07 20:18:30','',5947,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-honda-cr-v-review-and-road-test-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5951,1,'2015-11-03 21:00:00','2015-11-03 21:00:00','Acura has unveiled a restored Legend owned by Ludacris at the 2015 SEMA Show. Full story: http://www.autoguide.com/auto-news/2015/11/acura-ilx-nsx-featured-at-2015-sema-show.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','Ludacris\' 1993 Acura Legend - 2015 SEMA Show','','publish','open','open','','ludacris-1993-acura-legend-2015-sema-show','','','2015-11-03 21:00:00','2015-11-03 21:00:00','',0,'http://www.l2ocredit.com/2015/11/03/ludacris-1993-acura-legend-2015-sema-show/',0,'post','',0),(5952,0,'2016-04-07 16:34:35','2016-04-07 20:34:35','','Ludacris&#8217; 1993 Acura Legend &#8211; 2015 SEMA Show','','inherit','open','closed','','ludacris-1993-acura-legend-2015-sema-show-2','','','2016-04-07 16:34:35','2016-04-07 20:34:35','',5951,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ludacris-1993-acura-legend-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5953,0,'2016-04-07 16:34:36','2016-04-07 20:34:36','','Ludacris&#8217; 1993 Acura Legend &#8211; 2015 SEMA Show','','inherit','open','closed','','ludacris-1993-acura-legend-2015-sema-show-3','','','2016-04-07 16:34:36','2016-04-07 20:34:36','',5951,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ludacris-1993-acura-legend-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5954,0,'2016-04-07 16:34:36','2016-04-07 20:34:36','','Ludacris&#8217; 1993 Acura Legend &#8211; 2015 SEMA Show','','inherit','open','closed','','ludacris-1993-acura-legend-2015-sema-show-4','','','2016-04-07 16:34:36','2016-04-07 20:34:36','',5951,'http://www.l2ocredit.com/wp-content/uploads/2016/04/ludacris-1993-acura-legend-2015-sema-show-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5955,1,'2015-03-02 19:14:16','2015-03-02 19:14:16','Another round of our Options Game with this episode’s contestant: 2015 Porsche 991 Turbo S. MotoMan charts and describes the very unique options that make this Porsche 911 border on a bespoke built car  . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Porsche Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48qumAKuIs06Uovd0D_VVQ5-\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV','2015 Porsche 911 Turbo S (991) OPTIONS GAME: S5 EP 2','','publish','open','open','','2015-porsche-911-turbo-s-991-options-game-s5-ep-2','','','2015-03-02 19:14:16','2015-03-02 19:14:16','',0,'http://www.l2ocredit.com/2015/03/02/2015-porsche-911-turbo-s-991-options-game-s5-ep-2/',0,'post','',0),(5956,0,'2016-04-07 16:50:11','2016-04-07 20:50:11','','2015 Porsche 911 Turbo S (991) OPTIONS GAME: S5 EP 2','','inherit','open','closed','','2015-porsche-911-turbo-s-991-options-game-s5-ep-2-2','','','2016-04-07 16:50:11','2016-04-07 20:50:11','',5955,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-turbo-s-991-options-game-s5-ep-2-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5957,0,'2016-04-07 16:50:11','2016-04-07 20:50:11','','2015 Porsche 911 Turbo S (991) OPTIONS GAME: S5 EP 2','','inherit','open','closed','','2015-porsche-911-turbo-s-991-options-game-s5-ep-2-2','','','2016-04-07 16:50:11','2016-04-07 20:50:11','',5955,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-turbo-s-991-options-game-s5-ep-2-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5958,0,'2016-04-07 16:50:11','2016-04-07 20:50:11','','2015 Porsche 911 Turbo S (991) OPTIONS GAME: S5 EP 2','','inherit','open','closed','','2015-porsche-911-turbo-s-991-options-game-s5-ep-2-2','','','2016-04-07 16:50:11','2016-04-07 20:50:11','',5955,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-turbo-s-991-options-game-s5-ep-2-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5959,0,'2016-04-07 16:50:11','2016-04-07 20:50:11','','2015 Porsche 911 Turbo S (991) OPTIONS GAME: S5 EP 2','','inherit','open','closed','','2015-porsche-911-turbo-s-991-options-game-s5-ep-2-2','','','2016-04-07 16:50:11','2016-04-07 20:50:11','',5955,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-911-turbo-s-991-options-game-s5-ep-2-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5960,1,'2015-02-28 04:40:19','2015-02-28 04:40:19','Is the Chevy Trax right for you? Should you buy the Buick Encore or Jeep Renegade instead?  