<p style="text-align: center;"><img class="alignnone size-full wp-image-451" src="http://www.moneydebate.com/wp-content/uploads/save-money-automatically.jpg" alt="save-money-automatically" width="599" height="350" /></p>
<p>The topic of saving money has been discussed time and time again. You can read all the tips in the world until you are blue in the face and the same principle prevails in all of them: just do it. Those three words are simple to read but much more difficult to achieve. That&#8217;s because saving money causes pain. Imagine working hard for your money and then not being able to spend it? Imagine having the option of living a higher quality life and not taking it? That&#8217;s why saving money is so difficult.</p>
<p>But you really do need to save money because what would happen if your car breaks down, your roof is leaking or you break a leg? You need an emergency fund for all of these unexpected occasions. Here are 5 ways you can save money to plump up your emergency fund.</p>
<h3>Step 1: Set A Goal</h3>
<p>Set your saving goals and write them down. But be sure to make it realistic. Far example, if you want to buy something then at first find out its cost, the amount of down payment required, the number and the amount of installments required to be paid, etc. Once you have your goal set a time period to accomplish it. Then you can break it down into smaller mini-goals that are easier to complete.</p>
<h3>Step 2: Get Rid Of Your Debt First</h3>
<p>It&#8217;s very difficult to save money when you still have debts eating up all of your income. Don&#8217;t avoid paying your debts just so you can save money &#8211; that&#8217;s not the way to do it. Instead, <a title="3 Steps To Help You Eliminate Growing Debt" href="http://www.moneydebate.com/3-steps-to-help-you-eliminate-growing-debt/">pay off your debts</a> as soon as you can because the interest is what&#8217;s really hurting you. Interest is money going into an abyss so get rid of your debts quickly so you can be free to save.</p>
<h3>Step 3: Create A Budget</h3>
<p>Creating a budget is not a lot of work &#8211; sticking to it is the hard part. But if you actually go through the effort and take the time to create a budget then you are far more likely to succeed. There is no such thing as a mental budget, so be sure to either write it down on paper, make a spreadsheet on your computer or use a free budgeting smartphone app.</p>
<h3>Step 4: Analyze Your Expenses</h3>
<p>Maintain an account of all of your expenses. Once you write it out in black and white you will see how much money you are truly wastefully spending. There are apps and free programs that let you do this. They also let you categorize your expenses so they can show you colorful charts that depict where the majority of your money is going. Once you see this you can analyze the data to see what you can cut out of your life.</p>
<h3>Step 5: Take It To The Bank</h3>
<p>Don&#8217;t store your money under your mattress or in a piggy bank. Deposit your money that you&#8217;re saving into a savings account with the bank. Set up an automatic withdrawal from your checking account into your savings account each month. This way, you will definitely be able to <a title="painless saving" href="http://www.savethebills.com/3-creative-ways-to-save-money-without-sacrificing/">save money painlessly</a> because it&#8217;s all on auto-pilot.</p>
