--
-- Host: localhost    Database: presag6_wp978
-- ------------------------------------------------------


--
-- Table structure for table `awfkc_aiowps_events`
--

CREATE TABLE `awfkc_aiowps_events` (
  `id` bigint(20) NOT NULL AUTO_INCREMENT,
  `event_type` varchar(150) NOT NULL DEFAULT '',
  `username` varchar(150) DEFAULT NULL,
  `user_id` bigint(20) DEFAULT NULL,
  `event_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `ip_or_host` varchar(100) DEFAULT NULL,
  `referer_info` varchar(255) DEFAULT NULL,
  `url` varchar(255) DEFAULT NULL,
  `event_data` longtext,
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=46 DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_aiowps_events`
--

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00:05:20','67.70.152.125','http://www.presagemedia.com/l2o/wp-admin/theme-editor.php?file=style.css&amp;theme=optimizer-child&amp;scrollto=0','/l2o/wp-admin/theme-editor.php?file=style.css&amp;theme=optimizer-child&amp;scrollto=0',''),(8,'404','',0,'2016-01-31 00:05:32','67.70.152.125','','/l2o/wp-admin/',''),(9,'404','',0,'2016-01-31 17:26:04','67.70.152.125','http://www.presagemedia.com/l2o/wp-admin/customize.php?return=%2Fl2o%2Fwp-admin%2F','/l2o/presagemedia.com/l2o/auto',''),(10,'404','',0,'2016-01-31 21:56:41','67.70.152.125','http://www.presagemedia.com/l2o/wp-admin/admin.php?page=feedwordpress%2Ffeeds-page.php&amp;link_id=1','/l2o/wp-admin/images/fav.png',''),(11,'404','',0,'2016-01-31 22:06:19','67.70.152.125','http://www.presagemedia.com/l2o/wp-admin/admin.php?page=feedwordpress%2Ffeeds-page.php','/l2o/wp-admin/images/fav.png',''),(12,'404','',0,'2016-01-31 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--
-- Table structure for table `awfkc_aiowps_failed_logins`
--

CREATE TABLE `awfkc_aiowps_failed_logins` (
  `id` bigint(20) NOT NULL AUTO_INCREMENT,
  `user_id` bigint(20) NOT NULL,
  `user_login` varchar(150) NOT NULL,
  `failed_login_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `login_attempt_ip` varchar(100) NOT NULL DEFAULT '',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=14 DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_aiowps_failed_logins`
--


--
-- Table structure for table `awfkc_aiowps_global_meta`
--

CREATE TABLE `awfkc_aiowps_global_meta` (
  `meta_id` bigint(20) NOT NULL AUTO_INCREMENT,
  `date_time` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `meta_key1` varchar(255) NOT NULL,
  `meta_key2` varchar(255) NOT NULL,
  `meta_key3` varchar(255) NOT NULL,
  `meta_key4` varchar(255) NOT NULL,
  `meta_key5` varchar(255) NOT NULL,
  `meta_value1` varchar(255) NOT NULL,
  `meta_value2` text NOT NULL,
  `meta_value3` text NOT NULL,
  `meta_value4` longtext NOT NULL,
  `meta_value5` longtext NOT NULL,
  PRIMARY KEY (`meta_id`)
) ENGINE=MyISAM DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_aiowps_global_meta`
--


--
-- Table structure for table `awfkc_aiowps_login_activity`
--

CREATE TABLE `awfkc_aiowps_login_activity` (
  `id` bigint(20) NOT NULL AUTO_INCREMENT,
  `user_id` bigint(20) NOT NULL,
  `user_login` varchar(150) NOT NULL,
  `login_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `logout_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `login_ip` varchar(100) NOT NULL DEFAULT '',
  `login_country` varchar(150) NOT NULL DEFAULT '',
  `browser_type` varchar(150) NOT NULL DEFAULT '',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=33 DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_aiowps_login_activity`
--

INSERT INTO `awfkc_aiowps_login_activity` VALUES (3,1,'tvg','2016-01-23 20:04:00','2016-01-24 01:02:41','67.70.152.103','',''),(2,1,'tvg','2016-01-23 19:18:51','2016-01-23 20:03:39','67.70.152.103','',''),(4,1,'tvg','2016-01-24 03:24:36','2016-01-25 04:15:24','67.70.152.103','',''),(5,1,'tvg','2016-01-25 05:03:04','2016-01-25 14:55:35','67.70.152.103','',''),(6,1,'tvg','2016-01-26 14:21:39','2016-01-27 00:44:29','67.70.152.103','',''),(7,1,'tvg','2016-01-28 20:07:44','2016-01-29 18:11:08','67.70.152.103','',''),(8,1,'tvg','2016-01-29 18:11:23','0000-00-00 00:00:00','67.70.152.103','',''),(9,1,'tvg','2016-01-29 18:55:38','2016-01-29 21:59:05','67.70.152.125','',''),(10,1,'tvg','2016-01-29 22:01:14','2016-01-30 01:27:45','67.70.152.125','',''),(11,1,'tvg','2016-01-30 01:28:11','2016-01-30 12:46:50','67.70.152.125','',''),(12,1,'tvg','2016-01-30 12:51:09','2016-01-30 16:51:38','67.70.152.125','',''),(13,1,'tvg','2016-01-30 13:51:34','2016-01-30 16:51:38','67.70.152.125','',''),(14,1,'tvg','2016-01-30 16:52:50','2016-01-30 19:53:21','67.70.152.125','',''),(15,1,'tvg','2016-01-30 21:24:55','2016-01-30 21:27:47','184.146.107.134','',''),(16,1,'tvg','2016-01-31 00:06:03','2016-01-31 03:06:15','67.70.152.125','',''),(17,1,'tvg','2016-01-31 12:35:12','2016-01-31 15:35:55','67.70.152.125','',''),(18,1,'tvg','2016-01-31 15:47:23','2016-01-31 20:24:57','67.70.152.125','',''),(19,1,'tvg','2016-01-31 17:23:08','2016-01-31 20:24:57','67.70.152.125','',''),(20,1,'tvg','2016-01-31 21:20:43','2016-02-01 01:45:04','67.70.152.125','',''),(21,1,'tvg','2016-01-31 22:44:05','2016-02-01 01:45:04','67.70.152.125','',''),(22,1,'tvg','2016-02-01 01:58:00','2016-02-01 04:58:11','67.70.152.125','',''),(23,1,'tvg','2016-02-01 09:01:37','2016-02-07 11:56:38','67.70.152.125','',''),(24,1,'tvg','2016-02-02 12:02:34','2016-02-07 11:56:38','67.70.152.125','',''),(25,1,'tvg','2016-02-03 21:26:27','2016-02-07 11:56:38','67.70.152.125','',''),(26,1,'tvg','2016-02-07 08:54:18','2016-02-07 11:56:38','67.70.152.125','',''),(27,1,'tvg','2016-02-07 08:54:51','2016-02-07 11:56:38','67.70.152.125','',''),(28,1,'tvg','2016-02-13 15:34:14','2016-02-13 18:35:26','67.70.152.125','',''),(29,1,'tvg','2016-02-14 11:59:24','0000-00-00 00:00:00','67.70.152.125','',''),(30,1,'tvg','2016-03-02 23:33:22','0000-00-00 00:00:00','67.70.152.22','',''),(31,1,'tvg','2016-03-05 11:03:48','0000-00-00 00:00:00','67.70.152.226','',''),(32,1,'tvg','2016-03-07 00:05:40','0000-00-00 00:00:00','67.70.152.105','','');

--
-- Table structure for table `awfkc_aiowps_login_lockdown`
--

CREATE TABLE `awfkc_aiowps_login_lockdown` (
  `id` bigint(20) NOT NULL AUTO_INCREMENT,
  `user_id` bigint(20) NOT NULL,
  `user_login` varchar(150) NOT NULL,
  `lockdown_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `release_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `failed_login_ip` varchar(100) NOT NULL DEFAULT '',
  `lock_reason` varchar(128) NOT NULL DEFAULT '',
  `unlock_key` varchar(128) NOT NULL DEFAULT '',
  PRIMARY KEY (`id`)
) ENGINE=MyISAM AUTO_INCREMENT=5 DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_aiowps_login_lockdown`
--

INSERT INTO `awfkc_aiowps_login_lockdown` VALUES (1,1,'tvg','2016-01-23 10:58:21','2016-01-23 11:03:21','67.70.152.*','login_fail',''),(2,1,'tvg','2016-01-23 11:20:04','2016-01-23 11:25:04','199.7.157.*','login_fail',''),(3,1,'tvg','2016-01-28 12:10:51','2016-01-28 12:15:51','67.70.152.*','login_fail',''),(4,1,'tvg','2016-01-29 10:12:06','2016-01-29 10:17:06','67.70.152.*','login_fail','');

--
-- Table structure for table `awfkc_commentmeta`
--

CREATE TABLE `awfkc_commentmeta` (
  `meta_id` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `comment_id` bigint(20) unsigned NOT NULL DEFAULT '0',
  `meta_key` varchar(255) DEFAULT NULL,
  `meta_value` longtext,
  PRIMARY KEY (`meta_id`),
  KEY `comment_id` (`comment_id`),
  KEY `meta_key` (`meta_key`(191))
) ENGINE=InnoDB DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_commentmeta`
--


--
-- Table structure for table `awfkc_comments`
--

CREATE TABLE `awfkc_comments` (
  `comment_ID` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `comment_post_ID` bigint(20) unsigned NOT NULL DEFAULT '0',
  `comment_author` tinytext NOT NULL,
  `comment_author_email` varchar(100) NOT NULL DEFAULT '',
  `comment_author_url` varchar(200) NOT NULL DEFAULT '',
  `comment_author_IP` varchar(100) NOT NULL DEFAULT '',
  `comment_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `comment_date_gmt` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `comment_content` text NOT NULL,
  `comment_karma` int(11) NOT NULL DEFAULT '0',
  `comment_approved` varchar(20) NOT NULL DEFAULT '1',
  `comment_agent` varchar(255) NOT NULL DEFAULT '',
  `comment_type` varchar(20) NOT NULL DEFAULT '',
  `comment_parent` bigint(20) unsigned NOT NULL DEFAULT '0',
  `user_id` bigint(20) unsigned NOT NULL DEFAULT '0',
  PRIMARY KEY (`comment_ID`),
  KEY `comment_post_ID` (`comment_post_ID`),
  KEY `comment_approved_date_gmt` (`comment_approved`,`comment_date_gmt`),
  KEY `comment_date_gmt` (`comment_date_gmt`),
  KEY `comment_parent` (`comment_parent`),
  KEY `comment_author_email` (`comment_author_email`(10))
) ENGINE=InnoDB DEFAULT CHARSET=utf8;

--
-- Dumping data for table `awfkc_comments`
--


--
-- Table structure for table `awfkc_links`
--

CREATE TABLE `awfkc_links` (
  `link_id` bigint(20) unsigned NOT NULL AUTO_INCREMENT,
  `link_url` varchar(255) NOT NULL DEFAULT '',
  `link_name` varchar(255) NOT NULL DEFAULT '',
  `link_image` varchar(255) NOT NULL DEFAULT '',
  `link_target` varchar(25) NOT NULL DEFAULT '',
  `link_description` varchar(255) NOT NULL DEFAULT '',
  `link_visible` varchar(20) NOT NULL DEFAULT 'Y',
  `link_owner` bigint(20) unsigned NOT NULL DEFAULT '1',
  `link_rating` int(11) NOT NULL DEFAULT '0',
  `link_updated` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `link_rel` varchar(255) NOT NULL DEFAULT '',
  `link_notes` mediumtext NOT NULL,
  `link_rss` varchar(255) NOT NULL DEFAULT '',
  PRIMARY KEY (`link_id`),
  KEY `link_visible` (`link_visible`)
) ENGINE=InnoDB AUTO_INCREMENT=8 DEFAULT CHARSET=utf8;