Watch and find out. \n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 Chevrolet Trax Detailed Review and Road Test - In 4K!','','publish','open','open','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k','','','2015-02-28 04:40:19','2015-02-28 04:40:19','',0,'http://www.l2ocredit.com/2015/02/28/2015-chevrolet-trax-detailed-review-and-road-test-in-4k/',0,'post','',0),(5961,0,'2016-04-07 17:05:12','2016-04-07 21:05:12','','2015 Chevrolet Trax Detailed Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k-2','','','2016-04-07 17:05:12','2016-04-07 21:05:12','',5960,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-detailed-review-and-road-test-in-4k-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5962,0,'2016-04-07 17:05:12','2016-04-07 21:05:12','','2015 Chevrolet Trax Detailed Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k-3','','','2016-04-07 17:05:12','2016-04-07 21:05:12','',5960,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-detailed-review-and-road-test-in-4k-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5963,0,'2016-04-07 17:05:12','2016-04-07 21:05:12','','2015 Chevrolet Trax Detailed Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k-3','','','2016-04-07 17:05:12','2016-04-07 21:05:12','',5960,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-detailed-review-and-road-test-in-4k-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5964,0,'2016-04-07 17:05:12','2016-04-07 21:05:12','','2015 Chevrolet Trax Detailed Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k-4','','','2016-04-07 17:05:12','2016-04-07 21:05:12','',5960,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-detailed-review-and-road-test-in-4k-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5965,0,'2016-04-07 17:05:13','2016-04-07 21:05:13','','2015 Chevrolet Trax Detailed Review and Road Test &#8211; In 4K!','','inherit','open','closed','','2015-chevrolet-trax-detailed-review-and-road-test-in-4k-5','','','2016-04-07 17:05:13','2016-04-07 21:05:13','',5960,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-detailed-review-and-road-test-in-4k-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5966,1,'2014-12-19 14:19:47','2014-12-19 14:19:47','The Mercedes E class is a great luxury car and with the addition of a 2.1 litre diesel engine, it now achieves economy car fuel mileage. But where does this great car fall short?\n\nFull Article: http://driving.ca/mercedes-benz/reviews/road-test/road-test-2014-mercedes-benz-e250-4matic\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','publish','open','open','','2015-mercedes-e250-bluetec-car-review-driving-ca','','','2014-12-19 14:19:47','2014-12-19 14:19:47','',0,'http://www.l2ocredit.com/2014/12/19/2015-mercedes-e250-bluetec-car-review-driving-ca/',0,'post','',0),(5967,0,'2016-04-07 17:20:24','2016-04-07 21:20:24','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-2','','','2016-04-07 17:20:24','2016-04-07 21:20:24','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5968,0,'2016-04-07 17:20:24','2016-04-07 21:20:24','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-3','','','2016-04-07 17:20:24','2016-04-07 21:20:24','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5969,0,'2016-04-07 17:20:24','2016-04-07 21:20:24','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-3','','','2016-04-07 17:20:24','2016-04-07 21:20:24','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5970,0,'2016-04-07 17:20:24','2016-04-07 21:20:24','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-4','','','2016-04-07 17:20:24','2016-04-07 21:20:24','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5971,0,'2016-04-07 17:20:24','2016-04-07 21:20:24','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-5','','','2016-04-07 17:20:24','2016-04-07 21:20:24','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5972,0,'2016-04-07 17:20:25','2016-04-07 21:20:25','','2015 Mercedes E250 BlueTec | Car Review | Driving.ca','','inherit','open','closed','','2015-mercedes-e250-bluetec-car-review-driving-ca-6','','','2016-04-07 17:20:25','2016-04-07 21:20:25','',5966,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-e250-bluetec-car-review-driving-ca-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5973,1,'2016-04-07 12:11:47','2016-04-07 16:11:47','<div id=\"attachment_96990\" style=\"width: 1010px\" class=\"wp-caption aligncenter\"><img class=\"size-full wp-image-96990\" src=\"http://www.moneysense.ca/wp-content/uploads/2014/10/CondoWomanNight-MichaelBlann-1000.jpg\" alt=\"(Getty Images / Michael Blann)\" width=\"1000\" height=\"667\" /><p class=\"wp-caption-text\">(Getty Images / Michael Blann)</p></div>\n<p>The Canada Mortgage Housing Corporation (CMHC) recently released their <a href=\"http://www.cmhc-schl.gc.ca/odpub/esub/68469/68469_2016_M04.pdf?fr=1460041571473&amp;sid=EZnUwsi1UjjQHngUSaXPUeSCjFmfie3AN96vNmkyGSQMwEvwtgKwrh2hgmb1oc9W\" >April 2016</a> edition of the Foreign Ownership in Condominiums report.</p>\n<p>The report aims to reveal the share of foreign ownership based on the age of the condominium building.</p>\n<p>Not surprisingly, the report found that foreign ownership is most prevalent in new condo buildings in Toronto and Vancouver. But here&#8217;s the thing: The report only examines condo purchases by foreign buyers. It does not examine the percentage of foreign ownership in single residential homes—the one segment of the real estate market that has witnessed astronomical price increases.</p>\n<p>CMHC acknowledges this weakness stating in the report: &#8220;Despite a range of statistics suggested by various studies on the size of foreign ownership, available factual information remains scarce.&#8221;</p>\n<p>Actually, this lack of information was the impetus behind CMHC&#8217;s decision to start collecting data on foreign ownership in condo purchases. They started collecting this data in 2014.</p>\n<p>Bob Dugan, chief economist at CMHC, states in the report: &#8220;This report represents another piece in the puzzle of foreign investment in Canada. It remains a top priority for CMHC to continue to get more information on foreign investment in Canada’s Housing market.”</p>\n<p>While this information is important, the real test as to whether or not Canadian residents are being priced out of the housing market by foreign money is when we start collecting factually accurate data on foreign ownership of single family residential homes.</p>\n<p>Until then, it&#8217;s interesting to appreciate where the foreign investors are putting their money when it comes to condo investments.</p>\n<p><img class=\"aligncenter size-full wp-image-152208\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"725\" height=\"302\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-300x125.png 300w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM-660x275.png 660w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-11.59.08-AM.png 725w\" sizes=\"(max-width: 725px) 100vw, 725px\" /></p>\n<p>Here&#8217;s a breakdown of the percentage of foreign condo owners in major cities across Canada:</p>\n<p><img class=\"aligncenter size-full wp-image-152210\" src=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png\" alt=\"CMHC April 2016 foreign buyers condo report\" width=\"723\" height=\"782\" srcset=\"http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-277x300.png 277w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM-610x660.png 610w, http://www.moneysense.ca/wp-content/uploads/2016/04/Screen-Shot-2016-04-07-at-12.00.17-PM.png 723w\" sizes=\"(max-width: 723px) 100vw, 723px\" /></p>\n<p><a style=\"display: block; font-family: sans-serif; text-align: center; background: #425f9c; text-decoration: none; color: #fff; font-weight: bold; padding: 1em; border-radius: 6px;\" href=\"https://www.facebook.com/RKHomeOwner\" >Read more from Romana King at Home Owner on Facebook »</a></p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps show need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>\n','Data gaps show need for better foreign buyer stats','<p>We now track foreign investment in condos, but it\'s home purchases that we really need to monitor</p>\n<p>The post <a rel=\"nofollow\" href=\"http://www.moneysense.ca/spend/real-estate/income-properties/data-gaps-in-report-shows-need-for-better-foreign-buyer-stats/\">Data gaps show need for better foreign buyer stats</a> appeared first on <a rel=\"nofollow\" href=\"http://www.moneysense.ca/\">MoneySense</a>.</p>','inherit','closed','closed','','5876-revision-v1','','','2016-04-07 12:11:47','2016-04-07 16:11:47','',5876,'http://feedwordpress.radgeek.com/?rev=9e80f724e7b8a75474f044529367e372',0,'revision','',0),(5974,1,'2011-11-21 02:48:04','2011-11-21 02:48:04','http://drivencarreviews.com/  My wife has been looking for a new car for the past 5 months.  