--
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CREATE TABLE `awfkc_ninja_forms_fields` (
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Autopost requested.',''),(10636,'2016-05-04 07:20:30','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12493 - 2014 Acura RLX Sport Hybrid Review and Road Test (Pre-Production) |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470885113104438\" target=\"_blank\">Post Link</a>'),(10637,'2016-05-04 07:20:30','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12493 - 2014 Acura RLX Sport Hybrid Review and Road Test (Pre-Production) |im | <a href=\"https://twitter.com/L2OCredit/status/727820189551579136\" target=\"_blank\">Post Link</a>'),(10635,'2016-05-04 07:20:24','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12493) Automated ####=========------',''),(10638,'2016-05-04 08:42:42','*** ID: 12501, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10639,'2016-05-04 08:42:42','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12501) Automated ####=========------',''),(10640,'2016-05-04 08:42:48','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12501 - 2002 Infiniti Q45 Start Up and Review 4.5 L V8 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470904906435792\" target=\"_blank\">Post Link</a>'),(10653,'2016-05-04 09:46:15','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12516 - Vaughn Gittin Jr Teaches MotoMan How To Drift A Ford Mustang |im | <a href=\"https://twitter.com/L2OCredit/status/727856870187130880\" target=\"_blank\">Post Link</a>'),(10681,'2016-05-04 13:51:20','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12553 - 1994 Honda Accord EX Start Up and Review 2.2 L 4-Cylinder |im | <a href=\"https://twitter.com/L2OCredit/status/727918548329238528\" target=\"_blank\">Post Link</a>'),(10641,'2016-05-04 08:42:48','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12501 - 2002 Infiniti Q45 Start Up and Review 4.5 L V8 |im | <a href=\"https://twitter.com/L2OCredit/status/727840904170508288\" target=\"_blank\">Post Link</a>'),(10642,'2016-05-04 09:04:08','*** ID: 12505, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10644,'2016-05-04 09:04:15','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12505 - 2015 Porsche Macan - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470909483102001\" target=\"_blank\">Post Link</a>'),(10643,'2016-05-04 09:04:08','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12505) Automated ####=========------',''),(10646,'2016-05-04 09:29:40','*** ID: 12512, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10684,'2016-05-04 14:14:48','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12560 - Mercedes-Benz AMG Vision Gran Turismo - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470980639761552\" target=\"_blank\">Post Link</a>'),(10647,'2016-05-04 09:29:40','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12512) Automated ####=========------',''),(10648,'2016-05-04 09:29:46','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12512 - 2016 Volkswagen Golf R Variant - 2014 L.A. Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470914786434804\" target=\"_blank\">Post Link</a>'),(10649,'2016-05-04 09:29:46','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12512 - 2016 Volkswagen Golf R Variant - 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727852722888695810\" target=\"_blank\">Post Link</a>'),(10650,'2016-05-04 09:46:08','*** ID: 12516, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10651,'2016-05-04 09:46:08','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12516) Automated ####=========------',''),(10654,'2016-05-04 10:01:41','*** ID: 12520, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10655,'2016-05-04 10:01:41','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12520) Automated ####=========------',''),(10658,'2016-05-04 11:28:27','*** ID: 12523, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10659,'2016-05-04 11:28:28','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12523) Automated ####=========------',''),(10663,'2016-05-04 11:44:52','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12529) Automated ####=========------',''),(10701,'2016-05-04 16:28:56','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12576) Automated ####=========------',''),(10668,'2016-05-04 12:04:15','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12535 - Volkswagen GTI Roadster Concept - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470947106431572\" target=\"_blank\">Post Link</a>'),(10669,'2016-05-04 12:04:15','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12535 - Volkswagen GTI Roadster Concept - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727891599867305984\" target=\"_blank\">Post Link</a>'),(10664,'2016-05-04 11:45:02','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12529 - Subaru Legacy Concept - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470942266432056\" target=\"_blank\">Post Link</a>'),(10666,'2016-05-04 12:04:05','*** ID: 12535, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10672,'2016-05-04 12:20:43','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12543 - 2012 VW Beetle: More Manly or Still a \'Girl\'s\' Car? |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470951133097836\" target=\"_blank\">Post Link</a>'),(10670,'2016-05-04 12:20:36','*** ID: 12543, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10671,'2016-05-04 12:20:36','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12543) Automated ####=========------',''),(10744,'2016-05-04 22:01:16','*** ID: 12620, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10674,'2016-05-04 12:37:10','*** ID: 12547, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10676,'2016-05-04 12:37:16','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12547 - 2014 / 2015 Ford Fiesta DETAILED Review and Road Test |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470954046430878\" target=\"_blank\">Post Link</a>'),(10675,'2016-05-04 12:37:10','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12547) Automated ####=========------',''),(10787,'2016-05-05 06:25:09','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12664 - 2000 Toyota Tundra Start Up and Review 4.7 L V8 |im | <a href=\"https://twitter.com/L2OCredit/status/728168649261867013\" target=\"_blank\">Post Link</a>'),(10677,'2016-05-04 12:37:16','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12547 - 2014 / 2015 Ford Fiesta DETAILED Review and Road Test |im | <a href=\"https://twitter.com/L2OCredit/status/727899907126755328\" target=\"_blank\">Post Link</a>'),(10678,'2016-05-04 13:51:14','*** ID: 12553, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10743,'2016-05-04 21:46:08','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12617 - 2006 Honda CR-V Start Up and Review 2.4 L 4-Cylinder |im | <a href=\"https://twitter.com/L2OCredit/status/728038033438609408\" target=\"_blank\">Post Link</a>'),(10679,'2016-05-04 13:51:14','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12553) Automated ####=========------',''),(10720,'2016-05-04 19:10:01','*** ID: 12599, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10682,'2016-05-04 14:14:41','*** ID: 12560, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10686,'2016-05-04 14:30:46','*** ID: 12565, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10687,'2016-05-04 14:30:46','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12565) Automated ####=========------',''),(10746,'2016-05-04 22:01:28','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12620 - 2015 Chevy Colorado - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471099833082966\" target=\"_blank\">Post Link</a>'),(10688,'2016-05-04 14:30:53','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12565 - Scion iM Concept - 2014 L.A. Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470983099761306\" target=\"_blank\">Post Link</a>'),(10690,'2016-05-04 14:48:50','*** ID: 12569, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10694,'2016-05-04 15:06:25','*** ID: 12573, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10698,'2016-05-04 15:56:59','*** ID: 12575, Type: nf_sub','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10708,'2016-05-04 17:06:25','*** ID: 12584, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10695,'2016-05-04 15:06:25','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12573) Automated ####=========------',''),(10776,'2016-05-05 01:43:43','*** ID: 12657, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10705,'2016-05-04 16:46:32','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12580) Automated ####=========------',''),(10569,'2016-05-03 22:48:21','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12424 - 2016 Acura ILX - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727691306013593600\" target=\"_blank\">Post Link</a>'),(10700,'2016-05-04 16:28:56','*** ID: 12576, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10711,'2016-05-04 17:06:31','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12584 - Volkswagen Golf R 400 - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727967668335083520\" target=\"_blank\">Post Link</a>'),(10702,'2016-05-04 16:29:02','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12576 - 2008 Lexus RX400h Start Up and Review 3.3 L V6 Hybrid |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471010369758579\" target=\"_blank\">Post Link</a>'),(10703,'2016-05-04 16:29:03','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12576 - 2008 Lexus RX400h Start Up and Review 3.3 L V6 Hybrid |im | <a href=\"https://twitter.com/L2OCredit/status/727958235831930880\" target=\"_blank\">Post Link</a>'),(10722,'2016-05-04 19:10:08','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12599 - 2002 Isuzu Rodeo Start Up and Review 3.2 L V6 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471071263085823\" target=\"_blank\">Post Link</a>'),(10706,'2016-05-04 16:46:40','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12580 - 2015 Mercedes-Benz SLS AMG GT Final Edition - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471013206424962\" target=\"_blank\">Post Link</a>'),(10707,'2016-05-04 16:46:40','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12580 - 2015 Mercedes-Benz SLS AMG GT Final Edition - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727962671954333696\" target=\"_blank\">Post Link</a>'),(10710,'2016-05-04 17:06:31','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12584 - Volkswagen Golf R 400 - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471017083091241\" target=\"_blank\">Post Link</a>'),(10729,'2016-05-04 19:46:48','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12605) Automated ####=========------',''),(10719,'2016-05-04 17:38:19','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12590 - 2014 / 2015 RAM 1500 Eco Diesel Review and Road Test |im | <a href=\"https://twitter.com/L2OCredit/status/727975670773481473\" target=\"_blank\">Post Link</a>'),(10713,'2016-05-04 17:22:35','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12587) Automated ####=========------',''),(10714,'2016-05-04 17:22:42','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12587 - VW Jetta GLI 2012 MotoMan Minute |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471025379757078\" target=\"_blank\">Post Link</a>'),(10715,'2016-05-04 17:22:42','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12587 - VW Jetta GLI 2012 MotoMan Minute |im | <a href=\"https://twitter.com/L2OCredit/status/727971740144394240\" target=\"_blank\">Post Link</a>'),(10716,'2016-05-04 17:38:14','*** ID: 12590, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10779,'2016-05-05 01:43:52','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12657 - Dodge Viper &amp; Dodge Challenger SRT8: Day Three/Team SRT at Targa Newfoundland 2011 |im | <a href=\"https://twitter.com/L2OCredit/status/728097861464821760\" target=\"_blank\">Post Link</a>'),(10717,'2016-05-04 17:38:14','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12590) Automated ####=========------',''),(10724,'2016-05-04 19:26:59','*** ID: 12603, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10725,'2016-05-04 19:26:59','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12603) Automated ####=========------',''),(10718,'2016-05-04 17:38:19','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12590 - 2014 / 2015 RAM 1500 Eco Diesel Review and Road Test |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471050806421202\" target=\"_blank\">Post Link</a>'),(10723,'2016-05-04 19:10:08','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12599 - 2002 Isuzu Rodeo Start Up and Review 3.2 L V6 |im | <a href=\"https://twitter.com/L2OCredit/status/727998777139695617\" target=\"_blank\">Post Link</a>'),(10736,'2016-05-04 20:18:44','*** ID: 12612, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10697,'2016-05-04 15:06:31','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12573 - 2014 RAM 1500 Eco Diesel uConnect Review (Infotainment Review) |im | <a href=\"https://twitter.com/L2OCredit/status/727937467882471424\" target=\"_blank\">Post Link</a>'),(10603,'2016-05-04 03:58:25','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12452 - 2015 VW e-Golf - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470850259774590\" target=\"_blank\">Post Link</a>'),(10726,'2016-05-04 19:27:06','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12603 - 2015 Jaguar F-Type Coupe - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471073983085551\" target=\"_blank\">Post Link</a>'),(10728,'2016-05-04 19:46:48','*** ID: 12605, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10727,'2016-05-04 19:27:06','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12603 - 2015 Jaguar F-Type Coupe - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728003045074685952\" target=\"_blank\">Post Link</a>'),(10730,'2016-05-04 19:47:02','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12605 - 2016 Honda HR-V - 2014 L.A. Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471077703085179\" target=\"_blank\">Post Link</a>'),(10731,'2016-05-04 19:47:02','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12605 - 2016 Honda HR-V - 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728008062284369920\" target=\"_blank\">Post Link</a>'),(10589,'2016-05-04 01:41:23','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12439 - Chevrolet Chaparral 2x Vision GT - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727734847498760193\" target=\"_blank\">Post Link</a>'),(10733,'2016-05-04 20:03:39','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12608) Automated ####=========------',''),(10737,'2016-05-04 20:18:44','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12612) Automated ####=========------',''),(10763,'2016-05-05 00:48:26','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12640 - 1999 BMW 3 Series (323i) Start Up and Review 2.5 L 6-Cylinder |im | <a href=\"https://twitter.com/L2OCredit/status/728083911838834689\" target=\"_blank\">Post Link</a>'),(10759,'2016-05-04 23:10:00','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12631 - 2013 LA Auto Show Preview - Day 1 |im | <a href=\"https://twitter.com/L2OCredit/status/728059141210574848\" target=\"_blank\">Post Link</a>'),(10734,'2016-05-04 20:03:53','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12608 - Dodge Viper &amp; Dodge Challenger SRT8: Day Five/Team SRT at Targa Newfoundland 2011 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471080723084877\" target=\"_blank\">Post Link</a>'),(10735,'2016-05-04 20:03:53','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12608 - Dodge Viper &amp; Dodge Challenger SRT8: Day Five/Team SRT at Targa Newfoundland 2011 |im | <a href=\"https://twitter.com/L2OCredit/status/728012302591500288\" target=\"_blank\">Post Link</a>'),(10738,'2016-05-04 20:18:55','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12612 - 2013 LA Auto Show Preview - Day 2 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471083139751302\" target=\"_blank\">Post Link</a>'),(10739,'2016-05-04 20:18:55','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12612 - 2013 LA Auto Show Preview - Day 2 |im | <a href=\"https://twitter.com/L2OCredit/status/728016085581111296\" target=\"_blank\">Post Link</a>'),(10742,'2016-05-04 21:46:07','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12617 - 2006 Honda CR-V Start Up and Review 2.4 L 4-Cylinder |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471097833083166\" target=\"_blank\">Post Link</a>'),(10712,'2016-05-04 17:22:35','*** ID: 12587, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10760,'2016-05-05 00:48:15','*** ID: 12640, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10757,'2016-05-04 23:09:52','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12631) Automated ####=========------',''),(10581,'2016-05-04 01:00:51','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12433 - 2003 Ford Explorer Sport Start Up and Review 4.0 L V6 |im | <a href=\"https://twitter.com/L2OCredit/status/727724649992343552\" target=\"_blank\">Post Link</a>'),(10750,'2016-05-04 22:25:21','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12623 - 2015 X5 M and X6 M - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471105576415725\" target=\"_blank\">Post Link</a>'),(10751,'2016-05-04 22:25:22','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12623 - 2015 X5 M and X6 M - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728047905639030789\" target=\"_blank\">Post Link</a>'),(10673,'2016-05-04 12:20:44','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12543 - 2012 VW Beetle: More Manly or Still a \'Girl\'s\' Car? |im | <a href=\"https://twitter.com/L2OCredit/status/727895744624001024\" target=\"_blank\">Post Link</a>'),(10753,'2016-05-04 22:47:40','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12628) Automated ####=========------',''),(10761,'2016-05-05 00:48:16','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12640) Automated ####=========------',''),(10775,'2016-05-05 01:24:57','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12652 - 2016 Porsche 911 GTS/Cayenne GTS - 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728093100367745024\" target=\"_blank\">Post Link</a>'),(10766,'2016-05-05 01:08:38','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12647) Automated ####=========------',''),(10770,'2016-05-05 01:08:47','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12646 - 2014 BMW 4 Series Convertible - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728089032358387719\" target=\"_blank\">Post Link</a>'),(10758,'2016-05-04 23:10:00','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12631 - 2013 LA Auto Show Preview - Day 1 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471114859748130\" target=\"_blank\">Post Link</a>'),(10762,'2016-05-05 00:48:26','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12640 - 1999 BMW 3 Series (323i) Start Up and Review 2.5 L 6-Cylinder |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471131316413151\" target=\"_blank\">Post Link</a>'),(10756,'2016-05-04 23:09:52','*** ID: 12631, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10545,'2016-05-03 19:21:05','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12398 - Honda FCEV Concept - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727639142134222848\" target=\"_blank\">Post Link</a>'),(10765,'2016-05-05 01:08:38','*** ID: 12647, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10768,'2016-05-05 01:08:46','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12646 - 2014 BMW 4 Series Convertible - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471134373079512\" target=\"_blank\">Post Link</a>'),(10561,'2016-05-03 22:14:36','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12413 - 2014 Kia Forte EX Start Up and Review 2.0 L 4-Cylinder |im | <a href=\"https://twitter.com/L2OCredit/status/727682810702536704\" target=\"_blank\">Post Link</a>'),(10778,'2016-05-05 01:43:52','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12657 - Dodge Viper &amp; Dodge Challenger SRT8: Day Three/Team SRT at Targa Newfoundland 2011 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471139343079015\" target=\"_blank\">Post Link</a>'),(10556,'2016-05-03 20:33:21','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12409 - 2014 Toyota Highlander Entune Infotainment and Navigation Review |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470763706449912\" target=\"_blank\">Post Link</a>'),(10780,'2016-05-05 02:06:47','*** ID: 12661, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10781,'2016-05-05 02:06:47','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12661) Automated ####=========------',''),(10656,'2016-05-04 10:01:46','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12520 - 2014 Ford Fiesta MyFord Touch Infotainment Review |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470922333100716\" target=\"_blank\">Post Link</a>'),(10629,'2016-05-04 06:38:14','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12487 - Lexus LF-C2 Concept - 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727809552012316672\" target=\"_blank\">Post Link</a>'),(10749,'2016-05-04 22:25:08','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12623) Automated ####=========------',''),(10667,'2016-05-04 12:04:05','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12535) Automated ####=========------',''),(10538,'2016-05-03 18:53:31','*** ID: 12393, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10539,'2016-05-03 18:53:31','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12393) Automated ####=========------',''),(10540,'2016-05-03 18:53:37','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12393 - 2014 Kia Sorento LX Start Up and Review 2.4 L 4-Cylinder |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470743956451887\" target=\"_blank\">Post Link</a>'),(10552,'2016-05-03 19:59:18','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12405 - Ford Mustang GT500 2013 with Ford COO Mark Fields |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470757926450490\" target=\"_blank\">Post Link</a>'),(10555,'2016-05-03 20:33:15','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12409) Automated ####=========------',''),(10541,'2016-05-03 18:53:37','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12393 - 2014 Kia Sorento LX Start Up and Review 2.4 L 4-Cylinder |im | <a href=\"https://twitter.com/L2OCredit/status/727632233004032000\" target=\"_blank\">Post Link</a>'),(10549,'2016-05-03 19:42:24','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12402 - Top 10 Cars From The 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727644507492077568\" target=\"_blank\">Post Link</a>'),(10543,'2016-05-03 19:20:58','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12398) Automated ####=========------',''),(10577,'2016-05-03 23:30:17','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12431 - 2014 / 2015 Toyota Highlander First Drive Review and Road Test |im | <a href=\"https://twitter.com/L2OCredit/status/727701854080016384\" target=\"_blank\">Post Link</a>'),(10551,'2016-05-03 19:59:12','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12405) Automated ####=========------',''),(10546,'2016-05-03 19:42:16','*** ID: 12402, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10580,'2016-05-04 01:00:51','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12433 - 2003 Ford Explorer Sport Start Up and Review 4.0 L V6 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470823609777255\" target=\"_blank\">Post Link</a>'),(10547,'2016-05-03 19:42:16','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12402) Automated ####=========------',''),(10548,'2016-05-03 19:42:24','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12402 - Top 10 Cars From The 2014 L.A. Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470755466450736\" target=\"_blank\">Post Link</a>'),(10560,'2016-05-03 22:14:36','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12413 - 2014 Kia Forte EX Start Up and Review 2.0 L 4-Cylinder |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470785609781055\" target=\"_blank\">Post Link</a>'),(10592,'2016-05-04 02:06:03','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12441 - Ford Escape 2013 MotoMan Minute |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470832356443047\" target=\"_blank\">Post Link</a>'),(10593,'2016-05-04 02:06:03','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12441 - Ford Escape 2013 MotoMan Minute |im | <a href=\"https://twitter.com/L2OCredit/status/727741056150863872\" target=\"_blank\">Post Link</a>'),(10609,'2016-05-04 04:17:54','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12457 - Chevrolet Colorado ZR2 - 2014 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727774235465265153\" target=\"_blank\">Post Link</a>'),(10550,'2016-05-03 19:59:12','*** ID: 12405, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10559,'2016-05-03 22:14:30','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12413) Automated ####=========------',''),(10588,'2016-05-04 01:41:22','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12439 - Chevrolet Chaparral 2x Vision GT - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470829956443287\" target=\"_blank\">Post Link</a>'),(10572,'2016-05-03 23:12:32','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12427 - Cadillac XTS &amp; Cadillac CIEL with GM Advanced Design Director Clay Dean |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470803433112606\" target=\"_blank\">Post Link</a>'),(10573,'2016-05-03 23:12:33','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12427 - Cadillac XTS &amp; Cadillac CIEL with GM Advanced Design Director Clay Dean |im | <a href=\"https://twitter.com/L2OCredit/status/727697391759974401\" target=\"_blank\">Post Link</a>'),(10554,'2016-05-03 20:33:15','*** ID: 12409, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10564,'2016-05-03 22:32:19','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12416 - Ford Edge Concept - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470790749780541\" target=\"_blank\">Post Link</a>'),(10565,'2016-05-03 22:32:19','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12416 - Ford Edge Concept - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727687270241869824\" target=\"_blank\">Post Link</a>'),(10784,'2016-05-05 06:24:54','*** ID: 12664, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10557,'2016-05-03 20:33:22','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12409 - 2014 Toyota Highlander Entune Infotainment and Navigation Review |im | <a href=\"https://twitter.com/L2OCredit/status/727657332734222336\" target=\"_blank\">Post Link</a>'),(10619,'2016-05-04 06:06:59','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12470) Automated ####=========------',''),(10558,'2016-05-03 22:14:30','*** ID: 12413, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10665,'2016-05-04 11:45:02','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12529 - Subaru Legacy Concept - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727886763398561792\" target=\"_blank\">Post Link</a>'),(10553,'2016-05-03 19:59:18','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12405 - Ford Mustang GT500 2013 with Ford COO Mark Fields |im | <a href=\"https://twitter.com/L2OCredit/status/727648762269564928\" target=\"_blank\">Post Link</a>'),(10562,'2016-05-03 22:32:12','*** ID: 12416, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10563,'2016-05-03 22:32:12','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12416) Automated ####=========------',''),(10566,'2016-05-03 22:48:12','*** ID: 12424, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10567,'2016-05-03 22:48:12','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12424) Automated ####=========------',''),(10605,'2016-05-04 03:58:25','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12453 - 2015 VW e-Golf - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727769335180234754\" target=\"_blank\">Post Link</a>'),(10570,'2016-05-03 23:12:25','*** ID: 12427, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10571,'2016-05-03 23:12:25','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12427) Automated ####=========------',''),(10574,'2016-05-03 23:30:08','*** ID: 12431, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10575,'2016-05-03 23:30:08','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12431) Automated ####=========------',''),(10576,'2016-05-03 23:30:16','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12431 - 2014 / 2015 Toyota Highlander First Drive Review and Road Test |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470806066445676\" target=\"_blank\">Post Link</a>'),(10578,'2016-05-04 01:00:45','*** ID: 12433, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10579,'2016-05-04 01:00:45','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12433) Automated ####=========------',''),(10582,'2016-05-04 01:21:42','*** ID: 12436, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10584,'2016-05-04 01:21:49','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12436 - 2014 MINI Cooper - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470827006443582\" target=\"_blank\">Post Link</a>'),(10587,'2016-05-04 01:41:14','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12439) Automated ####=========------',''),(10585,'2016-05-04 01:21:49','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12436 - 2014 MINI Cooper - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727729924681904129\" target=\"_blank\">Post Link</a>'),(10607,'2016-05-04 04:17:43','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12457) Automated ####=========------',''),(10606,'2016-05-04 04:17:43','*** ID: 12457, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10680,'2016-05-04 13:51:20','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12553 - 1994 Honda Accord EX Start Up and Review 2.2 L 4-Cylinder |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470977183095231\" target=\"_blank\">Post Link</a>'),(10608,'2016-05-04 04:17:53','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12457 - Chevrolet Colorado ZR2 - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470854123107537\" target=\"_blank\">Post Link</a>'),(10618,'2016-05-04 06:06:59','*** ID: 12470, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10624,'2016-05-04 06:23:00','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12482 - 2014 Porsche 911 Turbo and Turbo S Cabriolets - 2013 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470876913105258\" target=\"_blank\">Post Link</a>'),(10767,'2016-05-05 01:08:38','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12646) Automated ####=========------',''),(10777,'2016-05-05 01:43:43','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12657) Automated ####=========------',''),(10645,'2016-05-04 09:04:16','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12505 - 2015 Porsche Macan - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727846302386552832\" target=\"_blank\">Post Link</a>'),(10740,'2016-05-04 21:46:01','*** ID: 12617, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10662,'2016-05-04 11:44:52','*** ID: 12529, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10691,'2016-05-04 14:48:50','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12569) Automated ####=========------',''),(10783,'2016-05-05 02:06:55','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12661 - 2014 Chevrolet Malibu 2.5 Review and Road Test |im | <a href=\"https://twitter.com/L2OCredit/status/728103660907958272\" target=\"_blank\">Post Link</a>'),(10771,'2016-05-05 01:08:47','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12647 - 2014 BMW 4 Series Convertible - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/728089032370966528\" target=\"_blank\">Post Link</a>'),(10772,'2016-05-05 01:24:49','*** ID: 12652, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10741,'2016-05-04 21:46:01','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12617) Automated ####=========------',''),(10689,'2016-05-04 14:30:53','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12565 - Scion iM Concept - 2014 L.A. Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727928501949468672\" target=\"_blank\">Post Link</a>'),(10709,'2016-05-04 17:06:25','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12584) Automated ####=========------',''),(10732,'2016-05-04 20:03:39','*** ID: 12608, Type: post','','BG',' Status Changed: new_to_publish. Autopost requested.',''),(10537,'2016-05-03 17:45:23','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12389 - 2014 Cadillac CTS 2.0T Review and Road Test |im | <a href=\"https://twitter.com/L2OCredit/status/727615058696544256\" target=\"_blank\">Post Link</a>'),(10774,'2016-05-05 01:24:57','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12652 - 2016 Porsche 911 GTS/Cayenne GTS - 2014 L.A. Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471136673079282\" target=\"_blank\">Post Link</a>'),(10782,'2016-05-05 02:06:54','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12661 - 2014 Chevrolet Malibu 2.5 Review and Road Test |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471142839745332\" target=\"_blank\">Post Link</a>'),(10786,'2016-05-05 06:25:08','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12664 - 2000 Toyota Tundra Start Up and Review 4.7 L V8 |im | <a href=\"http://www.facebook.com/L2OCredit/posts/471184723074477\" target=\"_blank\">Post Link</a>'),(10542,'2016-05-03 19:20:57','*** ID: 12398, Type: post','','BG',' Status Changed: new_to_publish. 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Autopost requested.',''),(10568,'2016-05-03 22:48:21','Posted','<span style=\"color:#0000FF\">Facebook</span> - L2O Credit','S','OK - Message Posted ',' | PostID: 12424 - 2016 Acura ILX - 2014 LA Auto Show |im | <a href=\"http://www.facebook.com/L2OCredit/posts/470794983113451\" target=\"_blank\">Post Link</a>'),(10685,'2016-05-04 14:14:49','Posted','<span style=\"color:#00FFFF\">Twitter</span> - Twitter L2OCredit','S','OK - Message Posted ',' | PostID: 12560 - Mercedes-Benz AMG Vision Gran Turismo - 2013 LA Auto Show |im | <a href=\"https://twitter.com/L2OCredit/status/727924455754764288\" target=\"_blank\">Post Link</a>'),(10683,'2016-05-04 14:14:41','Start =- ','','BG','------=========#### NEW AUTO-POST REQUEST  PostID:(12560) Automated ####=========------',''),(10586,'2016-05-04 01:41:14','*** ID: 12439, Type: post','','BG',' Status Changed: new_to_publish. 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a debt-to-income ratio of 163.3, Canadian households are now juggling record levels of debt. Spurred on by low interest rates and the cheapest mortgages in decades, Canadians are finding it easy to borrow money and add to their already-existing...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/08/24/canadas-growing-debt-problem/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:5150:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F08%2F24%2Fcanadas-growing-debt-problem%2F&amp;linkname=Canada%E2%80%99s%20Growing%20Debt%20Problem\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F08%2F24%2Fcanadas-growing-debt-problem%2F&amp;linkname=Canada%E2%80%99s%20Growing%20Debt%20Problem\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F08%2F24%2Fcanadas-growing-debt-problem%2F&amp;linkname=Canada%E2%80%99s%20Growing%20Debt%20Problem\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F08%2F24%2Fcanadas-growing-debt-problem%2F&amp;title=Canada%E2%80%99s%20Growing%20Debt%20Problem\" id=\"wpa2a_4\"></a></p><p>With a debt-to-income ratio of 163.3, Canadian households are now juggling record levels of debt. Spurred on by low interest rates and the cheapest mortgages in decades, Canadians are finding it easy to borrow money and add to their already-existing debt.</p>\n<p>Even with the current low interest rates, the Bank of Canada continues to warn Canadians against accumulating excessive debt. Housing sector imbalances, including debt, housing prices, and over-investment in properties, pose a serious internal threat to the Canadian economy. Despite a forecast of a bumpy economic ride, however, people have not shied away from adding to their debt. Indeed, last year Canadians added in excess of $80 billion of debt through mortgages, personal loans, and consumer credit cards.</p>\n<p>The recent increase means the total debt carried by Canadians now tops $1.84 trillion, according to Statistics Canada. Almost two thirds—more than $1.1 trillion—is from mortgages; consumer debt, including credit cards, constitutes about $519 billion.</p>\n<p>Earlier the year, Prime Minister Stephen Harper himself address the rising debt levels, saying, “There are some people who are overexposed, so we encourage people to exercise caution in terms of their borrowing.” While he expressed confidence in the economy and the housing sector in particular over the long term, uncertainties can leave a person—especially one carrying large debts—vulnerable to sudden fluctuations.</p>\n<p>With the U.S. subprime mortgage crisis still fresh in our minds, predictions of a recession hitting the Canadian economy persist. After conducting a personal study, Vikram Mansharamani, a lecturer in the Program on Ethics, Politics &amp; Economics at Yale University and a senior fellow at the Mossavar-Rahmani Center for Business and Government at the Harvard Kennedy School, painted a dark picture of where Canada is headed. “Canada is in the midst of an unprecedented housing boom that seems likely to bust… Canada is now among the most vulnerable large economies in the world.”</p>\n<p>Noting that the Canadian real estate market has not yet experienced a correction as happened in the U.S., Mansharamani believes such a correction is inevitable. With an estimate that housing prices are presently overvalued by as much as 30 percent, the Bank of Canada seems to agree.</p>\n<p>If interest rates rise, as they are bound to do, CIBC economist Benjamin Tal expects many Canadians to go into bankruptcy due to increased debt payments. Tal explains, ”There&#8217;s simply enough people [living] at the margin that will feel the pain.”</p>\n<p>Adding to the concern is the state of oil production in Alberta. The Canadian economy, which has been largely been driven by the production of crude oil in the oil-rich oil sands, has slowed considerably as employment growth has stopped in the western province. With unemployment expected to rise there over the next few years, Alberta has ceased to be the Promised Land for Canadians looking for work.</p>\n<p>A recession, it appears, is heading our way. In fact, the Canadian economy has been shrinking in recent months and, if it continues throughout this quarter, Canada will officially be considered to be in a recession.</p>\n<p>While the number of people currently unable to pay their debts is low at 1.2 percent, that number has been rising slowly. To reduce risk and avoid potential calamity, then, Canadians should be taking steps to reduce their debt rather than increasing it, even if it requires sacrifice. Furthermore, cutting expenses and, if possible, increasing income would help Canadians make more than the minimum monthly payments, thereby accelerating the reduction (and eventual elimination) of their debt load.</p>\n<p>Canada’s economy emerged relatively healthy after the U.S. mortgage crisis of 2008, but a larger national crisis may be on the horizon. By starting now to reduce debt and restore financial health, however, Canadians can protect and position themselves for whatever lies 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Costco Effect—The Pros and Cons of Warehouse 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bursting onto the scene in 1976, Costco Wholesale has emerged to become the second largest retailer in the world. Originally known as Price Club (which merge with a similar company called Costco in 1993), the company is known for...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/06/14/the-costco-effect-the-pros-and-cons-of-warehouse-shopping/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:4524:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F14%2Fthe-costco-effect-the-pros-and-cons-of-warehouse-shopping%2F&amp;linkname=The%20Costco%20Effect%E2%80%94The%20Pros%20and%20Cons%20of%20Warehouse%20Shopping\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F14%2Fthe-costco-effect-the-pros-and-cons-of-warehouse-shopping%2F&amp;linkname=The%20Costco%20Effect%E2%80%94The%20Pros%20and%20Cons%20of%20Warehouse%20Shopping\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F14%2Fthe-costco-effect-the-pros-and-cons-of-warehouse-shopping%2F&amp;linkname=The%20Costco%20Effect%E2%80%94The%20Pros%20and%20Cons%20of%20Warehouse%20Shopping\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F14%2Fthe-costco-effect-the-pros-and-cons-of-warehouse-shopping%2F&amp;title=The%20Costco%20Effect%E2%80%94The%20Pros%20and%20Cons%20of%20Warehouse%20Shopping\" id=\"wpa2a_6\"></a></p><p>Since bursting onto the scene in 1976, Costco Wholesale has emerged to become the second largest retailer in the world. Originally known as Price Club (which merge with a similar company called Costco in 1993), the company is known for selling large volumes at low prices.</p>\n<p>Only members are permitted to shop at Costco, and your membership card must be shown as you enter and again at the checkout. After entering, members are welcome to browse the warehouse—typically walking on a cement floor—while selecting items ranging from pharmaceuticals to fresh produce to large screen plasma TVs.</p>\n<p>The shelves are stocked with a rotating inventory of only 4000 products at a time. Because Costco does not specialize in variety, shoppers may or may not be able to find the exact model they are seeking. Many times, though, they are able to find something &#8220;close enough.” If you are satisfied with one of the few bicycles available, great. If not, you must look elsewhere for the bicycle you want.</p>\n<p>Because the store specializes in selling items in bulk, members may stock up on items they perceive to be a bargain too good to pass up. Known as the “Costco Effect,” this leads shoppers to buy more than they need because the per-item price is low. (How quickly will you really go through three vials of Neosporin?) While this may work for nonperishables (provided you have enough storage room in your home), perishable items often get thrown out before they are used. Indeed, sometimes purchasing the bulk package is less expensive than buying the regular-sized package at another store. In such a case, buying the bulk package and simply disposing of the excess may be the financially sound thing to do! As some might say, Costco sells the cheapest food you will ever throw away.</p>\n<p>Shoppers frequently fall into the trap of purchasing more than they intended. While going in for one item, they may succumb to the temptation to take advantage of a deal on something else. A person may enter to purchase a bottle of salsa, for example, but come out with the salsa plus a jumbo package of toilet paper and a brand-new patio set.</p>\n<p>Surprisingly, Costco has achieved success despite breaking many rules of conventional wisdom. Shoppers must pay a fee to get in, select from minimal variety, and bag or box their own items. Change rooms are not provided, the aisles contain no signage, and members pass through a security checkpoint on the way out. Costco also limits payment options, including only one form of non-Costco brand credit card. Yet shoppers still spent over $112 billion at Costco depots last year!</p>\n<p>Items may be purchased from Costco at prices lower than you can find elsewhere, which is great if that’s where it ends. However, you may also be exposed to potential dangers. The Costco phenomena can lead you to spend well beyond what you intended, purchase more than you need or would ever use, and settle for models that are not really what you wanted. When shopping, then, control your impulses and weigh your options. If you can’t do that, shopping elsewhere may save you more in the long 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big-box stores appeared on the scene, corner shops and independent bookstores began to disappear one by one. Now with Amazon.com dominating the marketplace for books as well as a plethora of other products, even large retailers like Walmart are...