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The subcompact Honda Fit hatchback car has room for 5-passengers and has unique rear seats called Magic Seats. These rear seats flip and fold to make a small car very large on the inside. The Fit is an alternative to a larger compact car and is the basis for the all-new Honda HR-V subcompact crossover utility vehicle. \n\nCompetitors to the Honda Fit are the Fiat 500 Turbo, Smart fortwo, Toyota Yaris sedan, Honda Civic, Toyota Corolla, Ford Focus, Ford Fiesta, Kia Soul, Nissan Versa, Chevy Sonic, Chevrolet Sonic, Kia Rio, Honda Fit, Honda HR-V, Toyota Yaris, Chevy Spark, Chevrolet Spark, Chevy Cruze, Chevrolet Cruze, Kia Forte, VW Jetta, VW Golf, Volkswagen Jetta, Volkswagen Golf, Dodge Dart, Hyundai Accent, Hyundai Elantra, Nissan Sentra, Fiat 500, Fiat 500X, Mazda3, Mazda2, Mazda6, Scion iM and Mitsubishi Lancer.\n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Honda Fit Review','','publish','open','open','','2015-honda-fit-review','','','2014-09-13 00:30:13','2014-09-13 00:30:13','',0,'http://www.l2ocredit.com/2014/09/13/2015-honda-fit-review/',0,'post','',0),(5979,0,'2016-04-07 17:53:32','2016-04-07 21:53:32','','2015 Honda Fit Review','','inherit','open','closed','','2015-honda-fit-review-2','','','2016-04-07 17:53:32','2016-04-07 21:53:32','',5978,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-honda-fit-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5980,0,'2016-04-07 17:53:32','2016-04-07 21:53:32','','2015 Honda Fit Review','','inherit','open','closed','','2015-honda-fit-review-3','','','2016-04-07 17:53:32','2016-04-07 21:53:32','',5978,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-honda-fit-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5981,1,'2015-03-27 01:41:38','2015-03-27 01:41:38','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 4.5/5 \nPowertrain Options: 2.0 L Turbo 4-Cylinder with a 6-Speed Automatic or a 3.6 L V6 FWD or AWD\nEngine &amp; Performance\nBASE ENGINE SIZE 2.0 L \nCAM TYPE Double overhead cam (DOHC) \nWeights and Capacities\nMAXIMUM PAYLOAD** 1149 lbs. \nEPA INTERIOR VOLUME 106.8 cu.ft.\nGROSS WEIGHT 4497 lbs. \nCURB WEIGHT 3369 lbs.\nCARGO CAPACITY, ALL SEATS IN PLACE 13.2 cu.ft. \nCYLINDERS Inline 4 \nVALVES 16\nVALVE TIMING Variable \nTORQUE 207 ft-lbs. @ 1700 rpm\nHORSEPOWER 200 hp @ 5100 rpm \nTURNING CIRCLE 37.4 ft. \nFuel\nENGINE TYPE Gas \nFUEL TYPE Premium unleaded (recommended)\nFUEL TANK CAPACITY 18.5 gal. \nRANGE IN MILES (CTY/HWY) 407.0/573.5 mi.\nEPA MILEAGE EST. (CTY/HWY) 22/31 mpg','2015 Volkswagen CC Start Up and Review 2.0 L Turbo 4-Cylinder','','publish','open','open','','2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder','','','2015-03-27 01:41:38','2015-03-27 01:41:38','',0,'http://www.l2ocredit.com/2015/03/27/2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder/',0,'post','',0),(5982,0,'2016-04-07 18:08:50','2016-04-07 22:08:50','','2015 Volkswagen CC Start Up and Review 2.0 L Turbo 4-Cylinder','','inherit','open','closed','','2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder-2','','','2016-04-07 18:08:50','2016-04-07 22:08:50','',5981,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5983,0,'2016-04-07 18:08:50','2016-04-07 22:08:50','','2015 Volkswagen CC Start Up and Review 2.0 L Turbo 4-Cylinder','','inherit','open','closed','','2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder-3','','','2016-04-07 18:08:50','2016-04-07 22:08:50','',5981,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-volkswagen-cc-start-up-and-review-2-0-l-turbo-4-cylinder-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5984,1,'2015-06-19 11:00:00','2015-06-19 11:00:00','For our most recent midsize sedan comparison test we rounded up a group of six strategically selected entries and headed out on a 400-mile loop. As is our way, we didn\'t pick a winner here. The comfortable and famously reliable Toyota Camry is absolutely the best choice for some buyers, while the sporty and stylish Mazda6 is the clear choice for others. Our goal is to help you pick your own winner. \n\nFor the complete story, please visit:\nhttp://www.kbb.com/car-news/all-the-latest/2015-midsize-sedan-comparison-test/2000012083/\n\n*Our comparison tests are different from most in that we keep the focus on comparison, not competition. We don\'t pick winners and losers because the right choice for one buyer is the wrong choice for another. Our goal here is not to tell you which car to buy, but to make it easier for you to decide which is best for you.\n\nKelley Blue Book is your source for new car reviews, features, auto show coverage, and technology reviews. Subscribe to catch all the latest Kelley Blue Book videos. http://www.youtube.com/subscription_center?add_user=kbb','2015 Midsize Sedan Comparison Test - Kelley Blue Book','','publish','open','open','','2015-midsize-sedan-comparison-test-kelley-blue-book','','','2015-06-19 11:00:00','2015-06-19 11:00:00','',0,'http://www.l2ocredit.com/2015/06/19/2015-midsize-sedan-comparison-test-kelley-blue-book/',0,'post','',0),(5985,0,'2016-04-07 18:30:12','2016-04-07 22:30:12','','2015 Midsize Sedan Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-midsize-sedan-comparison-test-kelley-blue-book-2','','','2016-04-07 18:30:12','2016-04-07 22:30:12','',5984,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-midsize-sedan-comparison-test-kelley-blue-book-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5986,0,'2016-04-07 18:30:12','2016-04-07 22:30:12','','2015 Midsize Sedan Comparison Test &#8211; Kelley Blue Book','','inherit','open','closed','','2015-midsize-sedan-comparison-test-kelley-blue-book-2','','','2016-04-07 18:30:12','2016-04-07 22:30:12','',5984,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-midsize-sedan-comparison-test-kelley-blue-book-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5987,1,'2015-11-03 04:40:27','2015-11-03 04:40:27','This is the most potent Nissan GT-R ever offered to customers.\n\nCalled the N Attack package, a regular GT-R NISMO has been taken and heavily modified into a monster capable of crushing a 7:08.679-second time around the world-famous Nurburgring in Germany.\n\nhttp://www.autoguide.com/auto-news/2015/11/nissan-gt-r-nismo-n-attack-package-lands-in-us-because-regular-gt-r-wasn-t-fast-enough.html\n\nSubscribe\nhttp://www.youtube.com/subscription_center?add_user=AutoGuideVideo\n\nYouTube - http://www.youtube.com/user/AutoguideVideo\nFacebook - http://facebook.com/AutoGuide\nTwitter - http://twitter.com/AutoGuide\nGoogle+ - http://goo.gl/LBxsP\nWeb - http://www.AutoGuide.com\n\nAutoGuide reviews the latest new cars with test drives, car comparisons and shootouts plus coverage of breaking auto industry news, auto shows, rumors and spy photos. Help shop for your new car with informative car buying tips and car recall news, and be entertained with feature stories, Top 10s and car review videos.','2016 Nissan GT-R N Attack Package - 2015 SEMA Show','','publish','open','open','','2016-nissan-gt-r-n-attack-package-2015-sema-show','','','2015-11-03 04:40:27','2015-11-03 04:40:27','',0,'http://www.l2ocredit.com/2015/11/03/2016-nissan-gt-r-n-attack-package-2015-sema-show/',0,'post','',0),(5988,0,'2016-04-07 18:57:52','2016-04-07 22:57:52','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-2','','','2016-04-07 18:57:52','2016-04-07 22:57:52','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5989,0,'2016-04-07 18:57:52','2016-04-07 22:57:52','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-2','','','2016-04-07 18:57:52','2016-04-07 22:57:52','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5990,0,'2016-04-07 18:57:53','2016-04-07 22:57:53','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-3','','','2016-04-07 18:57:53','2016-04-07 22:57:53','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5991,0,'2016-04-07 18:57:53','2016-04-07 22:57:53','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-4','','','2016-04-07 18:57:53','2016-04-07 22:57:53','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5992,0,'2016-04-07 18:57:54','2016-04-07 22:57:54','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-5','','','2016-04-07 18:57:54','2016-04-07 22:57:54','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(5993,0,'2016-04-07 18:57:54','2016-04-07 22:57:54','','2016 Nissan GT-R N Attack Package &#8211; 2015 SEMA Show','','inherit','open','closed','','2016-nissan-gt-r-n-attack-package-2015-sema-show-5','','','2016-04-07 18:57:54','2016-04-07 22:57:54','',5987,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-nissan-gt-r-n-attack-package-2015-sema-show-youtube-thumbnail-4.jpg',0,'attachment','image/jpeg',0),(5994,1,'2015-02-26 19:03:56','2015-02-26 19:03:56','MotoMan gives a walk around preview of the 2015 Mercedes Benz GLA 45 AMG as a sneak peek  - including some of the car’s highlights and special features - before the release of the full First Drive Review episode . . .