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/06/09/why-you-should-support-your-local-bookstore-over-amazon-com/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:4049:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F09%2Fwhy-you-should-support-your-local-bookstore-over-amazon-com%2F&amp;linkname=Why%20You%20Should%20Support%20Your%20Local%20Bookstore%20Over%20Amazon.com\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F09%2Fwhy-you-should-support-your-local-bookstore-over-amazon-com%2F&amp;linkname=Why%20You%20Should%20Support%20Your%20Local%20Bookstore%20Over%20Amazon.com\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F09%2Fwhy-you-should-support-your-local-bookstore-over-amazon-com%2F&amp;linkname=Why%20You%20Should%20Support%20Your%20Local%20Bookstore%20Over%20Amazon.com\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F06%2F09%2Fwhy-you-should-support-your-local-bookstore-over-amazon-com%2F&amp;title=Why%20You%20Should%20Support%20Your%20Local%20Bookstore%20Over%20Amazon.com\" id=\"wpa2a_8\"></a></p><p>When big-box stores appeared on the scene, corner shops and independent bookstores began to disappear one by one. Now with Amazon.com dominating the marketplace for books as well as a plethora of other products, even large retailers like Walmart are feeling the effects.</p>\n<p>Since first going online in 1995, Amazon.com has grown to become the largest online retailer in the United States with separate retail websites in multiple countries around the globe. With a customer base of over 30 million people, A staff of more than 154,000, and and annual revenue approaching $90 billion, the company is the undisputed leader in online retail. Indeed, with its explosive growth during the late 1990s, Amazon.com is often credited with popularizing online shopping itself.</p>\n<p>The ascendancy of Amazon.com has pluses and minuses for the buyer. On the plus side, buyers enjoy the convenience of browsing and purchasing virtually any book from anywhere at any time. On the other hand, even with expedited shipping, the buyer must wait at least one or two days for the book to arrive.</p>\n<p>Another plus in Amazon.com&#8217;s favor is the notion that it provides books at a lower cost than other online or local options. while this is certainly true for some titles, it does not apply across the board. Furthermore, while buyers may enjoy some initial savings, they may end up paying more in the end.</p>\n<p>How can this be so? Because Amazon.com does not pay taxes in the same way local retailers do. Your corner bookstore is required by law to pay taxes which in effect subsidizes your property taxes. If not for your corner bookstore and other local businesses paying these taxes, your personal property taxes would skyrocket. In other words, the less revenue your local bookstore takes in and the more local shops go out of business, the higher your property taxes will climb. Ultimately, the victory of online retail giants like Amazon.com may prove to be very costly.</p>\n<p>In addition, even though Amazon.com may offer lower sticker prices, local bookstores will often match the price. All you need to do is ask. If the bookstore does match Amazon.com&#8217;s price, it&#8217;s a win-win scenario; the bookstore maintains your business even as you benefit from the lower price.</p>\n<p>The convenience of Amazon.com and the dream of lower prices is alluring, but it&#8217;s not always what it&#8217;s cracked up to be. Sure, Amazon.com may prove to be the better option from time to time, particularly with rare or out-of-print selections, but that is not always the case. Often, keeping your business with local bookstores will reap great rewards while saving you money in the long 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The more expensive the car, the more power and prestige the person is perceived...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/05/10/the-value-of-a-vehicle-how-north-americans-and-europeans-view-cars-differently/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:4975:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F05%2F10%2Fthe-value-of-a-vehicle-how-north-americans-and-europeans-view-cars-differently%2F&amp;linkname=The%20Value%20of%20a%20Vehicle%E2%80%94How%20North%20Americans%20and%20Europeans%20View%20Cars%20Differently\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F05%2F10%2Fthe-value-of-a-vehicle-how-north-americans-and-europeans-view-cars-differently%2F&amp;linkname=The%20Value%20of%20a%20Vehicle%E2%80%94How%20North%20Americans%20and%20Europeans%20View%20Cars%20Differently\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F05%2F10%2Fthe-value-of-a-vehicle-how-north-americans-and-europeans-view-cars-differently%2F&amp;linkname=The%20Value%20of%20a%20Vehicle%E2%80%94How%20North%20Americans%20and%20Europeans%20View%20Cars%20Differently\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F05%2F10%2Fthe-value-of-a-vehicle-how-north-americans-and-europeans-view-cars-differently%2F&amp;title=The%20Value%20of%20a%20Vehicle%E2%80%94How%20North%20Americans%20and%20Europeans%20View%20Cars%20Differently\" id=\"wpa2a_10\"></a></p><p>The automobile has become a status symbol in North America like no other place in the world, testifying to a person&#8217;s wealth and position in society. The more expensive the car, the more power and prestige the person is perceived to possess. To this end, North Americans will spend exorbitant amounts of money to purchase the car that will bring them the recognition they desire and believe they deserve.</p>\n<p>Contrast that with the car purchasing habits of Europeans. When travelling in France, for example, you may not be able to distinguish a CEO from a factory worker based solely on the cars they drive. Unlike in North America, business owners and managers do not possess the same need to have a flashier vehicle than those who are working under them. Nor do employees strive as diligently to improve their status by acquiring more expensive vehicles. Vehicles are viewed more as a tool for getting from point A to point B than as an indicator of social or economic status.</p>\n<p>The prices people pay for vehicles also differ from one side of the Atlantic to the other. North American will pay upwards of $33,000 on average for a car, while Europeans may pay less than ten percent of their gross annual income to buy a vehicle. Europeans also opt to buy used vehicles more often than North Americans, increasing their savings even more.</p>\n<p>Furthermore, Europeans tend to avoid financing vehicle purchases over the span of several years. Financing the purchase over several years may sound appealing, but the interest adds up. For example, a car loan of $30,000 at 2.5 percent interest paid over the span of five years would cost $1816 in interest. Increase the term to eight years and the interest balloons to almost $3000!</p>\n<p>According to Equifax, North Americans are now financing vehicles at record levels. In 2014, the total outstanding balance for car loans in America was $902.2 billion, up ten percent from the previous year.</p>\n<p>In Canada, car loans have increased even more dramatically. Auto lending for Canadians in 2007 was a mere $16.2 billion in Canada. By 2014, that amount had grown to $64 billion. In light of how auto loans are propelling the growth of personal debt, some financial experts are predicting that a downturn in the economy could spark a similar crisis to the U.S. subprime mortgage crisis. (See “How Canada’s Auto Loan Bubble Has Become a Ticking Time Bomb” by Garry Marr and Barbara Shecter, Financial Post, November 22, 2014.)</p>\n<p>Auto loans are clearly placing North Americans in a compromising position. What would happen if North Americans followed the example of the many Europeans who choose to pay cash rather than taking out a loan? Buyers would save the interest costs, could potentially negotiate a better purchase price, and would experience much, much less stress. Plus, instead of being saddled by debt, they could invest the funds in much more productive ways.</p>\n<p>Ultimately, it seems clear that North Americans are paying way too much for vehicles. Instead of seeing cars as tools for transportation, they are looked to as a source of identity. Because of this skewed value placed on cars, much of a person’s wealth becomes consumed by paying high ticket prices and interest. By reconsidering the value placed on vehicles, however, a person can enjoy a much happier and financially-free relationship with his or her 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the development of the first general-purpose credit cards in the 1950s, consumers have come to rely upon the use of credit to make purchases. With about 400 million active credit card accounts in the US alone, Credit cards have become...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/04/16/credit-card-fraud-and-new-technologies/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:5564:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F16%2Fcredit-card-fraud-and-new-technologies%2F&amp;linkname=Credit%20Card%20Fraud%20and%20New%20Technologies\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F16%2Fcredit-card-fraud-and-new-technologies%2F&amp;linkname=Credit%20Card%20Fraud%20and%20New%20Technologies\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F16%2Fcredit-card-fraud-and-new-technologies%2F&amp;linkname=Credit%20Card%20Fraud%20and%20New%20Technologies\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F16%2Fcredit-card-fraud-and-new-technologies%2F&amp;title=Credit%20Card%20Fraud%20and%20New%20Technologies\" id=\"wpa2a_12\"></a></p><p>Since the development of the first general-purpose credit cards in the 1950s, consumers have come to rely upon the use of credit to make purchases. With about 400 million active credit card accounts in the US alone, Credit cards have become a ubiquitous payment option, whether in person or online.</p>\n<p>Just how secure are credit cards, though? What are the risks involved in using them, and how susceptible are you to fraud or faulty charges?</p>\n<p>As new technologies become integrated with credit card payments, the potential for high-tech scams and errors escalates. Consider the contactless credit card systems using radio-frequency identification (RFID), such as MasterCard Contactless (formerly Paypass), American Express&#8217; ExpressPay, and Visa payWave. Instead of inserting these cards into a traditional card reader and entering a PIN, users simply wave or tap the card at a reader that automatically detects the card and charges the appropriate amount. Because using contactless payment cards only requires proximity—theoretically within 7 cm, though greater distances have been reported—purchases have been known to be charged to wrong cards or for double billing to occur. Some people have even unwittingly paid for the person next in line.</p>\n<p>Plus, with early contactless credit cards, nefarious people in close proximity were able to remotely access to the card number, expiry date, holder&#8217;s name, and list of transactions. The holder&#8217;s name and the list of transactions are no longer accessible remotely (making it impossible to clone the card), but the card number and expiry date remain at risk.</p>\n<p>Credit card companies view security issues seriously and have adopted policies to reduce the risk, such as setting a maximum purchase amount or a maximum number of times a card can be used before requiring a PIN. Using a simple mobile phone or card reader device, however, researchers at Newcastle University in northeastern England discovered that scammers could bypass the £20 limit by switching to a foreign currency, which would allow them access up to 999,999.99 in that currency. This major flaw has since been rectified, but criminals will always be look for ways around such limitations.</p>\n<p>Of course, fraud protection is typically offered by credit card companies and required by government regulations. In the US, for example, federal law holds a cardholder liable for no more than $50, regardless of the amounts charged to the card. Cardholders could nullify this protection through negligence, however, such as by giving their PIN number to others.</p>\n<p>Furthermore, cardholders must report the unauthorized charges within 60 days of receiving the credit card statement in order to qualify for the protection. This means cardholders must closely monitor credit card charges, whether checking online or inspecting statements for unauthorized payments. Though the fraudulent charges are supposed to be refunded to the cardholder without delay, however, many fraud victims report that the refunds are sometimes not received until weeks or even months later.</p>\n<p>Debit cards hold greater risks. While liability is $50 when fraud is reported within two days of receiving the statement, the limit increases to $500 for incidents reported between two and 60 days afterward. Beyond that, you may be liable for the entire amount.</p>\n<p>As technology continues to evolve, digital tools are now supplementing traditional credit options. For instance, Apple released its mobile payment option—Apple Pay—in October 2014. Rather than using a card, consumers are able to take advantage of contactless payment terminals by using an iPhone 6, iPhone 6 Plus, Apple Watch-compatible device, iPad Air 2, or iPad Mini 3 enabled to make purchases. While Apple’s system itself appears to be secure thus far, processes at individual banks for verifying associated credit cards can vary greatly. As a result, the Apple Pay fraud rate is at 6 percent compared to the 0.1 percent rate for swipe transactions.</p>\n<p>New technologies offer greater convenience, though paired with potential dangers. Consumers can enjoy the benefits, but should remain cautious and diligent in monitoring charges. If unauthorized activity is detected, credit providers should be contacted immediately so the problem can be rectified as soon as 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Tipping Point — How Leaving a Tip Has Evolved Through the Years\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:6:{s:4:\"data\";s:105:\"http://canadasmartmoney.com/2015/04/06/the-tipping-point-how-leaving-a-tip-has-evolved-through-the-years/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:8:\"comments\";a:1:{i:0;a:6:{s:4:\"data\";s:113:\"http://canadasmartmoney.com/2015/04/06/the-tipping-point-how-leaving-a-tip-has-evolved-through-the-years/#respond\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:7:\"pubDate\";a:1:{i:0;a:6:{s:4:\"data\";s:31:\"Mon, 06 Apr 2015 22:59:12 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:8:\"category\";a:2:{i:0;a:6:{s:4:\"data\";s:8:\"Articles\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}i:1;a:6:{s:4:\"data\";s:7:\"tipping\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:4:\"guid\";a:1:{i:0;a:6:{s:4:\"data\";s:33:\"http://canadasmartmoney.com/?p=26\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:11:\"description\";a:1:{i:0;a:6:{s:4:\"data\";s:416:\"The practice of leaving a tip as a reward for good service is a time-honored tradition that is still undergoing evolution. Having first gained prominence in 17th-century England, tipping was originally intended as a way for houseguests to show gratitude...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/04/06/the-tipping-point-how-leaving-a-tip-has-evolved-through-the-years/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:4677:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fthe-tipping-point-how-leaving-a-tip-has-evolved-through-the-years%2F&amp;linkname=The%20Tipping%20Point%20%E2%80%94%20How%20Leaving%20a%20Tip%20Has%20Evolved%20Through%20the%20Years\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fthe-tipping-point-how-leaving-a-tip-has-evolved-through-the-years%2F&amp;linkname=The%20Tipping%20Point%20%E2%80%94%20How%20Leaving%20a%20Tip%20Has%20Evolved%20Through%20the%20Years\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fthe-tipping-point-how-leaving-a-tip-has-evolved-through-the-years%2F&amp;linkname=The%20Tipping%20Point%20%E2%80%94%20How%20Leaving%20a%20Tip%20Has%20Evolved%20Through%20the%20Years\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fthe-tipping-point-how-leaving-a-tip-has-evolved-through-the-years%2F&amp;title=The%20Tipping%20Point%20%E2%80%94%20How%20Leaving%20a%20Tip%20Has%20Evolved%20Through%20the%20Years\" id=\"wpa2a_14\"></a></p><p>The practice of leaving a tip as a reward for good service is a time-honored tradition that is still undergoing evolution. Having first gained prominence in 17th-century England, tipping was originally intended as a way for houseguests to show gratitude to the host’s servants. Before long, it became customary to leave a tip at coffeehouses, bars, and restaurants.</p>\n<p>Today, recipients of tips include personnel providing services in a variety of industries, including (but not limited to) hotel cleaning staff, taxi drivers, hairdressers, and babysitters. Postal workers and paperboys or papergirls are also often tipped, particularly around Christmastime.</p>\n<p>The amount is generally calculated as a percentage of the bill, though some tippers prefer to use a flat rate. In 1922, Emily Post—famous as an expert on etiquette—wrote that a tip of 10 percent was the rule when leaving a gratuity. In recent years, however, the percentage has been climbing.</p>\n<p>By the late 1900s, a tip of 15 percent had become expected. Esquire magazine affirmed this percentage in 2008 by stating that “15 percent for good service is still the norm.” In many restaurants, however, the suggested rate has grown to 18, 20, 25, or even 30 percent. A 2012-2013 study by PayScale concluded that the median percentage given is now in excess of 19.5 percent.</p>\n<p>Why is the percentage climbing? Is it simply an arbitrary decision driven by the service industry? Has tipping changed from a reward for good service to a requirement regardless of the service quality?</p>\n<p>Granted, tipping constitutes a significant percentage of the income of service personnel, many of whom live in poverty. The amount of tips received should increase just to keep up with inflation. However, because tipping is percentage-based, the increased amount is inherent in the system. As restaurant bills increase, so do tip amounts. Yet the expected tipping percentage itself continues to increase.</p>\n<p>Recently, some businesses have introduced an electronic tip jar as a method to increase tipping. For every swipe of a credit card, for example, one dollar can be charged for a tip. Patrons not carrying cash no longer have an excuse for not tipping.</p>\n<p>Or consider how a tip is automatically included in some cab fares. The passenger must either pay the tip or face the embarrassment of manually declining to pay it. Leaving a tip is becoming less an option of the customer and more of a requirement.</p>\n<p>In many establishments, a service charge is already calculated within the bill. In such cases, an additional tip may or may not be expected. Many times, customers are left confused about what to do.</p>\n<p>Should customers continue to pay the increasing percentages? Should tipping revert from an expectation back to a reward for services rendered? Should tips be automatically included as a service charge with no further amount required? Or should tipping exist at all? The answers are not easy and have wide-reaching implications for service staff and customers alike. Current practices, however, are creating frustration, embarrassment, and resentment. Is a simpler system possible? What do you think?</p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:36:\"http://wellformedweb.org/CommentAPI/\";a:1:{s:10:\"commentRss\";a:1:{i:0;a:6:{s:4:\"data\";s:110:\"http://canadasmartmoney.com/2015/04/06/the-tipping-point-how-leaving-a-tip-has-evolved-through-the-years/feed/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:38:\"http://purl.org/rss/1.0/modules/slash/\";a:1:{s:8:\"comments\";a:1:{i:0;a:6:{s:4:\"data\";s:1:\"0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}}}i:7;a:7:{s:4:\"data\";s:45:\"\n		\n		\n		\n		\n		\n				\n		\n\n		\n		\n				\n			\n		\n		\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}s:5:\"child\";a:5:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:30:\"Is Dave Ramsey Still Relevant?\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:6:{s:4:\"data\";s:69:\"http://canadasmartmoney.com/2015/04/06/is-dave-ramsey-still-relevant/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:8:\"comments\";a:1:{i:0;a:6:{s:4:\"data\";s:77:\"http://canadasmartmoney.com/2015/04/06/is-dave-ramsey-still-relevant/#respond\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:7:\"pubDate\";a:1:{i:0;a:6:{s:4:\"data\";s:31:\"Mon, 06 Apr 2015 22:58:32 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:8:\"category\";a:2:{i:0;a:6:{s:4:\"data\";s:8:\"Articles\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}i:1;a:6:{s:4:\"data\";s:11:\"dave ramsey\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:4:\"guid\";a:1:{i:0;a:6:{s:4:\"data\";s:33:\"http://canadasmartmoney.com/?p=24\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}s:11:\"description\";a:1:{i:0;a:6:{s:4:\"data\";s:391:\"Financial guru Dave Ramsey has been giving expert advice on financial management for over 20 years, but is his advice still relevant? Does his rags-to-riches approach work for the everyday person? Should his advice be followed religiously? To be clear, Ramsey’s...<br /><a class=\"read-more-button\" href=\"http://canadasmartmoney.com/2015/04/06/is-dave-ramsey-still-relevant/\">Read more</a>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:6:{s:4:\"data\";s:5:\"admin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"xmlns\";a:6:{s:7:\"content\";s:40:\"http://purl.org/rss/1.0/modules/content/\";s:3:\"wfw\";s:36:\"http://wellformedweb.org/CommentAPI/\";s:2:\"dc\";s:32:\"http://purl.org/dc/elements/1.1/\";s:4:\"atom\";s:27:\"http://www.w3.org/2005/Atom\";s:2:\"sy\";s:44:\"http://purl.org/rss/1.0/modules/syndication/\";s:5:\"slash\";s:38:\"http://purl.org/rss/1.0/modules/slash/\";}}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:6:{s:4:\"data\";s:5039:\"<p><a class=\"a2a_button_facebook\" href=\"http://www.addtoany.com/add_to/facebook?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fis-dave-ramsey-still-relevant%2F&amp;linkname=Is%20Dave%20Ramsey%20Still%20Relevant%3F\" title=\"Facebook\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_twitter\" href=\"http://www.addtoany.com/add_to/twitter?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fis-dave-ramsey-still-relevant%2F&amp;linkname=Is%20Dave%20Ramsey%20Still%20Relevant%3F\" title=\"Twitter\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_button_google_plus\" href=\"http://www.addtoany.com/add_to/google_plus?linkurl=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fis-dave-ramsey-still-relevant%2F&amp;linkname=Is%20Dave%20Ramsey%20Still%20Relevant%3F\" title=\"Google+\" rel=\"nofollow\" target=\"_blank\"></a><a class=\"a2a_dd a2a_target addtoany_share_save\" href=\"https://www.addtoany.com/share#url=http%3A%2F%2Fcanadasmartmoney.com%2F2015%2F04%2F06%2Fis-dave-ramsey-still-relevant%2F&amp;title=Is%20Dave%20Ramsey%20Still%20Relevant%3F\" id=\"wpa2a_16\"></a></p><p>Financial guru Dave Ramsey has been giving expert advice on financial management for over 20 years, but is his advice still relevant? Does his rags-to-riches approach work for the everyday person? Should his advice be followed religiously?</p>\n<p>To be clear, Ramsey’s personal journey has taken him from bankruptcy to a portfolio worth over $55 million. The lessons learned along the way have shaped the advice he gives to others. Still, much of his advice can be criticized as unrealistic or misleading.</p>\n<p>Consider, for example, Ramsey’s emphasis on paying cash for real estate. While doing so may sound ideal, it is not realistic for the vast majority of people. With the typical price of home equalling many times the annual income of the average family, several years would be required for most people to save enough cash, even with self-discipline and significant sacrifice. All the while, rent would need to be paid toward someone else’s property.</p>\n<p>Ramsey claims to possess a credit score of “0”, while proclaiming credit scores are unnecessary. In reality, however, a credit score check may be required to take out life insurance, health insurance, or car insurance. A low score may mean a paying a higher premium. Potential employers may perform a credit check before hiring, landlords may perform a credit check before renting an apartment, and cell phone companies may require a check before authorizing service. In other words, credit scores are used for a lot more than simply securing loans. (And incidentally, the lowest possible FICO score is 300 and the lowest VantageScore is 501.)</p>\n<p>How about Ramsey’s insistence on cutting up credit cards and debit cards while paying cash for absolutely everything? Though this sounds good in theory, paying cash is not always an option. For example, most airlines do not accept cash payments for in-flight flight purchases, insisting instead on the use of credit cards or debit cards. Not all debit cards are universally accepted either, as airlines such as United will only accept debit cards bearing the Visa or MasterCard logo. A credit card is also required to shop online or across the border, rent cars, check into hotels, and even order food in some restaurants.</p>\n<p>The investment advice Ramsey gives is another bone of contention, as he suggests investors work with an expectation of a 12 percent average annual return. Ramsey based this number on the average annual return of the S&amp;P 500 between 1926 and 2011, but investors actually received a return of less than 10 percent, or 6-7 percent above the rate of inflation. His advice, which is misleading due to market volatility and fees, could leave adherents seriously under-invested for retirement. Plus, investing only in stocks (no bonds) as Ramsey suggests leaves all investments vulnerable to market volatility. Indeed, adherents of Ramsey’s philosophy were hit particularly hard by the stock market plunge of 2008 and 2009.</p>\n<p>More problems emerge with Ramsey’s proposed 8 percent withdrawal rate in retirement. For a 30-year retirement expectation, however, withdrawing that amount significantly increases the odds of running out of money early. A more realistic withdrawal rate would be 3-5 percent.</p>\n<p>Finally, many critics are questioning the relationship Ramsey has with his Endorsed Local Providers, or ELPs. These ELPs, including investment brokers, real estate brokers, insurance and mortgage brokers, and others, are often commissioned-based providers who pay for the endorsement. This arrangement is shady, at best.</p>\n<p>As charismatic as Dave Ramsey may appear, his advice should not be accepted lock, stock, and barrel. Working closely with a trusted financial adviser who can customize a financial plan based on specific situations is a much better approach. 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The new code instead responds to network conditions, and ramps up to send larger chunks as the the network proves capable. The bigger your site is, the more time you&#8217;ll save.</p>\n<p>In a test of a 66Mb zip, this cut the upload time down from 76 seconds to 22 &#8211; a saving of 71%!</p>\n<p>David Anderson (lead developer, UpdraftPlus)</p>\n<span class=\"et_bloom_bottom_trigger\"></span><p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/faster-dropbox-uploads/\">Faster Dropbox uploads</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:36:\"http://wellformedweb.org/CommentAPI/\";a:1:{s:10:\"commentRss\";a:1:{i:0;a:5:{s:4:\"data\";s:52:\"https://updraftplus.com/faster-dropbox-uploads/feed/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:38:\"http://purl.org/rss/1.0/modules/slash/\";a:1:{s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:1:\"1\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:47:\"https://updraftplus.com/faster-dropbox-uploads/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:5;a:6:{s:4:\"data\";s:45:\"\n		\n		\n		\n		\n		\n				\n		\n\n		\n		\n				\n			\n		\n		\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:6:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"On a diet – shrinking your zip!\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/DxnpgNYC7Og/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:61:\"https://updraftplus.com/on-a-diet-shrinking-your-zip/#respond\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 06 Apr 2016 20:08:00 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:2:{i:0;a:5:{s:4:\"data\";s:28:\"UpdraftPlus development news\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}i:1;a:5:{s:4:\"data\";s:12:\"translations\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"https://updraftplus.com/?p=150542\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:703:\"<p>UpdraftPlus is on a diet: future downloads of paid versions of UpdraftPlus will be around 35% smaller to download, and for their installed size on your webserver. 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Manage all your backups from one location.</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:9:\"Joe Miles\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:2094:\"<p><strong>Do you have multiple WordPress sites to backup?</strong></p>\n<p>If you use UpdraftPlus to backup lots of sites, then you’ll be excited to hear about the launch of UpdraftCentral!</p>\n<p>UpdraftCentral is a Software-as-a-Service (SaaS) dashboard that makes it easier and quicker than ever to control backups on all your sites – in one place.</p>\n<p>You login to your account on our website, and from this &#8216;mothership&#8217; you can control all your installs of UpdraftPlus plugin.  Backups, setting, restore on all your sites from one place.</p>\n<p>Furthermore, to our customers, we’re offering you a 50% off your first year&#8217;s subscription with this code: <strong>udc50</strong>.</p>\n<p>So you can save precious time and become more productive for as little as $5.94 per month  &#8211; less than $0.40 per site!</p>\n<p><strong>But hurry!  The offer ends Tuesday 12th April&#8230;</strong></p>\n<p>&nbsp;</p>\n<p><strong>Interested?</strong></p>\n<p>Find out all the details here: <span style=\"text-decoration: underline;\"><a href=\"http://UpdraftCentral.com\">UpdraftCentral.com</a></span></p>\n<p><span style=\"text-decoration: underline;\"><a href=\"https://updraftplus.com/my-account/updraftcentral-remote-control/\">Sign into your account on UDP to use FREE for up to 5 sites</a></span></p>\n<p>Love it? <span style=\"text-decoration: underline;\"><a href=\"https://updraftplus.com/shop/updraftcentral-dashboard/\">Buy a subscription here </a></span>for any number of sites. Don&#8217;t forget your 50% code valid for the first 12 months: <strong>udc50 </strong>(available for new orders only &#8211; i.e. no retrospective discounts).</p>\n<span class=\"et_bloom_bottom_trigger\"></span><p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/updraftcentral-is-born-manage-all-your-backups-from-one-location/\">UpdraftCentral is born! 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UpdraftCentral is our new remote-control dashboard, &#8230; <a href=\"https://updraftplus.com/updraftplus-1-12-2-2-12-2/\">Continue reading <span class=\"meta-nav\">&#8594;</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/updraftplus-1-12-2-2-12-2/\">UpdraftPlus 1.12.2 / 2.12.2</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:7:\"udadmin\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:3593:\"<p>A new UpdraftPlus release was made a couple of days ago. This had the usual small tweaks and optimisations; plus one big addition that we&#8217;ve been working on for a long time &#8211; <a href=\"https://updraftplus.com/updraftcentral/\">UpdraftCentral</a>.</p>\n<p><a href=\"https://updraftplus.com/updraftcentral/\">UpdraftCentral</a> is our new remote-control dashboard, allowing you to manage backups from multiple websites, from one place. With it, you can start backups, delete, download and restore existing backups, change your settings, and have a one-click login to the WordPress dashboards of your managed sites, from a single dashboard. Both free and paid versions of UpdraftPlus can be controlled.</p>\n<p>What&#8217;s more, everyone can manage 5 sites, for free. To get going, just choose UpdraftCentral from the account menu at the top of updraftplus.com &#8211; <a href=\"https://updraftplus.com/my-account/updraftcentral-remote-control/\">or go directly, via this link</a>. To learn more about UpdraftCentral and its state-of-the art technology (encryption of all communications, single-page and mobile-friendly/responsive JavaScript application), and pricing for additional sites, <a href=\"https://updraftplus.com/updraftcentral/\">go here</a>. You&#8217;ll have opportunity to hear plenty more about UpdraftCentral in the coming days and weeks.</p>\n<p>To use UpdraftCentral, you will need to be running this latest release of UpdraftPlus (or any we make in future!).</p>\n<p>Here&#8217;s the complete UpdraftPlus changelog.</p>\n<ul>\n<li><strong>Feature:</strong> Compatible with <a href=\"https://updraftplus.com/updraftcentral/\">the UpdraftCentral remote control panel</a></li>\n<li><strong>Compatibility:</strong> Tested + supported on the upcoming WordPress 4.5</li>\n<li><strong>Fix:</strong> On some setups, if no remote storage was configured (not recommended), then old backups were not being pruned</li>\n<li><strong>Fix:</strong> Make FTP active mode (very rarely seen) work correctly again</li>\n<li><strong>Tweak:</strong> Added a hint to FTP users who appear to be firewalled on only the data channel when attempting to use encrypted FTP</li>\n<li><strong>Tweak:</strong> Improve detection of the WordPress scheduler duplicating periodic events when the server is overloaded</li>\n<li><strong>Tweak:</strong> Simplify main tab layout upon first use</li>\n<li><strong>Tweak:</strong> Add some previously unbundled licence files</li>\n<li><strong>Tweak:</strong> Prevent a couple of PHP notices being logged when running a manual search/replace</li>\n<li><strong>Tweak:</strong> Add a filter to allow more over-riding of pruning</li>\n<li><strong>Tweak:</strong> When testing Amazon S3 bucket accessibility, slightly improve one of the corner-case checks</li>\n<li><strong>Tweak:</strong> When creating an encryption key for direct Migration, or UpdraftCentral, allow the user to choose their key size (this helps with PHP installs lacking both OpenSSL and GMP, in which case key creation can be really slow)</li>\n<li><strong>Tweak:</strong> Detect another case and deal with an HTTP 413 response when sending chunked data on a direct site-to-site migration</li>\n</ul>\n<p>David Anderson (lead developer, UpdraftPlus)</p>\n<span class=\"et_bloom_bottom_trigger\"></span><p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/updraftplus-1-12-2-2-12-2/\">UpdraftPlus 1.12.2 / 2.12.2</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:36:\"http://wellformedweb.org/CommentAPI/\";a:1:{s:10:\"commentRss\";a:1:{i:0;a:5:{s:4:\"data\";s:55:\"https://updraftplus.com/updraftplus-1-12-2-2-12-2/feed/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:38:\"http://purl.org/rss/1.0/modules/slash/\";a:1:{s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:1:\"0\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:42:\"http://rssnamespace.org/feedburner/ext/1.0\";a:1:{s:8:\"origLink\";a:1:{i:0;a:5:{s:4:\"data\";s:50:\"https://updraftplus.com/updraftplus-1-12-2-2-12-2/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:8;a:6:{s:4:\"data\";s:42:\"\n		\n		\n		\n		\n		\n				\n\n		\n		\n				\n			\n		\n		\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:6:{s:0:\"\";a:7:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:46:\"The 5 things that can ruin your WordPress site\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:58:\"http://feedproxy.google.com/~r/UpdraftPlus/~3/M7yeFx2KO4Y/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"comments\";a:1:{i:0;a:5:{s:4:\"data\";s:79:\"https://updraftplus.com/the-5-things-that-can-ruin-your-wordpress-site/#respond\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Mon, 21 Mar 2016 11:36:58 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:8:\"category\";a:1:{i:0;a:5:{s:4:\"data\";s:15:\"Tips and tricks\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"https://updraftplus.com/?p=148206\";s:7:\"attribs\";a:1:{s:0:\"\";a:1:{s:11:\"isPermaLink\";s:5:\"false\";}}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:729:\"<p>You want your WordPress website to be engaging and attractive. You want everyone who visits it to grasp what you’re trying to get across, and to come back for more. But life doesn’t always go to plan. For that reason, &#8230; <a href=\"https://updraftplus.com/the-5-things-that-can-ruin-your-wordpress-site/\">Continue reading <span class=\"meta-nav\">&#8594;</span></a></p>\n<p>The post <a rel=\"nofollow\" href=\"https://updraftplus.com/the-5-things-that-can-ruin-your-wordpress-site/\">The 5 things that can ruin your WordPress site</a> appeared first on <a rel=\"nofollow\" href=\"https://updraftplus.com\">UpdraftPlus</a>. <a href=\"http://updraftplus.com\">UpdraftPlus - Backup, restore and migration plugin for WordPress.</a></p>\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:9:\"Joe Miles\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:40:\"http://purl.org/rss/1.0/modules/content/\";a:1:{s:7:\"encoded\";a:1:{i:0;a:5:{s:4:\"data\";s:5336:\"<p>You want your WordPress website to be engaging and attractive. You want everyone who visits it to grasp what you’re trying to get across, and to come back for more.</p>\n<p>But life doesn’t always go to plan. For that reason, it’s always a good idea to prepare for the worst.</p>\n<p>Here are five things that can ruin your WordPress site:</p>\n<ol>\n<li><strong><u>Bad Plugins</u></strong></li>\n</ol>\n<p>There are literally thousands of plugins out there, and they’re great: they enable your website to do almost anything, and make life a whole lot easier.</p>\n<p>But when you’re installing one, make sure it isn’t out to ruin your day. Some plugins are badly-tested, with incompatible extensions or rogue updates. Others are downright malicious, deliberately intended to mess you about.</p>\n<p>A few questions to ask yourself when choosing a plugin: is it legitimate? When was the last time the plugin was updated, and is it compatible with your version of WordPress? Has it got good reviews from lots of active users?</p>\n<ol start=\"2\">\n<li><strong><u>User Error</u></strong></li>\n</ol>\n<p>When you’re creating a WordPress, things can sometimes go wrong. It happens to the best of us, and it can be something so simple, you won’t want to tell anyone. For example, did you know that a single character in the wrong place somewhere in your wp-config.php file can crash your website?</p>\n<p>The WordPress support forums are full of posts by panicked users who fear they might have broken their sites. Luckily, there is a supportive community out there, and people ready to help out even with the smallest of mistakes.</p>\n<p>If something does go wrong with your site, take a look at all the advice out there. A good place to start is the more <a href=\"http://codex.wordpress.org/Common_WordPress_Errors\">common WordPress errors</a>.</p>\n<ol start=\"3\">\n<li><strong><u>Server Crashes,</u></strong></li>\n</ol>\n<p>Your last post was especially awesome and is drawing a lot more traffic than usual. You sit back triumphantly, only to find that the increased traffic has just caused a server crash. Your site is down, and with every second that passes, you’re losing potential customers.</p>\n<p>In one terrifying example, a WordPress developer told the story of a server crash they had right before a pitch to a potential client. The website that was all set up to demonstrate their skills (and which was the main part of their presentation) was suddenly unavailable.</p>\n<p>In this situation, the best reaction is not to panic (however tempting that might seem). Get in contact with your web hosting company to find out what is going on. 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Post Status Draft is hosted by Joe Hoyle &#8212; the CTO of Human Made &#8212; and Brian Krogsgard.</p>\n<p><span>Everybody creates workflows to accomplish their development work. And sometimes you come upon a new tool that completely changes how you do things, and helps you improve your productivity.</span></p>\n<p><span>In this episode, Joe and Brian aim to share their tools in the hopes that it will help others review and refine their own processes. And Joe and Brian approach things quite differently themselves, so they compare and contrast their own workflows. Have something to add to the conversation, be sure to comment!</span></p>\n<!--[if lt IE 9]><script>document.createElement(\'audio\');</script><![endif]-->\n<a href=\"https://audio.simplecast.com/36197.mp3\">https://audio.simplecast.com/36197.mp3</a>\n<p><a href=\"http://audio.simplecast.com/36197.mp3\">Direct Download</a></p>\n<h3>Tools</h3>\n<ul>\n<li><a href=\"https://github.com/modmore/Gitify\">Gitify</a>, <a href=\"http://www.cockos.com/licecap/\">lice-cap</a></li>\n<li><a href=\"http://www.capturedapp.com/\">Captured (straight to S3)</a>, <a href=\"http://gifhub.org/\">Gifhub</a>, <a href=\"https://www.telestream.net/screenflow/\">Screenflow</a>, <a href=\"https://cloudup.com/\">Cloudup</a></li>\n<li><a href=\"https://www.authy.com/\">Authy</a></li>\n<li><a href=\"https://justgetflux.com/\">F.lux</a></li>\n<li><a href=\"https://www.tunnelbear.com/\">TunnelBear</a></li>\n<li><a href=\"https://www.alfredapp.com/\">Alfred</a></li>\n<li><a href=\"https://slack.com/\">Slack</a></li>\n</ul>\n<h3>Coding Tools &amp; Debugging</h3>\n<ul>\n<li><a href=\"https://www.jetbrains.com/phpstorm/\">PHPStorm</a>, <a href=\"https://www.sublimetext.com/\">Sublime</a>, <a href=\"https://atom.io/\">Atom</a>, <a href=\"http://www.vim.org/\">VIM</a>, <a href=\"https://panic.com/coda/\">Coda</a></li>\n<li><a href=\"https://xdebug.org/\">Xdebug</a>, <a href=\"http://php.net/manual/en/function.var-dump.php\">var_dump</a>, <a href=\"https://pecl.php.net/package/xhprof\">XHProf</a></li>\n<li><a href=\"https://github.com/jkbrzt/httpie\">httpie</a></li>\n<li><a href=\"https://atom.io/packages\">Atom Packages</a>: <a href=\"https://atom.io/packages/autocomplete-php\">php-autocomplete</a>, WPCS, <a href=\"https://atom.io/packages/linter-php\">php-linter</a></li>\n<li><a href=\"https://facebook.github.io/react/blog/2015/09/02/new-react-developer-tools.html\">React-console</a></li>\n<li><a href=\"https://wordpress.org/plugins/query-monitor/\">Query Monitor</a></li>\n<li><a href=\"http://www.sequelpro.com/\">Sequel Pro</a>, <a href=\"http://dev.mysql.com/doc/refman/5.7/en/mysql.html\">mysql command line</a></li>\n<li><a href=\"https://www.iterm2.com/\">iTerm2</a></li>\n<li><a href=\"http://wp-cli.org/\">wp-cli!!!