\n\nMotoMan. Ordinary Car Guy. Extraordinary Adventures\n\nTWICE A WEEK, MotoMan you on car guy adventures like going behind the scenes and hands on at factories, design studios and race tracks to unique driving experiences – everything from the latest cars to military prototype vehicles.\n\nEACH MONTH, MotoMan has an informal discussion with the key people shaping the car industry in front of a live studio &amp; Internet streamed audience. Connect with us via Facebook &amp; Twitter for a full schedule: \n\nSubscribe now to experience our adventures in the car world.\nhttp://www.youtube.com/subscription_center?add_user=motomantv\n\nCheck out our Mercedes Playlist:\nhttps://www.youtube.com/playlist?list=PLF6ek7dWy48pf7hqRTOaAJYhkNZ1IPl9C\n\nFacebook - http://www.facebook.com/MotoManTV\nTwitter - http://twitter.com/MotoManTV\nInstagram – http://instagram.com/motomantv\n\nWebsite - http://www.MotoMan.TV\n\nNEW MUSIC including Raw by Kevin MacLeod/incompetech.com &amp; Jahzzar','2015 Mercedes Benz GLA 45 AMG PREVIEW','','publish','open','open','','2015-mercedes-benz-gla-45-amg-preview','','','2015-02-26 19:03:56','2015-02-26 19:03:56','',0,'http://www.l2ocredit.com/2015/02/26/2015-mercedes-benz-gla-45-amg-preview/',0,'post','',0),(5995,0,'2016-04-07 19:15:18','2016-04-07 23:15:18','','2015 Mercedes Benz GLA 45 AMG PREVIEW','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-preview-2','','','2016-04-07 19:15:18','2016-04-07 23:15:18','',5994,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5996,0,'2016-04-07 19:15:18','2016-04-07 23:15:18','','2015 Mercedes Benz GLA 45 AMG PREVIEW','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-preview-2','','','2016-04-07 19:15:18','2016-04-07 23:15:18','',5994,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-preview-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(5997,0,'2016-04-07 19:15:19','2016-04-07 23:15:19','','2015 Mercedes Benz GLA 45 AMG PREVIEW','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-preview-3','','','2016-04-07 19:15:19','2016-04-07 23:15:19','',5994,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-preview-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(5998,0,'2016-04-07 19:15:19','2016-04-07 23:15:19','','2015 Mercedes Benz GLA 45 AMG PREVIEW','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-preview-4','','','2016-04-07 19:15:19','2016-04-07 23:15:19','',5994,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-preview-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(5999,0,'2016-04-07 19:15:19','2016-04-07 23:15:19','','2015 Mercedes Benz GLA 45 AMG PREVIEW','','inherit','open','closed','','2015-mercedes-benz-gla-45-amg-preview-5','','','2016-04-07 19:15:19','2016-04-07 23:15:19','',5994,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-mercedes-benz-gla-45-amg-preview-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(6000,1,'2015-02-28 04:29:12','2015-02-28 04:29:12','Can you fit three child seats in a Chevy Trax or Buick Encore? Check this video out!\n\nBe sure to LIKE this video! Liking and subscribing help AOA get access to cars!\nMore videos: http://goo.gl/Kj1FlI\nAlex\'s Favorite Cars: http://goo.gl/uGSNLI\nUpcoming reviews: http://goo.gl/pLtP6U\nAOA on Facebook: http://goo.gl/a47Cu1\nStatistics powered by ChannelMeter http://channelmeter.com','2015 Chevrolet Trax / Buick Encore Child Seat Review','','publish','open','open','','2015-chevrolet-trax-buick-encore-child-seat-review','','','2015-02-28 04:29:12','2015-02-28 04:29:12','',0,'http://www.l2ocredit.com/2015/02/28/2015-chevrolet-trax-buick-encore-child-seat-review/',0,'post','',0),(6001,0,'2016-04-07 19:33:52','2016-04-07 23:33:52','','2015 Chevrolet Trax / Buick Encore Child Seat Review','','inherit','open','closed','','2015-chevrolet-trax-buick-encore-child-seat-review-2','','','2016-04-07 19:33:52','2016-04-07 23:33:52','',6000,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-buick-encore-child-seat-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6002,0,'2016-04-07 19:33:52','2016-04-07 23:33:52','','2015 Chevrolet Trax / Buick Encore Child Seat Review','','inherit','open','closed','','2015-chevrolet-trax-buick-encore-child-seat-review-2','','','2016-04-07 19:33:52','2016-04-07 23:33:52','',6000,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-buick-encore-child-seat-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6003,0,'2016-04-07 19:33:53','2016-04-07 23:33:53','','2015 Chevrolet Trax / Buick Encore Child Seat Review','','inherit','open','closed','','2015-chevrolet-trax-buick-encore-child-seat-review-3','','','2016-04-07 19:33:53','2016-04-07 23:33:53','',6000,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-buick-encore-child-seat-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(6004,0,'2016-04-07 19:33:53','2016-04-07 23:33:53','','2015 Chevrolet Trax / Buick Encore Child Seat Review','','inherit','open','closed','','2015-chevrolet-trax-buick-encore-child-seat-review-4','','','2016-04-07 19:33:53','2016-04-07 23:33:53','',6000,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-buick-encore-child-seat-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(6005,0,'2016-04-07 19:33:53','2016-04-07 23:33:53','','2015 Chevrolet Trax / Buick Encore Child Seat Review','','inherit','open','closed','','2015-chevrolet-trax-buick-encore-child-seat-review-4','','','2016-04-07 19:33:53','2016-04-07 23:33:53','',6000,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-chevrolet-trax-buick-encore-child-seat-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(6006,1,'2014-12-17 13:30:03','2014-12-17 13:30:03','We test nine of the best-selling CUV\'s to determine which is best.\n\nSee all nine videos here at: http://driving.ca/editors-choice/family-cuvs\n\nFollow Driving!\nTwitter: https://twitter.com/drivingdotca\nInstagram: http://instagram.com/drivingca\nFacebook: https://www.facebook.com/drivingdotca','Editors\' Choice | CUV\'s under $40k | Driving.ca','','publish','open','open','','editors-choice-cuvs-under-40k-driving-ca','','','2014-12-17 13:30:03','2014-12-17 13:30:03','',0,'http://www.l2ocredit.com/2014/12/17/editors-choice-cuvs-under-40k-driving-ca/',0,'post','',0),(6007,0,'2016-04-07 19:55:53','2016-04-07 23:55:53','','Editors&#8217; Choice | CUV&#8217;s under $40k | Driving.ca','','inherit','open','closed','','editors-choice-cuvs-under-40k-driving-ca-2','','','2016-04-07 19:55:53','2016-04-07 23:55:53','',6006,'http://www.l2ocredit.com/wp-content/uploads/2016/04/editors-choice-cuvs-under-40k-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6008,0,'2016-04-07 19:55:53','2016-04-07 23:55:53','','Editors&#8217; Choice | CUV&#8217;s under $40k | Driving.ca','','inherit','open','closed','','editors-choice-cuvs-under-40k-driving-ca-2','','','2016-04-07 19:55:53','2016-04-07 23:55:53','',6006,'http://www.l2ocredit.com/wp-content/uploads/2016/04/editors-choice-cuvs-under-40k-driving-ca-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6009,0,'2016-04-07 19:55:54','2016-04-07 23:55:54','','Editors&#8217; Choice | CUV&#8217;s under $40k | Driving.ca','','inherit','open','closed','','editors-choice-cuvs-under-40k-driving-ca-3','','','2016-04-07 19:55:54','2016-04-07 23:55:54','',6006,'http://www.l2ocredit.com/wp-content/uploads/2016/04/editors-choice-cuvs-under-40k-driving-ca-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(6010,1,'2011-11-14 04:48:31','2011-11-14 04:48:31','http://drivencarreviews.com/ The Toyota Camry is the best selling car in America and has been for some time. For 2012 there\'s a new one. During development, Toyota listened very carefully to owners. If you think they were asking for radical change, well then, you don\'t know the mind of a Camry owner. Tom Voelk attends the press event in Portland, Oregon.','2012 Toyota Camry HD Video Review','','publish','open','open','','2012-toyota-camry-hd-video-review','','','2011-11-14 04:48:31','2011-11-14 04:48:31','',0,'http://www.l2ocredit.com/2011/11/14/2012-toyota-camry-hd-video-review/',0,'post','',0),(6011,0,'2016-04-07 20:11:05','2016-04-08 00:11:05','','2012 Toyota Camry HD Video Review','','inherit','open','closed','','2012-toyota-camry-hd-video-review-2','','','2016-04-07 20:11:05','2016-04-08 00:11:05','',6010,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-toyota-camry-hd-video-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6012,0,'2016-04-07 20:11:05','2016-04-08 00:11:05','','2012 Toyota Camry HD Video Review','','inherit','open','closed','','2012-toyota-camry-hd-video-review-3','','','2016-04-07 20:11:05','2016-04-08 00:11:05','',6010,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-toyota-camry-hd-video-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(6013,0,'2016-04-07 20:11:06','2016-04-08 00:11:06','','2012 Toyota Camry HD Video Review','','inherit','open','closed','','2012-toyota-camry-hd-video-review-4','','','2016-04-07 20:11:06','2016-04-08 00:11:06','',6010,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2012-toyota-camry-hd-video-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(6014,1,'2014-09-09 04:51:14','2014-09-09 04:51:14','The Porsche Macan compact luxury sports SUV might be powerful and expensive but is it  good family car? The Porsche Macan is a compact luxury SUV or crossover vehicle with room for 5-passengers. It comes with two turbocharged V6 engines with a premium placed on handling. Porsche SUV s have become very popular with wealthy buys in Canada.