</a></li>\n</ul>\n<h3>Build Tools</h3>\n<ul>\n<li><a href=\"http://gruntjs.com/\">Grunt</a></li>\n<li><a href=\"http://gulpjs.com/\">Gulp</a></li>\n<li><a href=\"https://www.gnu.org/software/make/\">Make</a></li>\n<li><a href=\"https://imageoptim.com/mac\">ImageOptim</a></li>\n<li><a href=\"https://www.npmjs.com/package/grunt-sass\">Grunt-sass</a> vs. <a href=\"https://www.npmjs.com/package/grunt-contrib-sass\">grunt-contrib-sass</a></li>\n</ul>\n<h3>Version Control / Review Tools / Deployment</h3>\n<ul>\n<li><a href=\"http://jonas.nitro.dk/tig/\">Tig</a>, <a href=\"https://www.git-tower.com/\">Tower</a></li>\n<li><a href=\"https://hub.github.com/\">Hub</a></li>\n<li><a href=\"https://github.com/\">Github</a></li>\n<li><a href=\"http://www.araxis.com/merge/index.en\">Araxis Merge</a></li>\n<li><a href=\"http://deploybot.com/\">DeployBot</a> / <a href=\"http://beanstalkapp.com/\">Beanstalk</a></li>\n<li><a href=\"https://panic.com/transmit/\">Transmit (S3/SFTP)</a></li>\n</ul>\n<h3>Frontend Tools / Extensions</h3>\n<ul>\n<li><a href=\"https://developer.chrome.com/devtools\">Chrome Inspector / Console</a></li>\n<li><a href=\"https://www.getpostman.com/\">Postman</a></li>\n<li><a href=\"https://developer.chrome.com/devtools/docs/javascript-debugging\">Chrome JS Debugger</a></li>\n<li><a href=\"https://chrome.google.com/webstore/detail/ip-address-and-domain-inf/lhgkegeccnckoiliokondpaaalbhafoa?hl=en\">IP &amp; Domain Info extension</a></li>\n<li><a href=\"https://chrome.google.com/webstore/detail/web-developer/bfbameneiokkgbdmiekhjnmfkcnldhhm?hl=en\">Web Developer</a></li>\n<li><a href=\"https://wappalyzer.com/\">Wappalyzer</a></li>\n<li><a href=\"http://codepen.io/\">CodePen</a></li>\n</ul>\n<h3>Sponsor</h3>\n<p class=\"p1\"><span class=\"s1\">This podcast is sponsored by <a href=\"https://yoast.com/\">Yoast</a>. Yoast SEO is the best WordPress SEO plugin available, with a premium version to provide expert support and additional features. Thank you to Yoast for being a Post Status partner.</span></p>\n<h3>Related Podcasts</h3>\n<p><a href=\"https://poststatus.com/understanding-wp-cli-and-a-discussion-on-micro-plugin-businesses-draft-podcast/\">Understanding WP-CLI</a></p>\n<p><a href=\"https://poststatus.com/local-wordpress-development-strategies-and-transparency-in-business-draft-podcast/\">Local WordPress Development Strategies</a></p>\n<p>&nbsp;</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 23 Apr 2016 14:06:22 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:14:\"Katie Richards\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:1;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:43:\"WPTavern: In Case You Missed It – Issue 8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:44:\"http://wptavern.com?p=53989&preview_id=53989\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:49:\"http://wptavern.com/in-case-you-missed-it-issue-8\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:5006:\"<a href=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/01/ICYMIFeaturedImage.png\" rel=\"attachment wp-att-50955\"><img class=\"size-full wp-image-50955\" src=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/01/ICYMIFeaturedImage.png?resize=676%2C292\" alt=\"In Case You Missed It Featured Image\" /></a>photo credit: <a href=\"http://www.flickr.com/photos/112901923@N07/16153818039\">Night Moves</a> &#8211; <a href=\"https://creativecommons.org/licenses/by-nc/2.0/\">(license)</a>\n<p>There’s a lot of great WordPress content published in the community but not all of it is featured on the Tavern. This post is an assortment of items related to WordPress that caught my eye but didn’t make it into a full post.</p>\n<h2>Matt Mullenweg&#8217;s Father Passes Away</h2>\n<p>Losing a loved one is tough, especially when it&#8217;s a parent. Matt Mullenweg&#8217;s father, Chuck Mullenweg, recently passed away. Matt <a href=\"https://ma.tt/2016/04/in-memoriam-chuck-mullenweg/\">published a touching tribute</a> on his site that describes the kind of man his father was.</p>\n<blockquote><p>We were in a father / son bowling league. I remember admiring his work ethic so much: he’d get up before dawn every morning and put on a suit, grab his briefcase, and go to work. He often went in on weekends and I loved to go with him because they had &#8216;fast&#8217; internet at the office and I could read Dilbert and about Babylon 5. He was a voracious reader and learner, and loved tinkering whether it was cars or networking. In the other room I can hear a bitcoin mining rig he set up a few years ago. He was independent minded and unafraid to question the status quo.</p></blockquote>\n<p>My deepest sympathies and condolences go out to the Mullenweg family. You can read <a href=\"http://ma.tt/chuck/\">Chuck&#8217;s obituary here</a>.</p>\n<h2>My First Plugin</h2>\n<p>Thanks to <a href=\"https://profiles.wordpress.org/binarygary/\">Binarygary,</a> my first plugin is in the directory. It&#8217;s called <a href=\"https://wordpress.org/plugins/hello-admin/\">Hello Admin</a> and with each page load, a lyric from Hello Dolly displays as an admin notice.</p>\n<a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/HelloAdminScreenshot.png\"><img class=\"size-full wp-image-54005\" src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/HelloAdminScreenshot.png?resize=706%2C390\" alt=\"Hello Admin in Action\" /></a>Hello Admin in Action\n<p>In all seriousness, the plugin is a joke and a humorous way to bring attention to developers <a href=\"http://wptavern.com/please-stop-abusing-wordpress-admin-notices\">abusing admin notices</a> in WordPress.</p>\n<h2>Pressware Partners with Evermore</h2>\n<p>Tom McFarlin <a href=\"https://tommcfarlin.com/evermore/\">announced that his</a> company Pressware, is partnering with <a href=\"https://evermo.re/\">Evermore</a>. The partnership allows Pressware to provide its expertise in custom WordPress development and project management to Evermore&#8217;s customers.</p>\n<h2>Four Years of EDD</h2>\n<p>Pippin Williamson <a href=\"https://pippinsplugins.com/edd-4-years/\">shared the hardships and successes</a> he&#8217;s experienced in the last four years managing Easy Digital Downloads.</p>\n<blockquote><p>Today, Easy Digital Downloads is installed on over 50,000 websites, has reached nearly one million downloads, and has grown to a sustainable business that supports the livelihood of an ever-growing team comprised of full time employees and active contractors. I don’t think I ever thought we would be where we are today four years ago.</p></blockquote>\n<p>His post is an honest look at the amount of effort and circumstances beyond revenue that&#8217;s involved with running a successful business.</p>\n<h2>Translation Day Wapuu Posters!</h2>\n<p>In what is a traditional part of this series, I end each issue by featuring a Wapuu design. For those who don&#8217;t know, Wapuu is the <a href=\"http://wapuu.jp/2015/12/12/wapuu-origins/\">unofficial mascot</a> of the WordPress project. The first <a href=\"http://wptavern.com/wordpress-global-translation-day-set-for-april-24-2016\">global translation day</a> takes place on April 24th and to celebrate the occasion, the WordPress Polyglots team has created a series of Wapuu posters.</p>\n<blockquote class=\"twitter-tweet\"><p lang=\"en\" dir=\"ltr\">New <a href=\"https://twitter.com/hashtag/WPTranslationDay?src=hash\">#WPTranslationDay</a> posters starring <a href=\"https://twitter.com/wp_wapuu\">@wp_wapuu</a> thanks to <a href=\"https://twitter.com/sonjaleix\">@sonjaleix</a>! Grab them while they’re hot! <a href=\"https://t.co/BfU9g8nG9S\">pic.twitter.com/BfU9g8nG9S</a></p>\n<p>&mdash; WPPolyglots (@TranslateWP) <a href=\"https://twitter.com/TranslateWP/status/723494729892110336\">April 22, 2016</a></p></blockquote>\n<p></p>\n<p>That&#8217;s it for issue eight. If you recently discovered a cool resource or post related to WordPress, please share it with us in the comments.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Sat, 23 Apr 2016 02:04:37 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:2;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:87:\"WPTavern: Facebook News Feed Now Favors Articles That Users Spend a Longer Time Reading\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53919\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:97:\"http://wptavern.com/facebook-news-feed-now-favors-articles-that-users-spend-a-longer-time-reading\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3187:\"<a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/reading.jpg\"><img src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/reading.jpg?resize=960%2C624\" alt=\"RC Cipriano\" class=\"size-full wp-image-53999\" /></a><a href=\"https://stocksnap.io/photo/F55691D3FB\">RC Cipriano</a>\n<p>Facebook <a href=\"https://newsroom.fb.com/news/2016/04/news-feed-fyi-more-articles-you-want-to-spend-time-viewing/\" target=\"_blank\">announced</a> yesterday that its news feed algorithm will now favor articles that users spend a long time reading. While likes, clicks, comments, and sharing counts are all valuable metrics, they are not always reliable determinants for what users want to see. Facebook discovered this by gathering feedback via its Feed Quality Program.</p>\n<p>As a result, the social network <a href=\"https://newsroom.fb.com/news/2015/06/news-feed-fyi-taking-into-account-time-spent-on-stories/\" target=\"_blank\">updated its algorithm last June</a> to factor in how much time users spent reading posts within the news feed, regardless of whether users even opened the article. <a href=\"https://newsroom.fb.com/news/2014/08/news-feed-fyi-click-baiting/\" target=\"_blank\">Two years ago</a>, Facebook also began factoring in instances where a user clicks on an article but then comes straight back to the news feed. This could be because a site loaded too slowly or the article was click-bait and not what the user was expecting based on the preview.</p>\n<p>&#8220;Building on this work, we’re learning that the time people choose to spend reading or watching content they clicked on from News Feed is an important signal that the story was interesting to them,&#8221; Facebook representatives said.<strong> &#8220;We are adding another factor to News Feed ranking so that we will now predict how long you spend looking at an article in the Facebook mobile browser or an Instant Article after you have clicked through from News Feed.&#8221;</strong></p>\n<p>Facebook will not be counting loading time towards this new ranking signal but will calculate the actual time spent reading/watching once the content has loaded. But before you think you can game this algorithm by simply publishing longer articles, Facebook will be measuring this time as a threshold so that longer articles are not preferred by default.</p>\n<p>The social network also announced that it will be diversifying its display of posts from different pages so as not to bombard users with too much content from the same source.</p>\n<p>&#8220;We’ve also heard from people that they enjoy reading articles from a wide range of publishers, and it can be repetitive if too many articles from the same source are back to back in their News Feed,&#8221; representatives said. &#8220;We’ll also be making an update to reduce how often people see several posts in a row from the same source in their News Feed.&#8221;</p>\n<p>Publishers who depend on Facebook for a significant amount of their referrals will want to take note of these changes to the news feed algorithm. The social network has already started rolling them out and will continue over the next few weeks.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 22 Apr 2016 22:21:20 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:3;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:76:\"WPTavern: What WordPress.org Does with the Data it Collects from Users Sites\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53940\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:86:\"http://wptavern.com/what-wordpress-org-does-with-the-data-it-collects-from-users-sites\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:5110:\"<a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2015/12/FreemiusFeaturedImage.png\"><img class=\"size-full wp-image-49261\" src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2015/12/FreemiusFeaturedImage.png?resize=660%2C291\" alt=\"Freemius Featured Image\" /></a>photo credit: <a href=\"http://www.flickr.com/photos/29096601@N00/2920562020\">data slide</a> &#8211; <a href=\"https://creativecommons.org/licenses/by-nc/2.0/\">(license)</a>\n<p>Since I started covering WordPress in 2009, one of the things I&#8217;ve noticed is that certain topics have a cyclical nature to them. One of these <a href=\"http://wptavern.com/phoning-home-to-plugin-authors\">is the contention in the WordPress community</a> on what data is <a href=\"http://interconnectit.com/1722/who-is-wordpress-talking-to/\">sent, stored, and shared</a> on WordPress.org. In a <a href=\"http://torquemag.io/2016/04/user-data-wordpress-org-belong-community/\">post published</a> on Torquemag.io, Josh Pollock, Founder of <a href=\"https://calderawp.com/\">CalderaWP</a>, argues that WordPress is a community-driven project and as such, data collected by WordPress.org should be shared with the community.</p>\n<blockquote><p>If installing and updating themes via the WordPress dashboard wasn’t so easy, WordPress wouldn’t be what it is today. I understand and appreciate this.</p>\n<p>Here’s the part that doesn’t sit well with me: WordPress.org is collecting data on all of its users (as it should), but this information isn’t available in aggregate form to the community.</p></blockquote>\n<p>Pollock says that as an entrepreneur, the information would help him make informed business decisions.</p>\n<h2>Data is Stored for Two Days</h2>\n<p>I spoke to Samuel ‘Otto’ Wood, who helps maintain WordPress.org, and discovered that some of the assumptions people have are not true.</p>\n<p>&#8220;The data collection systems on <a href=\"http://w.org/\" target=\"_blank\" rel=\"noreferrer\">w.org</a> have been inconsistent at best, and re-written several times,&#8221; Wood said.</p>\n<p>&#8220;But the general idea that there is some kind of treasure trove of information we&#8217;re storing is misguided, at best. The data is collected, aggregated for the things we display, then tossed. We don&#8217;t store it for any serious length of time. Just the results of the data like the counts.&#8221;</p>\n<p>Gathering, sorting, and displaying the large amount of data associated with WordPress is a CPU intensive job. The most recent example of WordPress.org sharing aggregate data is for active installs of <a href=\"http://wptavern.com/wordpress-plugin-directory-launches-new-design\">plugins</a> and <a href=\"http://wptavern.com/the-wordpress-theme-directory-replaces-download-counts-with-the-number-of-active-installs\">themes</a>. Displaying the Active Install count is the result of significant performance improvements from WordPress lead developer <a href=\"http://wptavern.com/the-wordpress-theme-directory-replaces-download-counts-with-the-number-of-active-installs\">Dion Hulse</a>. Without the improvements, the data collection would have overloaded CPUs and MySQL databases.</p>\n<p>&#8220;Gathering that data is frickin&#8217; difficult to start with, &#8220;Wood said. &#8220;For the longest time, we didn&#8217;t even have the actual system resources to pull off the &#8216;Active Installs&#8217; count. We didn&#8217;t display that count because <b>we couldn&#8217;t do it</b>. The idea that we&#8217;re hiding things is ludicrous.&#8221;</p>\n<p>Raw data is stored for two days and is then overwritten, &#8220;basically, there&#8217;s too much data to store,&#8221; Wood said. &#8220;All of the data that <a href=\"http://w.org/\" target=\"_blank\" rel=\"noreferrer\">w.org</a> gathers is used to display the stats on <a href=\"http://w.org/\" target=\"_blank\" rel=\"noreferrer\">w.org</a> itself. Nothing special is hidden.&#8221;</p>\n<h2>Data Accuracy is Hard</h2>\n<p>If developers are going to make business decisions using public data, the data has to be accurate. Accuracy is a complex problem but the team has slowly made progress over the years as legacy systems on W.org are phased out.</p>\n<p>&#8220;A lot of the <a href=\"http://w.org/\" target=\"_blank\" rel=\"noreferrer\">w.org</a> systems are poorly made,&#8221; Wood said. &#8220;They&#8217;re old, have been modified dozens of times over the years, and badly in need of updating. For a long time, the data we gathered could not be processed fast enough so we simply threw over half of it away.</p>\n<p>&#8220;Mostly, we phase out old useless systems and replace them with something better and newer which gives us things to display. Active Install counts was an entirely new system that replaced an older one which didn&#8217;t give any useful information.&#8221;</p>\n<p>Wood confirms what I&#8217;ve believed to be true for a long time. WordPress.org is not storing data for an extended period of time and the information that is collected is likely on public display somewhere on the site. What types of data would you like to see on WordPress.org?</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 22 Apr 2016 20:38:26 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:4;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:70:\"WPTavern: Guggenheim.org Relaunches on WordPress Using the WP REST API\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53954\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:80:\"http://wptavern.com/guggenheim-org-relaunches-on-wordpress-using-the-wp-rest-api\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:2726:\"<p><a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/guggenheim.png\"><img src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/guggenheim.png?resize=1025%2C444\" alt=\"guggenheim\" class=\"aligncenter size-full wp-image-53969\" /></a></p>\n<p>The <a href=\"http://www.guggenheim.org/\" target=\"_blank\">Guggenheim</a> relaunched its website on WordPress this week. The site, which represents the collection of Guggenheim museums, was in need of an overhaul that would modernize its underlying architecture and design.</p>\n<p>Laura Kleger, who oversees the foundation&#8217;s online projects, explained why the Guggenheim chose WordPress for its new website. She said that the team began with a CMS analysis phase, which included Drupal and WordPress.</p>\n<p>&#8220;The ideal process for improving websites is incremental and rapid change, but the old Guggenheim.org had accumulated too much technical and structural debt to produce further results, and a big leap forward was required,&#8221; Kleger said.</p>\n<p>Prior to embarking on the project, the Guggenheim was running on Joomla, but the team had a difficult time implementing small changes.</p>\n<p>&#8220;We wanted to use a widely adopted, open-source CMS with enough muscle to meet advanced needs,&#8221; Kleger said. They needed a user-friendly way for museum staff to create and update content without requesting the help of of designers and developers for simple updates.</p>\n<p>&#8220;We chose WordPress for a few reasons &#8211; among them, the broad pool of developer resources, the excellence of the content administration interface, the rapid update release cycle, the ease of extending functionality, and the CMS’s deep taxonomy,&#8221; Kleger said.</p>\n<p>The Guggenheim partnered with New York-based development agency <a href=\"https://www.alleyinteractive.com/\" target=\"_blank\">Alley Interactive</a> for the website&#8217;s overhaul, who recommended implementing a headless version of WordPress with content served via the WP REST API. This allowed the team to build out the frontend of the site using AngularJS.</p>\n<p>&#8220;As noted by <a href=\"http://alistapart.com/column/nearly-headless-cms\" target=\"_blank\">others</a>, this approach is superior to the standard WordPress templating approach for achieving some of the more exciting possibilities in user experience today,&#8221; Kleger said.</p>\n<p>The new website is a beautiful example of the WP REST API in the wild. For a deeper look at the design and development process, check out Kleger&#8217;s <a href=\"http://www.guggenheim.org/blogs/checklist/meet-the-new-guggenheim-org\" target=\"_blank\">post announcing the new Guggenheim.org</a>.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 22 Apr 2016 13:34:51 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:5;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:50:\"WPTavern: WordPress 4.5.1 Expected Early Next Week\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53935\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:60:\"http://wptavern.com/wordpress-4-5-1-expected-early-next-week\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:1567:\"<p>WordPress 4.5 &#8220;Coleman&#8221; was <a href=\"http://wptavern.com/wordpress-4-5-coleman-released-introduces-custom-logos-responsive-previews-improved-editing-experience\">released last week</a> without too many issues. However, the WordPress development team recently identified two bugs that are prompting an immediate point release <a href=\"https://make.wordpress.org/core/2016/04/20/4-5-1-release-candidate-tomorrow-april-21st/\">scheduled for next week</a>.</p>\n<p>The <a href=\"https://core.trac.wordpress.org/ticket/36545\">first is that</a> TinyMCE toolbars and tabs are unresponsive in Chrome Version 50.0.2661.75 beta-m (64-bit). The second is that <a href=\"https://core.trac.wordpress.org/ticket/36510\">page templates with widgets are styled incorrectly</a>. WordPress 4.5 added a singular class that many themes use, including Twenty Eleven, that breaks a site&#8217;s layout. After a lengthy discussion and testing, the decision was to <a href=\"https://core.trac.wordpress.org/changeset/36112\">revert</a> the change.</p>\n<p><a href=\"https://wordpress.org/wordpress-4.5.1-RC2.zip\">WordPress 4.5.1 RC 1</a> is available and the core team wants as many people as possible to test the <a href=\"https://make.wordpress.org/core/2016/04/22/4-5-1-release-candidate/\">TinyMCE update and other bug fixes</a> included in the release. If you think you&#8217;ve discovered a bug, you&#8217;re encouraged to report it in the <a href=\"https://wordpress.org/support/forum/alphabeta\">Alpha/Beta section</a> of the support forums.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Fri, 22 Apr 2016 02:17:11 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:6;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:86:\"WPTavern: Jetpack 4.0 Released with UI Improvements and New Editor View for VideoPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53910\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:96:\"http://wptavern.com/jetpack-4-0-released-with-ui-improvements-and-new-editor-view-for-videopress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:2915:\"<p>Shortly after Jetpack 4.0 was released yesterday many <a href=\"https://wordpress.org/support/topic/fatal-error-when-updating-to-jetpack-40-read-this\" target=\"_blank\">users reported a fatal error and/or white screen when updating</a>. Developers started <a href=\"https://www.facebook.com/groups/168889943173228?view=permalink&id=1141144765947736\" target=\"_blank\">warning each other in the Advanced WordPress Facebook group to avoid updating to 4.0</a>, after having received emails from clients with sites that went down. A followup 4.0.2 release was pushed out today for users with the specific configuration that caused the fatal error.</p>\n<p>This is the third time in under two months that the Jetpack team has had to send out a followup update on the heels of a release to correct significant problems. Fortunately, the team worked quickly to get a fix out to sites with fatal errors.</p>\n<p><a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/jetpack-ui-improvements.png\"><img src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/jetpack-ui-improvements.png?resize=286%2C300\" alt=\"jetpack-ui-improvements\" class=\"alignright size-medium wp-image-53926\" /></a>The 4.0 milestone brings major UI improvements for on-boarding new users. In previous versions of the plugin, visiting the Jetpack settings page showed a big green button prompting users to connect to WordPress.com.</p>\n<p>This release introduces a full page explaining the benefits of Jetpack to encourage users to hook it up. It also displays a picture of the development and support team, an explanation of Photon, and the benefits of the Protect module.</p>\n<p>Version 4.0 also adds a new editor view for VideoPress that lets users edit the shortcode in the editor with a new modal options window. This makes it easy to wrangle VideoPress settings directly in the editor</p>\n<p>A few other notable enhancements in this release include:</p>\n<ul>\n<li>Tighter WooCommerce Integration: Social sharing icons now appear on WooCommerce single product views</li>\n<li>Widget Visibility for Custom Post Type Archives: Show/hide widgets for CPT single or archive views</li>\n<li>Selective Refresh for Widgets: Widgets now update instantly with live previews in the customizer</li>\n<li>Updated schema.org Microdata for Breadcrumbs: Gives search engines a better understanding of a page&#8217;s position in the site hierarchy</li>\n</ul>\n<p>Jetpack 4.0 also adds performance enhancements for the Protect module and Contact Forms. The method it uses to clean the database of spam form submission records is now more efficient. Check out the <a href=\"https://wordpress.org/plugins/jetpack/changelog/\" target=\"_blank\">changelog</a> to see a full list of all the enhancements and fixes in this release. It should be safe to update your sites and clients&#8217; sites to 4.0.2 without any ill effects.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 21 Apr 2016 21:46:05 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:7;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:96:\"WPTavern: WPWeekly Episode 231 – An Inside Look at the Plugin Review Process with Mika Epstein\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:44:\"http://wptavern.com?p=53924&preview_id=53924\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:102:\"http://wptavern.com/wpweekly-episode-231-an-inside-look-at-the-plugin-review-process-with-mika-epstein\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:2951:\"<p>In this episode of WordPress Weekly, <a href=\"https://discord.gg/0wOgTCREXzBiWNYG\">Marcus Couch</a> and I are joined by <a href=\"https://halfelf.org/\">Mika Epstein</a>. Epstein reviews plugins before they&#8217;re added to the WordPress plugin directory and volunteers on the WordPress support forums. We learn what the plugin review process is like and common security issues she discovers. I was shocked to learn that Epstein has experienced some of the worst in people from denying plugins into the directory.</p>\n<p>We discuss the idea of a WordPress notifications center and how it could help keep users aware of issues on their sites. Last but not least, she gives us a heads up on common issues that have been reported on the support forums since the release of WordPress 4.5.</p>\n<h2>Plugins Picked By Marcus:</h2>\n<p><a href=\"https://wordpress.org/plugins/ask-me-anything-anonymously/\">Ask Me Anything (Anonymously), </a>by <a href=\"https://profiles.wordpress.org/arunbasillal/\">Arun Basil Lal</a> from India, enables users to easily add a page or widget using a shortcode where visitors can ask you questions anonymously and you can list them along with your answers.</p>\n<p><a href=\"https://wordpress.org/plugins/admin-cleanup/\">Admin Cleanup, </a>by <a href=\"https://profiles.wordpress.org/mgibbs189/\">Matt Gibbs </a>from Charlottesville, VA, lets you hide menu items (e.g. Tools) entirely, or move them into the WordPress Admin Bar.</p>\n<p><a href=\"https://wordpress.org/plugins/logic-shortcodes/\">Logic Shortcodes, </a>by <a href=\"https://profiles.wordpress.org/samueldiethelm/\">Samuel Diethelm</a> from Marbella, Spain, enables the use of [if] shortcodes to work with conditional logic based on post meta or taxonomy terms on posts and pages. With conditional logic for taxonomy terms, you can use names, slugs or term_ids. For example: [if taxonomy=&#8221;category&#8221; slug=&#8221;cars&#8221;]Content to show[/if]</p>\n<p><a href=\"https://wordpress.org/plugins/dispensary-coupons/\">Dispensary Coupons<b>, </b></a>by <a href=\"https://profiles.wordpress.org/deviodigital/\">Robert DeVore </a>from Michigan, allows you to prominently display discounts on flower, tinctures, edibles and more with a simple shortcode or widget.</p>\n<h2>WPWeekly Meta:</h2>\n<p><strong>Next Episode:</strong> Wednesday, April 27th 9:30 P.M. Eastern</p>\n<p><strong>Subscribe To WPWeekly Via Itunes: </strong><a href=\"https://itunes.apple.com/us/podcast/wordpress-weekly/id694849738\" target=\"_blank\">Click here to subscribe</a></p>\n<p><strong>Subscribe To WPWeekly Via RSS: </strong><a href=\"http://www.wptavern.com/feed/podcast\" target=\"_blank\">Click here to subscribe</a></p>\n<p><strong>Subscribe To WPWeekly Via Stitcher Radio: </strong><a href=\"http://www.stitcher.com/podcast/wordpress-weekly-podcast?refid=stpr\" target=\"_blank\">Click here to subscribe</a></p>\n<p><strong>Listen To Episode #231:</strong><br />\n</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 21 Apr 2016 19:15:32 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:8;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:79:\"WPTavern: Beaver Builder Passes $1 Million in Revenue After 2 Years in Business\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53893\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:88:\"http://wptavern.com/beaver-builder-passes-1-million-in-revenue-after-2-years-in-business\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:2778:\"<p><a href=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/beaver-builder.png\"><img src=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/beaver-builder.png?resize=1025%2C432\" alt=\"beaver-builder\" class=\"aligncenter size-full wp-image-53906\" /></a></p>\n<p>Beaver Builder, the drag-and-drop page builder plugin, <a href=\"https://www.wpbeaverbuilder.com/2nd-birthday-big-milestone-april-update/\" target=\"_blank\">celebrated two years in business</a> this week. Fastline Media, the parent company, started as a web design agency, but due to the success of their product the team closed down its client services department at the beginning of 2016 to focus 100% on Beaver Builder. After just two years in business, the plugin has passed $1 million in revenue.</p>\n<p>Beaver Builder hired its first employee in April, 2015, a year after launching. It now employees four people full-time and a few part-time contractors in addition to its three founders. The plugin recently passed 100,000 active installations between the <a href=\"https://wordpress.org/plugins/beaver-builder-lite-version/\" target=\"_blank\">WordPress.org</a> and commercial versions.</p>\n<p>As part of their two year milestone post, the team also announced that it acquired the beaverbuilder.com domain name, which set them back $2,300, according to co-founder Robby McCullough.</p>\n<p>&#8220;There was a really good salesman for the holding company that we bought it through,&#8221; McCullough said. &#8220;He convinced me it was a steal. Considering it probably cost ~$10 originally, though, it was a bit of a sting.&#8221;</p>\n<p>McCullough said that he and his co-founders see Beaver Builder, and other WordPress website builders, as being a bridge between WordPress and its mainstream market competitors like Wix and Weebly.</p>\n<p>&#8220;This idea came up during Jeff King&#8217;s presentation at Pressnomics, as more and more traditional &#8216;jobs&#8217; become automated and obsolete (think driverless cars/trucks on the horizon),&#8221; McCullough said. &#8220;More and more people will be forced to start small businesses and create their own opportunities. Along with democratizing publishing, we think WordPress (and the web in general) — hopefully with the help of Beaver Builder — has the opportunity to &#8216;democratize the workforce.\'&#8221;</p>\n<p>With the $1 million milestone under their belts, McCullough said the Beaver Builder co-founders plan to keep putting food on the table and taking care of customers.</p>\n<p>&#8220;We&#8217;ve made it this far by providing great support and embracing customer feedback,&#8221; McCullough said. &#8220;We might be in the driver seat, but our customers are the ones laying the track.&#8221;</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 21 Apr 2016 18:03:37 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:9;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:56:\"WP Mobile Apps: WordPress for iOS: Call for beta testers\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:33:\"http://apps.wordpress.com/?p=3397\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:78:\"https://apps.wordpress.com/2016/04/21/wordpress-for-ios-call-for-beta-testers/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:769:\"<p>Hello, WordPress users! We are launching a shiny, new TestFlight beta testing program for WordPress for iOS. If you yearn for the latest features, enjoy breaking things, and don&#8217;t mind uncovering a bug or two in the process, we need you!</p>\n<p>Please <a href=\"https://docs.google.com/forms/d/1n0sD8O_Upb9h5FvKj6z_MFWPH5valmpQgbZf5kQEejU/viewform\">fill out our signup form</a> to request to join as a beta tester. If there are available spaces in the beta program, you will receive an email from TestFlight with instructions to download the latest beta release. We can&#8217;t wait to hear your feedback!</p>\n<img alt=\"\" border=\"0\" src=\"https://pixel.wp.com/b.gif?host=apps.wordpress.com&blog=108068616&post=3397&subd=apps&ref=&feed=1\" width=\"1\" height=\"1\" />\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 21 Apr 2016 12:35:17 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:6:\"Rachel\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:10;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:34:\"Matt: In Memoriam: Chuck Mullenweg\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:22:\"https://ma.tt/?p=46426\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:50:\"https://ma.tt/2016/04/in-memoriam-chuck-mullenweg/\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:5678:\"<p><img class=\"alignnone size-full wp-image-46437\" src=\"http://i2.wp.com/ma.tt/files/2016/04/MCM_5265-1-1.jpg?resize=604%2C302&ssl=1\" alt=\"MCM_5265 (1).JPG\" /></p>\n<p>My father, Chuck Mullenweg, passed one week ago today. After over a month in ICU he had just been transferred to long-term acute care in a different hospital and we were looking forward to a tough but steady road to being back home when he took an unexpected and sudden turn. I&#8217;ve started and stopped writing this dozens of times since then and words continue to fail me.</p>\n<p>Here&#8217;s the rememberance that ran in the paper a few days ago:</p>\n<p><a href=\"http://i0.wp.com/ma.tt/files/2016/04/W01521910pdfpreview.png\"><img class=\"aligncenter wp-image-46424 size-medium\" src=\"http://i0.wp.com/ma.tt/files/2016/04/W01521910pdfpreview.png?resize=604%2C296\" alt=\"\" /></a></p>\n<p><img class=\"  wp-image-46500 alignright\" src=\"http://i2.wp.com/ma.tt/files/2016/04/IMG_6024.jpg?resize=262%2C333&ssl=1\" alt=\"IMG_6024.JPG\" />It is impossible to overstate the influence my father has had on every part of my life: Why did I play saxophone? Dad did. Computers and programming? Dad did. Travel? He was frequently stationed overseas and even when we didn&#8217;t visit he would always bring back a cool gift for myself and my sister. He drove me to the HAL-PC office (local non-profit) every weekend where I&#8217;d learn so much fixing people&#8217;s broken computers and being exposed to open source for the first time. His O&#8217;Reilly &#8220;camel book&#8221; on Perl was the first scripting I learned, and he pointed me toward Mastering Regular Expressions which became the basis of <a href=\"https://ma.tt/2002/09/smart-quotes-in-php/\">my first contribution to b2, texturize</a>.</p>\n<p>We were in a father / son bowling league. I remember admiring his work ethic so much: he&#8217;d get up before dawn every morning and put on a suit, grab his briefcase, and go to work. He often went in on weekends and I loved to go with him because they had &#8220;fast&#8221; internet at the office and I could read Dilbert and about Babylon 5. He was a voracious reader and learner, and loved tinkering whether it was cars or networking. In the other room I can hear a bitcoin mining rig he set up a few years ago. He was independent minded and unafraid to question the status quo.</p>\n<p><img class=\"aligncenter size-full wp-image-46504\" src=\"http://i1.wp.com/ma.tt/files/2016/04/IMG_4385.jpg?resize=351%2C263&ssl=1\" alt=\"IMG_4385.JPG\" /></p>\n<p>There&#8217;s a photo somewhere of my dad mowing the lawn and me following behind him with a toy lawnmower, which is a perfect metaphor for how I&#8217;ve always followed in his footsteps.</p>\n<p><img class=\"alignnone size-full wp-image-46511\" src=\"http://i1.wp.com/ma.tt/files/2016/04/MCM_5113.jpg?resize=604%2C238&ssl=1\" alt=\"MCM_5113.jpg\" /></p>\n<p>I&#8217;m at a loss.</p>\n<p>Parents are there literally the day you&#8217;re born, and it&#8217;s hard to imagine a life without them. Most people reading this will outlive their parents, and deal with their mortality and often difficult and painful final days as those who brought us into this world exit it. I&#8217;ve been reading and reading all the writing I can find on this topic, but nothing really prepares you for it, and nothing makes it better to go through. It&#8217;s terrible.</p>\n<p><img class=\"alignnone size-full wp-image-46508\" src=\"http://i2.wp.com/ma.tt/files/2016/04/MCM_7807.jpg?resize=604%2C402&ssl=1\" alt=\"MCM_7807.jpg\" /></p>\n<p>He wasn&#8217;t someone to tell you what the right way to live was, in fact he was incredibly open minded. He didn&#8217;t tell you, he showed you how he lived his life from a place of integrity and trust, how he was in his relationship with my mom, how he was in business. He wasn&#8217;t flashy and seldom talked about his accomplishments or all the people he had helped out along the way. Many of the stories of appreciation coming in I&#8217;m hearing for the first time. In getting his books and taxes together this past week I was humbled by how simply he lived this season of his life, not into material things but cherishing relationships and his quiet life in the suburbs with my mother.</p>\n<p><img class=\"alignnone size-full wp-image-46499\" src=\"http://i1.wp.com/ma.tt/files/2016/04/IMG_20151225_160835-1.jpg?resize=604%2C452&ssl=1\" alt=\"IMG_20151225_160835 (1).jpg\" /></p>\n<p>My biggest blessing has been my family. Every one is the most supportive you can imagine. So inspiring&#8230; much of what I&#8217;ve done in the world was in the context of making my parents proud, and their relationship to each other and the amazing man my dad was has set a bar I hope to approach in my lifetime. The last few years he got much better about showing his pride in my sister and I, and even more importantly saying &#8220;I love you,&#8221; the three words that are among the best gift we can give each other. Don&#8217;t forget to use them, even if it feels cheesy or embarrassing, and for those of you with parents still around please give them some <a href=\"http://waitbutwhy.com/2015/12/the-tail-end.html\">extra time</a> and a hug for me. This was unexpected, we really believed he was on an upward trajectory. You never know when the words you share with someone might be the last.</p>\n<p><img class=\"alignnone size-full wp-image-46506\" src=\"http://i1.wp.com/ma.tt/files/2016/04/MCM_5139.jpg?resize=604%2C402&ssl=1\" alt=\"MCM_5139.JPG\" /></p>\n<p>I made a page <a href=\"http://ma.tt/chuck/\">you can see his official obituary, information about his memorial service in Katy, and leave any memories you have of him at ma.tt/chuck</a>.</p>\n<p>&nbsp;</p>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Thu, 21 Apr 2016 06:58:35 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:4:\"Matt\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:11;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:62:\"WPTavern: A Tip for Convincing Customers to Renew License Keys\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53881\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:72:\"http://wptavern.com/a-tip-for-convincing-customers-to-renew-license-keys\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:3583:\"<p>Mika Epstein, who helps review plugins before they&#8217;re added to the directory and is a dedicated support forum volunteer, <a href=\"https://halfelf.org/2016/despair-licensed-updates/\">has a great post</a> on the difficulties associated with plugins that require license keys for updates. She addresses topics like keeping users informed, ownership, and bundling plugins with themes. She also suggests the following solution to get users with an expired license key to renew.</p>\n<blockquote><p>What if the updater kept checking, license expired or not, and when you clicked to upgrade it alerted you?</p>\n<p>Your license for Foobar has expired. Please renew it in order to upgrade.</p>\n<p>What if you got this email?</p>\n<p>Hey, you bought Foobar back in 2014 and that license lapsed. Normally I’d never bother you, but today I’ve pushed a major security fix. Since this is a security release, I’m offering you a discount. It’s already applied to your account, just log in and you can buy the upgrade at 50% off. If you’re not using Foobar anymore, click here and I’ll have your account flagged so we don’t bother you about this again.</p>\n<p>How happy would you be to find out someone saved your soy bacon?</p></blockquote>\n<p>Based <a href=\"https://halfelf.org/2016/despair-licensed-updates/#comment-75676\">on the comments</a> of her article and from what Epstein has experienced from years of providing WordPress support, it&#8217;s a complex problem without a solution. The perils of updating commercial plugins bundled with themes that require a license key were apparent two years ago when a <a href=\"http://wptavern.com/critical-security-vulnerability-found-in-wordpress-slider-revolution-plugin-immediate-update-advised\">critical security vulnerability was discovered</a> in Revolution Slider.</p>\n<p>Had the news not been published across media outlets, many users may not have known about the update. In some cases, users couldn&#8217;t update because they didn&#8217;t have the required license key, <a href=\"http://wptavern.com/critical-security-vulnerability-found-in-wordpress-slider-revolution-plugin-immediate-update-advised#comment-58566\">as was the case with Brenda</a>.</p>\n<blockquote><p>The slider plugin was bundled in a theme that a PREVIOUS web developer installed for one of my clients. As such, I do not have the theme license key. There is NO WAY that I would ever have known about this extreme vulnerability had Sucuri not released it.</p></blockquote>\n<p>Some companies make security updates available to all customers regardless if their license is expired. For example, earlier this year, a <a href=\"http://wptavern.com/critical-security-vulnerability-discovered-in-elegant-themes-products\">critical security vulnerability was discovered</a> in Elegant Themes products. Due to the severity of the issue, the company made the updates available for free to expired accounts. The updates contained only the security fix without any of the new features developed in recent versions.</p>\n<p>There&#8217;s a delicate balance between pushing customers to upgrade, renew license keys, and making it easy to do so. As Epstein says in the conclusion of her post, &#8220;If you make it easy to pay, people will renew and pay. If you inform them of security issues, they will pay and upgrade.&#8221;</p>\n<p>If you&#8217;re a commercial plugin developer, how do you inform and convince customers to renew their license keys? Also, how do you handle security updates for customers with expired licenses?</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 20 Apr 2016 22:49:41 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:12;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:79:\"WPTavern: WP Dispensary Offers a Complete Marijuana Menu Solution for WordPress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53859\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:89:\"http://wptavern.com/wp-dispensary-offers-a-complete-marijuana-menu-solution-for-wordpress\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:4972:\"<a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/blueberry-kush.jpg\"><img src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/blueberry-kush.jpg?resize=1000%2C605\" alt=\"photo credit: Blueberry Kush, Indica-3 - (license)\" class=\"size-full wp-image-53861\" /></a>photo credit: <a href=\"http://www.flickr.com/photos/57298467@N03/5500914557\">Blueberry Kush, Indica-3</a> &#8211; <a href=\"https://creativecommons.org/licenses/by/2.0/\">(license)</a>\n<p>With <a href=\"http://medicalmarijuana.procon.org/view.resource.php?resourceID=000881\" target=\"_blank\">24 states</a> having enacted laws to legalize medical marijuana, the industry is booming and dispensaries need websites. <a href=\"https://wordpress.org/plugins/wp-dispensary/\" target=\"_blank\">WP Dispensary</a>, released five months ago, is the first WordPress plugin to target this underserved market.