\n\n\nCompetitors to the Porsche Macan are the Mercedes GLE Coupe, Mercedes-Benz GLE, Mercedes GLE, Mercedes M-Class, Mercedes ML-Class, Mercedes GLK, Mercedes GLC, Mercedes GLA, Mercedes GL, Mercedes G, BMW X5, BMW X6, BMW X3, BMW X1, Audi Q3, Audi Q5, Audi Q7, Audi Q6, Audi A7, BMW 5 Series GT, BMW 4 Series GT, BMW 3 Series GT, Infiniti QX70, Infiniti QX70, Volvo CX60, Volvo CX90, Lexus RX350, Lexus GX, Lexus LX, Porsche Cayenne, Porsche Macan, Range Rover Sport, Range Rover, Land Rover Discovery Sport, Land Rover Discovery, Land Rover LR4, Range Rover Evoque, Acura MDX, Acura RDX, Lincoln MKX, Lincoln MKC, Cadillac SRX, Jeep Grand Cherokee, VW Touareg and Volkswagen Touareg, \n\n\nTwitter: https://twitter.com/MotormouthCDN\nFacebook: http://tinyurl.com/motormouthfb\nMotormouth: http://www.motormouth.ca/\nSubscribe: http://tinyurl.com/motormouthsubscribe\nZack Spencer\nZach Spencer\nCanadian Car Review\nMotormouth Canada','2015 Porsche Macan Review','','publish','open','open','','2015-porsche-macan-review','','','2014-09-09 04:51:14','2014-09-09 04:51:14','',0,'http://www.l2ocredit.com/2014/09/09/2015-porsche-macan-review/',0,'post','',0),(6015,0,'2016-04-07 20:27:42','2016-04-08 00:27:42','','2015 Porsche Macan Review','','inherit','open','closed','','2015-porsche-macan-review-2','','','2016-04-07 20:27:42','2016-04-08 00:27:42','',6014,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-macan-review-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6016,0,'2016-04-07 20:27:42','2016-04-08 00:27:42','','2015 Porsche Macan Review','','inherit','open','closed','','2015-porsche-macan-review-3','','','2016-04-07 20:27:42','2016-04-08 00:27:42','',6014,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-macan-review-youtube-thumbnail-1.jpg',0,'attachment','image/jpeg',0),(6017,0,'2016-04-07 20:27:43','2016-04-08 00:27:43','','2015 Porsche Macan Review','','inherit','open','closed','','2015-porsche-macan-review-4','','','2016-04-07 20:27:43','2016-04-08 00:27:43','',6014,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-macan-review-youtube-thumbnail-2.jpg',0,'attachment','image/jpeg',0),(6018,0,'2016-04-07 20:27:43','2016-04-08 00:27:43','','2015 Porsche Macan Review','','inherit','open','closed','','2015-porsche-macan-review-5','','','2016-04-07 20:27:43','2016-04-08 00:27:43','',6014,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2015-porsche-macan-review-youtube-thumbnail-3.jpg',0,'attachment','image/jpeg',0),(6019,1,'2015-03-24 17:23:22','2015-03-24 17:23:22','Like Us on Facebook! https://www.facebook.com/pages/Camerons-Car-Reviews/349462695066112?ref=hl \nFollow Us on Instagram: cameronscarreviews \nSnapchat: camscarreviews \nCamerons Car Reviews Score: 5/5','2016 Porsche Cayenne Start Up and Review 3.6 L V6','','publish','open','open','','2016-porsche-cayenne-start-up-and-review-3-6-l-v6','','','2015-03-24 17:23:22','2015-03-24 17:23:22','',0,'http://www.l2ocredit.com/2015/03/24/2016-porsche-cayenne-start-up-and-review-3-6-l-v6/',0,'post','',0),(6020,0,'2016-04-07 20:51:34','2016-04-08 00:51:34','','2016 Porsche Cayenne Start Up and Review 3.6 L V6','','inherit','open','closed','','2016-porsche-cayenne-start-up-and-review-3-6-l-v6-2','','','2016-04-07 20:51:34','2016-04-08 00:51:34','',6019,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-porsche-cayenne-start-up-and-review-3-6-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),(6021,0,'2016-04-07 20:51:34','2016-04-08 00:51:34','','2016 Porsche Cayenne Start Up and Review 3.6 L V6','','inherit','open','closed','','2016-porsche-cayenne-start-up-and-review-3-6-l-v6-2','','','2016-04-07 20:51:34','2016-04-08 00:51:34','',6019,'http://www.l2ocredit.com/wp-content/uploads/2016/04/2016-porsche-cayenne-start-up-and-review-3-6-l-v6-youtube-thumbnail.jpg',0,'attachment','image/jpeg',0),