</p>\n<p>After creating <a href=\"https://wordpress.org/plugins/leafly-reviews/\" target=\"_blank\">Leafly Reviews</a>, a plugin that displays dispensary reviews from Leafly using a widget or shortcode, <a href=\"http://www.robertdevore.com\" target=\"_blank\">Robert DeVore</a> decided he wanted to make more solutions to help dispensary owners build professional websites. <a href=\"https://wordpress.org/plugins/wp-dispensary/\" target=\"_blank\">WP Dispensary</a> and <a href=\"https://wordpress.org/plugins/dispensary-coupons/\" target=\"_blank\">Dispensary Coupons</a> soon followed on WordPress.org.</p>\n<p>Many marijuana dispensaries post their product menus on a board, printed on paper, or displayed on a tablet. The WP Dispensary plugin makes it easy to enter products, with all their relevant details, into a menu for display on a WordPress-powered website. This makes it easy for the dispensary owner to create, edit, and maintain a master list of products, which can also be displayed in the store.</p>\n<p><a href=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/wpd-menu-update-1.4.jpg\"><img src=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/wpd-menu-update-1.4.jpg?resize=160%2C174\" alt=\"wpd-menu-update-1.4\" class=\"alignright size-full wp-image-53872\" /></a>The plugin creates custom post types for flowers, edibles, concentrates, pre-rolls, and topicals. It also includes custom taxonomies for aromas, flavors, effects, symptoms, and conditions. This allows visitors to easily sort available products.</p>\n<p>Entering a new menu item is as easy as writing a post, so dispensary owners will have no problem keeping their menus updated:</p>\n<p><a href=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/add-flower.png\"><img src=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/add-flower.png?resize=1025%2C489\" alt=\"add-flower\" class=\"aligncenter size-full wp-image-53885\" /></a></p>\n<p>Dispensary owners can also enter product prices for flowers and concentrates based on weight, from 1/2 gram to an ounce. Edibles and pre-rolls allow you to enter the THC and CBD percentages.</p>\n<p>Today&#8217;s <a href=\"http://www.wpdispensary.com/wp-dispensary-version-1-4/\" target=\"_blank\">version 1.4 release</a>, in honor of the 4/20 holiday, adds topicals to the existing custom post types, with extra product information options for unit price, unit size, and THC mg and CBD mg.</p>\n<p>When used in combination with DeVore&#8217;s free <a href=\"https://github.com/deviodigital/dispensary-display-wordpress-theme\" target=\"_blank\">Dispensary Display</a> theme, products are displayed beautifully on the frontend with images for each menu item. After updating it to be compatible with the 1.4 release, DeVore plans to get the theme ready for submission to the official WordPress theme directory.</p>\n<p><a href=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/dispensary-items.png\"><img src=\"http://i0.wp.com/wptavern.com/wp-content/uploads/2016/04/dispensary-items.png?resize=887%2C524\" alt=\"dispensary-items\" class=\"alignright size-full wp-image-53878\" /></a></p>\n<p>WP Dispensary is also fully integrated with the WP REST API so developers can pull data from the custom post types and display it with JavaScript in a website or app. This currently requires the <a href=\"https://wordpress.org/plugins/rest-api/\" target=\"_blank\">REST API plugin version 2</a> until the API is officially merged into core.</p>\n<p>WP Dispensary is 100% open source and available for anyone to <a href=\"https://wordpress.org/plugins/wp-dispensary/\" target=\"_blank\">download for free from WordPress.org</a>. Full <a href=\"http://www.wpdispensary.com/documentation/\" target=\"_blank\">documentation</a> is available for the plugin on the WP Dispensary project website, which includes instructions for setting it up, information on add-ons, and additional plugin suggestions. The plugin is also <a href=\"https://github.com/deviodigital/wp-dispensary\" target=\"_blank\">available on GitHub</a> if you want to contribute bug fixes or improvements.</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 20 Apr 2016 20:09:33 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Sarah Gooding\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:13;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:68:\"WPTavern: The Quest For a Centralized WordPress Notifications Center\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53785\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:78:\"http://wptavern.com/the-quest-for-a-centralized-wordpress-notifications-center\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:9813:\"<p>Based on the number of comments we received on <a href=\"http://wptavern.com/please-stop-abusing-wordpress-admin-notices\">WordPress admin notices</a> being abused, it&#8217;s clear that a number of you feel the same way I do. Thanks to the healthy discussion that took place, I learned several new things about admin notices I&#8217;d like to share with you.</p>\n<h2>Themes Do it Too</h2>\n<p>While the crux of the article focuses on plugins being the largest offender, the issue also applies to themes hosted in and outside of the WordPress theme directory. In one of the more extreme examples I discovered, earlier this year, <a href=\"https://reduxframework.com/e\">Redux Framework</a> added an admin notice that informed users of a new <a href=\"https://reduxframework.com/extension/ad-remover/\">commercial extension</a>.</p>\n<p>When users questioned <a href=\"https://github.com/reduxframework/redux-framework/issues/2801\">how to remove the notices</a>, Redux Framework developers responded by creating a commercial extension.</p>\n<a href=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/ReduxFrameworkAdNotice.png\"><img class=\"size-full wp-image-53826\" src=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/04/ReduxFrameworkAdNotice.png?resize=1025%2C47\" alt=\"Redux Framework Admin Notice\" /></a>Redux Framework Admin Notice\n<p>For $59 a year, the extension removes admin notices, ads from the options panel, and the dashboard news widget. Even though the notices and ads are only displayed when the framework&#8217;s dev mode is enabled, it seems like a ridiculous way to generate revenue.</p>\n<p>While researching for this article, I discovered that Dovy Paukstys, Co-Founder and lead developer of Redux Framework, is in the process of removing advertising from current and future admin notices. Paukstys provided the Tavern with the following statement:</p>\n<blockquote><p>As a fellow developer, I can see how frustrating an admin notice can be when used as an ad. To support the requests of the community, we will no longer use admin notices to advertise premium features. We will use admin notices for their intended purpose, to inform and educate our users.</p>\n<p>We hope that other frameworks, plugins, and products will follow suit.</p></blockquote>\n<h2>WP Notification Center</h2>\n<p>Inspired by our article, WPBeginner looks into whether or not <a href=\"http://www.wpbeginner.com/opinion/does-wordpress-need-a-notification-center-we-think-so-how-about-you/\">WordPress needs a notification center</a>. As it turns out, there are a couple of different plugins and projects in the works aiming to solve this problem.</p>\n<p>The <a href=\"https://wordpress.org/plugins/wp-notification-center/\">WP Notification Center</a> plugin, developed by Barry Kooij and Never5, adds a <a href=\"http://www.barrykooij.com/wordpress-notification-manager/\">notification center</a> to WordPress. This plugin moves admin notices to a central location freeing up valuable screen real-estate.</p>\n<a href=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/WPNotificationCenter.png\"><img class=\"size-full wp-image-53828\" src=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/WPNotificationCenter.png?resize=638%2C155\" alt=\"WP Notification Center\" /></a>WP Notification Center\n<p>When activated, a notifications area is added to the admin bar. This tells you the number of notices available and provides quick viewing access. The messages are also color coded to easily tell the difference between update and error messages.</p>\n<p>Links within the notice take you to the corresponding admin page to view more details. Unfortunately, you can&#8217;t dismiss notices from the admin toolbar without navigating to the links within them. According to Kooij, dismissing notices is a difficult problem to fix.</p>\n<blockquote><p>The admin notices are added in code so I can&#8217;t stop them from being added. That means I would need to store what notices are dismissed and check all added notices on every admin page load to filter out the ones that are dismissed.</p>\n<p>It&#8217;s the other way around from an ideal situation, where a notice would be added to the database and I can simply remove it when it&#8217;s dismissed.</p></blockquote>\n<p>As for the possibility of getting WP Notification Center into core, &#8220;I would love to write a patch for core that would set this up the right way,&#8221; Kooij said. &#8220;That would eventually involve deprecating and stop displaying notifications that are being added the old way.&#8221;</p>\n<p>If you&#8217;re interested in tackling this problem or would like to contribute to other facets of the project, you can find it <a href=\"https://github.com/barrykooij/wp-notification-center\">on GitHub</a> where issues and pull requests are welcomed.</p>\n<h2>WordPress Notifications API</h2>\n<p>During the WordPress Core developer chat <a href=\"https://make.wordpress.org/core/2016/01/13/core-dev-chat-notes-for-jan-13/\">back in January</a>, John Blackbourn proposed a Notifications API that would replace <code>wp_mail()</code> with an extensible API. The API could be hooked into by developers to send notifications via webhooks that would enable Slack and IM notifications. There would also be UI added so users and admins can choose which individual notifications and types to opt-in/out of.</p>\n<p>The API is not directly relevant to admin notices but it&#8217;s possible they could be connected in the future. Blackbourn plans to publish a detailed blog post outlining the idea in-depth within the next week or two.</p>\n<h2>Jetpack Notifications</h2>\n<p>Jetpack handles notifications via a module that adds an icon to the toolbar. Notifications include, Likes, Comments, Follows, and the ability to moderate and reply to comments.</p>\n<a href=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/JetpackNotifications.png\"><img class=\"size-full wp-image-53846\" src=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/JetpackNotifications.png?resize=406%2C422\" alt=\"Jetpack Notifications\" /></a>Jetpack Notifications\n<p>I use this notifications area all the time to moderate and respond to comments. It&#8217;s convenient and usually loads items quickly. However, I&#8217;m not sure how well the interface would work if admin notices from themes and plugins were added.</p>\n<h2>Subscribers Can Possibly See Admin Notices</h2>\n<p>One of the most surprising <a href=\"http://wptavern.com/please-stop-abusing-wordpress-admin-notices#comment-165057\">things I&#8217;ve learned</a> is that users who are subscribers can <em>possibly</em> see admin notices. On the surface, this doesn&#8217;t make sense as subscribers don&#8217;t have the capabilities necessary to act on notices. I tested this theory on the WP Tavern test site by activating both Yoast SEO and the All in One SEO plugin.</p>\n<p>This is what I see while logged in as an admin.</p>\n<a href=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/AdminNoticesSEO.png\"><img class=\"size-full wp-image-53847\" src=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/AdminNoticesSEO.png?resize=1025%2C293\" alt=\"Admin Notices While Logged in as Admin\" /></a>Admin Notices While Logged in as Admin\n<p>This is the same dashboard while logged in as a subscriber.</p>\n<a href=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/AdminNoticesWhileASubscriber.png\"><img class=\"size-full wp-image-53848\" src=\"http://i1.wp.com/wptavern.com/wp-content/uploads/2016/04/AdminNoticesWhileASubscriber.png?resize=1025%2C380\" alt=\"Admin Notices While Logged in as A Subscriber\" /></a>Admin Notices While Logged in as A Subscriber\n<p>As you can see, the notices disappear when logged in as a subscriber. While I initially thought this was an issue in core, it appears to be more of a developer issue. JS Morisset, who <a href=\"http://wptavern.com/please-stop-abusing-wordpress-admin-notices#comment-165464\">commented on the original article</a> has a possible explanation:</p>\n<blockquote><p>The word &#8216;admin&#8217; (for notices) could be interpreted in two ways — either they’re admin / back-end notices, or they’re administrator notices.</p>\n<p>I’ve always understood that they are the former (notices displayed on the admin back-end), and can be seen by any / all back-end users, so I use &#8216;current_user_can()&#8217; in my own code to display different kinds of messages. Maybe this is more of a developer awareness issue than a core WP issue.</p></blockquote>\n<p>While I have not analyzed the code in the plugins I tested, the <a href=\"https://developer.wordpress.org/reference/functions/current_user_can/\">current_user_can()</a> capability check would explain why admins see notices while subscribers do not.</p>\n<h2>What I&#8217;d Like to See in a Centralized WordPress Notifications Center</h2>\n<p>Admin notices are a great way for developers to inform users of important information. But with all the notices bombarding site administrators these days, there&#8217;s a need for an organizational user interface to manage them all. When considering the types of notifications to allow and display, a notification center in WordPress can easily turn into a deep rabbit hole.</p>\n<p>What I&#8217;d like to see is a notification center that notifies me of core, plugin, and theme updates in addition to whatever notices those items generate. I also want it to tell me about errors on the site. These notifications should be in an easy-to-use interface that&#8217;s quick to access. Notifications should be dismissable or have a status where they can be marked as read.</p>\n<p>As seen above, there are plenty of people and projects working on solutions to this problem. What would be your ideal WordPress notifications center?</p>\n<div id=\"epoch-width-sniffer\"></div>\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:7:\"pubDate\";a:1:{i:0;a:5:{s:4:\"data\";s:31:\"Wed, 20 Apr 2016 02:11:41 +0000\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}s:32:\"http://purl.org/dc/elements/1.1/\";a:1:{s:7:\"creator\";a:1:{i:0;a:5:{s:4:\"data\";s:13:\"Jeff Chandler\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}}}}i:14;a:6:{s:4:\"data\";s:13:\"\n	\n	\n	\n	\n	\n	\n\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";s:5:\"child\";a:2:{s:0:\"\";a:5:{s:5:\"title\";a:1:{i:0;a:5:{s:4:\"data\";s:107:\"WPTavern: Developers Urge White House to Consider “Open by Default” for New Open Source Software Policy\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"guid\";a:1:{i:0;a:5:{s:4:\"data\";s:28:\"http://wptavern.com/?p=53787\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:4:\"link\";a:1:{i:0;a:5:{s:4:\"data\";s:111:\"http://wptavern.com/developers-urge-white-house-to-consider-open-by-default-for-new-open-source-software-policy\";s:7:\"attribs\";a:0:{}s:8:\"xml_base\";s:0:\"\";s:17:\"xml_base_explicit\";b:0;s:8:\"xml_lang\";s:0:\"\";}}s:11:\"description\";a:1:{i:0;a:5:{s:4:\"data\";s:7190:\"<a href=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/03/white-house.jpg\"><img src=\"http://i2.wp.com/wptavern.com/wp-content/uploads/2016/03/white-house.jpg?resize=1024%2C520\" alt=\"photo credit: The White House Washington DC - (license)\" class=\"size-full wp-image-52474\" /></a>photo credit: <a href=\"http://www.flickr.com/photos/71380981@N06/19902559769\">The White House Washington DC</a> &#8211; <a href=\"https://creativecommons.org/licenses/by-nc-nd/2.0/\">(license)</a>\n<p>Last month the White House <a href=\"http://wptavern.com/white-house-seeks-feedback-on-github-for-government-wide-open-source-software-policy\" target=\"_blank\">called for developers to comment on its proposed draft</a> for a Government-wide Open Source Software policy. The new policy would require code paid for by the government to be made available for reuse across other federal agencies and a portion (20%) of the custom code would be released as open source.</p>\n<p>The period for public comment officially ended yesterday and now the <a href=\"https://www.whitehouse.gov/omb/\" target=\"_blank\">White House Office of Management and Budget (OMB)</a> will analyze the feedback on GitHub to refine the final policy.</p>\n<h3>CIO of the Department of Homeland Security Affirms Benefits of Open Source for Cybersecurity</h3>\n<p>Yesterday, Luke McCormack, the Chief Information Officer of the Department of Homeland Security, offered <a href=\"https://github.com/whitehouse/source-code-policy/issues/222\" target=\"_blank\">formal comments on GitHub</a>, affirming the benefits of open source, especially in regard to cybersecurity:</p>\n<blockquote><p>When managed appropriately, releasing code as OSS and engaging with the community can have extensive cybersecurity benefits. Security through obscurity is not true security: we cannot depend on vulnerabilities not being exploited just because they have not been discovered yet. There are many examples of widely-used pieces of software that benefit greatly from constant and vigorous community reviews and contributions to find bugs, and thus making them more secure. We look forward to government systems joining them.</p></blockquote>\n<p>McCormack&#8217;s clarification of the department&#8217;s official position combats the common misconception that open source code is inherently insecure. The comment also affirms the department&#8217;s support for working with the open source community.</p>\n<p>&#8220;Participation in the open source community will further strengthen our systems and help fulfill the mission of the Department,&#8221; McCormack said. &#8220;Likewise, we believe in the potential of this policy to incentivize innovation and enable a new generation of companies to do business with the Government.&#8221;</p>\n<h3>Developers Push for an &#8220;Open by Default&#8221; Policy</h3>\n<p>The proposed policy encourages federal agencies to work together to make reusable modules and to build active communities around the open source code they release. It is a better use of American tax dollars, but there is also a significant contingency of developers who believe the policy doesn&#8217;t go far enough with its arbitrary 20% requirement.</p>\n<p>In an issue titled &#8220;<a href=\"https://github.com/WhiteHouse/source-code-policy/issues/90\" target=\"_blank\">Software should be &#8220;Open by default&#8221; not 20%</a>,&#8221; the Presidential Innovation Fellows Foundation (PIFF) shared the following statement summarizing the general consensus of its 120 members:</p>\n<blockquote><p>The PIF Foundation membership strongly believes that it is in the best interest of increased government efficiency and taxpayer savings for the OMB to set a policy of &#8216;open by default&#8217; for custom software developed by the Federal Government rather than setting a goal of at least 20% OSS as originally proposed in the source code policy.</p></blockquote>\n<p><a href=\"http://ben.balter.com/\" target=\"_blank\">Ben Balter</a>, open source advocate and product manager at GitHub, <a href=\"https://github.com/WhiteHouse/source-code-policy/issues/90#issuecomment-207820011\" target=\"_blank\">expanded</a> on why the PIFF believes that taxpayer-funded government code should be open by default. Balter penned an <a href=\"https://fcw.com/articles/2016/04/11/balter-open-source-opinion.aspx\" target=\"_blank\">op-ed for FCW</a> about how the proposed open source policy, with its 20% requirement, is a missed opportunity to modernize government. He contends that the proposed three-year pilot program will not likely produce results beyond what is already known, as open source has already undergone a two-decade pilot. By 2019, the push for &#8216;open by default&#8217; will be long overdue:</p>\n<blockquote><p>It&#8217;s no secret that government agencies lag behind the private sector with regard to technology, and the proposed source code policy hesitantly testing the waters of open source is no exception. Open source software isn&#8217;t a potential fad to be cautiously evaluated as part of a three-year pilot program, nor are the benefits unknown or unproven in large enterprises. Open source is simply how industry builds software today. You&#8217;d be hard-pressed to find a startup worth its venture capital funding that isn&#8217;t based, at least in part, on open source software. The same holds true of most industry leaders, already embracing open source as a core part of their business strategy, including Microsoft, Apple, Google, IBM, SAP and Adobe to name a few.</p></blockquote>\n<p>Mozilla representatives also <a href=\"https://github.com/WhiteHouse/source-code-policy/issues/159\" target=\"_blank\">commented on the issue</a> to affirm its support for “open by default” and clear international licensing. The company identified four key reasons for shooting for 100% rather than mandating a minimum requirement:</p>\n<ul>\n<li>Open source by default is consistent with the principle that the public should receive maximal benefit from the expenditure of their tax dollars.</li>\n<li>Software produced in the open will be of high quality and will help promote the public’s trust due to the extra scrutiny it can receive and the potential contribution of external interested p